Independent Bank Company Insiders
IBCP Stock | USD 37.80 0.17 0.45% |
Slightly above 84 percent of Independent Bank's insiders are selling. The analysis of insiders' sentiment of trading Independent Bank stock suggests that quite a few insiders are terrified at this time. Independent Bank employs about 741 people. The company is managed by 12 executives with a total tenure of roughly 48 years, averaging almost 4.0 years of service per executive, having 61.75 employees per reported executive.
Patrick Ervin President Executive Vice President - Mortgage Banking |
Larry Daniel President Executive Vice President - Operations and Digital Banking |
Independent Bank's Insider Buying Vs Selling
16
Selling | Buying |
Latest Trades
2024-11-20 | Gavin A Mohr | Acquired 800 @ 36.71 | View | ||
2024-09-12 | Christina Keller | Disposed 1400 @ 32.85 | View | ||
2024-08-02 | Christina Keller | Disposed 1000 @ 32.76 | View | ||
2024-06-14 | Christina Keller | Disposed 2400 @ 23.62 | View | ||
2024-05-29 | Stefanie M Kimball | Disposed 1700 @ 24.49 | View | ||
2024-04-29 | James J Twarozynski | Disposed 1500 @ 25 | View |
Monitoring Independent Bank's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Independent |
Independent Bank's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Independent Bank's future performance. Based on our forecasts, it is anticipated that Independent will maintain a workforce of slightly above 740 employees by January 2025.Independent Bank Management Team Effectiveness
The company has return on total asset (ROA) of 0.0119 % which means that it generated a profit of $0.0119 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1501 %, meaning that it created $0.1501 on every $100 dollars invested by stockholders. Independent Bank's management efficiency ratios could be used to measure how well Independent Bank manages its routine affairs as well as how well it operates its assets and liabilities. As of 12/03/2024, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to drop to 0.03. As of 12/03/2024, Liabilities And Stockholders Equity is likely to grow to about 5.5 B. Also, Total Current Liabilities is likely to grow to about 2.8 BAs of 12/03/2024, Common Stock Shares Outstanding is likely to drop to about 12.5 M. In addition to that, Net Income Applicable To Common Shares is likely to drop to about 36.9 M
Independent Bank Workforce Comparison
Independent Bank is rated third overall in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 4,794. Independent Bank retains roughly 741 in number of employees claiming about 15% of equities under Financials industry.
Independent Bank Profit Margins
The company has Profit Margin (PM) of 0.3 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.36 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.36.Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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Gross Profit Margin | 1.18 | 1.32 |
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Independent Bank Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Independent Bank insiders, such as employees or executives, is commonly permitted as long as it does not rely on Independent Bank's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Independent Bank insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
---|---|---|---|---|---|
2024-12-01 | 2.5 | 5 | 2 | 2,537 | 6,701 |
2024-09-01 | 0.4545 | 10 | 22 | 3,321 | 3,400 |
2024-06-01 | 1.8333 | 11 | 6 | 3,884 | 5,600 |
2024-03-01 | 1.7 | 34 | 20 | 66,954 | 36,872 |
2023-12-01 | 14.0 | 14 | 1 | 6,993 | 1,000.00 |
2023-09-01 | 0.4 | 14 | 35 | 7,367 | 3,152 |
2023-03-01 | 1.6957 | 39 | 23 | 63,785 | 28,765 |
2022-12-01 | 10.0 | 10 | 1 | 3,613 | 1,000.00 |
2022-09-01 | 2.5714 | 18 | 7 | 14,788 | 7,500 |
2022-06-01 | 1.3125 | 21 | 16 | 10,237 | 2,239 |
2022-03-01 | 1.8889 | 34 | 18 | 48,426 | 22,396 |
2021-12-01 | 14.0 | 14 | 1 | 5,529 | 1,000.00 |
2021-09-01 | 0.8182 | 18 | 22 | 16,299 | 16,098 |
2021-06-01 | 1.1429 | 16 | 14 | 7,107 | 13,773 |
2021-03-01 | 1.6667 | 35 | 21 | 65,177 | 26,258 |
2020-12-01 | 20.0 | 20 | 1 | 12,030 | 1,100 |
2020-09-01 | 7.0 | 14 | 2 | 20,395 | 14,499 |
2020-06-01 | 0.6667 | 18 | 27 | 13,108 | 16,897 |
2020-03-01 | 1.5385 | 40 | 26 | 64,328 | 33,492 |
2019-12-01 | 0.2321 | 13 | 56 | 4,887 | 30,000 |
2019-03-01 | 1.4348 | 33 | 23 | 64,854 | 47,872 |
2018-12-01 | 3.4286 | 24 | 7 | 19,381 | 19,022 |
2018-09-01 | 2.75 | 11 | 4 | 3,219 | 15,000 |
2018-06-01 | 0.9 | 18 | 20 | 14,840 | 24,604 |
2018-03-01 | 1.7619 | 37 | 21 | 66,762 | 46,956 |
2017-12-01 | 3.0 | 12 | 4 | 3,067 | 10,233 |
