First Financial Statements From 2010 to 2025

FCF Stock  USD 15.92  0.08  0.51%   
First Commonwealth financial statements provide useful quarterly and yearly information to potential First Commonwealth Financial investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on First Commonwealth financial statements helps investors assess First Commonwealth's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting First Commonwealth's valuation are summarized below:
Gross Profit
448.5 M
Profit Margin
0.3179
Market Capitalization
1.6 B
Enterprise Value Revenue
4.0382
Revenue
448.5 M
There are over one hundred nineteen available fundamental signals for First Commonwealth Financial, which can be analyzed over time and compared to other ratios. Active traders should verify all of First Commonwealth Financial prevailing fundamental drivers against the trend between 2010 and 2025 to make sure the company can sustain itself down the road. The First Commonwealth's current Market Cap is estimated to increase to about 1.8 B, while Enterprise Value is projected to decrease to roughly 1.4 B.

First Commonwealth Total Revenue

263.5 Million

Check First Commonwealth financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Commonwealth's main balance sheet or income statement drivers, such as Depreciation And Amortization of 9.2 M, Interest Expense of 232.6 M or Selling General Administrative of 92.8 M, as well as many indicators such as Price To Sales Ratio of 4.19, Dividend Yield of 0.0402 or PTB Ratio of 1.69. First financial statements analysis is a perfect complement when working with First Commonwealth Valuation or Volatility modules.
  
Check out the analysis of First Commonwealth Correlation against competitors.

First Commonwealth Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets6.5 B11.6 B7.6 B
Slightly volatile
Short and Long Term Debt Total76.1 M80.1 M633.7 M
Slightly volatile
Total Current Liabilities76.1 M80.1 M673.6 M
Pretty Stable
Total Stockholder Equity1.5 B1.4 B932.3 M
Slightly volatile
Property Plant And Equipment Net73.2 M116.1 M87 M
Slightly volatile
Retained EarningsB971.1 M540.1 M
Slightly volatile
Cash121.3 M105.1 M139.9 M
Slightly volatile
Non Current Assets Total474.5 M499.5 MB
Pretty Stable
Cash And Short Term Investments1.3 B1.3 B954 M
Slightly volatile
Common Stock Shares Outstanding85.3 M102.2 M92.5 M
Slightly volatile
Liabilities And Stockholders Equity6.5 B11.6 B7.6 B
Slightly volatile
Non Current Liabilities Total10.6 B10.1 B2.1 B
Slightly volatile
Other Stockholder Equity228.1 M413 M304.3 M
Slightly volatile
Total Liabilities5.8 B10.2 B6.7 B
Slightly volatile
Property Plant And Equipment Gross317 M301.9 M147.7 M
Slightly volatile
Total Current Assets1.2 B1.3 BB
Slightly volatile
Short Term Debt76.1 M80.1 M488.2 M
Slightly volatile
Common Stock Total Equity99.9 M131 M107.8 M
Slightly volatile
Common Stock103.7 M142.1 M109.3 M
Slightly volatile
Other Liabilities65.2 M68.7 M69 M
Slightly volatile
Accounts Payable5.3 B9.2 B5.9 B
Slightly volatile
Long Term Debt268.2 M258.7 M218.5 M
Pretty Stable
Inventory583.4 K614.1 K6.8 M
Slightly volatile
Property Plant Equipment86 M132.4 M95.3 M
Slightly volatile
Good Will217.5 M418.3 M233.9 M
Slightly volatile
Intangible Assets11.1 M19.6 M9.6 M
Slightly volatile
Net Tangible Assets707.5 M853.9 M663.6 M
Slightly volatile
Retained Earnings Total Equity490.2 M794.9 M491.5 M
Slightly volatile
Long Term Debt Total142.1 M163.1 M176.6 M
Pretty Stable
Capital Surpluse471.1 M572 M440.3 M
Slightly volatile
Long Term Investments1.5 B1.6 B3.9 B
Slightly volatile
Non Current Liabilities Other90.2 M152.5 M91.7 M
Slightly volatile
Short and Long Term Debt52.2 M55 M232.3 M
Pretty Stable
Earning Assets1.5 B2.2 B1.5 B
Slightly volatile
Capital Lease Obligations4.9 M4.3 M6.7 M
Slightly volatile
Net Invested Capital1.1 B1.7 B1.4 B
Slightly volatile
Capital Stock128.4 M142.1 M117.2 M
Slightly volatile

