ChoiceOne Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . ChoiceOne Financial Services
COFS Stock  USD 28.59  0.10  0.35%   
ChoiceOne Financial financial statements provide useful quarterly and yearly information to potential ChoiceOne Financial Services investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on ChoiceOne Financial financial statements helps investors assess ChoiceOne Financial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting ChoiceOne Financial's valuation are summarized below:
Gross Profit
91.1 M
Profit Margin
0.2933
Market Capitalization
431.4 M
Enterprise Value Revenue
6.9245
Revenue
91.1 M
There are over one hundred nineteen available fundamental signals for ChoiceOne Financial Services, which can be analyzed over time and compared to other ratios. All traders should validate ChoiceOne Financial's prevailing fundamentals against the performance from 2010 to 2025 and make sure the trends continue to evolve in the right direction. Market Cap is likely to gain to about 323.5 M in 2025. Enterprise Value is likely to gain to about 443.6 M in 2025

ChoiceOne Financial Total Revenue

127.16 Million

Check ChoiceOne Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among ChoiceOne Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 15 M, Interest Expense of 49 M or Selling General Administrative of 2.3 M, as well as many indicators such as Price To Sales Ratio of 2.42, Dividend Yield of 0.0279 or PTB Ratio of 1.35. ChoiceOne financial statements analysis is a perfect complement when working with ChoiceOne Financial Valuation or Volatility modules.
  
Check out the analysis of ChoiceOne Financial Correlation against competitors.

ChoiceOne Financial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets2.9 B2.7 B1.3 B
Slightly volatile
Short and Long Term Debt Total221.3 M210.8 M71.3 M
Slightly volatile
Total Current Liabilities203.6 M155 M337.1 M
Slightly volatile
Total Stockholder Equity273.4 M260.4 M131 M
Slightly volatile
Property Plant And Equipment Net28.5 M27.1 M18.9 M
Slightly volatile
Retained Earnings96 M91.4 M38 M
Slightly volatile
Cash101.2 M96.4 M39.1 M
Slightly volatile
Non Current Assets Total83.7 M88.1 M471.1 M
Slightly volatile
Cash And Short Term Investments604.3 M575.5 M359.5 M
Slightly volatile
Common Stock Total Equity208 M198.1 M103.3 M
Slightly volatile
Common Stock Shares Outstanding9 M8.5 M5.3 M
Slightly volatile
Liabilities And Stockholders Equity2.9 B2.7 B1.3 B
Slightly volatile
Total Liabilities2.6 B2.5 B814.5 M
Slightly volatile
Property Plant And Equipment Gross51.8 M49.3 M25.1 M
Slightly volatile
Total Current Assets604.3 M575.5 M345.2 M
Slightly volatile
Common Stock217.1 M206.8 M104.4 M
Slightly volatile
Non Current Liabilities Total53 M55.8 M214.7 M
Slightly volatile
Other Current Assets47.5 M50 M422.2 M
Slightly volatile
Good Will72.4 M68.9 M34.1 M
Slightly volatile
Other Liabilities4.8 M8.9 M5 M
Slightly volatile
Accounts Payable2.6 B2.4 B1.1 B
Slightly volatile
Long Term Debt36.8 M55.8 M36.5 M
Slightly volatile
Short Term Investments319 M479.1 M317.4 M
Slightly volatile
Inventory165.9 K174.6 K1.1 M
Slightly volatile
Intangible Assets1 M1.1 M3.1 M
Slightly volatile
Property Plant Equipment18.5 M32.5 M19.1 M
Slightly volatile
Net Tangible Assets98.8 M122 M85.5 M
Slightly volatile
Long Term Investments544.7 M881.4 M452.9 M
Slightly volatile
Short and Long Term Debt162.8 M155 M41 M
Slightly volatile
Earning Assets227.7 M405.1 M244.9 M
Slightly volatile
Net Invested Capital494.7 M471.2 M177.1 M
Slightly volatile
Capital Stock176.1 M206.8 M108.3 M
Slightly volatile