2017-06-01 | 2.25 | 9 | 4 | 2,286 | 5,000 |
2017-03-01 | 0.6604 | 35 | 53 | 68,882 | 96,500 |
2016-12-01 | 5.0 | 10 | 2 | 2,345 | 891.00 |
2016-09-01 | 7.5 | 15 | 2 | 14,689 | 2,000 |
2016-06-01 | 0.8947 | 17 | 19 | 102,642 | 147,043 |
2016-03-01 | 3.2222 | 29 | 9 | 71,476 | 4,328 |
2015-12-01 | 1.6 | 8 | 5 | 3,085 | 4,835 |
2015-09-01 | 0.45 | 18 | 40 | 235,076 | 323,978 |
2015-06-01 | 1.3333 | 12 | 9 | 1,977 | 1,349 |
2015-03-01 | 3.0 | 27 | 9 | 61,048 | 3,362 |
2014-12-01 | 2.1429 | 15 | 7 | 4,897 | 618.00 |
2014-09-01 | 14.0 | 14 | 1 | 4,441 | 131.00 |
2014-06-01 | 0.6154 | 8 | 13 | 4,042 | 89,591 |
2014-03-01 | 7.0 | 28 | 4 | 60,727 | 181.00 |
2013-12-01 | 3.4 | 17 | 5 | 10,481 | 3,825 |
2013-09-01 | 3.3636 | 37 | 11 | 184,879 | 196,171 |
2013-06-01 | 12.5 | 25 | 2 | 99,691 | 1,018 |
2013-03-01 | 2.2857 | 16 | 7 | 25,307 | 2,846 |
2012-12-01 | 3.8 | 57 | 15 | 70,808 | 10,919 |
2012-09-01 | 2.5 | 30 | 12 | 297,496 | 7,320 |
2012-06-01 | 1.4375 | 23 | 16 | 68,512 | 12,049 |
2012-03-01 | 2.1 | 21 | 10 | 129,267 | 13,702 |
2011-12-01 | 1.875 | 15 | 8 | 92,136 | 14,600 |
2011-09-01 | 2.1429 | 15 | 7 | 78,709 | 11,027 |
2011-06-01 | 2.8333 | 17 | 6 | 60,355 | 7,211 |
2011-03-01 | 2.3333 | 7 | 3 | 154,975 | 7,029 |
2010-03-01 | 1.0789 | 41 | 38 | 19,941 | 108,186 |
2009-12-01 | 4.0 | 8 | 2 | 1,617 | 3,962 |
2009-03-01 | 1.8 | 18 | 10 | 181,205 | 110,545 |
2008-12-01 | 28.0 | 28 | 1 | 27,326 | 1,400 |
2007-09-01 | 7.3333 | 22 | 3 | 16,768 | 11,874 |
2007-06-01 | 13.25 | 53 | 4 | 200,478 | 0.00 |
2006-12-01 | 1.875 | 15 | 8 | 5,757 | 26,911 |
2006-09-01 | 2.25 | 18 | 8 | 975.62 | 32,504 |
2006-06-01 | 1.75 | 14 | 8 | 4,370 | 34,608 |
2006-03-01 | 3.3333 | 20 | 6 | 2,041 | 31,500 |
2005-12-01 | 1.5714 | 44 | 28 | 177,681 | 71,550 |
2005-09-01 | 0.9231 | 12 | 13 | 2,464 | 45,304 |
2005-06-01 | 3.3333 | 40 | 12 | 64,190 | 20,689 |
2005-03-01 | 1.6667 | 35 | 21 | 87,803 | 22,705 |
2004-12-01 | 0.4 | 12 | 30 | 48,948 | 83,961 |
2004-06-01 | 1.0714 | 30 | 28 | 72,450 | 47,379 |
2004-03-01 | 1.0645 | 33 | 31 | 220,856 | 186,539 |
2003-12-01 | 0.5161 | 16 | 31 | 115,436 | 136,628 |
2003-09-01 | 0.2 | 2 | 10 | 10,284 | 26,771 |
2003-06-01 | 0.25 | 1 | 4 | 3,300 | 17,148 |
Independent Bank Notable Stakeholders
An Independent Bank stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Independent Bank often face trade-offs trying to please all of them. Independent Bank's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Independent Bank's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
William CPA | CEO President | Profile | |
Patrick Ervin | Executive Vice President - Mortgage Banking | Profile | |
Larry Daniel | Executive Vice President - Operations and Digital Banking | Profile | |
James Twarozynski | Senior Vice President Controller | Profile | |
Gavin Mohr | Executive CFO | Profile | |
Stefanie Kimball | Chief Risk Officer and Executive VP | Profile | |
CPA CPA | CEO Pres | Profile | |
Mark Olsen | VP Mang | Profile | |
Keith Lightbody | Officer Bank | Profile | |
Laurinda Neve | Senior Resources | Profile | |
Joel Rahn | Executive Officer | Profile | |
Darcy Benjamin | Accounting Officer | Profile |
About Independent Bank Management Performance
The success or failure of an entity such as Independent Bank often depends on how effective the management is. Independent Bank management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Independent management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Independent management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.01 | 0.01 | |
Return On Capital Employed | 0.04 | 0.03 | |
Return On Assets | 0.01 | 0.01 | |
Return On Equity | 0.15 | 0.09 |
Independent Bank Workforce Analysis
Traditionally, organizations such as Independent Bank use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Independent Bank within its industry.Independent Bank Manpower Efficiency
Return on Independent Bank Manpower
Revenue Per Employee | 270.6K | |
Revenue Per Executive | 16.7M | |
Net Income Per Employee | 79.7K | |
Net Income Per Executive | 4.9M |
Additional Tools for Independent Stock Analysis
When running Independent Bank's price analysis, check to measure Independent Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Independent Bank is operating at the current time. Most of Independent Bank's value examination focuses on studying past and present price action to predict the probability of Independent Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Independent Bank's price. Additionally, you may evaluate how the addition of Independent Bank to your portfolios can decrease your overall portfolio volatility.