Finwise Financial Statements From 2010 to 2025

FINW Stock  USD 17.52  0.19  1.07%   
Finwise Bancorp financial statements provide useful quarterly and yearly information to potential Finwise Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Finwise Bancorp financial statements helps investors assess Finwise Bancorp's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Finwise Bancorp's valuation are summarized below:
Gross Profit
69.8 M
Profit Margin
0.1825
Market Capitalization
234 M
Enterprise Value Revenue
2.9429
Revenue
69.8 M
There are over one hundred nineteen available fundamental signals for Finwise Bancorp, which can be analyzed over time and compared to other ratios. All traders should should verify Finwise Bancorp's prevailing fundamental trends against the trends from 2010 to 2025 to make sure the company is sustainable. Enterprise Value is likely to climb to about 101.2 M in 2025, whereas Market Cap is likely to drop slightly above 116.5 M in 2025.

Finwise Bancorp Total Revenue

49.53 Million

Check Finwise Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Finwise Bancorp's main balance sheet or income statement drivers, such as Tax Provision of 7.9 M, Net Interest Income of 43.9 M or Interest Income of 46.7 M, as well as many indicators such as Price To Sales Ratio of 2.39, Dividend Yield of 0.0 or PTB Ratio of 2.45. Finwise financial statements analysis is a perfect complement when working with Finwise Bancorp Valuation or Volatility modules.
  
Check out the analysis of Finwise Bancorp Correlation against competitors.
For more information on how to buy Finwise Stock please use our How to Invest in Finwise Bancorp guide.

Finwise Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets409.9 M674.2 M283.8 M
Slightly volatile
Total Current Liabilities286.3 M272.7 M50.3 M
Slightly volatile
Total Stockholder Equity107.8 M178.3 M67.1 M
Slightly volatile
Other Liabilities7.5 M10.2 M4.3 M
Slightly volatile
Net Tangible Assets92.1 M161.5 M64.2 M
Slightly volatile
Property Plant And Equipment Net22.8 M21.8 M5.8 M
Slightly volatile
Retained Earnings65.4 M119.4 M40.1 M
Slightly volatile
Accounts Payable747.4 K711.9 K188.5 K
Slightly volatile
Cash84.8 M134.5 M57.4 M
Slightly volatile
Non Current Assets Total51.6 M49.2 M14.7 M
Slightly volatile
Other Assets275.5 M490.5 M202.9 M
Slightly volatile
Cash And Short Term Investments84.8 M134.5 M57.4 M
Slightly volatile
Net Receivables6.5 M6.9 M16.1 M
Slightly volatile
Common Stock Shares Outstanding13.2 M14.8 M12.4 M
Pretty Stable
Liabilities And Stockholders Equity409.9 M674.2 M283.8 M
Slightly volatile
Non Current Liabilities Total510.8 M486.4 M157.1 M
Slightly volatile
Other Current Assets87.4 M141.4 M59.2 M
Slightly volatile
Other Stockholder Equity42.4 M58.9 M27 M
Slightly volatile
Total Liabilities270.5 M495.8 M124.8 M
Slightly volatile
Long Term Investments14.4 M22.5 M8.6 M
Slightly volatile
Property Plant And Equipment Gross27.5 M26.2 M7.2 M
Slightly volatile
Total Current Assets114.5 M134.5 M68.2 M
Slightly volatile
Capital Stock12.3 K13.8 K10.2 K
Slightly volatile
Intangible Assets3.9 M4.9 M2.8 M
Slightly volatile
Common Stock12.3 K13.8 K10.2 K
Slightly volatile
Property Plant EquipmentM3.8 M1.6 M
Slightly volatile
Short and Long Term Debt Total5.5 M5.8 M71.2 M
Slightly volatile
Long Term Debt162.4 K171 K69.6 M
Slightly volatile
Net Invested Capital153.8 M178.5 M147.5 M
Pretty Stable
Short Term Investments179.8 M171.3 M40.1 M
Slightly volatile
Capital Lease Obligations5.9 M5.7 MM
Slightly volatile
Short Term Debt943.9 K993.6 K5.9 M
Slightly volatile
Good Will200.6 M225.7 M246.1 M
Slightly volatile

