Northfield Financial Statements From 2010 to 2025

NFBK Stock  USD 11.53  0.21  1.86%   
Northfield Bancorp financial statements provide useful quarterly and yearly information to potential Northfield Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Northfield Bancorp financial statements helps investors assess Northfield Bancorp's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Northfield Bancorp's valuation are summarized below:
Gross Profit
127 M
Profit Margin
0.2357
Market Capitalization
494.7 M
Enterprise Value Revenue
9.8099
Revenue
127 M
There are currently one hundred twenty fundamental ratios for Northfield Bancorp that can be evaluated and compared over time across peers in the industry. We recommend to check Northfield Bancorp's last-minute fundamental drivers against the all of the trends between 2010 and 2025. The value of Market Cap is estimated to slide to about 412.9 M. The Enterprise Value is projected to slide to about 653.6 M

Northfield Bancorp Total Revenue

249.8 Million

Check Northfield Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Northfield Bancorp's main balance sheet or income statement drivers, such as Interest Expense of 129.6 M, Selling General Administrative of 3 M or Selling And Marketing Expenses of 2.2 M, as well as many indicators such as Price To Sales Ratio of 1.93, Ptb Ratio of 0.86 or Capex To Depreciation of 0.46. Northfield financial statements analysis is a perfect complement when working with Northfield Bancorp Valuation or Volatility modules.
  
Check out the analysis of Northfield Bancorp Correlation against competitors.
For more information on how to buy Northfield Stock please use our How to buy in Northfield Stock guide.

Northfield Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets3.4 B6.4 BB
Slightly volatile
Short and Long Term Debt Total1.2 B1.1 B651.9 M
Slightly volatile
Total Current Liabilities412 M433.7 M926.8 M
Slightly volatile
Total Stockholder Equity533.6 M804.4 M595.6 M
Slightly volatile
Property Plant And Equipment Net66.4 M63.2 M40 M
Slightly volatile
Net Debt1.2 B1.1 B508.1 M
Slightly volatile
Retained Earnings283.4 M498.2 M297.7 M
Slightly volatile
Non Current Assets Total6.4 B6.1 B1.9 B
Slightly volatile
Other Assets1.091.152.8 B
Slightly volatile
Net Receivables10.8 M21.3 M11.7 M
Slightly volatile
Common Stock Total Equity573.5 K745.2 K563.9 K
Slightly volatile
Common Stock Shares Outstanding47.3 M41.6 M47 M
Pretty Stable
Short Term Investments608 M914.8 M767.9 M
Slightly volatile
Liabilities And Stockholders Equity3.4 B6.4 BB
Slightly volatile
Other Stockholder Equity269.7 M359.2 M306.1 M
Slightly volatile
Total Liabilities5.9 B5.6 B2.8 B
Slightly volatile
Property Plant And Equipment Gross140.9 M134.2 M53 M
Slightly volatile
Total Current Assets284.6 M299.6 M1.6 B
Slightly volatile
Short Term Debt21.4 M22.5 M230.3 M
Slightly volatile
Common Stock581.3 K745.2 K564.4 K
Slightly volatile
Non Current Liabilities Total5.5 B5.2 B1.6 B
Slightly volatile
Other Liabilities29.7 M47.3 M28.6 M
Slightly volatile
Accounts Payable42.7 M44.9 M652.6 M
Very volatile
Long Term Debt967.2 M921.1 M515.9 M
Slightly volatile
Good Will28.7 M47.2 M30.7 M
Slightly volatile
Other Current Assets284.6 M299.6 M946.2 M
Slightly volatile
Intangible Assets840.1 K884.4 K13.6 M
Slightly volatile
Property Plant Equipment27.4 M28.6 M29.7 M
Slightly volatile
Net Tangible Assets619.4 M759.4 M596.3 M
Slightly volatile
Long Term Investments708.4 M745.7 M1.8 B
Slightly volatile
Short and Long Term Debt266 M369.9 M402.4 M
Slightly volatile
Retained Earnings Total Equity328.6 M481.1 M315.8 M
Slightly volatile
Long Term Debt Total484.6 M712.8 M445.3 M
Slightly volatile
Capital Surpluse570.2 M678.8 M500.1 M
Slightly volatile
Non Current Liabilities Other88 M81.7 M122.3 M
Slightly volatile
Earning Assets899.2 M1.5 B935 M
Slightly volatile
Capital Lease Obligations27.8 M40.5 M17.1 M
Slightly volatile
Net Invested Capital848.5 M1.4 B1.1 B
Very volatile
Capital Stock698.5 K745.2 K632.9 K
Slightly volatile

