Rhinebeck Financial Statements From 2010 to 2025

RBKB Stock  USD 10.43  0.01  0.1%   
Rhinebeck Bancorp financial statements provide useful quarterly and yearly information to potential Rhinebeck Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Rhinebeck Bancorp financial statements helps investors assess Rhinebeck Bancorp's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Rhinebeck Bancorp's valuation are summarized below:
Gross Profit
25.9 M
Profit Margin
(0.33)
Market Capitalization
115.9 M
Enterprise Value Revenue
6.6416
Revenue
25.9 M
We have found one hundred twenty available trending fundamental ratios for Rhinebeck Bancorp, which can be analyzed and compared to other ratios and to its competitors. All investors should make sure to check out all of Rhinebeck Bancorp recent market performance against the performance between 2010 and 2025 to make sure the company can sustain itself down the road. The current year's Enterprise Value is expected to grow to about 194.6 M, whereas Market Cap is forecasted to decline to about 66 M.

Rhinebeck Bancorp Total Revenue

39.93 Million

Check Rhinebeck Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Rhinebeck Bancorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.8 M, Selling General Administrative of 16 M or Selling And Marketing Expenses of 586.6 K, as well as many indicators such as Price To Sales Ratio of 1.66, Dividend Yield of 0.0 or PTB Ratio of 0.98. Rhinebeck financial statements analysis is a perfect complement when working with Rhinebeck Bancorp Valuation or Volatility modules.
  
Check out the analysis of Rhinebeck Bancorp Correlation against competitors.
For information on how to trade Rhinebeck Stock refer to our How to Trade Rhinebeck Stock guide.

Rhinebeck Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total AssetsB1.5 B918.2 M
Slightly volatile
Short and Long Term Debt Total160.9 M153.2 M50.3 M
Slightly volatile
Total Current Liabilities9.3 M9.8 M235.3 M
Slightly volatile
Total Stockholder Equity89.4 M130.7 M79.3 M
Slightly volatile
Property Plant And Equipment Net21 M27.5 M20.1 M
Pretty Stable
Retained Earnings78.5 M115.4 M71.2 M
Slightly volatile
Cash15.5 M16.3 M28.6 M
Pretty Stable
Non Current Assets Total1.6 B1.5 B561.2 M
Slightly volatile
Cash And Short Term Investments164.2 M237.1 M131 M
Slightly volatile
Good Will1.9 MM2.6 M
Slightly volatile
Liabilities And Stockholders EquityB1.5 B918.2 M
Slightly volatile
Non Current Liabilities Total1.4 B1.4 B553.8 M
Slightly volatile
Other Stockholder Equity55.5 M52.9 M20.3 M
Slightly volatile
Total Liabilities1.4 B1.4 B690.5 M
Slightly volatile
Total Current Assets24.2 M25.4 M254.3 M
Pretty Stable
Intangible Assets210.3 K221.4 K721.6 K
Slightly volatile
Other Liabilities21.1 M16.5 M15.5 M
Pretty Stable
Net Tangible Assets86 M121.4 M74.8 M
Slightly volatile
Accounts Payable27.6 M29.1 M521.8 M
Slightly volatile
Other Assets1.6 M1.7 M501 M
Slightly volatile
Long Term Debt160.9 M153.2 M50 M
Slightly volatile
Other Current Assets29.4 M30.9 M173.5 M
Pretty Stable
Long Term Investments161 M220.8 M134.4 M
Slightly volatile
Property Plant Equipment21 M21.5 M19.5 M
Pretty Stable
Net ReceivablesM5.3 M65.1 M
Pretty Stable
Common Stock Shares Outstanding9.2 M12.5 M7.1 M
Slightly volatile
Long Term Debt Total4.1 M4.6 M5.1 M
Slightly volatile
Capital Surpluse29.2 M54.1 M19.8 M
Slightly volatile
Property Plant And Equipment Gross31.3 M53.5 M26.3 M
Slightly volatile
Earning Assets96.1 M106.4 M125.8 M
Slightly volatile
Net Invested Capital172.4 M283.9 M129.9 M
Slightly volatile
Non Current Liabilities Other58.9 M77.6 M49.1 M
Slightly volatile
Capital Stock123 K127.7 K113 K
Slightly volatile

