Northfield Financial Statements From 2010 to 2025

NFBK Stock  USD 11.34  0.04  0.35%   
Northfield Bancorp financial statements provide useful quarterly and yearly information to potential Northfield Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Northfield Bancorp financial statements helps investors assess Northfield Bancorp's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Northfield Bancorp's valuation are summarized below:
Gross Profit
127 M
Profit Margin
0.2357
Market Capitalization
490.7 M
Enterprise Value Revenue
9.7785
Revenue
127 M
There are currently one hundred twenty fundamental ratios for Northfield Bancorp that can be evaluated and compared over time across peers in the industry. We recommend to check Northfield Bancorp's last-minute fundamental drivers against the all of the trends between 2010 and 2025. The value of Market Cap is estimated to slide to about 412.9 M. The Enterprise Value is projected to slide to about 664.4 M

Northfield Bancorp Total Revenue

249.8 Million

Check Northfield Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Northfield Bancorp's main balance sheet or income statement drivers, such as Interest Expense of 129.6 M, Selling General Administrative of 3 M or Selling And Marketing Expenses of 2.2 M, as well as many indicators such as Price To Sales Ratio of 1.93, Dividend Yield of 0.0474 or PTB Ratio of 0.65. Northfield financial statements analysis is a perfect complement when working with Northfield Bancorp Valuation or Volatility modules.
  
Check out the analysis of Northfield Bancorp Correlation against competitors.
For more information on how to buy Northfield Stock please use our How to buy in Northfield Stock guide.

Northfield Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets3.5 B5.7 B3.9 B
Slightly volatile
Short and Long Term Debt Total471.1 M760.1 M588.1 M
Slightly volatile
Total Current Liabilities412 M433.7 M926.8 M
Slightly volatile
Total Stockholder Equity544.6 M704.7 M590 M
Slightly volatile
Property Plant And Equipment Net32.7 M49.8 M37.1 M
Slightly volatile
Net Debt327.7 M592.3 M422.7 M
Slightly volatile
Retained Earnings293 M440.8 M294.7 M
Slightly volatile
Non Current Assets Total116.8 M123 M1.1 B
Pretty Stable
Other Assets3.3 B4.4 B3.3 B
Very volatile
Net Receivables11.3 M19.1 M11.6 M
Slightly volatile
Common Stock Total Equity573.5 K745.2 K563.9 K
Slightly volatile
Common Stock Shares Outstanding47.3 M41.6 M47 M
Pretty Stable
Short Term Investments636.7 M1.1 B781.4 M
Slightly volatile
Liabilities And Stockholders Equity3.5 B5.7 B3.9 B
Slightly volatile
Other Stockholder Equity271.6 M283.6 M301.5 M
Slightly volatile
Total Liabilities5.2 BB2.7 B
Slightly volatile
Property Plant And Equipment Gross116.5 M111 M50 M
Slightly volatile
Total Current Assets1.5 B1.1 B1.7 B
Pretty Stable
Short Term Debt21.4 M22.5 M230.3 M
Slightly volatile
Common Stock588.2 K745.2 K564.8 K
Slightly volatile
Non Current Liabilities Total944.7 M727.8 MB
Slightly volatile
Other Liabilities29.7 M47.3 M28.6 M
Slightly volatile
Accounts Payable42.7 M44.9 M652.6 M
Very volatile
Long Term Debt436.8 M727.8 M470.6 M
Slightly volatile
Good Will29.5 M47.2 M30.7 M
Slightly volatile
Other Current Assets284.6 M299.6 M946.2 M
Slightly volatile
Intangible Assets840.1 K884.4 K13.6 M
Slightly volatile
Property Plant Equipment27.4 M28.6 M29.7 M
Slightly volatile
Net Tangible Assets619.4 M759.4 M596.3 M
Slightly volatile
Long Term Investments1.5 B1.1 B1.8 B
Slightly volatile
Short and Long Term Debt266 M369.9 M402.4 M
Slightly volatile
Retained Earnings Total Equity328.6 M481.1 M315.8 M
Slightly volatile
Long Term Debt Total484.6 M712.8 M445.3 M
Slightly volatile
Capital Surpluse570.2 M678.8 M500.1 M
Slightly volatile
Non Current Liabilities Other88 M81.7 M122.3 M
Slightly volatile
Earning Assets899.2 M1.5 B935 M
Slightly volatile
Capital Lease Obligations28.7 M32.2 M16.7 M
Slightly volatile
Net Invested Capital1.2 B1.4 B1.1 B
Very volatile
Capital Stock700.5 K745.2 K633 K
Slightly volatile

