Encore Cash from 2010 to 2025

ECPG Stock  USD 34.51  0.61  1.80%   
Encore Capital's Cash is increasing over the last several years with slightly volatile swings. Cash is estimated to finish at about 209.9 M this year. Cash is the total amount of money in the form of currency that Encore Capital Group has in its possession. This includes all bills, coins, and funds in bank accounts. View All Fundamentals
 
Cash  
First Reported
1999-03-31
Previous Quarter
247.4 M
Current Value
199.9 M
Quarterly Volatility
84.8 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Encore Capital financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Encore Capital's main balance sheet or income statement drivers, such as Depreciation And Amortization of 30.8 M, Interest Expense of 265.2 M or Total Revenue of 744.4 M, as well as many indicators such as Price To Sales Ratio of 1.18, Dividend Yield of 0.0013 or PTB Ratio of 1.82. Encore financial statements analysis is a perfect complement when working with Encore Capital Valuation or Volatility modules.
  
Check out the analysis of Encore Capital Correlation against competitors.

Latest Encore Capital's Cash Growth Pattern

Below is the plot of the Cash of Encore Capital Group over the last few years. Cash refers to the most liquid asset of Encore Capital Group, which is listed under current asset account on Encore Capital Group balance sheet and usually includes currency, coins, checking accounts, and not deposited checks received from Encore Capital customers. The amounts must be unrestricted with restricted cash listed in a different Encore Capital account. It is the total amount of money in the form of currency that a company has in its possession. This includes all bills, coins, and funds in bank accounts. Encore Capital's Cash historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Encore Capital's overall financial position and show how it may be relating to other accounts over time.
Cash10 Years Trend
Slightly volatile
   Cash   
       Timeline  

Encore Cash Regression Statistics

Arithmetic Mean139,794,453
Geometric Mean96,062,627
Coefficient Of Variation50.04
Mean Deviation52,292,408
Median157,418,000
Standard Deviation69,946,849
Sample Variance4892.6T
Range207.4M
R-Value0.80
Mean Square Error1889.9T
R-Squared0.64
Significance0.0002
Slope11,748,545
Total Sum of Squares73388.4T

Encore Cash History

2025209.9 M
2024199.9 M
2023158.4 M
2022143.9 M
2021189.6 M
2020189.2 M
2019192.3 M

Other Fundumenentals of Encore Capital Group

Encore Capital Cash component correlations

About Encore Capital Financial Statements

Encore Capital stakeholders use historical fundamental indicators, such as Encore Capital's Cash, to determine how well the company is positioned to perform in the future. Although Encore Capital investors may analyze each financial statement separately, they are all interrelated. For example, changes in Encore Capital's assets and liabilities are reflected in the revenues and expenses on Encore Capital's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Encore Capital Group. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Cash199.9 M209.9 M
Cash And Short Term Investments199.9 M182.2 M
Change In Cash41.5 M43.6 M
Free Cash Flow127.2 M91.1 M
Begin Period Cash Flow158.4 M166.3 M
Other Cashflows From Financing Activities-56.5 M-53.7 M
Other Non Cash Items243.1 M255.2 M
Total Cash From Operating Activities156.2 M109.8 M
Total Cash From Financing Activities317.8 M333.7 M
End Period Cash Flow199.9 M209.9 M
Total Cashflows From Investing Activities-149.8 M-157.3 M
Other Cashflows From Investing Activities-411.4 M-390.9 M
Cash And Cash Equivalents Changes-24.3 M-23.1 M
Cash Flows Other Operating-89.9 M-85.4 M
Free Cash Flow Yield 0.11  0.19 
Operating Cash Flow Per Share 6.54  6.87 
Free Cash Flow Per Share 5.33  5.59 
Cash Per Share 8.37  8.14 
Capex To Operating Cash Flow 0.19  0.20 
EV To Operating Cash Flow 29.54  31.02 
EV To Free Cash Flow 36.28  18.98 
Price To Operating Cash Flows Ratio 7.30  5.37 
Price To Free Cash Flows Ratio 8.97  11.31 
Cash Ratio 0.86  0.43 
Cash Conversion Cycle(108.95)(103.50)
Operating Cash Flow Sales Ratio 0.12  0.10 
Free Cash Flow Operating Cash Flow Ratio 0.81  0.99 
Cash Flow Coverage Ratios 0.04  0.04 
Price Cash Flow Ratio 7.30  5.37 
Cash Flow To Debt Ratio 0.04  0.04 

Currently Active Assets on Macroaxis

When determining whether Encore Capital Group is a strong investment it is important to analyze Encore Capital's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Encore Capital's future performance. For an informed investment choice regarding Encore Stock, refer to the following important reports:
Check out the analysis of Encore Capital Correlation against competitors.
You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Encore Capital. If investors know Encore will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Encore Capital listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.595
Earnings Share
(5.83)
Revenue Per Share
55.14
Quarterly Revenue Growth
(0.04)
Return On Assets
0.0367
The market value of Encore Capital Group is measured differently than its book value, which is the value of Encore that is recorded on the company's balance sheet. Investors also form their own opinion of Encore Capital's value that differs from its market value or its book value, called intrinsic value, which is Encore Capital's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Encore Capital's market value can be influenced by many factors that don't directly affect Encore Capital's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Encore Capital's value and its price as these two are different measures arrived at by different means. Investors typically determine if Encore Capital is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Encore Capital's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.