Bank Financial Statements From 2010 to 2025

BMO Stock  USD 98.02  1.13  1.17%   
Bank of Montreal financial statements provide useful quarterly and yearly information to potential Bank of Montreal investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Bank of Montreal financial statements helps investors assess Bank of Montreal's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Bank of Montreal's valuation are summarized below:
Gross Profit
30.2 B
Profit Margin
0.2699
Market Capitalization
70.5 B
Enterprise Value Revenue
11.2272
Revenue
30.2 B
We have found one hundred twenty available fundamental signals for Bank of Montreal, which can be analyzed and compared to other ratios and to its rivals. Self-guided Investors are advised to validate Bank of Montreal's prevailing fundamentals against the trend between 2010 and 2025 to make sure the company can sustain itself down the road. As of the 18th of March 2025, Enterprise Value is likely to grow to about 42.2 B, while Market Cap is likely to drop about 31.3 B.

Bank of Montreal Total Revenue

54.89 Billion

Check Bank of Montreal financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Bank of Montreal's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.5 B, Interest Expense of 0.0 or Selling General Administrative of 39.7 B, as well as many indicators such as Price To Sales Ratio of 2.02, Dividend Yield of 0.0442 or PTB Ratio of 1.62. Bank financial statements analysis is a perfect complement when working with Bank of Montreal Valuation or Volatility modules.
  
Check out the analysis of Bank of Montreal Correlation against competitors.
To learn how to invest in Bank Stock, please use our How to Invest in Bank of Montreal guide.

Bank of Montreal Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets654.7 B1.1 T928.7 B
Slightly volatile
Short and Long Term Debt Total316.9 B301.8 B149.5 B
Slightly volatile
Total Stockholder Equity37 B66.2 B54.4 B
Slightly volatile
Property Plant And Equipment Net7.6 B7.3 B3.9 B
Slightly volatile
Retained Earnings6.3 B6.6 B19.9 B
Slightly volatile
Cash383.7 B365.4 B180.5 B
Pretty Stable
Non Current Assets Total1.6 T1.5 T479.7 B
Slightly volatile
Other Assets24.5 B25.8 B325.5 B
Pretty Stable
Cash And Short Term Investments137.1 B130.6 B86.6 B
Slightly volatile
Common Stock Shares Outstanding642.8 M837.8 M664.2 M
Slightly volatile
Liabilities And Stockholders Equity1.7 T1.6 T913.2 B
Slightly volatile
Non Current Liabilities Total1.5 T1.4 T382.2 B
Slightly volatile
Total Liabilities615.6 BT870.6 B
Slightly volatile
Property Plant And Equipment Gross15.6 B14.9 B6.5 B
Slightly volatile
Total Current Assets91.7 B130.6 B90.3 B
Slightly volatile
Total Current Liabilities154.9 B147.5 B84.1 B
Slightly volatile
Accounts Payable1.1 B1.2 B10.2 B
Slightly volatile
Net Receivables990.9 MBB
Slightly volatile
Other Liabilities239.8 B228.4 B110.8 B
Pretty Stable
Long Term Debt109.4 B104.2 B69.2 B
Slightly volatile
Good Will4.6 B3.1 B5.6 B
Slightly volatile
Short Term Investments37.7 B51.5 B39.2 B
Pretty Stable
Intangible Assets2.2 B3.8 B2.7 B
Slightly volatile
Common Stock11.2 B9.7 B12.9 B
Slightly volatile
Property Plant Equipment20.8 B19.8 B10.1 B
Slightly volatile
Long Term Debt Total30.2 B33.1 B27.8 B
Slightly volatile
Capital Surpluse334.8 M364.6 M310.3 M
Slightly volatile
Earning Assets358.5 B457.5 B332.3 B
Slightly volatile
Net Invested Capital206.1 B392.5 B156.7 B
Slightly volatile
Capital Stock22.6 B29.9 B19.8 B
Slightly volatile