Northfield Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense129.6 M123.4 M40.7 M
Slightly volatile
Selling General AdministrativeM3.2 M27.5 M
Very volatile
Selling And Marketing Expenses2.2 M1.6 MM
Slightly volatile
Total Revenue249.8 M237.9 M129.3 M
Slightly volatile
Gross Profit249.8 M237.9 M129.3 M
Slightly volatile
Other Operating Expenses4.5 M4.8 M22.7 M
Pretty Stable
Operating Income244.8 M233.1 M81.5 M
Slightly volatile
EBIT57.7 M59.5 M58.4 M
Slightly volatile
EBITDA60.8 M59.5 M61.7 M
Slightly volatile
Income Before Tax39.8 M40.5 M43.8 M
Slightly volatile
Net Income27.1 M29.9 M30.4 M
Slightly volatile
Income Tax Expense10.9 M10.6 M13.3 M
Slightly volatile
Depreciation And Amortization3.7 M4.4 M3.9 M
Slightly volatile
Cost Of Revenue10.2 M10.7 M19.5 M
Slightly volatile
Net Income Applicable To Common Shares73.8 M70.3 M38.1 M
Slightly volatile
Net Income From Continuing Ops33.8 M50.1 M33.2 M
Slightly volatile
Tax Provision18.9 M19 M15.8 M
Slightly volatile
Net Interest Income132.4 M152.5 M111.2 M
Slightly volatile
Interest Income169 M230.7 M143.2 M
Slightly volatile
Reconciled Depreciation7.9 M9.7 M5.8 M
Slightly volatile