First Commonwealth Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization9.2 M5.7 M9.2 M
Slightly volatile
Interest Expense232.6 M221.6 M61.9 M
Slightly volatile
Selling General Administrative92.8 M155.3 M112.7 M
Slightly volatile
Total Revenue263.5 M478.1 M309.8 M
Slightly volatile
Gross Profit630.5 M600.5 M332.9 M
Slightly volatile
Other Operating Expenses502 M478.1 M140.7 M
Slightly volatile
Operating Income4.4 M4.6 M83.4 M
Pretty Stable
EBITDA4.4 M4.6 M82.7 M
Pretty Stable
Income Before Tax187.1 M178.2 M109.8 M
Slightly volatile
Net Income149.7 M142.6 M83.2 M
Slightly volatile
Net Income Applicable To Common Shares154.8 M147.4 M83.6 M
Slightly volatile
Selling And Marketing Expenses4.3 M5.5 MM
Slightly volatile
Net Income From Continuing Ops90.5 M142.6 M78.6 M
Slightly volatile
Non Recurring7.3 M14.1 M9.3 M
Slightly volatile
Tax Provision33.3 M35.6 M27.5 M
Slightly volatile
Net Interest Income301.6 M376.8 M249.1 M
Slightly volatile
Interest Income361.3 M598.4 M291.7 M
Slightly volatile
Reconciled Depreciation5.7 M5.7 M7.9 M
Slightly volatile

First Commonwealth Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow74.7 M129.5 M93.3 M
Slightly volatile
Begin Period Cash Flow120 M147 M133.9 M
Slightly volatile
Depreciation8.9 M6.4 M8.8 M
Very volatile
Dividends Paid33.6 M52.6 M31.9 M
Slightly volatile
Capital Expenditures10 M15.5 M10.6 M
Slightly volatile
Total Cash From Operating Activities84.2 M129.5 M102.9 M
Slightly volatile
Net Income149.7 M142.6 M83.2 M
Slightly volatile
End Period Cash Flow115.7 M133.4 M141.7 M
Slightly volatile
Change To Netincome17.2 M18.8 M19.5 M
Slightly volatile
Issuance Of Capital Stock244.7 K204 K216.6 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio4.193.60653.4992
Slightly volatile
Dividend Yield0.04020.03050.0297
Slightly volatile
PTB Ratio1.691.22721.2514
Slightly volatile
Book Value Per Share14.4813.78799.8025
Slightly volatile
Free Cash Flow Yield0.06350.07510.0877
Slightly volatile
Operating Cash Flow Per Share0.771.27031.0896
Slightly volatile
Stock Based Compensation To Revenue0.00590.00810.007
Slightly volatile
Capex To Depreciation5.074.831.7815
Slightly volatile
PB Ratio1.691.22721.2514
Slightly volatile
EV To Sales3.383.55445.1969
Slightly volatile
Free Cash Flow Per Share0.681.27030.9863
Slightly volatile
ROIC0.00220.00210.0206
Very volatile
Net Income Per Share1.471.3990.8812
Slightly volatile
Sales General And Administrative To Revenue0.280.32470.3633
Slightly volatile
Capex To Revenue0.0440.05420.0364
Very volatile
Cash Per Share10.1112.291610.6956
Very volatile
POCF Ratio13.7513.319410.7816
Slightly volatile
Interest Coverage0.01970.02072.5145
Pretty Stable
Payout Ratio0.570.3690.4645
Slightly volatile
Capex To Operating Cash Flow0.140.160.1106
Very volatile
PFCF Ratio16.0813.319412.0216
Slightly volatile
Income Quality1.130.90811.6367
Slightly volatile
ROE0.10.10150.0859
Slightly volatile
EV To Operating Cash Flow25.4813.12716.8863
Very volatile
PE Ratio18.3312.094716.6187
Slightly volatile
Return On Tangible Assets0.00750.01270.0099
Slightly volatile
EV To Free Cash Flow12.4713.12717.7731
Slightly volatile
Earnings Yield0.04850.08270.0676
Slightly volatile
Intangibles To Total Assets0.02210.03310.029
Slightly volatile
Current Ratio16.4115.63139.3389
Very volatile
Tangible Book Value Per Share5.0210.02636.888
Slightly volatile
Graham Number21.8720.832513.7269
Slightly volatile
Shareholders Equity Per Share14.4813.78799.8025
Slightly volatile
Debt To Equity0.05420.0570.7745
Slightly volatile
Capex Per Share0.210.20.1233
Slightly volatile
Revenue Per Share2.444.69153.2875
Slightly volatile
Interest Debt Per Share2.812.96057.4462
Slightly volatile
Debt To Assets0.00660.00690.0896
Slightly volatile
Enterprise Value Over EBITDA8.659.11464
Pretty Stable
Short Term Coverage Ratios1.71.61550.5139
Slightly volatile
Price Earnings Ratio18.3312.094716.6187
Slightly volatile
Price Book Value Ratio1.691.22721.2514
Slightly volatile
Dividend Payout Ratio0.570.3690.4645
Slightly volatile
Price To Operating Cash Flows Ratio13.7513.319410.7816
Slightly volatile
Price To Free Cash Flows Ratio16.0813.319412.0216
Slightly volatile
Pretax Profit Margin0.330.37270.3211
Slightly volatile
Ebt Per Ebit40.7538.808419.6211
Very volatile
Operating Profit Margin0.00910.00960.2899
Pretty Stable
Company Equity Multiplier10.928.24458.7687
Pretty Stable
Long Term Debt To Capitalization0.130.140.1482
Pretty Stable
Total Debt To Capitalization0.05130.0540.3806
Slightly volatile
Return On Capital Employed4.0E-44.0E-40.0137
Pretty Stable
Debt Equity Ratio0.05420.0570.7745
Slightly volatile
Ebit Per Revenue0.00910.00960.2899
Pretty Stable
Quick Ratio16.4115.63139.3389
Very volatile
Dividend Paid And Capex Coverage Ratio1.782.46122.5294
Slightly volatile
Net Income Per E B T0.610.80.7419
Very volatile
Cash Ratio1.381.31090.8456
Pretty Stable
Operating Cash Flow Sales Ratio0.250.27080.3259
Very volatile
Free Cash Flow Operating Cash Flow Ratio0.70.780.8756
Slightly volatile
Cash Flow Coverage Ratios1.71.61550.3823
Slightly volatile
Price To Book Ratio1.691.22721.2514
Slightly volatile
Fixed Asset Turnover4.044.11793.6642
Very volatile
Capital Expenditure Coverage Ratio7.186.6510.0737
Very volatile
Price Cash Flow Ratio13.7513.319410.7816
Slightly volatile
Enterprise Value Multiple8.659.11464
Pretty Stable
Debt Ratio0.00660.00690.0896
Slightly volatile
Cash Flow To Debt Ratio1.71.61550.3823
Slightly volatile
Price Sales Ratio4.193.60653.4992
Slightly volatile
Return On Assets0.01020.01230.0098
Slightly volatile
Asset Turnover0.04440.04130.0413
Pretty Stable
Net Profit Margin0.180.29820.234
Slightly volatile
Gross Profit Margin0.741.25590.9539
Slightly volatile
Price Fair Value1.691.22721.2514
Slightly volatile
Return On Equity0.10.10150.0859
Slightly volatile

