Independent Bank Company Insiders

IBCP Stock  USD 37.80  0.17  0.45%   
Slightly above 84 percent of Independent Bank's insiders are selling. The analysis of insiders' sentiment of trading Independent Bank stock suggests that quite a few insiders are terrified at this time. Independent Bank employs about 741 people. The company is managed by 12 executives with a total tenure of roughly 48 years, averaging almost 4.0 years of service per executive, having 61.75 employees per reported executive.
Patrick Ervin  President
Executive Vice President - Mortgage Banking
Larry Daniel  President
Executive Vice President - Operations and Digital Banking

Independent Bank's Insider Buying Vs Selling

16

 
Selling
 
Buying

Latest Trades

2024-11-20Gavin A MohrAcquired 800 @ 36.71View
2024-09-12Christina KellerDisposed 1400 @ 32.85View
2024-08-02Christina KellerDisposed 1000 @ 32.76View
2024-06-14Christina KellerDisposed 2400 @ 23.62View
2024-05-29Stefanie M KimballDisposed 1700 @ 24.49View
2024-04-29James J TwarozynskiDisposed 1500 @ 25View
Monitoring Independent Bank's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Independent Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
To learn how to invest in Independent Stock, please use our How to Invest in Independent Bank guide.

Independent Bank's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Independent Bank's future performance. Based on our forecasts, it is anticipated that Independent will maintain a workforce of slightly above 740 employees by January 2025.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

Independent Bank Management Team Effectiveness

The company has return on total asset (ROA) of 0.0119 % which means that it generated a profit of $0.0119 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1501 %, meaning that it created $0.1501 on every $100 dollars invested by stockholders. Independent Bank's management efficiency ratios could be used to measure how well Independent Bank manages its routine affairs as well as how well it operates its assets and liabilities. As of 12/03/2024, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to drop to 0.03. As of 12/03/2024, Liabilities And Stockholders Equity is likely to grow to about 5.5 B. Also, Total Current Liabilities is likely to grow to about 2.8 B
As of 12/03/2024, Common Stock Shares Outstanding is likely to drop to about 12.5 M. In addition to that, Net Income Applicable To Common Shares is likely to drop to about 36.9 M

Independent Bank Workforce Comparison

Independent Bank is rated third overall in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 4,794. Independent Bank retains roughly 741 in number of employees claiming about 15% of equities under Financials industry.

Independent Bank Profit Margins

The company has Profit Margin (PM) of 0.3 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.36 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.36.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin1.181.32
Moderately Down
Slightly volatile