Northfield Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow33.7 M49.9 M39.1 M
Slightly volatile
Begin Period Cash Flow74.1 M52.7 M72.6 M
Pretty Stable
Dividends Paid14.6 M26.2 M16.2 M
Slightly volatile
Capital ExpendituresM4.1 M2.9 M
Very volatile
Total Cash From Operating Activities36.7 M54 M42 M
Slightly volatile
Net Income27.8 M43.3 M31.3 M
Slightly volatile
End Period Cash Flow277.1 M263.9 M110 M
Slightly volatile
Depreciation10.3 M9.8 M5.8 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.932.03036.8 K
Slightly volatile
PTB Ratio0.860.929.1592
Slightly volatile
Capex To Depreciation0.460.490.6829
Slightly volatile
PB Ratio0.860.929.1592
Slightly volatile
Net Income Per Share0.460.72040.6492
Slightly volatile
Sales General And Administrative To Revenue0.01280.01341.2861
Slightly volatile
POCF Ratio12.7513.42141
Slightly volatile
Interest Coverage1.821.8892.4745
Very volatile
Capex To Operating Cash Flow0.130.08830.0797
Pretty Stable
PFCF Ratio13.8114.53143
Slightly volatile
Income Quality1.631.431.627
Slightly volatile
ROE0.04240.04850.0505
Slightly volatile
EV To Operating Cash Flow26.8628.27151
Slightly volatile
PE Ratio15.3216.13547
Slightly volatile
Return On Tangible Assets0.00630.00610.0075
Pretty Stable
EV To Free Cash Flow29.0930.62155
Slightly volatile
Earnings Yield0.0390.0620.0459
Slightly volatile
Intangibles To Total Assets0.0090.00840.0077
Pretty Stable
Current Ratio75.0950.5763.0769
Slightly volatile
Receivables Turnover7.056.658.9581
Very volatile
Debt To Equity1.131.080.8887
Pretty Stable
Revenue Per Share6.015.72342.76
Slightly volatile
Debt To Assets0.080.130.1279
Slightly volatile
Enterprise Value Over EBITDA16.1412.9420.8955
Slightly volatile
Dividend Yield0.03930.03740.0247
Slightly volatile
Days Sales Outstanding53.9956.84233
Slightly volatile
Book Value Per Share18.2214.4528.6129
Slightly volatile
Free Cash Flow Yield0.0450.07120.0571
Slightly volatile
Operating Cash Flow Per Share0.610.970.8761
Slightly volatile
Stock Based Compensation To Revenue0.0550.03680.049
Pretty Stable
EV To Sales9.249.726.8 K
Slightly volatile
Free Cash Flow Per Share0.560.90.8168
Slightly volatile
Capex To Revenue0.02880.03040.0596
Slightly volatile
Cash Per Share22.2421.1818.3061
Slightly volatile
Payout Ratio0.370.540.5121
Very volatile
Tangible Book Value Per Share17.7813.627.9951
Slightly volatile
Graham Number9.2115.9113.2706
Slightly volatile
Shareholders Equity Per Share8.6914.4512.3841
Slightly volatile
Capex Per Share0.05040.07450.0596
Very volatile
Interest Debt Per Share19.9719.0112.0738
Slightly volatile
Short Term Coverage Ratios0.370.460.4766
Pretty Stable
Price Earnings Ratio15.3216.13547
Slightly volatile
Price Book Value Ratio0.860.929.1592
Slightly volatile
Price To Operating Cash Flows Ratio12.7513.42141
Slightly volatile
Price To Free Cash Flows Ratio13.8114.53143
Slightly volatile
Pretax Profit Margin0.160.17021.6242
Slightly volatile
Ebt Per Ebit0.150.160.5475
Pretty Stable
Operating Profit Margin0.930.985.9741
Slightly volatile
Effective Tax Rate0.340.26060.3198
Slightly volatile
Company Equity Multiplier7.289.26.7874
Slightly volatile
Long Term Debt To Capitalization0.30.480.3997
Slightly volatile
Total Debt To Capitalization0.290.490.4411
Pretty Stable
Return On Capital Employed0.01010.01070.0226
Slightly volatile
Debt Equity Ratio1.131.080.8887
Pretty Stable
Ebit Per Revenue0.930.985.9741
Slightly volatile
Quick Ratio75.150.5763.0914
Slightly volatile
Dividend Paid And Capex Coverage Ratio1.942.053.1065
Slightly volatile
Net Income Per E B T0.550.73940.6742
Pretty Stable
Cash Ratio14.7214.024.9769
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.70.830.9046
Very volatile
Cash Flow Coverage Ratios0.06140.06460.0951
Pretty Stable
Price To Book Ratio0.860.929.1592
Slightly volatile
Fixed Asset Turnover4.062.863.0937
Pretty Stable
Capital Expenditure Coverage Ratio25.5214.9827.1355
Pretty Stable
Price Cash Flow Ratio12.7513.42141
Slightly volatile
Enterprise Value Multiple16.1412.9420.8955
Slightly volatile
Debt Ratio0.080.130.1279
Slightly volatile
Cash Flow To Debt Ratio0.06140.06460.0951
Pretty Stable
Price Sales Ratio1.932.03036.8 K
Slightly volatile
Return On Assets0.00620.00610.0075
Pretty Stable
Asset Turnover0.02150.0220.0259
Pretty Stable
Net Profit Margin0.120.12591.0396
Slightly volatile
Gross Profit Margin0.790.890.9713
Slightly volatile
Price Fair Value0.860.929.1592
Slightly volatile
Return On Equity0.04240.04850.0505
Slightly volatile
Operating Cycle53.9956.84233
Slightly volatile
Dividend Payout Ratio0.370.540.5121
Very volatile
Cash Conversion Cycle53.9956.84233
Slightly volatile
Operating Cash Flow Sales Ratio0.380.43.7255
Slightly volatile
Days Of Sales Outstanding53.9956.84233
Slightly volatile

Northfield Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap412.9 M483 M640.9 M
Very volatile
Enterprise Value653.6 MB1.1 B
Slightly volatile

Northfield Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Northfield Bancorp Financial Statements

Northfield Bancorp investors utilize fundamental indicators, such as revenue or net income, to predict how Northfield Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue237.9 M249.8 M
Cost Of Revenue10.7 M10.2 M
Sales General And Administrative To Revenue 0.01  0.01 
Revenue Per Share 5.72  6.01 
Stock Based Compensation To Revenue 0.04  0.06 
Capex To Revenue 0.03  0.03 
Ebit Per Revenue 0.98  0.93 

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When determining whether Northfield Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Northfield Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Northfield Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Northfield Bancorp Stock:
Check out the analysis of Northfield Bancorp Correlation against competitors.
For more information on how to buy Northfield Stock please use our How to buy in Northfield Stock guide.
You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northfield Bancorp. If investors know Northfield will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Northfield Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.426
Dividend Share
0.52
Earnings Share
0.72
Revenue Per Share
3.056
Quarterly Revenue Growth
0.077
The market value of Northfield Bancorp is measured differently than its book value, which is the value of Northfield that is recorded on the company's balance sheet. Investors also form their own opinion of Northfield Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Northfield Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Northfield Bancorp's market value can be influenced by many factors that don't directly affect Northfield Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Northfield Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Northfield Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Northfield Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.