First Of Company Insiders

FLIC Stock  USD 12.39  0.23  1.89%   
First Of employs about 265 people. The company is managed by 14 executives with a total tenure of roughly 37 years, averaging almost 2.0 years of service per executive, having 18.93 employees per reported executive. Evaluation of First Of's management performance can provide insight into the firm performance.
Richard Perro  President
Executive Vice President of the Bank
Christopher Becker  President
Vice President
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First of Long. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.

First Of's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with First Of's future performance. Based on our forecasts, it is anticipated that First will maintain a workforce of about 270 employees by April 2025.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

First Of Management Team Effectiveness

As of March 19, 2025, Return On Tangible Assets is expected to decline to 0. The current year's Return On Capital Employed is expected to grow to -0.03. At present, First Of's Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 3.6 B, whereas Non Current Assets Total are forecasted to decline to about 509.9 M. First Of's management efficiency ratios could be used to measure how well First Of manages its routine affairs as well as how well it operates its assets and liabilities.

First Of Quarterly Income Before Tax

2.97 Million

The current year's Common Stock Shares Outstanding is expected to grow to about 22.9 M. The current year's Net Income Applicable To Common Shares is expected to grow to about 56.7 M

First Of Workforce Comparison

First of Long is rated below average in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 5,519. First Of holds roughly 265 in number of employees claiming about 5% of equities under Financials industry.

First Of Profit Margins

The company has Profit Margin (PM) of 0.2 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.22 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.22.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.790.89
Fairly Down
Slightly volatile
Net Profit Margin3.443.2744
Sufficiently Up
Slightly volatile
Pretax Profit Margin3.383.2146
Sufficiently Up
Slightly volatile
Return On Assets0.00390.0041
Notably Down
Slightly volatile
Return On Equity0.04280.0451
Notably Down
Slightly volatile

