ECB Financial Statements From 2010 to 2025

ECBK Stock  USD 14.83  0.12  0.82%   
ECB Bancorp financial statements provide useful quarterly and yearly information to potential ECB Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on ECB Bancorp financial statements helps investors assess ECB Bancorp's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting ECB Bancorp's valuation are summarized below:
Gross Profit
26 M
Profit Margin
0.1533
Market Capitalization
133.8 M
Enterprise Value Revenue
14.0029
Revenue
26 M
There are currently one hundred twenty fundamental measures for ECB Bancorp that can be evaluated and compared over time across peers in the sector. We recommend to verify ECB Bancorp's latest fundamental drivers against the all of the trends between 2010 and 2025. Market Cap is expected to rise to about 149 M this year, although Enterprise Value will most likely fall to about 144.2 M.

ECB Bancorp Total Revenue

23.96 Million

Check ECB Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among ECB Bancorp's main balance sheet or income statement drivers, such as Tax Provision of 1.1 M, Net Interest Income of 23.1 M or Interest Income of 33.7 M, as well as many indicators such as Price To Sales Ratio of 7.14, Dividend Yield of 0.0 or PTB Ratio of 0.7. ECB financial statements analysis is a perfect complement when working with ECB Bancorp Valuation or Volatility modules.
  
Check out the analysis of ECB Bancorp Correlation against competitors.
For more information on how to buy ECB Stock please use our How to buy in ECB Stock guide.

ECB Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets989.7 M1.5 B746.1 M
Slightly volatile
Short and Long Term Debt Total282.6 M269.1 M72.9 M
Slightly volatile
Total Current Liabilities404.8 M568.9 M291.8 M
Slightly volatile
Total Stockholder Equity131.4 M189.6 M95.6 M
Slightly volatile
Other Liabilities7.5 M9.8 M6.2 M
Slightly volatile
Net Tangible Assets82.7 M88.9 M75.4 M
Slightly volatile
Property Plant And Equipment Net4.5 M5.8 M4.2 M
Slightly volatile
Retained Earnings86.5 M96.4 M76.9 M
Slightly volatile
Accounts Payable584.7 M657.5 M522.7 M
Slightly volatile
Cash70.4 M136.9 M56.1 M
Slightly volatile
Non Current Assets Total1.4 B1.3 B290.8 M
Slightly volatile
Long Term Debt282.6 M269.1 M72.9 M
Slightly volatile
Cash And Short Term Investments73 M136.9 M60 M
Slightly volatile
Net Receivables2.7 M4.3 M2.2 M
Slightly volatile
Common Stock Shares Outstanding7.7 M7.7 M10 M
Slightly volatile
Short Term InvestmentsM4.5 M4.9 M
Slightly volatile
Liabilities And Stockholders Equity989.7 M1.5 B746.1 M
Slightly volatile
Non Current Liabilities Total1.3 B1.3 B257.9 M
Slightly volatile
Other Current Assets79.1 M141.2 M60 M
Slightly volatile
Total Liabilities1.3 B1.3 B257.9 M
Slightly volatile
Net Invested Capital251.1 M458.7 M158.3 M
Slightly volatile
Long Term Investments80.6 M94.3 M65.5 M
Slightly volatile
Property Plant And Equipment Gross8.9 M9.6 M8.1 M
Slightly volatile
Total Current Assets75.7 M141.2 M62.2 M
Slightly volatile
Short Term Debt36 M34.7 M22.1 M
Slightly volatile
Property Plant Equipment3.1 M3.4 M3.9 M
Slightly volatile
Common Stock101.8 K107 K93.6 K
Slightly volatile