ChoiceOne Financial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization15 M14.3 M4.8 M
Slightly volatile
Interest Expense49 M46.7 M10.5 M
Slightly volatile
Selling General Administrative2.3 M2.5 M13.4 M
Slightly volatile
Total Revenue127.2 M121.1 M50.5 M
Slightly volatile
Gross Profit127.2 M121.1 M50.5 M
Slightly volatile
Other Operating Expenses3.1 M3.3 M23.2 M
Slightly volatile
Operating Income123.7 M117.8 M26.1 M
Slightly volatile
EBIT30.9 M29.4 M15.7 M
Slightly volatile
EBITDA45.9 M43.7 M20.4 M
Slightly volatile
Income Before Tax34.7 M33.1 M14.6 M
Slightly volatile
Net Income28.1 M26.7 M11.9 M
Slightly volatile
Income Tax Expense6.7 M6.4 M2.8 M
Slightly volatile
Selling And Marketing Expenses827.4 K788 K450.2 K
Slightly volatile
Net Income Applicable To Common Shares28.5 M27.2 M12.1 M
Slightly volatile
Net Income From Continuing Ops13.9 M26.7 M11.2 M
Slightly volatile
Tax Provision3.4 M6.4 M2.8 M
Slightly volatile
Net Interest Income47 M74.4 M35.4 M
Slightly volatile
Interest Income127.2 M121.1 M47.4 M
Slightly volatile
Reconciled Depreciation12.9 M12.3 M4.2 M
Slightly volatile

ChoiceOne Financial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation756 K720 K411.1 K
Slightly volatile
Free Cash Flow51.1 M48.6 M18.7 M
Slightly volatile
Begin Period Cash Flow58.2 M55.4 M31.9 M
Slightly volatile
Other Cashflows From Financing Activities123.7 M91.8 M187.6 M
Slightly volatile
Depreciation12.9 M12.3 M5.9 M
Slightly volatile
Dividends Paid9.5 M9 M4.4 M
Slightly volatile
Capital Expenditures1.3 M1.7 M1.6 M
Slightly volatile
Total Cash From Operating Activities51.1 M48.6 M20.1 M
Slightly volatile
Net Income28.1 M26.7 M11.9 M
Slightly volatile
End Period Cash Flow101.6 M96.8 M39.2 M
Slightly volatile
Issuance Of Capital Stock34.4 M32.8 M4.3 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.422.54415.7573
Slightly volatile
Dividend Yield0.02790.02930.0304
Pretty Stable
PTB Ratio1.351.18311.1541
Pretty Stable
Days Sales Outstanding339174181
Very volatile
Book Value Per Share54.7630.1242105
Pretty Stable
Free Cash Flow Yield0.0960.15790.1253
Very volatile
Operating Cash Flow Per Share5.915.62733.2881
Slightly volatile
Stock Based Compensation To Revenue0.00530.00590.0069
Slightly volatile
Capex To Depreciation0.370.390.4434
Very volatile
PB Ratio1.351.18311.1541
Pretty Stable
EV To Sales3.313.48835.9877
Slightly volatile
Free Cash Flow Per Share5.915.62732.9919
Slightly volatile
Net Income Per Share3.253.09171.9579
Slightly volatile
Sales General And Administrative To Revenue0.01940.02040.4362
Slightly volatile
Capex To Revenue0.05730.06030.0469
Pretty Stable
Cash Per Share69.966.574659.4884
Slightly volatile
POCF Ratio9.56.33359.9629
Very volatile
Interest Coverage1.782.52554.0179
Very volatile
Payout Ratio0.560.33720.4062
Pretty Stable
Capex To Operating Cash Flow0.20.10.1362
Pretty Stable
PFCF Ratio6.026.333511.6383
Very volatile
Income Quality2.131.82011.7377
Pretty Stable
ROE0.09280.10260.0866
Slightly volatile
EV To Operating Cash Flow13.718.684110.5411
Very volatile
PE Ratio16.311.527613.7809
Slightly volatile
Return On Tangible Assets0.00970.010.0095
Pretty Stable
EV To Free Cash Flow8.258.684112.0064
Very volatile
Earnings Yield0.0590.08670.0787
Pretty Stable
Intangibles To Total Assets0.02020.02240.0253
Pretty Stable
Current Ratio3.173.34401
Slightly volatile
Tangible Book Value Per Share21.9123.06397.2384
Pretty Stable
Receivables Turnover1.152.182.2267
Very volatile
Graham Number48.0745.777231.3462
Slightly volatile
Shareholders Equity Per Share31.6330.124222.8406
Slightly volatile
Debt To Equity1.070.80930.4812
Slightly volatile
Capex Per Share0.280.510.3456
Slightly volatile
Revenue Per Share14.7114.0098.4965
Slightly volatile
Interest Debt Per Share16.2629.777111.5708
Slightly volatile
Debt To Assets0.10.07740.0484
Slightly volatile
Short Term Coverage Ratios0.30.31380.8454
Slightly volatile
Price Earnings Ratio16.311.527613.7809
Slightly volatile
Operating Cycle339174181
Very volatile
Price Book Value Ratio1.351.18311.1541
Pretty Stable
Dividend Payout Ratio0.560.33720.4062
Pretty Stable
Price To Operating Cash Flows Ratio9.56.33359.9629
Very volatile
Price To Free Cash Flows Ratio6.026.333511.6383
Very volatile
Pretax Profit Margin0.260.27320.4025
Slightly volatile
Ebt Per Ebit0.310.320.6883
Slightly volatile
Operating Profit Margin0.590.97310.4782
Pretty Stable
Effective Tax Rate0.230.19230.2113
Slightly volatile
Company Equity Multiplier10.6410.45739.378
Slightly volatile
Long Term Debt To Capitalization0.330.17630.1596
Slightly volatile
Total Debt To Capitalization0.460.44730.2884
Slightly volatile
Return On Capital Employed0.04820.04590.0222
Slightly volatile
Debt Equity Ratio1.070.80930.4812
Slightly volatile
Ebit Per Revenue0.590.97310.4782
Pretty Stable
Quick Ratio3.173.34401
Slightly volatile
Dividend Paid And Capex Coverage Ratio5.675.39793.4324
Very volatile
Net Income Per E B T0.630.80770.78
Pretty Stable
Cash Ratio0.530.5643.9359
Slightly volatile
Cash Conversion Cycle339174181
Very volatile
Operating Cash Flow Sales Ratio0.70.40170.5723
Slightly volatile
Days Of Sales Outstanding339174181
Very volatile
Free Cash Flow Operating Cash Flow Ratio0.660.820.85
Slightly volatile
Cash Flow Coverage Ratios0.370.23080.5177
Slightly volatile
Price To Book Ratio1.351.18311.1541
Pretty Stable
Fixed Asset Turnover4.694.46892.3762
Slightly volatile
Capital Expenditure Coverage Ratio11.3312.6315.2665
Slightly volatile
Price Cash Flow Ratio9.56.33359.9629
Very volatile
Debt Ratio0.10.07740.0484
Slightly volatile
Cash Flow To Debt Ratio0.370.23080.5177
Slightly volatile
Price Sales Ratio2.422.54415.7573
Slightly volatile
Return On Assets0.00960.00980.0093
Pretty Stable
Asset Turnover0.02790.04450.038
Pretty Stable
Net Profit Margin0.420.22070.33
Slightly volatile
Gross Profit Margin0.80.90.9796
Slightly volatile
Price Fair Value1.351.18311.1541
Pretty Stable
Return On Equity0.09280.10260.0866
Slightly volatile