First Of Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Of insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Of's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, First Of insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2025-03-01
1.6667
20
12
 34,885 
 32,056 
2024-12-01
1.8889
17
9
 93,652 
 73,618 
2024-09-01
3.0
3
1
 1,238 
 166,633 
2024-06-01
1.7857
25
14
 80,378 
 36,256 
2024-03-01
2.4667
37
15
 93,503 
 89,064 
2023-12-01
0.3333
5
15
 18,794 
 32,175 
2023-09-01
2.5
5
2
 15,987 
 5,810 
2023-06-01
1.8824
32
17
 119,083 
 27,659 
2023-03-01
2.3125
37
16
 119,337 
 55,926 
2022-12-01
1.6667
5
3
 2,720 
 1,440 
2022-06-01
1.6154
21
13
 36,424 
 20,362 
2022-03-01
1.1563
37
32
 122,576 
 33,603 
2021-12-01
3.5
7
2
 2,611 
 1,340 
2021-06-01
2.1111
19
9
 24,374 
 10,720 
2021-03-01
1.2564
49
39
 78,803 
 34,116 
2020-12-01
0.9231
12
13
 24,330 
 29,098 
2020-06-01
2.7143
19
7
 42,518 
 9,172 
2020-03-01
1.375
77
56
 256,294 
 98,125 
2019-12-01
1.5
9
6
 10,658 
 22,177 
2019-09-01
3.0
6
2
 1,179 
 3,680 
2019-06-01
2.0
6
3
 1,362 
 13,000 
2019-03-01
1.3
65
50
 143,844 
 74,396 
2018-12-01
1.375
11
8
 19,246 
 26,155 
2018-06-01
0.5714
4
7
 5,613 
 16,558 
2018-03-01
1.4615
57
39
 127,752 
 54,289 
2017-12-01
0.5882
10
17
 38,144 
 68,543 
2017-09-01
1.0
2
2
 469.00 
 3,000 
2017-06-01
0.8182
9
11
 26,097 
 34,923 
2017-03-01
2.0
48
24
 88,368 
 34,287 
2016-12-01
0.6
9
15
 9,738 
 12,612 
2016-09-01
0.64
16
25
 18,954 
 39,457 
2016-06-01
1.625
13
8
 39,522 
 7,530 
2016-03-01
1.375
33
24
 63,827 
 32,005 
2015-12-01
0.6667
8
12
 9,915 
 14,515 
2015-09-01
1.0588
18
17
 18,525 
 13,605 
2015-06-01
0.6667
8
12
 5,971 
 6,921 
2015-03-01
1.52
38
25
 73,272 
 32,540 
2014-12-01
0.52
13
25
 27,645 
 30,096 
2014-09-01
1.05
21
20
 15,401 
 14,201 
2014-06-01
1.0
1
1
 50.00 
 50.00 
2014-03-01
1.375
33
24
 20,329 
 17,160 
2013-12-01
0.7
7
10
 6,484 
 8,714 
2013-09-01
0.5625
9
16
 11,287 
 22,333 
2013-06-01
0.5
6
12
 5,500 
 14,750 
2013-03-01
1.0571
37
35
 28,761 
 35,534 
2012-12-01
0.8947
17
19
 23,191 
 27,292 
2012-09-01
0.6471
22
34
 21,198 
 40,972 
2012-06-01
0.6
12
20
 13,800 
 31,266 
2012-03-01
1.1
33
30
 34,980 
 39,654 
2011-12-01
1.6667
5
3
 2,737 
 2,488 
2011-09-01
1.0
1
1
 3,000 
 3,000 
2011-03-01
2.4
12
5
 16,846 
 3,394 
2010-12-01
1.0
4
4
 7,105 
 7,105 
2010-09-01
1.0
2
2
 1,400 
 1,400 
2010-03-01
3.75
15
4
 22,837 
 5,480 
2009-06-01
1.0
3
3
 212.00 
 212.00 
2008-12-01
1.0
2
2
 180.00 
 180.00 
2008-03-01
4.0
8
2
 30,238 
 2,582 
2007-09-01
0.5
1
2
 404.00 
 1,998 
2007-06-01
1.0
2
2
 1,801 
 1,801 
2007-03-01
2.3333
7
3
 7,130 
 2,452 
2006-09-01
1.6
8
5
 8,273 
 500.00 
2006-03-01
0.6667
2
3
 450.00 
 2,178 
2005-12-01
0.5
1
2
 2,362 
 3,092 
2005-09-01
0.5
1
2
 1,204 
 2,408 
2005-06-01
1.0
1
1
 83.00 
 83.00 
2005-03-01
4.0
12
3
 14,603 
 1,452 
2004-12-01
0.0811
6
74
 13,531 
 48,288 
2004-06-01
9.0
9
1
 3,100 
 200.00 
2004-03-01
0.3793
11
29
 7,716 
 5,284 
2003-12-01
0.625
5
8
 3,162 
 3,731 
2003-09-01
0.4
2
5
 5,400 
 9,550 

First Of Notable Stakeholders

A First Of stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as First Of often face trade-offs trying to please all of them. First Of's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting First Of's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Richard PerroExecutive Vice President of the BankProfile
Susanne PhefferExecutive PresidentProfile
Michael SpolarichExecutive PresidentProfile
Christopher BeckerVice PresidentProfile
Janet CPACFO VPProfile
CPA CPAEx OfficerProfile
Tanweer EsqExecutive OfficerProfile
Robert ColosaSenior AuditorProfile
Maria CPASenior ControlsProfile
DL FCIArbEx OfficerProfile
William CPAFirst OfficerProfile
Shannon ShakespeareSenior OfficerProfile
Pauline WimmerCorporate SecretaryProfile
Jay CPATreasurer VPProfile

About First Of Management Performance

The success or failure of an entity such as First of Long often depends on how effective the management is. First Of management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of First management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the First management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Capital Employed(0.03)(0.03)
Return On Equity 0.05  0.04 
Please note, the presentation of First Of's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, First Of's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of First Of's management manipulating its earnings.

First Of Workforce Analysis

Traditionally, organizations such as First Of use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare First Of within its industry.

First Of Manpower Efficiency

Return on First Of Manpower

Revenue Per Employee19.7K
Revenue Per Executive372.5K
Net Income Per Employee64.4K
Net Income Per Executive1.2M

Complementary Tools for First Stock analysis

When running First Of's price analysis, check to measure First Of's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Of is operating at the current time. Most of First Of's value examination focuses on studying past and present price action to predict the probability of First Of's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Of's price. Additionally, you may evaluate how the addition of First Of to your portfolios can decrease your overall portfolio volatility.
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