ECB Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Tax Provision1.1 M1.5 M1.6 M
Slightly volatile
Net Interest Income23.1 M29.5 M18.4 M
Slightly volatile
Interest Income33.7 M57 M26.8 M
Slightly volatile
Depreciation And Amortization246.2 K251.1 K326.8 K
Slightly volatile
Interest Expense36.2 M34.5 M10.7 M
Slightly volatile
Selling General Administrative11.1 M15 M8.2 M
Slightly volatile
Selling And Marketing Expenses768.6 K913.1 K655.4 K
Slightly volatile
Total Revenue24 M28.8 M19.4 M
Slightly volatile
Gross Profit24 M28.8 M19.4 M
Slightly volatile
Other Operating Expenses31.2 M29.7 M13.7 M
Slightly volatile
Operating Income7.4 M6.9 M6.7 M
Pretty Stable
Net Income From Continuing Ops3.3 M4.2 M4.5 M
Slightly volatile
EBIT7.4 M6.9 M6.7 M
Pretty Stable
EBITDA7.7 M7.2 MM
Pretty Stable
Reconciled Depreciation247.2 K255.6 K327.4 K
Slightly volatile
Income Before Tax4.3 M5.4 MM
Slightly volatile
Net Income Applicable To Common Shares3.6 M3.6 M4.5 M
Slightly volatile
Net Income3.2 MM4.5 M
Slightly volatile
Income Tax Expense1.1 M1.4 M1.5 M
Slightly volatile

ECB Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Change In Cash68.8 M65.5 M22.1 M
Slightly volatile
Stock Based Compensation991.4 K848.7 K374.7 K
Slightly volatile
Free Cash Flow6.9 MM5.5 M
Slightly volatile
Change In Working Capital862.8 K672.3 K820.6 K
Slightly volatile
Begin Period Cash Flow51.9 M71.4 M38.5 M
Slightly volatile
Other Cashflows From Financing Activities144 M172.6 M94.8 M
Slightly volatile
Depreciation246.2 K251.1 K326.8 K
Slightly volatile
Capital Expenditures210.4 K385.2 K153.8 K
Slightly volatile
Total Cash From Operating Activities7.1 M7.4 M5.7 M
Slightly volatile
Change To Operating Activities1.1 M1.4 M945.6 K
Slightly volatile
Net Income3.2 MM4.5 M
Slightly volatile
Total Cash From Financing Activities201.7 M239 M113.1 M
Slightly volatile
End Period Cash Flow76.3 M136.9 M57.8 M
Slightly volatile
Change To Inventory664.8 K747.9 K815.4 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio7.144.887.8406
Slightly volatile
PTB Ratio0.70.741.7146
Slightly volatile
Days Sales Outstanding37.3149.4140.0296
Slightly volatile
Book Value Per Share21.2822.451.2066
Pretty Stable
Free Cash Flow Yield0.03770.05160.0381
Slightly volatile
Operating Cash Flow Per Share0.550.680.5478
Slightly volatile
Stock Based Compensation To Revenue0.02070.02650.0229
Slightly volatile
Capex To Depreciation1.131.080.4956
Slightly volatile
PB Ratio0.70.741.7146
Slightly volatile
EV To Sales6.487.957.4679
Pretty Stable
Free Cash Flow Per Share0.540.650.5335
Slightly volatile
Net Income Per Share0.340.470.4415
Slightly volatile
Sales General And Administrative To Revenue0.370.470.4015
Slightly volatile
Capex To Revenue0.00670.0120.0073
Slightly volatile
Cash Per Share13.8513.196.4467
Slightly volatile
POCF Ratio23.8619.0126.5529
Slightly volatile
Interest Coverage0.220.231.031
Slightly volatile
Capex To Operating Cash Flow0.02350.04690.0253
Slightly volatile
PFCF Ratio24.5320.0527.221
Slightly volatile
Income Quality1.391.31.2548
Slightly volatile
ROE0.04470.03110.0565
Slightly volatile
EV To Operating Cash Flow22.1130.9625.5502
Slightly volatile
PE Ratio38.9627.4432.2801
Pretty Stable
Return On Tangible Assets0.00610.0040.0078
Slightly volatile
EV To Free Cash Flow22.8532.6626.2713
Slightly volatile
Earnings Yield0.02420.03770.0317
Pretty Stable
Intangibles To Total Assets0.080.0960.1009
Slightly volatile
Current Ratio0.190.150.2021
Slightly volatile
Tangible Book Value Per Share21.2822.446.9286
Pretty Stable
Receivables Turnover8.897.659.1776
Slightly volatile
Graham Number8.6613.679.3507
Slightly volatile
Shareholders Equity Per Share10.5717.539.3506
Slightly volatile
Debt To Equity1.341.280.496
Slightly volatile
Capex Per Share0.03740.03560.0164
Slightly volatile
Revenue Per Share1.882.661.8779
Slightly volatile
Interest Debt Per Share29.4728.068.4734
Slightly volatile
Debt To Assets0.170.160.0642
Slightly volatile
Enterprise Value Over EBITDA20.1531.821.4798
Slightly volatile
Short Term Coverage Ratios0.310.350.383
Slightly volatile
Price Earnings Ratio38.9627.4432.2801
Pretty Stable
Operating Cycle37.3149.4140.0296
Slightly volatile
Price Book Value Ratio0.70.741.7146
Slightly volatile
Price To Operating Cash Flows Ratio23.8619.0126.5529
Slightly volatile
Price To Free Cash Flows Ratio24.5320.0527.221
Slightly volatile
Pretax Profit Margin0.290.270.338
Slightly volatile
Ebt Per Ebit0.310.350.3853
Slightly volatile
Operating Profit Margin0.340.270.3546
Slightly volatile
Effective Tax Rate0.280.290.2578
Pretty Stable
Company Equity Multiplier8.518.938.0547
Very volatile
Long Term Debt To Capitalization0.520.50.1812
Slightly volatile
Total Debt To Capitalization0.280.530.262
Slightly volatile
Return On Capital Employed0.00510.00540.0151
Slightly volatile
Debt Equity Ratio1.341.280.496
Slightly volatile
Ebit Per Revenue0.340.270.3546
Slightly volatile
Quick Ratio0.390.310.3939
Slightly volatile
Dividend Paid And Capex Coverage Ratio20.9822.0941.7474
Slightly volatile
Net Income Per E B T0.60.670.7322
Slightly volatile
Cash Ratio0.170.150.1775
Slightly volatile
Cash Conversion Cycle37.3149.4140.0296
Slightly volatile
Operating Cash Flow Sales Ratio0.330.30.2988
Pretty Stable
Days Of Sales Outstanding37.3149.4140.0296
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.071.090.9891
Slightly volatile
Cash Flow Coverage Ratios0.030.03160.2471
Slightly volatile
Price To Book Ratio0.70.741.7146
Slightly volatile
Fixed Asset Turnover4.264.464.5664
Slightly volatile
Capital Expenditure Coverage Ratio20.9822.0941.7474
Slightly volatile
Price Cash Flow Ratio23.8619.0126.5529
Slightly volatile
Enterprise Value Multiple20.1531.821.4798
Slightly volatile
Debt Ratio0.170.160.0642
Slightly volatile
Cash Flow To Debt Ratio0.030.03160.2471
Slightly volatile
Price Sales Ratio7.144.887.8406
Slightly volatile
Return On Assets0.00560.0040.007
Slightly volatile
Asset Turnover0.02810.02250.0278
Slightly volatile
Net Profit Margin0.210.20.2513
Slightly volatile
Price Fair Value0.70.741.7146
Slightly volatile
Return On Equity0.04470.03110.0565
Slightly volatile

