CFBK Financial Statements From 2010 to 2025

CFBK Stock  USD 22.10  0.05  0.23%   
CF Bankshares financial statements provide useful quarterly and yearly information to potential CF Bankshares investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on CF Bankshares financial statements helps investors assess CF Bankshares' valuation, profitability, and current liquidity needs. Key fundamental drivers impacting CF Bankshares' valuation are summarized below:
Gross Profit
45.1 M
Profit Margin
0.2969
Market Capitalization
141.8 M
Enterprise Value Revenue
5.0191
Revenue
45.1 M
There are currently one hundred twenty fundamental measures for CF Bankshares that can be evaluated and compared over time across peers in the sector. We recommend to validate CF Bankshares' latest fundamental drivers against the all of the trends between 2010 and 2025. Market Cap is expected to rise to about 154.3 M this year, although Enterprise Value will most likely fall to about 27.4 M.

CF Bankshares Total Revenue

124.31 Million

Check CF Bankshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among CF Bankshares' main balance sheet or income statement drivers, such as Interest Expense of 75.3 M, Selling General Administrative of 2.6 M or Total Revenue of 124.3 M, as well as many indicators such as Price To Sales Ratio of 1.31, Dividend Yield of 0.0094 or PTB Ratio of 0.64. CFBK financial statements analysis is a perfect complement when working with CF Bankshares Valuation or Volatility modules.
  
Check out the analysis of CF Bankshares Correlation against competitors.
For more information on how to buy CFBK Stock please use our How to buy in CFBK Stock guide.

CF Bankshares Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets2.2 B2.1 B941.9 M
Slightly volatile
Short and Long Term Debt Total119.6 M113.9 M66.1 M
Slightly volatile
Total Current Liabilities2.4 M2.5 M20.6 M
Slightly volatile
Total Stockholder Equity176.9 M168.4 M77.6 M
Slightly volatile
Property Plant And Equipment Net10.1 M9.6 M5.5 M
Slightly volatile
Accounts Payable23.7 M27.2 M10.3 M
Slightly volatile
Cash247 M235.3 M105.9 M
Slightly volatile
Non Current Assets Total9.1 M9.6 M128.3 M
Slightly volatile
Other Assets1.9 B1.8 B702.8 M
Slightly volatile
Cash And Short Term Investments256.2 M244 M114.7 M
Slightly volatile
Net Receivables7.7 M7.7 M10.8 M
Slightly volatile
Common Stock Shares Outstanding6.6 M6.3 M4.1 M
Slightly volatile
Liabilities And Stockholders Equity2.2 B2.1 B941.9 M
Slightly volatile
Non Current Liabilities Total2.3 B2.2 B435.8 M
Slightly volatile
Other Stockholder Equity44.7 M81.9 M59.6 M
Slightly volatile
Total LiabilitiesB1.9 B864.3 M
Slightly volatile
Property Plant And Equipment Gross12.1 M11.6 M5.8 M
Slightly volatile
Total Current Assets139.8 M244 M135.5 M
Slightly volatile
Other Liabilities2.8 M3.2 MM
Pretty Stable
Long Term Debt113.1 M107.7 M55.6 M
Slightly volatile
Common Stock Total Equity83.2 K78.2 K101.3 K
Pretty Stable
Short Term Investments10.3 M8.7 M10.2 M
Pretty Stable
Short Term Debt884.1 K930.6 K8.9 M
Slightly volatile
Common Stock82.3 K55 K100.8 K
Pretty Stable
Property Plant Equipment4.5 M5.9 M4.5 M
Slightly volatile
Other Current Assets256 M243.8 M124.2 M
Slightly volatile
Net Tangible Assets168.1 M160.1 M73.3 M
Slightly volatile
Long Term Debt Total10.2 M17.1 M10.3 M
Slightly volatile
Capital Surpluse68.9 M101.8 M66.5 M
Slightly volatile
Long Term Investments13 M13.7 M223.2 M
Slightly volatile
Non Current Liabilities Other5.8 M5.5 M2.2 M
Slightly volatile
Earning Assets183.7 M175 M78.7 M
Slightly volatile
Net Invested Capital190.9 M276.1 M124.5 M
Slightly volatile
Capital Stock69.1 K68 K53.8 K
Slightly volatile

CF Bankshares Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense75.3 M71.7 M18.5 M
Slightly volatile
Selling General Administrative2.6 M2.7 MM
Slightly volatile
Total Revenue124.3 M118.4 M38 M
Slightly volatile
Gross Profit124.3 M118.4 M38.1 M
Slightly volatile
Other Operating Expenses2.7 M2.9 M14.2 M
Slightly volatile
Selling And Marketing Expenses127.3 K134 K921.7 K
Slightly volatile
Net Interest Income31.4 M46 M22.9 M
Slightly volatile
Interest Income123.6 M117.7 M42.3 M
Slightly volatile