Rhinebeck Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Selling General Administrative16 M23.8 M12.8 M
Slightly volatile
Selling And Marketing Expenses586.6 K499.5 K760.2 K
Slightly volatile
Total Revenue39.9 M47.9 M35.9 M
Slightly volatile
Gross Profit39.9 M47.9 M35.9 M
Slightly volatile
Other Operating Expenses29.4 M50.3 M28.5 M
Pretty Stable
Operating Income9.6 M6.8 MM
Slightly volatile
EBIT7.8 M6.5 M6.1 M
Slightly volatile
Income Before Tax6.5 M6.5 M5.2 M
Slightly volatile
Net Income4.8 M5.1 M3.9 M
Slightly volatile
Income Tax Expense1.7 M1.4 M1.3 M
Slightly volatile
Net Income From Continuing Ops5.1 M4.9 M3.8 M
Slightly volatile
Net Income Applicable To Common Shares5.2 MM4.1 M
Slightly volatile
Tax Provision1.6 M1.2 M1.6 M
Pretty Stable
Net Interest Income36.3 M44.4 M30 M
Slightly volatile
Interest Income44.4 M67.2 M36.8 M
Slightly volatile
Reconciled Depreciation788.8 K1.4 M1.1 M
Pretty Stable

Rhinebeck Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Net Income4.8 M5.1 M3.9 M
Slightly volatile
Depreciation1.5 M1.7 M1.4 M
Slightly volatile
Total Cash From Operating ActivitiesM8.1 M7.4 M
Slightly volatile
End Period Cash Flow40.8 M25.4 M33.8 M
Pretty Stable
Free Cash Flow8.4 M7.4 M6.3 M
Slightly volatile
Begin Period Cash Flow42.8 M36.1 M35 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.661.881.8866
Slightly volatile
PTB Ratio0.980.880.9108
Pretty Stable
Days Sales Outstanding34.5736.391.9 K
Slightly volatile
Book Value Per Share9.019.4828.491
Pretty Stable
Free Cash Flow Yield0.110.08570.0908
Pretty Stable
Operating Cash Flow Per Share1.310.751.1633
Pretty Stable
Stock Based Compensation To Revenue0.01020.01210.009
Slightly volatile
Capex To Depreciation0.420.450.8407
Pretty Stable
PB Ratio0.980.880.9108
Pretty Stable
Free Cash Flow Per Share1.110.690.9618
Very volatile
Net Income Per Share0.780.470.6734
Very volatile
Sales General And Administrative To Revenue0.30.450.3214
Slightly volatile
Capex To Revenue0.01520.0160.033
Slightly volatile
Cash Per Share28.6821.9730.0037
Slightly volatile
POCF Ratio7.8411.099.8267
Very volatile
Interest Coverage0.290.31.7923
Slightly volatile
Capex To Operating Cash Flow0.180.09430.1785
Slightly volatile
PFCF Ratio9.5912.0812.1253
Pretty Stable
Income Quality1.931.841.7932
Very volatile
ROE0.03940.03480.0436
Slightly volatile
EV To Operating Cash Flow27.6126.2913.2539
Slightly volatile
PE Ratio17.2422.7317.1527
Very volatile
Return On Tangible Assets0.00340.0030.0038
Slightly volatile
EV To Free Cash Flow30.0728.6415.8594
Slightly volatile
Earnings Yield0.05420.04550.0607
Pretty Stable
Intangibles To Total Assets0.00410.00220.0047
Slightly volatile
Current Ratio2.842.9911.3471
Very volatile
Tangible Book Value Per Share8.819.2827.9808
Pretty Stable
Receivables Turnover11.3310.3810.1084
Slightly volatile
Graham Number14.8611.313.4696
Pretty Stable
Shareholders Equity Per Share12.8412.1212.1278
Slightly volatile
Debt To Equity1.111.050.4943
Slightly volatile
Capex Per Share0.05850.06160.1927
Slightly volatile
Revenue Per Share5.894.445.9459
Slightly volatile
Interest Debt Per Share13.6613.016.8892
Slightly volatile
Debt To Assets0.09590.09130.0426
Slightly volatile
Enterprise Value Over EBITDA6.3211.117.055
Slightly volatile
Short Term Coverage Ratios1.381.551.6895
Slightly volatile
Price Earnings Ratio17.2422.7317.1527
Very volatile
Operating Cycle34.5736.391.9 K
Slightly volatile
Price Book Value Ratio0.980.880.9108
Pretty Stable
Price To Operating Cash Flows Ratio7.8411.099.8267
Very volatile
Price To Free Cash Flows Ratio9.5912.0812.1253
Pretty Stable
Pretax Profit Margin0.120.13470.1304
Slightly volatile
Ebt Per Ebit0.890.850.5309
Slightly volatile
Operating Profit Margin0.190.130.2162
Pretty Stable
Effective Tax Rate0.30.250.2518
Pretty Stable
Company Equity Multiplier13.2713.2812.1773
Very volatile
Long Term Debt To Capitalization0.220.290.2512
Slightly volatile
Total Debt To Capitalization0.510.490.2975
Slightly volatile
Return On Capital Employed0.00390.00410.0146
Pretty Stable
Debt Equity Ratio1.111.050.4943
Slightly volatile
Ebit Per Revenue0.190.130.2162
Pretty Stable
Quick Ratio2.842.9911.3646
Very volatile
Dividend Paid And Capex Coverage Ratio6.0910.976.6036
Slightly volatile
Net Income Per E B T0.580.70.7376
Pretty Stable
Cash Ratio2.111.921.964
Pretty Stable
Cash Conversion Cycle34.5736.391.9 K
Slightly volatile
Operating Cash Flow Sales Ratio0.180.150.1969
Slightly volatile
Days Of Sales Outstanding34.5736.391.9 K
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.670.830.8074
Pretty Stable
Cash Flow Coverage Ratios0.05780.06080.2465
Slightly volatile
Price To Book Ratio0.980.880.9108
Pretty Stable
Fixed Asset Turnover1.531.571.7668
Slightly volatile
Capital Expenditure Coverage Ratio6.0910.976.6036
Slightly volatile
Price Cash Flow Ratio7.8411.099.8267
Very volatile
Enterprise Value Multiple6.3211.117.055
Slightly volatile
Debt Ratio0.09590.09130.0426
Slightly volatile
Cash Flow To Debt Ratio0.05780.06080.2465
Slightly volatile
Price Sales Ratio1.661.881.8866
Slightly volatile
Return On Assets0.00340.0030.0037
Slightly volatile
Asset Turnover0.04380.03650.0413
Slightly volatile
Net Profit Margin0.0880.09490.0965
Slightly volatile
Price Fair Value0.980.880.9108
Pretty Stable
Return On Equity0.03940.03480.0436
Slightly volatile