Bank of Montreal Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization2.5 B2.4 B1.2 B
Slightly volatile
Selling General Administrative39.7 B37.8 B19.7 B
Slightly volatile
Total Revenue54.9 B52.3 B33.6 B
Slightly volatile
Other Operating Expenses38.7 B36.8 B16.5 B
Slightly volatile
Operating Income11.3 B11.8 B11.3 B
Slightly volatile
EBIT11.6 B16.7 B12.1 B
Slightly volatile
EBITDA11.9 B9.1 B11.6 B
Pretty Stable
Income Before TaxB7.6 B6.5 B
Slightly volatile
Net Income3.8 B5.2 B4.8 B
Slightly volatile
Income Tax Expense1.2 B2.3 B1.6 B
Slightly volatile
Net Income Applicable To Common Shares3.9 B5.9 B4.6 B
Slightly volatile
Selling And Marketing Expenses621.3 M962.5 M498.8 M
Slightly volatile
Tax ProvisionB2.5 B1.7 B
Slightly volatile
Net Interest Income15 B22.4 B13.1 B
Slightly volatile
Interest Income79.7 B75.9 B30.6 B
Slightly volatile
Reconciled Depreciation1.5 B2.4 B1.3 B
Slightly volatile

Bank of Montreal Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow25.6 B32.6 B41.7 B
Slightly volatile
Depreciation2.5 B2.4 B1.3 B
Slightly volatile
Dividends Paid3.9 B3.7 B2.5 B
Slightly volatile
Capital Expenditures5.2 B4.9 B2.5 B
Slightly volatile
Net Income3.8 B5.2 B4.8 B
Slightly volatile
End Period Cash Flow27.6 B32.6 B43.7 B
Slightly volatile
Issuance Of Capital Stock2.3 B2.8 B1.5 B
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.022.592.6069
Pretty Stable
Dividend Yield0.04420.04780.0409
Pretty Stable
PTB Ratio1.621.261.2889
Very volatile
Days Sales Outstanding584556230
Slightly volatile
Book Value Per Share10910476.6445
Slightly volatile
Average Payables3.5 B3.3 B3.4 B
Slightly volatile
Stock Based Compensation To Revenue0.02410.01850.0282
Pretty Stable
Capex To Depreciation1.00.850.8533
Slightly volatile
PB Ratio1.621.261.2889
Very volatile
ROIC0.01040.01090.0373
Slightly volatile
Net Income Per Share4.69.058.1397
Slightly volatile
Sales General And Administrative To Revenue0.310.33930.3741
Slightly volatile
Capex To Revenue0.04880.05610.0417
Slightly volatile
Cash Per Share72.61140133
Slightly volatile
Interest Coverage0.240.251.426
Slightly volatile
Payout Ratio0.370.470.4391
Very volatile
ROE0.140.09990.119
Pretty Stable
PE Ratio9.2211.3611.0389
Pretty Stable
Return On Tangible Assets0.00550.00470.0068
Slightly volatile
Earnings Yield0.09930.09110.0949
Pretty Stable
Intangibles To Total Assets0.01450.01390.0112
Slightly volatile
Current Ratio0.190.212.1671
Slightly volatile
Tangible Book Value Per Share81.2777.461.2743
Slightly volatile
Receivables Turnover0.650.682.2548
Very volatile
Graham Number153146119
Slightly volatile
Shareholders Equity Per Share10910476.2393
Slightly volatile
Debt To Equity2.942.81.8576
Slightly volatile
Capex Per Share2.031.931.3977
Slightly volatile
Average Receivables4.5 BB7.4 B
Slightly volatile
Revenue Per Share41.6139.6333.8152
Slightly volatile
Interest Debt Per Share401382199
Slightly volatile
Debt To Assets0.180.170.1112
Slightly volatile
Enterprise Value Over EBITDA29.5228.1214.7777
Slightly volatile
Short Term Coverage Ratios0.30.3118.8888
Slightly volatile
Price Earnings Ratio9.2211.3611.0389
Pretty Stable
Operating Cycle584556230
Slightly volatile
Price Book Value Ratio1.621.261.2889
Very volatile
Dividend Payout Ratio0.370.470.4391
Very volatile
Pretax Profit Margin0.240.270.3138
Very volatile
Ebt Per Ebit0.30.510.5228
Pretty Stable
Operating Profit Margin0.390.410.542
Slightly volatile
Effective Tax Rate0.260.270.2315
Very volatile
Company Equity Multiplier21.219.2417.5253
Very volatile
Long Term Debt To Capitalization0.610.580.483
Slightly volatile
Total Debt To Capitalization0.720.680.5368
Slightly volatile
Return On Capital Employed0.03160.01820.0194
Pretty Stable
Debt Equity Ratio2.942.81.8576
Slightly volatile
Ebit Per Revenue0.390.410.542
Slightly volatile
Quick Ratio0.190.213.427
Slightly volatile
Net Income Per E B T0.60.690.7542
Slightly volatile
Cash Ratio0.140.151.9385
Slightly volatile
Cash Conversion Cycle227435312
Slightly volatile
Days Of Sales Outstanding584556230
Slightly volatile
Price To Book Ratio1.621.261.2889
Very volatile
Fixed Asset Turnover4.514.576.6032
Slightly volatile
Enterprise Value Multiple29.5228.1214.7777
Slightly volatile
Debt Ratio0.180.170.1112
Slightly volatile
Price Sales Ratio2.022.592.6069
Pretty Stable
Return On Assets0.00540.00470.0067
Slightly volatile
Asset Turnover0.03380.02610.0287
Slightly volatile
Net Profit Margin0.180.210.2413
Very volatile
Gross Profit Margin0.911.031.1179
Slightly volatile
Price Fair Value1.621.261.2889
Very volatile
Return On Equity0.140.09990.119
Pretty Stable

