Navient Financial Statements From 2010 to 2025

JSM Stock  USD 19.08  0.14  0.74%   
Navient SR financial statements provide useful quarterly and yearly information to potential Navient SR investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Navient SR financial statements helps investors assess Navient SR's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Navient SR's valuation are summarized below:
Market Capitalization
5.2 B
There are over one hundred nineteen available fundamental ratios for Navient SR, which can be analyzed over time and compared to other ratios. Self-guided Investors are advised to check Navient SR's last-minute fundamentals against the trend between 2010 and 2025 to make sure the company can sustain itself down the road. As of the 18th of March 2025, Enterprise Value is likely to grow to about 96.8 B, while Market Cap is likely to drop about 1.8 B.

Navient SR Total Revenue

3.62 Billion

Check Navient SR financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Navient SR's main balance sheet or income statement drivers, such as Interest Expense of 3.4 B, Total Revenue of 3.6 B or Gross Profit of 3.3 B, as well as many indicators such as Price To Sales Ratio of 0.48, Dividend Yield of 0.0242 or PTB Ratio of 0.7. Navient financial statements analysis is a perfect complement when working with Navient SR Valuation or Volatility modules.
  
Check out the analysis of Navient SR Correlation against competitors.
To learn how to invest in Navient Stock, please use our How to Invest in Navient SR guide.

Navient SR Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets49.2 B51.8 B108.4 B
Slightly volatile
Short and Long Term Debt Total4.9 B5.1 B92.5 B
Slightly volatile
Total Current Liabilities7.4 B5.1 B5.9 B
Very volatile
Retained Earnings4.5 B4.7 B3.1 B
Slightly volatile
CashB2.1 BB
Slightly volatile
Non Current Assets Total415.1 M437 M41.3 B
Pretty Stable
Common Stock Total Equity3.4 M3.6 M60.6 M
Slightly volatile
Common Stock Shares Outstanding103.5 M109 M288.4 M
Slightly volatile
Liabilities And Stockholders Equity91.6 B51.8 B108.6 B
Slightly volatile
Total Liabilities86.3 B49.1 B93.8 B
Slightly volatile
Total Current AssetsB2.1 B3.4 B
Slightly volatile
Short Term Debt4.9 B5.1 B7.6 B
Slightly volatile
Non Current Liabilities Total85.5 B44 B99.7 B
Slightly volatile
Total Stockholder Equity2.8 B2.6 B3.7 B
Slightly volatile
Non Currrent Assets Other49.3 B53.8 B74 B
Slightly volatile
Net Receivables78.6 B74.9 B28.5 B
Slightly volatile
Short Term Investments142.8 M150.3 M1.3 B
Slightly volatile
Property Plant And Equipment Gross102.2 M95 M128 M
Slightly volatile
Other LiabilitiesB1.6 B2.1 B
Slightly volatile
Net Tangible Assets2.1 BB2.7 B
Slightly volatile
Cash And Short Term Investments2.1 B2.1 B3.3 B
Slightly volatile
Short and Long Term Debt3.4 B5.5 B3.8 B
Slightly volatile
Long Term Debt Total73 B54.9 B96.5 B
Slightly volatile
Capital Surpluse3.5 B3.8 B3.2 B
Slightly volatile
Property Plant And Equipment Net77.1 M55.8 M114.4 M
Slightly volatile
Long Term Investments191.7 M150.3 M254.9 M
Slightly volatile
Non Current Liabilities Other789.6 M829.8 M981.4 M
Slightly volatile

Navient SR Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Total Revenue3.6 B3.8 B3.2 B
Pretty Stable
Gross Profit3.3 B3.5 B2.6 B
Pretty Stable
Other Operating Expenses946.2 M996 M1.4 B
Very volatile
Operating Income2.7 B2.8 B1.7 B
Slightly volatile
EBIT824.8 M868.2 M1.9 B
Pretty Stable
Total Operating Expenses646 M680 M870.1 M
Pretty Stable
Income Before Tax165.3 M174 M936 M
Slightly volatile
Net Income124.5 M131 M702.5 M
Slightly volatile
Income Tax Expense40.9 M43 M323.7 M
Slightly volatile
Selling General Administrative551 M955.6 M551.9 M
Slightly volatile
Discontinued Operations800 K900 K981.2 K
Slightly volatile
Net Income From Continuing Ops556.2 M580.5 M751.3 M
Slightly volatile
Non Recurring40.6 M26.1 M56 M
Slightly volatile
Net Income Applicable To Common Shares520.4 M580.5 M757.7 M
Slightly volatile
Minority Interest28.3 M35.6 M28.1 M
Slightly volatile
Tax Provision141.9 M149.4 M375.1 M
Slightly volatile
Extraordinary Items98.3 M67.8 M58.9 M
Slightly volatile