ChoiceOne Financial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap323.5 M308.1 M143.3 M
Slightly volatile
Enterprise Value443.6 M422.4 M180.1 M
Slightly volatile

ChoiceOne Fundamental Market Drivers

Forward Price Earnings7.7942
Cash And Short Term Investments575.5 M

ChoiceOne Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About ChoiceOne Financial Financial Statements

ChoiceOne Financial shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although ChoiceOne Financial investors may analyze each financial statement separately, they are all interrelated. The changes in ChoiceOne Financial's assets and liabilities, for example, are also reflected in the revenues and expenses on on ChoiceOne Financial's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue121.1 M127.2 M
Cost Of Revenue135 K128.2 K
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.02  0.02 
Capex To Revenue 0.06  0.06 
Revenue Per Share 14.01  14.71 
Ebit Per Revenue 0.97  0.59 

Thematic Opportunities

Explore Investment Opportunities

Build portfolios using Macroaxis predefined set of investing ideas. Many of Macroaxis investing ideas can easily outperform a given market. Ideas can also be optimized per your risk profile before portfolio origination is invoked. Macroaxis thematic optimization helps investors identify companies most likely to benefit from changes or shifts in various micro-economic or local macro-level trends. Originating optimal thematic portfolios involves aligning investors' personal views, ideas, and beliefs with their actual investments.
Explore Investing Ideas  

Additional Tools for ChoiceOne Stock Analysis

When running ChoiceOne Financial's price analysis, check to measure ChoiceOne Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ChoiceOne Financial is operating at the current time. Most of ChoiceOne Financial's value examination focuses on studying past and present price action to predict the probability of ChoiceOne Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ChoiceOne Financial's price. Additionally, you may evaluate how the addition of ChoiceOne Financial to your portfolios can decrease your overall portfolio volatility.
Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions
 
Feedback Blog
Made with optimal in San Francisco
2024 Macroaxis LLC
COMMON DESTINATIONS
MAIN CATEGORIES
COMPANY