Bridgewater Financial Statements From 2010 to 2024

BWB Stock  USD 13.49  0.26  1.89%   
Bridgewater Bancshares financial statements provide useful quarterly and yearly information to potential Bridgewater Bancshares investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Bridgewater Bancshares financial statements helps investors assess Bridgewater Bancshares' valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Bridgewater Bancshares' valuation are summarized below:
Gross Profit
127.9 M
Profit Margin
0.3169
Market Capitalization
370 M
Enterprise Value Revenue
8.3013
Revenue
105.7 M
We have found one hundred twenty available fundamental signals for Bridgewater Bancshares, which can be analyzed and compared to other ratios and to its rivals. All investors should make sure to validate all of Bridgewater Bancshares prevailing market performance against the performance between 2010 and 2024 to make sure the company can sustain itself down the road. As of December 27, 2024, Market Cap is expected to decline to about 317.8 M. In addition to that, Enterprise Value is expected to decline to about 393.7 M

Bridgewater Bancshares Total Revenue

96.68 Million

Check Bridgewater Bancshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Bridgewater Bancshares' main balance sheet or income statement drivers, such as Tax Provision of 11.5 M, Net Interest Income of 86.5 M or Interest Income of 118 M, as well as many indicators such as Price To Sales Ratio of 5.48, Dividend Yield of 0.0057 or PTB Ratio of 0.84. Bridgewater financial statements analysis is a perfect complement when working with Bridgewater Bancshares Valuation or Volatility modules.
  
Check out the analysis of Bridgewater Bancshares Correlation against competitors.
For information on how to trade Bridgewater Stock refer to our How to Trade Bridgewater Stock guide.

Bridgewater Bancshares Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets3.1 B4.6 B2.2 B
Slightly volatile
Short and Long Term Debt Total433.2 M412.5 M150.9 M
Slightly volatile
Total Current Liabilities1.9 B1.8 B246.8 M
Slightly volatile
Total Stockholder Equity300.1 M425.5 M211.7 M
Slightly volatile
Other Liabilities52.6 M50.1 M16.8 M
Slightly volatile
Net Tangible Assets251.4 M373.3 M192.8 M
Slightly volatile
Property Plant And Equipment Net35.8 M50.8 M23.5 M
Slightly volatile
Retained Earnings169.1 M280.6 M114.3 M
Slightly volatile
Accounts Payable5.5 M5.3 M1.7 M
Slightly volatile
Cash88 M128.6 M57 M
Slightly volatile
Non Current Assets Total4.7 B4.5 B876.2 M
Slightly volatile
Other Assets15.9 M16.7 M1.6 B
Very volatile
Long Term Debt433.2 M412.5 M147.1 M
Slightly volatile
Cash And Short Term Investments246.6 M128.6 M276.2 M
Pretty Stable
Net Receivables9.8 M16.7 MM
Slightly volatile
Good Will2.1 M2.4 M2.6 M
Slightly volatile
Common Stock Total Equity302.2 K319.7 K267.7 K
Slightly volatile
Common Stock Shares Outstanding23.4 M28.3 M29.2 M
Slightly volatile
Short Term Investments408.7 M604.1 M312.3 M
Slightly volatile
Long Term Debt Total67.1 M106.6 M46.2 M
Slightly volatile
Liabilities And Stockholders Equity3.1 B4.6 B2.2 B
Slightly volatile
Non Current Liabilities Total4.4 B4.2 B652.4 M
Slightly volatile
Capital Surpluse106 M111 M85.8 M
Slightly volatile
Other Current Assets138 M145.3 M585.9 M
Slightly volatile
Other Stockholder Equity106 M96.3 M84.8 M
Slightly volatile
Total Liabilities2.8 B4.2 BB
Slightly volatile
Long Term Investments723 M604.1 M485.6 M
Slightly volatile
Property Plant And Equipment Gross38.6 M57.9 M25.1 M
Slightly volatile
Short and Long Term Debt12 M10.8 M13.5 M
Slightly volatile
Total Current Assets122.1 M128.6 M808.8 M
Slightly volatile
Short Term Debt245.3 M233.6 M43.8 M
Slightly volatile
Intangible Assets178.6 K188 K999.8 K
Slightly volatile
Common Stock302.5 K277 K264.8 K
Slightly volatile
Property Plant Equipment32.9 M55.7 M23.7 M
Slightly volatile
Earning Assets283 M345.4 M261.3 M
Slightly volatile
Net Invested Capital502 M771.5 M361.5 M
Slightly volatile
Capital Stock36.9 M66.8 M16 M
Slightly volatile
Retained Earnings Total Equity200.9 M286 M157.7 M
Slightly volatile
Non Current Liabilities Other89.2 M137.3 M141.4 M
Slightly volatile
Preferred Stock Total Equity53.2 M59.9 M65.2 M
Slightly volatile