First Commonwealth Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap1.8 B1.7 B1.1 B
Slightly volatile
Enterprise Value1.4 B1.7 B1.6 B
Slightly volatile

First Fundamental Market Drivers

Forward Price Earnings10.929
Cash And Short Term Investments1.3 B

First Upcoming Events

30th of January 2024
Upcoming Quarterly Report
View
23rd of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
30th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About First Commonwealth Financial Statements

First Commonwealth stakeholders use historical fundamental indicators, such as First Commonwealth's revenue or net income, to determine how well the company is positioned to perform in the future. Although First Commonwealth investors may analyze each financial statement separately, they are all interrelated. For example, changes in First Commonwealth's assets and liabilities are reflected in the revenues and expenses on First Commonwealth's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First Commonwealth Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue478.1 M263.5 M
Cost Of Revenue-122.3 M-116.2 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.32  0.28 
Capex To Revenue 0.05  0.04 
Revenue Per Share 4.69  2.44 
Ebit Per Revenue 0.01  0.01 

Currently Active Assets on Macroaxis

When determining whether First Commonwealth is a strong investment it is important to analyze First Commonwealth's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Commonwealth's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out the analysis of First Commonwealth Correlation against competitors.
You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Commonwealth. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Commonwealth listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.20)
Dividend Share
0.52
Earnings Share
1.39
Revenue Per Share
4.401
Quarterly Revenue Growth
(0.07)
The market value of First Commonwealth is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Commonwealth's value that differs from its market value or its book value, called intrinsic value, which is First Commonwealth's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Commonwealth's market value can be influenced by many factors that don't directly affect First Commonwealth's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Commonwealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Commonwealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Commonwealth's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.