Rhinebeck Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap66 M78.2 M68.6 M
Slightly volatile
Enterprise Value194.6 M185.3 M91.8 M
Slightly volatile

Rhinebeck Fundamental Market Drivers

Cash And Short Term Investments206.2 M

Rhinebeck Upcoming Events

9th of May 2024
Upcoming Quarterly Report
View
31st of March 2024
Next Fiscal Quarter End
View

About Rhinebeck Bancorp Financial Statements

Rhinebeck Bancorp stakeholders use historical fundamental indicators, such as Rhinebeck Bancorp's revenue or net income, to determine how well the company is positioned to perform in the future. Although Rhinebeck Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in Rhinebeck Bancorp's assets and liabilities are reflected in the revenues and expenses on Rhinebeck Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Rhinebeck Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue47.9 M39.9 M
Cost Of Revenue-426.6 K-405.3 K
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.45  0.30 
Capex To Revenue 0.02  0.02 
Revenue Per Share 4.44  5.89 
Ebit Per Revenue 0.13  0.19 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Rhinebeck Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Rhinebeck Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Rhinebeck Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Rhinebeck Bancorp Stock:
Check out the analysis of Rhinebeck Bancorp Correlation against competitors.
For information on how to trade Rhinebeck Stock refer to our How to Trade Rhinebeck Stock guide.
You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Rhinebeck Bancorp. If investors know Rhinebeck will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Rhinebeck Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.31)
Earnings Share
(0.80)
Revenue Per Share
2.409
Quarterly Revenue Growth
(0.34)
Return On Assets
(0.01)
The market value of Rhinebeck Bancorp is measured differently than its book value, which is the value of Rhinebeck that is recorded on the company's balance sheet. Investors also form their own opinion of Rhinebeck Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Rhinebeck Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Rhinebeck Bancorp's market value can be influenced by many factors that don't directly affect Rhinebeck Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Rhinebeck Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Rhinebeck Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Rhinebeck Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.