Bridgewater Bancshares Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Tax Provision11.5 M14.1 M9.4 M
Slightly volatile
Net Interest Income86.5 M112.8 M63.9 M
Slightly volatile
Interest Income118 M212.7 M85.3 M
Slightly volatile
Income Before Tax43.8 M52.5 M32.9 M
Slightly volatile
Net Income Applicable To Common Shares30.3 M56.7 M24.2 M
Slightly volatile
Net Income32.5 M40 M23.6 M
Slightly volatile
Income Tax Expense11.3 M12.6 M9.3 M
Slightly volatile
Depreciation And Amortization1.6 M3.1 M1.2 M
Slightly volatile
Selling General Administrative29.8 M41.8 M21.3 M
Slightly volatile
Total Revenue96.7 M111.8 M71.2 M
Slightly volatile
Gross Profit96.7 M111.8 M71.2 M
Slightly volatile
Operating Income58.9 M62.2 M44.4 M
Slightly volatile
Net Income From Continuing Ops35.7 M44.8 M25 M
Slightly volatile
EBIT52.6 M52.5 M40.9 M
Slightly volatile
EBITDA54.2 M55.7 M42.1 M
Slightly volatile
Selling And Marketing Expenses1.5 M1.1 M1.2 M
Slightly volatile
Reconciled Depreciation3.8 M3.6 M1.2 M
Slightly volatile
Preferred Stock And Other Adjustments2.9 M4.7 M1.7 M
Slightly volatile

Bridgewater Bancshares Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation4.2 MM1.3 M
Slightly volatile
Begin Period Cash Flow69.5 M87 M43.8 M
Slightly volatile
Other Cashflows From Financing ActivitiesM7.4 M320.9 M
Pretty Stable
Depreciation1.9 M3.1 M1.3 M
Slightly volatile
Other Non Cash Items257.4 K271 K5.5 M
Very volatile
Capital Expenditures2.8 MM4.6 M
Pretty Stable
Total Cash From Operating Activities41.4 M30 M28.8 M
Slightly volatile
Net Income35 M40 M24.6 M
Slightly volatile
Total Cash From Financing Activities209.7 M220.7 M336.3 M
Slightly volatile
End Period Cash Flow85.3 M128.6 M53.6 M
Slightly volatile
Change To Netincome6.2 M11.1 M5.2 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio5.483.36756.4147
Slightly volatile
Dividend Yield0.00570.01080.0035
Slightly volatile
PTB Ratio0.840.88512.2903
Slightly volatile
Days Sales Outstanding27.3132.1733.241
Pretty Stable
Book Value Per Share7.6815.27477.1676
Slightly volatile
Operating Cash Flow Per Share1.061.07750.9756
Slightly volatile
Stock Based Compensation To Revenue0.03710.03540.0132
Slightly volatile
Capex To Depreciation0.90.9454.056
Very volatile
PB Ratio0.840.88512.2903
Slightly volatile
EV To Sales6.755.90667.5749
Slightly volatile
ROIC0.10.05650.0953
Pretty Stable
Net Income Per Share0.91.43440.8331
Slightly volatile
Sales General And Administrative To Revenue0.240.37380.2864
Slightly volatile
Capex To Revenue0.02520.02660.0636
Very volatile
Cash Per Share27.6226.300613.4871
Slightly volatile
POCF Ratio14.2712.548118.0315
Slightly volatile
Interest Coverage0.50.53072.687
Slightly volatile
Payout Ratio0.05420.10150.0359
Slightly volatile
Capex To Operating Cash Flow0.0940.0990.1931
Very volatile
Income Quality1.290.75111.1601
Very volatile
ROE0.130.09390.1172
Pretty Stable
EV To Operating Cash Flow17.622.009321.2329
Slightly volatile
PE Ratio16.139.425220.3772
Slightly volatile
Return On Tangible Assets0.01270.00870.0112
Slightly volatile
Earnings Yield0.0630.10610.0601
Slightly volatile
Intangibles To Total Assets6.0E-46.0E-40.0021
Slightly volatile
Current Ratio0.06790.0715978
Slightly volatile
Tangible Book Value Per Share15.9315.17377.6005
Slightly volatile
Receivables Turnover11.7811.7410.9546
Pretty Stable
Graham Number12.4222.203511.5704
Slightly volatile
Shareholders Equity Per Share7.6815.27477.1676
Slightly volatile
Debt To Equity0.730.96950.6484
Pretty Stable
Capex Per Share0.180.10660.1632
Pretty Stable
Revenue Per Share2.474.01482.4065
Slightly volatile
Interest Debt Per Share19.9719.01546.3305
Slightly volatile
Debt To Assets0.070.08940.0614
Pretty Stable
Enterprise Value Over EBITDA13.6311.867615.3513
Slightly volatile
Short Term Coverage Ratios2.962.412.9725
Slightly volatile
Price Earnings Ratio16.139.425220.3772
Slightly volatile
Operating Cycle27.3132.1733.241
Pretty Stable
Price Book Value Ratio0.840.88512.2903
Slightly volatile
Dividend Payout Ratio0.05420.10150.0359
Slightly volatile
Price To Operating Cash Flows Ratio14.2712.548118.0315
Slightly volatile
Pretax Profit Margin0.380.46960.4714
Pretty Stable
Ebt Per Ebit0.560.84460.6894
Slightly volatile
Operating Profit Margin0.670.5560.6382
Pretty Stable
Effective Tax Rate0.290.23920.3099
Slightly volatile
Company Equity Multiplier11.4110.838610.6625
Pretty Stable
Long Term Debt To Capitalization0.420.49230.3866
Very volatile
Total Debt To Capitalization0.430.49230.3895
Very volatile
Return On Capital Employed0.02320.02210.0222
Slightly volatile
Debt Equity Ratio0.730.96950.6484
Pretty Stable
Ebit Per Revenue0.670.5560.6382
Pretty Stable
Quick Ratio0.06790.0715996
Slightly volatile
Dividend Paid And Capex Coverage Ratio8.544.27328.9896
Pretty Stable
Net Income Per E B T0.590.76080.6821
Slightly volatile
Cash Ratio0.06790.071535.483
Very volatile
Cash Conversion Cycle27.3132.1733.241
Pretty Stable
Operating Cash Flow Sales Ratio0.340.26840.3782
Slightly volatile
Days Of Sales Outstanding27.3132.1733.241
Pretty Stable
Cash Flow Coverage Ratios0.06910.07280.2153
Very volatile
Price To Book Ratio0.840.88512.2903
Slightly volatile
Fixed Asset Turnover3.772.20063.9459
Slightly volatile
Capital Expenditure Coverage Ratio17.0310.106115.2154
Slightly volatile
Price Cash Flow Ratio14.2712.548118.0315
Slightly volatile
Enterprise Value Multiple13.6311.867615.3513
Slightly volatile
Debt Ratio0.070.08940.0614
Pretty Stable
Cash Flow To Debt Ratio0.06910.07280.2153
Very volatile
Price Sales Ratio5.483.36756.4147
Slightly volatile
Return On Assets0.01270.00870.0112
Slightly volatile
Asset Turnover0.03560.02430.0339
Slightly volatile
Net Profit Margin0.280.35730.3259
Slightly volatile
Price Fair Value0.840.88512.2903
Slightly volatile
Return On Equity0.130.09390.1172
Pretty Stable