Navient SR Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Dividends Paid66.5 M70 M151 M
Slightly volatile
Net Income124.5 M131 M702.9 M
Slightly volatile
End Period Cash FlowB2.1 B3.5 B
Pretty Stable
Begin Period Cash Flow2.7 B2.8 B3.7 B
Very volatile
Depreciation138.7 M146 M43.7 B
Slightly volatile
Stock Based Compensation22.1 M23 M30.4 M
Slightly volatile
Change To Operating Activities603.2 M435.6 M630.4 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.480.50822.0457
Slightly volatile
Dividend Yield0.02420.03620.0288
Slightly volatile
PTB Ratio0.70.7332.5852
Slightly volatile
Book Value Per Share43.9324.229442.6383
Slightly volatile
Free Cash Flow Yield0.230.23710.2137
Pretty Stable
Operating Cash Flow Per Share4.814.2114.5329
Slightly volatile
Stock Based Compensation To Revenue0.00970.0060.0101
Slightly volatile
PB Ratio0.70.7332.5852
Slightly volatile
EV To Sales1.241.30420.408
Very volatile
Free Cash Flow Per Share4.814.2114.5329
Slightly volatile
Net Income Per Share1.911.20182.3001
Pretty Stable
Cash Per Share11.7919.293610.4544
Pretty Stable
POCF Ratio4.024.21754.8853
Pretty Stable
Interest Coverage0.570.85950.6647
Slightly volatile
Payout Ratio0.560.53440.3198
Slightly volatile
PFCF Ratio4.024.21754.8853
Pretty Stable
Income Quality1.753.50382.24
Pretty Stable
ROE0.04710.04960.2453
Slightly volatile
EV To Operating Cash Flow10.2810.82167.7973
Slightly volatile
PE Ratio8.3414.777410.5693
Pretty Stable
Return On Tangible Assets0.00240.00260.0055
Pretty Stable
EV To Free Cash Flow10.2810.82167.7973
Slightly volatile
Earnings Yield0.0960.06770.1102
Pretty Stable
Intangibles To Total Assets0.00540.00840.0062
Slightly volatile
Current Ratio0.390.40960.3981
Slightly volatile
Tangible Book Value Per Share19.2120.220238.5807
Slightly volatile
Graham Number21.1425.596724.2523
Slightly volatile
Shareholders Equity Per Share25.4424.229413.3938
Slightly volatile
Debt To Equity1.851.94423.5914
Slightly volatile
Revenue Per Share36.6934.94515.5047
Slightly volatile
Interest Debt Per Share73.2777.1284329
Pretty Stable
Debt To Assets0.09420.09910.7891
Slightly volatile
Short Term Coverage Ratios0.07150.08050.0877
Slightly volatile
Price Earnings Ratio8.3414.777410.5693
Pretty Stable
Price Book Value Ratio0.70.7332.5852
Slightly volatile
Dividend Payout Ratio0.560.53440.3198
Slightly volatile
Price To Operating Cash Flows Ratio4.024.21754.8853
Pretty Stable
Price To Free Cash Flows Ratio4.024.21754.8853
Pretty Stable
Pretax Profit Margin0.04340.04570.3115
Slightly volatile
Ebt Per Ebit0.05880.06190.8386
Slightly volatile
Operating Profit Margin0.420.73850.5197
Pretty Stable
Effective Tax Rate0.350.24710.3241
Slightly volatile
Company Equity Multiplier18.6319.609645.1123
Slightly volatile
Long Term Debt To Capitalization1.071.090.9832
Slightly volatile
Total Debt To Capitalization1.030.66030.9483
Pretty Stable
Return On Capital Employed0.06330.06030.0219
Slightly volatile
Debt Equity Ratio1.851.94423.5914
Slightly volatile
Ebit Per Revenue0.420.73850.5197
Pretty Stable
Quick Ratio0.390.40960.3981
Slightly volatile
Dividend Paid And Capex Coverage Ratio7.796.55717.5205
Slightly volatile
Net Income Per E B T0.540.75290.6659
Slightly volatile
Cash Ratio0.390.40960.3981
Slightly volatile
Operating Cash Flow Sales Ratio0.110.12050.4472
Slightly volatile
Cash Flow Coverage Ratios0.09390.08940.0223
Slightly volatile
Price To Book Ratio0.70.7332.5852
Slightly volatile
Fixed Asset Turnover22.3939.227.2251
Slightly volatile
Price Cash Flow Ratio4.024.21754.8853
Pretty Stable
Debt Ratio0.09420.09910.7891
Slightly volatile
Cash Flow To Debt Ratio0.09390.08940.0223
Slightly volatile
Price Sales Ratio0.480.50822.0457
Slightly volatile
Return On Assets0.00240.00250.0055
Pretty Stable
Asset Turnover0.07720.07350.0363
Slightly volatile
Net Profit Margin0.03270.03440.2053
Slightly volatile
Gross Profit Margin0.80.9170.7513
Pretty Stable
Price Fair Value0.70.7332.5852
Slightly volatile
Return On Equity0.04710.04960.2453
Slightly volatile

Navient SR Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap1.8 B1.9 BB
Slightly volatile
Enterprise Value96.8 B63.5 B77.1 B
Pretty Stable

Navient Fundamental Market Drivers

Cash And Short Term Investments2.1 B

About Navient SR Financial Statements

Navient SR investors utilize fundamental indicators, such as revenue or net income, to predict how Navient Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue3.8 B3.6 B
Cost Of Revenue316 M300.2 M
Stock Based Compensation To Revenue 0.01  0.01 
Revenue Per Share 34.94  36.69 
Ebit Per Revenue 0.74  0.42 

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When determining whether Navient SR is a strong investment it is important to analyze Navient SR's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Navient SR's future performance. For an informed investment choice regarding Navient Stock, refer to the following important reports:
Check out the analysis of Navient SR Correlation against competitors.
To learn how to invest in Navient Stock, please use our How to Invest in Navient SR guide.
You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.
Is Oil & Gas Exploration & Production space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Navient SR. If investors know Navient will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Navient SR listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share
0.64
The market value of Navient SR is measured differently than its book value, which is the value of Navient that is recorded on the company's balance sheet. Investors also form their own opinion of Navient SR's value that differs from its market value or its book value, called intrinsic value, which is Navient SR's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Navient SR's market value can be influenced by many factors that don't directly affect Navient SR's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Navient SR's value and its price as these two are different measures arrived at by different means. Investors typically determine if Navient SR is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Navient SR's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.