Finwise Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Tax Provision7.9 M8.2 MM
Slightly volatile
Net Interest Income43.9 M60.8 M30.2 M
Slightly volatile
Interest Income46.7 M68.7 M32.5 M
Slightly volatile
Depreciation And Amortization4.6 M4.4 M1.3 M
Slightly volatile
Interest Expense12 M11.5 M3.3 M
Slightly volatile
Selling General Administrative4.2 M4.5 M12.3 M
Very volatile
Total Revenue49.5 M73.6 M40.8 M
Slightly volatile
Gross Profit45.8 M66.1 M39 M
Slightly volatile
Other Operating Expenses27.4 M39.1 M23.7 M
Slightly volatile
Operating Income28.5 M27.4 M18.8 M
Slightly volatile
Net Income From Continuing Ops21.4 M22.8 M14.3 M
Slightly volatile
EBIT28.1 M27.4 M18.7 M
Slightly volatile
EBITDA29.7 M31.8 M19.8 M
Slightly volatile
Reconciled Depreciation4.4 M4.1 M1.3 M
Slightly volatile
Income Before Tax28.6 M27.4 M18.9 M
Slightly volatile
Net Income Applicable To Common Shares18.9 M36.3 M16 M
Slightly volatile
Net Income20.9 M20.1 M13.9 M
Slightly volatile
Income Tax Expense7.7 M7.3 M4.9 M
Slightly volatile
Cost Of Revenue6.2 M7.5 M5.7 M
Slightly volatile
Selling And Marketing Expenses23.3 M26.2 M28.5 M
Slightly volatile