Northfield Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense129.6 M123.4 M40.7 M
Slightly volatile
Selling General AdministrativeM3.2 M27.5 M
Very volatile
Selling And Marketing Expenses2.2 M1.6 MM
Slightly volatile
Total Revenue249.8 M237.9 M129.3 M
Slightly volatile
Gross Profit249.8 M237.9 M129.3 M
Slightly volatile
Other Operating Expenses4.5 M4.8 M22.7 M
Pretty Stable
Operating Income244.8 M233.1 M81.5 M
Slightly volatile
EBIT57.7 M59.5 M58.4 M
Slightly volatile
EBITDA60.8 M59.5 M61.7 M
Slightly volatile
Income Before Tax39.8 M40.5 M43.8 M
Slightly volatile
Net Income27.1 M29.9 M30.4 M
Slightly volatile
Income Tax Expense10.9 M10.6 M13.3 M
Slightly volatile
Depreciation And Amortization3.7 M4.4 M3.9 M
Slightly volatile
Cost Of Revenue10.2 M10.7 M19.5 M
Slightly volatile
Net Income Applicable To Common Shares73.8 M70.3 M38.1 M
Slightly volatile
Net Income From Continuing Ops33.8 M29.9 M32 M
Slightly volatile
Tax Provision18.2 M10.6 M15.2 M
Slightly volatile
Net Interest Income131.4 M110.8 M108.5 M
Slightly volatile
Interest Income177.8 M234.2 M144 M
Slightly volatile
Reconciled DepreciationM8.3 M5.7 M
Slightly volatile

