City Financial Statements From 2010 to 2024

CHCO Stock  USD 131.32  0.80  0.61%   
City Holding financial statements provide useful quarterly and yearly information to potential City Holding investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on City Holding financial statements helps investors assess City Holding's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting City Holding's valuation are summarized below:
Gross Profit
251.6 M
Profit Margin
0.4003
Market Capitalization
1.9 B
Enterprise Value Revenue
7.379
Revenue
289.5 M
We have found one hundred twenty available fundamental signals for City Holding, which can be analyzed and compared to other ratios and to its rivals. Self-guided Investors are advised to validate City Holding's prevailing fundamentals against the trend between 2010 and 2024 to make sure the company can sustain itself down the road. As of the 2nd of December 2024, Market Cap is likely to grow to about 951.8 M. Also, Enterprise Value is likely to grow to about 884.1 M

City Holding Total Revenue

149.52 Million

Check City Holding financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among City Holding's main balance sheet or income statement drivers, such as Interest Expense of 26.2 M, Other Operating Expenses of 78.3 M or Operating Income of 155.7 M, as well as many indicators such as Price To Sales Ratio of 3.06, Dividend Yield of 0.0242 or PTB Ratio of 1.54. City financial statements analysis is a perfect complement when working with City Holding Valuation or Volatility modules.
  
Check out the analysis of City Holding Correlation against competitors.
To learn how to invest in City Stock, please use our How to Invest in City Holding guide.

City Holding Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding13.5 M14.9 M14.4 M
Slightly volatile
Total Assets6.5 B6.2 B4.3 B
Slightly volatile
Short and Long Term Debt Total456.6 M434.9 M164 M
Slightly volatile
Total Stockholder Equity710.9 M677.1 M495 M
Slightly volatile
Property Plant And Equipment Net56.5 M72.1 M68.9 M
Slightly volatile
Retained Earnings819.3 M780.3 M475.1 M
Slightly volatile
Cash120.3 M156.3 M173.9 M
Slightly volatile
Non Current Assets Total6.3 BB1.6 B
Slightly volatile
Cash And Short Term Investments148.5 M156.3 M707.8 M
Slightly volatile
Net Receivables11.3 M20.3 M10.8 M
Slightly volatile
Liabilities And Stockholders Equity6.5 B6.2 B4.3 B
Slightly volatile
Non Current Liabilities Total5.8 B5.5 B1.5 B
Slightly volatile
Total Liabilities5.8 B5.5 B3.2 B
Slightly volatile
Property Plant And Equipment Gross191.3 M182.2 M99.2 M
Slightly volatile
Total Current Assets148.5 M156.3 M2.1 B
Slightly volatile
Total Current Liabilities3.6 B3.4 B1.9 B
Slightly volatile
Short Term Debt180.2 M334.9 M166.7 M
Slightly volatile
Common Stock Total Equity50.2 M54.8 M47.4 M
Slightly volatile
Common Stock50.3 M54.8 M47.4 M
Slightly volatile
Other Liabilities46.8 M85.5 M53.6 M
Slightly volatile
Accounts PayableB5.6 B3.5 B
Slightly volatile
Long Term Debt94.5 M90 M48.7 M
Slightly volatile
Short Term Investments1.4 B1.3 B741.4 M
Slightly volatile
Property Plant Equipment68.8 M81.4 M73.8 M
Slightly volatile
Intangible Assets12 M12.7 M39.4 M
Slightly volatile
Good Will83.6 M149.9 M84.9 M
Slightly volatile
Other Current Assets168.4 M177.3 M1.6 B
Slightly volatile
Net Tangible Assets449.5 M531.4 M409.3 M
Slightly volatile
Retained Earnings Total Equity505.3 M812.7 M474.8 M
Slightly volatile
Long Term Debt Total3.5 M3.7 M10.6 M
Slightly volatile
Capital Surpluse149.9 M196.6 M139 M
Slightly volatile
Long Term Investments2.1 B1.4 B2.5 B
Pretty Stable
Non Current Liabilities Other301.3 M494.9 M282.4 M
Slightly volatile
Earning Assets792.5 M1.1 B722.6 M
Slightly volatile
Net Invested Capital737.5 M922.4 M663.8 M
Slightly volatile
Capital Stock38.1 M42.9 M46.7 M
Slightly volatile