Finwise Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Change In Cash20 M18.9 M13.1 M
Slightly volatile
Stock Based Compensation1.4 M1.8 M1.7 M
Pretty Stable
Begin Period Cash Flow64.8 M115.7 M44.3 M
Slightly volatile
Depreciation4.6 M4.4 M1.3 M
Slightly volatile
Capital ExpendituresM8.6 M2.5 M
Slightly volatile
Net Income20.9 M20.1 M13.9 M
Slightly volatile
End Period Cash Flow84.8 M134.5 M57.4 M
Slightly volatile
Dividends Paid50.4 K39.6 K70.2 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.392.515.0389
Very volatile
PTB Ratio2.451.333.5821
Slightly volatile
Days Sales Outstanding37.2239.1712.3 K
Slightly volatile
Book Value Per Share8.7911.1712.8121
Slightly volatile
Stock Based Compensation To Revenue0.04720.02880.0525
Very volatile
Capex To Depreciation1.651.761.516
Slightly volatile
PB Ratio2.451.333.5821
Slightly volatile
EV To Sales1.161.233.0925
Slightly volatile
Net Income Per Share1.391.261.1541
Slightly volatile
Payables Turnover11.5412.1594.2903
Slightly volatile
Sales General And Administrative To Revenue0.06630.06980.5564
Pretty Stable
Capex To Revenue0.09960.10.1151
Slightly volatile
Cash Per Share5.698.434.7025
Slightly volatile
Interest Coverage2.042.1510.0669
Very volatile
Days Payables Outstanding32.6531.098.7689
Slightly volatile
ROE0.240.130.2561
Slightly volatile
PE Ratio10.7411.7713.5347
Slightly volatile
Return On Tangible Assets0.0590.03450.0536
Pretty Stable
Earnings Yield0.110.08790.0915
Slightly volatile
Intangibles To Total Assets0.01090.00830.0108
Slightly volatile
Current Ratio0.540.57480
Slightly volatile
Tangible Book Value Per Share8.5410.8712.5865
Slightly volatile
Receivables Turnover10.139.641.9249
Slightly volatile
Graham Number14.517.7911.5779
Slightly volatile
Shareholders Equity Per Share6.9111.175.3509
Slightly volatile
Debt To Equity0.04570.04811.5268
Slightly volatile
Capex Per Share0.560.540.1889
Slightly volatile
Revenue Per Share3.354.613.3601
Slightly volatile
Interest Debt Per Share2.41.520.9932
Slightly volatile
Debt To Assets0.01210.01270.2225
Slightly volatile
Enterprise Value Over EBITDA2.72.847.2523
Slightly volatile
Short Term Coverage Ratios8.8910.010.9015
Slightly volatile
Price Earnings Ratio10.7411.7713.5347
Slightly volatile
Price Book Value Ratio2.451.333.5821
Slightly volatile
Days Of Payables Outstanding32.6531.098.7689
Slightly volatile
Pretax Profit Margin0.320.330.7697
Pretty Stable
Ebt Per Ebit0.820.921.0004
Slightly volatile
Operating Profit Margin0.320.330.7619
Pretty Stable
Effective Tax Rate0.220.240.2511
Pretty Stable
Company Equity Multiplier4.884.354.9744
Slightly volatile
Long Term Debt To Capitalization0.00130.00140.4737
Slightly volatile
Total Debt To Capitalization0.04390.04620.4852
Slightly volatile
Return On Capital Employed0.06230.06140.0729
Very volatile
Debt Equity Ratio0.04570.04811.5268
Slightly volatile
Ebit Per Revenue0.320.330.7619
Pretty Stable
Quick Ratio0.540.57958
Slightly volatile
Net Income Per E B T0.80.840.7551
Pretty Stable
Cash Ratio0.540.57467
Slightly volatile
Days Of Sales Outstanding37.2239.1712.3 K
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.430.450.9413
Slightly volatile
Price To Book Ratio2.451.333.5821
Slightly volatile
Fixed Asset Turnover3.73.8927.1254
Slightly volatile
Enterprise Value Multiple2.72.847.2523
Slightly volatile
Debt Ratio0.01210.01270.2225
Slightly volatile
Price Sales Ratio2.392.515.0389
Very volatile
Return On Assets0.05830.03430.053
Pretty Stable
Asset Turnover0.140.130.1653
Slightly volatile
Net Profit Margin0.230.250.5548
Pretty Stable
Gross Profit Margin0.71.030.8688
Slightly volatile
Price Fair Value2.451.333.5821
Slightly volatile
Return On Equity0.240.130.2561
Slightly volatile

Finwise Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap116.5 M160.8 M150.5 M
Slightly volatile
Enterprise Value101.2 M78.5 M108.1 M
Slightly volatile

Finwise Fundamental Market Drivers

Cash And Short Term Investments117 M

Finwise Upcoming Events

29th of January 2024
Upcoming Quarterly Report
View
25th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
29th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Finwise Bancorp Financial Statements

Finwise Bancorp investors use historical fundamental indicators, such as Finwise Bancorp's revenue or net income, to determine how well the company is positioned to perform in the future. Understanding over-time patterns can help investors decide on long-term investments in Finwise Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-557.1 K-585 K
Total Revenue73.6 M49.5 M
Cost Of Revenue7.5 M6.2 M
Stock Based Compensation To Revenue 0.03  0.05 
Sales General And Administrative To Revenue 0.07  0.07 
Capex To Revenue 0.10  0.10 
Revenue Per Share 4.61  3.35 
Ebit Per Revenue 0.33  0.32 

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Additional Tools for Finwise Stock Analysis

When running Finwise Bancorp's price analysis, check to measure Finwise Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Finwise Bancorp is operating at the current time. Most of Finwise Bancorp's value examination focuses on studying past and present price action to predict the probability of Finwise Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Finwise Bancorp's price. Additionally, you may evaluate how the addition of Finwise Bancorp to your portfolios can decrease your overall portfolio volatility.