Northfield Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow33.8 M31.1 M37.9 M
Slightly volatile
Begin Period Cash Flow241 M229.5 M94.1 M
Slightly volatile
Dividends Paid15.1 M21.8 M16 M
Slightly volatile
Capital Expenditures1.1 M1.2 M2.6 M
Pretty Stable
Total Cash From Operating Activities36.6 M31.1 M40.5 M
Slightly volatile
Net Income28.1 M29.9 M30.5 M
Slightly volatile
End Period Cash Flow86.3 M167.7 M92 M
Slightly volatile
Depreciation4.9 MM5.2 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.932.03036.8 K
Slightly volatile
Dividend Yield0.04740.04520.0257
Slightly volatile
PTB Ratio0.650.685429.1327
Slightly volatile
Days Sales Outstanding27.8129.2696230
Slightly volatile
Book Value Per Share18.016.953128.7556
Slightly volatile
Free Cash Flow Yield0.04530.06440.0567
Slightly volatile
Operating Cash Flow Per Share0.610.74830.8623
Slightly volatile
Stock Based Compensation To Revenue0.0170.01790.0454
Slightly volatile
Capex To Depreciation0.460.490.6829
Slightly volatile
PB Ratio0.650.685429.1327
Slightly volatile
EV To Sales4.294.51996.8 K
Slightly volatile
Free Cash Flow Per Share0.560.74830.8073
Slightly volatile
Net Income Per Share0.460.72040.6492
Slightly volatile
Sales General And Administrative To Revenue0.01280.01341.2861
Slightly volatile
Capex To Revenue0.02880.03040.0596
Slightly volatile
Cash Per Share32.0430.518219.5022
Slightly volatile
POCF Ratio14.7515.5285141
Slightly volatile
Interest Coverage1.821.8892.4745
Very volatile
Payout Ratio0.380.72890.5246
Very volatile
Capex To Operating Cash Flow0.130.08830.0797
Pretty Stable
PFCF Ratio14.7515.5285144
Slightly volatile
Income Quality1.611.03871.6013
Slightly volatile
ROE0.05780.04250.051
Slightly volatile
EV To Operating Cash Flow32.8434.5707152
Slightly volatile
PE Ratio15.3216.13547
Slightly volatile
Return On Tangible Assets0.00850.00530.0076
Slightly volatile
EV To Free Cash Flow32.8434.5707155
Slightly volatile
Earnings Yield0.0390.0620.0459
Slightly volatile
Intangibles To Total Assets0.00890.00720.0076
Very volatile
Current Ratio75.0950.5763.0769
Slightly volatile
Tangible Book Value Per Share17.5515.966528.1286
Slightly volatile
Receivables Turnover7.1912.47039.3307
Pretty Stable
Graham Number9.3916.576813.3236
Slightly volatile
Shareholders Equity Per Share8.916.953112.5536
Slightly volatile
Debt To Equity1.131.07860.8886
Pretty Stable
Capex Per Share0.05040.07450.0596
Very volatile
Revenue Per Share6.015.72342.76
Slightly volatile
Interest Debt Per Share22.3221.254112.3609
Slightly volatile
Debt To Assets0.080.13410.1282
Slightly volatile
Enterprise Value Over EBITDA16.1412.9420.8955
Slightly volatile
Short Term Coverage Ratios0.370.460.4766
Pretty Stable
Price Earnings Ratio15.3216.13547
Slightly volatile
Operating Cycle27.8129.2696230
Slightly volatile
Price Book Value Ratio0.650.685429.1327
Slightly volatile
Dividend Payout Ratio0.380.72890.5246
Very volatile
Price To Operating Cash Flows Ratio14.7515.5285141
Slightly volatile
Price To Free Cash Flows Ratio14.7515.5285144
Slightly volatile
Pretax Profit Margin0.160.17021.6242
Slightly volatile
Ebt Per Ebit0.150.160.5475
Pretty Stable
Operating Profit Margin0.930.985.9741
Slightly volatile
Effective Tax Rate0.340.26060.3198
Slightly volatile
Company Equity Multiplier5.358.04096.5944
Slightly volatile
Long Term Debt To Capitalization0.30.50810.4014
Slightly volatile
Total Debt To Capitalization0.290.51890.443
Very volatile
Return On Capital Employed0.02930.04110.0257
Very volatile
Debt Equity Ratio1.131.07860.8886
Pretty Stable
Ebit Per Revenue0.930.985.9741
Slightly volatile
Quick Ratio75.150.5763.0914
Slightly volatile
Dividend Paid And Capex Coverage Ratio1.351.42513.0306
Slightly volatile
Net Income Per E B T0.550.73940.6742
Pretty Stable
Cash Ratio14.7214.024.9769
Pretty Stable
Cash Conversion Cycle27.8129.2696230
Slightly volatile
Operating Cash Flow Sales Ratio0.120.13073.6924
Slightly volatile
Days Of Sales Outstanding27.8129.2696230
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.70.830.9046
Very volatile
Cash Flow Coverage Ratios0.03890.04090.0922
Slightly volatile
Price To Book Ratio0.650.685429.1327
Slightly volatile
Fixed Asset Turnover4.114.78153.2169
Slightly volatile
Capital Expenditure Coverage Ratio25.5214.9827.1355
Pretty Stable
Price Cash Flow Ratio14.7515.5285141
Slightly volatile
Enterprise Value Multiple16.1412.9420.8955
Slightly volatile
Debt Ratio0.080.13410.1282
Slightly volatile
Cash Flow To Debt Ratio0.03890.04090.0922
Slightly volatile
Price Sales Ratio1.932.03036.8 K
Slightly volatile
Return On Assets0.00850.00530.0076
Slightly volatile
Asset Turnover0.02210.0420.0272
Slightly volatile
Net Profit Margin0.120.12591.0396
Slightly volatile
Gross Profit Margin0.790.890.9713
Slightly volatile
Price Fair Value0.650.685429.1327
Slightly volatile
Return On Equity0.05780.04250.051
Slightly volatile

Northfield Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap412.9 M483 M640.9 M
Very volatile
Enterprise Value664.4 M1.1 B1.1 B
Slightly volatile

Northfield Fundamental Market Drivers

Cash And Short Term Investments1.1 B

Northfield Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Northfield Bancorp Financial Statements

Northfield Bancorp investors utilize fundamental indicators, such as revenue or net income, to predict how Northfield Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue237.9 M249.8 M
Cost Of Revenue10.7 M10.2 M
Stock Based Compensation To Revenue 0.02  0.02 
Sales General And Administrative To Revenue 0.01  0.01 
Capex To Revenue 0.03  0.03 
Revenue Per Share 5.72  6.01 
Ebit Per Revenue 0.98  0.93 

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When determining whether Northfield Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Northfield Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Northfield Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Northfield Bancorp Stock:
Check out the analysis of Northfield Bancorp Correlation against competitors.
For more information on how to buy Northfield Stock please use our How to buy in Northfield Stock guide.
You can also try the Cryptocurrency Center module to build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northfield Bancorp. If investors know Northfield will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Northfield Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.436
Dividend Share
0.52
Earnings Share
0.72
Revenue Per Share
3.056
Quarterly Revenue Growth
0.077
The market value of Northfield Bancorp is measured differently than its book value, which is the value of Northfield that is recorded on the company's balance sheet. Investors also form their own opinion of Northfield Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Northfield Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Northfield Bancorp's market value can be influenced by many factors that don't directly affect Northfield Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Northfield Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Northfield Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Northfield Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.