City Holding Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses78.3 M108.1 M84.2 M
Pretty Stable
Operating Income155.7 M148.3 M94.4 M
Slightly volatile
EBIT150.3 M143.1 M94.3 M
Slightly volatile
EBITDA161.5 M153.8 M100.6 M
Slightly volatile
Net Income120.1 M114.4 M67.8 M
Slightly volatile
Depreciation And Amortization7.5 M10.7 M6.1 M
Slightly volatile
Selling General Administrative44 M76.1 M53 M
Slightly volatile
Total Revenue149.5 M286.6 M182.8 M
Slightly volatile
Gross Profit149.5 M286.6 M182.8 M
Slightly volatile
Income Before Tax150.3 M143.1 M91.4 M
Slightly volatile
Selling And Marketing Expenses3.4 M3.1 M4.6 M
Slightly volatile
Cost Of Revenue32.7 M21 M29.9 M
Slightly volatile
Net Income Applicable To Common Shares61.1 M117.4 M66 M
Slightly volatile
Net Income From Continuing Ops105.3 M114.4 M92.7 M
Slightly volatile
Non Recurring2.2 M2.2 MM
Slightly volatile
Tax Provision20.5 M28.7 M26.2 M
Slightly volatile
Net Interest Income167.4 M219.2 M140.9 M
Slightly volatile
Interest Income191.7 M271.3 M159.7 M
Slightly volatile
Reconciled Depreciation11.1 M10.7 M8.7 M
Slightly volatile

City Holding Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow141.3 M134.6 M75.6 M
Slightly volatile
Begin Period Cash Flow122.6 M200 M168.9 M
Slightly volatile
Dividends Paid42 M40 M28.3 M
Slightly volatile
Capital Expenditures2.8 MM4.5 M
Very volatile
Total Cash From Operating Activities144.5 M137.6 M80.1 M
Slightly volatile
Net Income120.1 M114.4 M67.8 M
Slightly volatile
End Period Cash Flow147.5 M156.3 M176.9 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.065.71944.6322
Slightly volatile
Dividend Yield0.02420.02440.0301
Slightly volatile
PTB Ratio1.542.42121.8405
Slightly volatile
Days Sales Outstanding40.1625.837927.2537
Pretty Stable
Book Value Per Share30.2645.538570.5235
Slightly volatile
Free Cash Flow Yield0.07080.08210.0786
Slightly volatile
Operating Cash Flow Per Share9.729.25345.3255
Slightly volatile
Stock Based Compensation To Revenue0.00860.01120.0103
Slightly volatile
PB Ratio1.542.42121.8405
Slightly volatile
EV To Sales7.036.69144.4812
Slightly volatile
Free Cash Flow Per Share9.519.05425.0151
Slightly volatile
ROIC0.07180.10660.1215
Pretty Stable
Net Income Per Share8.087.6924.5089
Slightly volatile
Sales General And Administrative To Revenue0.330.26540.2968
Slightly volatile
Capex To Revenue0.00980.01030.0275
Slightly volatile
Cash Per Share10610158.529
Slightly volatile
POCF Ratio7.1111.915611.7234
Pretty Stable
Interest Coverage2.182.84985.3475
Slightly volatile
Payout Ratio0.540.34970.4419
Pretty Stable
Capex To Operating Cash Flow0.02050.02150.0723
Slightly volatile
PFCF Ratio8.612.177812.7335
Very volatile
Income Quality1.261.2031.2296
Slightly volatile
ROE0.0880.16890.1267
Slightly volatile
EV To Operating Cash Flow14.6413.940411.0921
Slightly volatile
PE Ratio18.0614.334314.4096
Slightly volatile
Return On Tangible Assets0.00960.0190.0146
Slightly volatile
EV To Free Cash Flow8.3414.247211.4726
Slightly volatile
Earnings Yield0.04140.06980.0712
Slightly volatile
Intangibles To Total Assets0.02430.02640.0221
Pretty Stable
Current Ratio0.430.4693.4153
Slightly volatile
Tangible Book Value Per Share27.8934.604464.8428
Slightly volatile
Receivables Turnover10.6214.126517.5756
Slightly volatile
Graham Number93.2288.777157.4546
Slightly volatile
Shareholders Equity Per Share47.8245.538532.8653
Slightly volatile
Debt To Equity0.750.740.2559
Slightly volatile
Capex Per Share0.190.19920.309
Pretty Stable
Revenue Per Share20.2419.278112.8674
Slightly volatile
Interest Debt Per Share34.3832.74686.4103
Slightly volatile
Debt To Assets0.06290.08110.0268
Slightly volatile
Enterprise Value Over EBITDA10.111.848.9484
Slightly volatile
Price Earnings Ratio18.0614.334314.4096
Slightly volatile
Price Book Value Ratio1.542.42121.8405
Slightly volatile
Dividend Payout Ratio0.540.34970.4419
Pretty Stable
Price To Operating Cash Flows Ratio7.1111.915611.7234
Pretty Stable
Price To Free Cash Flows Ratio8.612.177812.7335
Very volatile
Pretax Profit Margin0.280.49930.4399
Slightly volatile
Ebt Per Ebit0.620.96530.7939
Slightly volatile
Operating Profit Margin0.280.51720.4525
Slightly volatile
Effective Tax Rate0.340.20080.277
Slightly volatile
Company Equity Multiplier11.619.119.082
Very volatile
Long Term Debt To Capitalization0.150.12870.0705
Slightly volatile
Total Debt To Capitalization0.330.450.1569
Slightly volatile
Return On Capital Employed0.01580.0240.0257
Slightly volatile
Debt Equity Ratio0.750.740.2559
Slightly volatile
Ebit Per Revenue0.280.51720.4525
Slightly volatile
Quick Ratio0.490.5193.4623
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.023.20292.3198
Slightly volatile
Net Income Per E B T0.580.79920.7177
Pretty Stable
Cash Ratio0.05020.05282.273
Slightly volatile
Operating Cash Flow Sales Ratio0.50.480.4015
Slightly volatile
Days Of Sales Outstanding40.1625.837927.2537
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.730.97850.9111
Very volatile
Cash Flow Coverage Ratios0.270.284.717
Very volatile
Price To Book Ratio1.542.42121.8405
Slightly volatile
Fixed Asset Turnover2.13.97292.6055
Slightly volatile
Capital Expenditure Coverage Ratio67.7846.448323.4535
Slightly volatile
Price Cash Flow Ratio7.1111.915611.7234
Pretty Stable
Enterprise Value Multiple10.111.848.9484
Slightly volatile
Debt Ratio0.06290.08110.0268
Slightly volatile
Cash Flow To Debt Ratio0.270.284.717
Very volatile
Price Sales Ratio3.065.71944.6322
Slightly volatile
Return On Assets0.00940.01850.0143
Slightly volatile
Asset Turnover0.05580.04650.0458
Pretty Stable
Net Profit Margin0.420.3990.3347
Slightly volatile
Price Fair Value1.542.42121.8405
Slightly volatile
Return On Equity0.0880.16890.1267
Slightly volatile