CF Bankshares Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow274.7 M261.6 M93.3 M
Slightly volatile
Capital Expenditures252.7 K266 K536.6 K
Pretty Stable
End Period Cash Flow976.6 KM75 M
Slightly volatile
Stock Based Compensation1.2 M1.2 M483.9 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.311.37922.2467
Pretty Stable
Dividend Yield0.00940.00990.0116
Pretty Stable
PTB Ratio0.640.96940.7838
Slightly volatile
Days Sales Outstanding22.4923.6779104
Slightly volatile
Book Value Per Share25.0326.346647.563
Slightly volatile
Stock Based Compensation To Revenue0.0110.02140.0148
Slightly volatile
PB Ratio0.640.96940.7838
Slightly volatile
Sales General And Administrative To Revenue0.02190.02310.4347
Slightly volatile
Capex To Revenue0.01460.01540.0315
Slightly volatile
Cash Per Share36.2538.15971.9419
Slightly volatile
Payout Ratio0.130.12390.3247
Slightly volatile
Intangibles To Total Assets2.0E-43.0E-40.001
Slightly volatile
Current Ratio54.0110637.5303
Pretty Stable
Tangible Book Value Per Share25.0326.346647.5075
Slightly volatile
Receivables Turnover16.1915.41525.0291
Slightly volatile
Graham Number33.0234.753831.8212
Pretty Stable
Shareholders Equity Per Share25.0326.346647.563
Slightly volatile
Debt To Equity1.240.67630.8836
Very volatile
Capex Per Share0.110.120.8425
Slightly volatile
Revenue Per Share17.5918.518213.537
Slightly volatile
Interest Debt Per Share27.5929.039644.0728
Slightly volatile
Debt To Assets0.05240.05510.0706
Pretty Stable
Operating Cycle22.4923.6779104
Slightly volatile
Price Book Value Ratio0.640.96940.7838
Slightly volatile
Dividend Payout Ratio0.130.12390.3247
Slightly volatile
Company Equity Multiplier8.512.262911.8133
Very volatile
Long Term Debt To Capitalization0.50.510.4225
Slightly volatile
Total Debt To Capitalization0.540.40340.4395
Pretty Stable
Debt Equity Ratio1.240.67630.8836
Very volatile
Quick Ratio58.3910643.5364
Pretty Stable
Net Income Per E B T0.680.80691.5924
Slightly volatile
Cash Ratio11310730.0205
Slightly volatile
Cash Conversion Cycle22.4923.6779104
Slightly volatile
Days Of Sales Outstanding22.4923.6779104
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.061.110.9733
Slightly volatile
Price To Book Ratio0.640.96940.7838
Slightly volatile
Fixed Asset Turnover12.9212.30275.94
Slightly volatile
Debt Ratio0.05240.05510.0706
Pretty Stable
Price Sales Ratio1.311.37922.2467
Pretty Stable
Asset Turnover0.06020.05730.0352
Slightly volatile
Gross Profit Margin0.810.931.0104
Slightly volatile
Price Fair Value0.640.96940.7838
Slightly volatile

CF Bankshares Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap154.3 M147 M70.3 M
Slightly volatile

CFBK Fundamental Market Drivers

Cash And Short Term Investments244 M

CFBK Upcoming Events

6th of February 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About CF Bankshares Financial Statements

CF Bankshares investors utilize fundamental indicators, such as revenue or net income, to predict how CFBK Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue26.6 M27.9 M
Total Revenue118.4 M124.3 M
Cost Of Revenue-1.5 M-1.5 M
Stock Based Compensation To Revenue 0.02  0.01 
Sales General And Administrative To Revenue 0.02  0.02 
Capex To Revenue 0.02  0.01 
Revenue Per Share 18.52  17.59 
Ebit Per Revenue 0.28  0.52 

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When determining whether CF Bankshares is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if CFBK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Cf Bankshares Stock. Highlighted below are key reports to facilitate an investment decision about Cf Bankshares Stock:
Check out the analysis of CF Bankshares Correlation against competitors.
For more information on how to buy CFBK Stock please use our How to buy in CFBK Stock guide.
You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CF Bankshares. If investors know CFBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CF Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.033
Dividend Share
0.25
Earnings Share
2.06
Revenue Per Share
7.185
Quarterly Revenue Growth
0.058
The market value of CF Bankshares is measured differently than its book value, which is the value of CFBK that is recorded on the company's balance sheet. Investors also form their own opinion of CF Bankshares' value that differs from its market value or its book value, called intrinsic value, which is CF Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CF Bankshares' market value can be influenced by many factors that don't directly affect CF Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CF Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if CF Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CF Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.