Independent Bank Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Independent Bank insiders, such as employees or executives, is commonly permitted as long as it does not rely on Independent Bank's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Independent Bank insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-12-01
2.5
5
2
 2,537 
 6,701 
2024-09-01
0.4545
10
22
 3,321 
 3,400 
2024-06-01
1.8333
11
6
 3,884 
 5,600 
2024-03-01
1.7
34
20
 66,954 
 36,872 
2023-12-01
14.0
14
1
 6,993 
 1,000.00 
2023-09-01
0.4
14
35
 7,367 
 3,152 
2023-03-01
1.6957
39
23
 63,785 
 28,765 
2022-12-01
10.0
10
1
 3,613 
 1,000.00 
2022-09-01
2.5714
18
7
 14,788 
 7,500 
2022-06-01
1.3125
21
16
 10,237 
 2,239 
2022-03-01
1.8889
34
18
 48,426 
 22,396 
2021-12-01
14.0
14
1
 5,529 
 1,000.00 
2021-09-01
0.8182
18
22
 16,299 
 16,098 
2021-06-01
1.1429
16
14
 7,107 
 13,773 
2021-03-01
1.6667
35
21
 65,177 
 26,258 
2020-12-01
20.0
20
1
 12,030 
 1,100 
2020-09-01
7.0
14
2
 20,395 
 14,499 
2020-06-01
0.6667
18
27
 13,108 
 16,897 
2020-03-01
1.5385
40
26
 64,328 
 33,492 
2019-12-01
0.2321
13
56
 4,887 
 30,000 
2019-03-01
1.4348
33
23
 64,854 
 47,872 
2018-12-01
3.4286
24
7
 19,381 
 19,022 
2018-09-01
2.75
11
4
 3,219 
 15,000 
2018-06-01
0.9
18
20
 14,840 
 24,604 
2018-03-01
1.7619
37
21
 66,762 
 46,956 
2017-12-01
3.0
12
4
 3,067 
 10,233 
2017-06-01
2.25
9
4
 2,286 
 5,000 
2017-03-01
0.6604
35
53
 68,882 
 96,500 
2016-12-01
5.0
10
2
 2,345 
 891.00 
2016-09-01
7.5
15
2
 14,689 
 2,000 
2016-06-01
0.8947
17
19
 102,642 
 147,043 
2016-03-01
3.2222
29
9
 71,476 
 4,328 
2015-12-01
1.6
8
5
 3,085 
 4,835 
2015-09-01
0.45
18
40
 235,076 
 323,978 
2015-06-01
1.3333
12
9
 1,977 
 1,349 
2015-03-01
3.0
27
9
 61,048 
 3,362 
2014-12-01
2.1429
15
7
 4,897 
 618.00 
2014-09-01
14.0
14
1
 4,441 
 131.00 
2014-06-01
0.6154
8
13
 4,042 
 89,591 
2014-03-01
7.0
28
4
 60,727 
 181.00 
2013-12-01
3.4
17
5
 10,481 
 3,825 
2013-09-01
3.3636
37
11
 184,879 
 196,171 
2013-06-01
12.5
25
2
 99,691 
 1,018 
2013-03-01
2.2857
16
7
 25,307 
 2,846 
2012-12-01
3.8
57
15
 70,808 
 10,919 
2012-09-01
2.5
30
12
 297,496 
 7,320 
2012-06-01
1.4375
23
16
 68,512 
 12,049 
2012-03-01
2.1
21
10
 129,267 
 13,702 
2011-12-01
1.875
15
8
 92,136 
 14,600 
2011-09-01
2.1429
15
7
 78,709 
 11,027 
2011-06-01
2.8333
17
6
 60,355 
 7,211 
2011-03-01
2.3333
7
3
 154,975 
 7,029 
2010-03-01
1.0789
41
38
 19,941 
 108,186 
2009-12-01
4.0
8
2
 1,617 
 3,962 
2009-03-01
1.8
18
10
 181,205 
 110,545 
2008-12-01
28.0
28
1
 27,326 
 1,400 
2007-09-01
7.3333
22
3
 16,768 
 11,874 
2007-06-01
13.25
53
4
 200,478 
 0.00 
2006-12-01
1.875
15
8
 5,757 
 26,911 
2006-09-01
2.25
18
8
 975.62 
 32,504 
2006-06-01
1.75
14
8
 4,370 
 34,608 
2006-03-01
3.3333
20
6
 2,041 
 31,500 
2005-12-01
1.5714
44
28
 177,681 
 71,550 
2005-09-01
0.9231
12
13
 2,464 
 45,304 
2005-06-01
3.3333
40
12
 64,190 
 20,689 
2005-03-01
1.6667
35
21
 87,803 
 22,705 
2004-12-01
0.4
12
30
 48,948 
 83,961 
2004-06-01
1.0714
30
28
 72,450 
 47,379 
2004-03-01
1.0645
33
31
 220,856 
 186,539 
2003-12-01
0.5161
16
31
 115,436 
 136,628 
2003-09-01
0.2
2
10
 10,284 
 26,771 
2003-06-01
0.25
1
4
 3,300 
 17,148 

Independent Bank Notable Stakeholders

An Independent Bank stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Independent Bank often face trade-offs trying to please all of them. Independent Bank's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Independent Bank's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
William CPACEO PresidentProfile
Patrick ErvinExecutive Vice President - Mortgage BankingProfile
Larry DanielExecutive Vice President - Operations and Digital BankingProfile
James TwarozynskiSenior Vice President ControllerProfile
Gavin MohrExecutive CFOProfile
Stefanie KimballChief Risk Officer and Executive VPProfile
CPA CPACEO PresProfile
Mark OlsenVP MangProfile
Keith LightbodyOfficer BankProfile
Laurinda NeveSenior ResourcesProfile
Joel RahnExecutive OfficerProfile
Darcy BenjaminAccounting OfficerProfile

About Independent Bank Management Performance

The success or failure of an entity such as Independent Bank often depends on how effective the management is. Independent Bank management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Independent management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Independent management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.04  0.03 
Return On Assets 0.01  0.01 
Return On Equity 0.15  0.09 

Independent Bank Workforce Analysis

Traditionally, organizations such as Independent Bank use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Independent Bank within its industry.

Independent Bank Manpower Efficiency

Return on Independent Bank Manpower

Revenue Per Employee270.6K
Revenue Per Executive16.7M
Net Income Per Employee79.7K
Net Income Per Executive4.9M

Additional Tools for Independent Stock Analysis

When running Independent Bank's price analysis, check to measure Independent Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Independent Bank is operating at the current time. Most of Independent Bank's value examination focuses on studying past and present price action to predict the probability of Independent Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Independent Bank's price. Additionally, you may evaluate how the addition of Independent Bank to your portfolios can decrease your overall portfolio volatility.