ECB Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap149 M122.3 M144.5 M
Slightly volatile
Enterprise Value144.2 M199.2 M144.3 M
Slightly volatile

ECB Fundamental Market Drivers

Cash And Short Term Investments119 M

ECB Upcoming Events

4th of April 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About ECB Bancorp Financial Statements

ECB Bancorp investors utilize fundamental indicators, such as revenue or net income, to predict how ECB Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue28.8 M24 M
Stock Based Compensation To Revenue 0.03  0.02 
Sales General And Administrative To Revenue 0.47  0.37 
Capex To Revenue 0.01  0.01 
Revenue Per Share 2.66  1.88 
Ebit Per Revenue 0.27  0.34 

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When determining whether ECB Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if ECB Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Ecb Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Ecb Bancorp Stock:
Check out the analysis of ECB Bancorp Correlation against competitors.
For more information on how to buy ECB Stock please use our How to buy in ECB Stock guide.
You can also try the Premium Stories module to follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ECB Bancorp. If investors know ECB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ECB Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.83
Earnings Share
0.48
Revenue Per Share
3.154
Quarterly Revenue Growth
0.218
Return On Assets
0.003
The market value of ECB Bancorp is measured differently than its book value, which is the value of ECB that is recorded on the company's balance sheet. Investors also form their own opinion of ECB Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ECB Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ECB Bancorp's market value can be influenced by many factors that don't directly affect ECB Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ECB Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ECB Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ECB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.