Bank of Montreal Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap31.3 B57 B52.9 B
Slightly volatile

Bank Fundamental Market Drivers

Forward Price Earnings12.1065
Cash And Short Term Investments113.5 B

Bank Upcoming Events

27th of February 2024
Upcoming Quarterly Report
View
22nd of May 2024
Next Financial Report
View
31st of January 2024
Next Fiscal Quarter End
View
6th of December 2024
Next Fiscal Year End
View
31st of October 2023
Last Quarter Report
View
31st of October 2023
Last Financial Announcement
View

About Bank of Montreal Financial Statements

Bank of Montreal investors utilize fundamental indicators, such as revenue or net income, to predict how Bank Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue52.3 B54.9 B
Stock Based Compensation To Revenue 0.02  0.02 
Sales General And Administrative To Revenue 0.34  0.31 
Capex To Revenue 0.06  0.05 
Revenue Per Share 39.63  41.61 
Ebit Per Revenue 0.41  0.39 

Pair Trading with Bank of Montreal

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Bank of Montreal position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Bank of Montreal will appreciate offsetting losses from the drop in the long position's value.

Moving together with Bank Stock

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The ability to find closely correlated positions to Bank of Montreal could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Bank of Montreal when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Bank of Montreal - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Bank of Montreal to buy it.
The correlation of Bank of Montreal is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Bank of Montreal moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Bank of Montreal moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Bank of Montreal can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Bank of Montreal offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bank of Montreal's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bank Of Montreal Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bank Of Montreal Stock:
Check out the analysis of Bank of Montreal Correlation against competitors.
To learn how to invest in Bank Stock, please use our How to Invest in Bank of Montreal guide.
You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank of Montreal. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank of Montreal listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.639
Dividend Share
6.2
Earnings Share
7.38
Revenue Per Share
41.476
Quarterly Revenue Growth
0.172
The market value of Bank of Montreal is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank of Montreal's value that differs from its market value or its book value, called intrinsic value, which is Bank of Montreal's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank of Montreal's market value can be influenced by many factors that don't directly affect Bank of Montreal's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank of Montreal's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank of Montreal is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank of Montreal's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.