City Holding Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap951.8 M906.5 M938.4 M
Slightly volatile
Enterprise Value884.1 M842 M871 M
Slightly volatile

City Fundamental Market Drivers

Forward Price Earnings17.6991
Cash And Short Term Investments156.3 M

City Upcoming Events

23rd of April 2024
Upcoming Quarterly Report
View
23rd of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About City Holding Financial Statements

City Holding investors utilize fundamental indicators, such as revenue or net income, to predict how City Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue286.6 M149.5 M
Cost Of Revenue21 M32.7 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.27  0.33 
Capex To Revenue 0.01  0.01 
Revenue Per Share 19.28  20.24 
Ebit Per Revenue 0.52  0.28 

Pair Trading with City Holding

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if City Holding position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in City Holding will appreciate offsetting losses from the drop in the long position's value.

Moving together with City Stock

  0.98AX Axos FinancialPairCorr
  0.98BY Byline Bancorp Fiscal Year End 23rd of January 2025 PairCorr

Moving against City Stock

  0.6CFG-PE Citizens FinancialPairCorr
  0.53TFC-PO Truist FinancialPairCorr
  0.52TFC-PR Truist FinancialPairCorr
The ability to find closely correlated positions to City Holding could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace City Holding when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back City Holding - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling City Holding to buy it.
The correlation of City Holding is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as City Holding moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if City Holding moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for City Holding can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether City Holding offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of City Holding's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of City Holding Stock. Outlined below are crucial reports that will aid in making a well-informed decision on City Holding Stock:
Check out the analysis of City Holding Correlation against competitors.
To learn how to invest in City Stock, please use our How to Invest in City Holding guide.
You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of City Holding. If investors know City will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about City Holding listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.019
Dividend Share
2.93
Earnings Share
7.8
Revenue Per Share
19.688
Quarterly Revenue Growth
0.026
The market value of City Holding is measured differently than its book value, which is the value of City that is recorded on the company's balance sheet. Investors also form their own opinion of City Holding's value that differs from its market value or its book value, called intrinsic value, which is City Holding's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because City Holding's market value can be influenced by many factors that don't directly affect City Holding's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between City Holding's value and its price as these two are different measures arrived at by different means. Investors typically determine if City Holding is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, City Holding's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.