Bridgewater Bancshares Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap317.8 M376.6 M384.8 M
Pretty Stable
Enterprise Value393.7 M660.6 M460.8 M
Slightly volatile

Bridgewater Fundamental Market Drivers

Cash And Short Term Investments128.6 M

Bridgewater Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Bridgewater Bancshares Financial Statements

Bridgewater Bancshares stakeholders use historical fundamental indicators, such as Bridgewater Bancshares' revenue or net income, to determine how well the company is positioned to perform in the future. Although Bridgewater Bancshares investors may analyze each financial statement separately, they are all interrelated. For example, changes in Bridgewater Bancshares' assets and liabilities are reflected in the revenues and expenses on Bridgewater Bancshares' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Bridgewater Bancshares. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-6.1 M-6.4 M
Total Revenue111.8 M96.7 M
Cost Of Revenue-712.8 K-677.2 K
Stock Based Compensation To Revenue 0.04  0.04 
Sales General And Administrative To Revenue 0.37  0.24 
Capex To Revenue 0.03  0.03 
Revenue Per Share 4.01  2.47 
Ebit Per Revenue 0.56  0.67 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Bridgewater Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bridgewater Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bridgewater Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bridgewater Bancshares Stock:
Check out the analysis of Bridgewater Bancshares Correlation against competitors.
For information on how to trade Bridgewater Stock refer to our How to Trade Bridgewater Stock guide.
You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bridgewater Bancshares. If investors know Bridgewater will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bridgewater Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.10)
Earnings Share
1.05
Revenue Per Share
3.832
Quarterly Revenue Growth
(0.02)
Return On Assets
0.0072
The market value of Bridgewater Bancshares is measured differently than its book value, which is the value of Bridgewater that is recorded on the company's balance sheet. Investors also form their own opinion of Bridgewater Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Bridgewater Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bridgewater Bancshares' market value can be influenced by many factors that don't directly affect Bridgewater Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bridgewater Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Bridgewater Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bridgewater Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.