Lloyds Banking Valuation
| LYG Stock | USD 2.70 0.02 0.75% |
Based on Macroaxis valuation methodology, the firm appears to be undervalued. Lloyds Banking Group secures a last-minute Real Value of $2.83 per share. The latest price of the firm is $2.7. Our model forecasts the value of Lloyds Banking Group from analyzing the firm fundamentals such as Profit Margin of 0.27 %, current valuation of (32.26 B), and Return On Equity of 0.11 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Lloyds Banking's valuation include:
Price Book 0.6985 | Enterprise Value -32.3 B | Price Sales 2.2041 | Forward PE 7.5988 | Trailing PE 7.7143 |
Undervalued
Today
Please note that Lloyds Banking's price fluctuation is slightly risky at this time. Calculation of the real value of Lloyds Banking Group is based on 3 months time horizon. Increasing Lloyds Banking's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Lloyds stock is determined by what a typical buyer is willing to pay for full or partial control of Lloyds Banking Group. Since Lloyds Banking is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Lloyds Stock. However, Lloyds Banking's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 2.7 | Real 2.83 | Target 2.83 | Hype 2.7 | Naive 2.73 |
The real value of Lloyds Stock, also known as its intrinsic value, is the underlying worth of Lloyds Banking Group Company, which is reflected in its stock price. It is based on Lloyds Banking's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Lloyds Banking's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Lloyds Banking Group helps investors to forecast how Lloyds stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Lloyds Banking more accurately as focusing exclusively on Lloyds Banking's fundamentals will not take into account other important factors: When choosing an evaluation method for Lloyds Banking Group, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
Lloyds Banking Cash |
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Lloyds Valuation Trend
Comparing Lloyds Banking's enterprise value against its market capitalization is a good way to estimate the value of Lloyds Banking Group uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Lloyds Banking Total Value Analysis
Lloyds Banking Group is now anticipated to have company total value of (32.26 B) with market capitalization of 40.91 B, debt of 93.67 B, and cash on hands of 202.4 B. The negative valuation of Lloyds Banking may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial commitments of the company both on and off balance sheet. Investors should carefully check all of the Lloyds Banking fundamentals.| Takeover Price | Market Cap | Debt Obligations | Cash |
(32.26 B) | 40.91 B | 93.67 B | 202.4 B |
Lloyds Banking Investor Information
The company has price-to-book ratio of 0.7. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Lloyds Banking Group has Price/Earnings To Growth (PEG) ratio of 1.65. The entity last dividend was issued on the 5th of August 2024. The firm had 1:1 split on the 6th of May 2009. Based on the key indicators obtained from Lloyds Banking's historical financial statements, Lloyds Banking Group is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in January.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.76 | 0.6003 |
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| Operating Income | 8.9 B | 11.1 B |
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Lloyds Banking Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Lloyds implies not a very effective usage of assets in December.Lloyds Banking Ownership Allocation
Lloyds Banking Group maintains a total of 15.15 Billion outstanding shares. Roughly 97.32 % of Lloyds Banking outstanding shares are held by general public with 2.68 % by institutional investors. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.Lloyds Banking Profitability Analysis
The company reported the last year's revenue of 18.41 B. Total Income to common stockholders was 7.5 B with profit before taxes, overhead, and interest of 17.06 B.Lloyds Banking Past Distributions to stockholders
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Lloyds Banking's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Lloyds Banking and how it compares across the competition.
About Lloyds Banking Valuation
The stock valuation mechanism determines Lloyds Banking's current worth on a weekly basis. Our valuation model uses a comparative analysis of Lloyds Banking. We calculate exposure to Lloyds Banking's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Lloyds Banking's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 19.2 B | 12.7 B | |
| Pretax Profit Margin | 0.41 | 0.24 | |
| Operating Profit Margin | 0.60 | 0.76 | |
| Net Profit Margin | 0.30 | 0.18 | |
| Gross Profit Margin | 0.94 | 0.83 |
A single share of Lloyds Banking represents a small ownership stake in the entity. As a stockholder of Lloyds, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Lloyds Banking Dividends Analysis For Valuation
The Lloyds Banking's current Dividend Yield is estimated to increase to 0.06, while Dividends Paid is projected to decrease to roughly 1.5 B. . At this time, Lloyds Banking's Retained Earnings are most likely to decrease significantly in the upcoming years. The Lloyds Banking's current Earnings Yield is estimated to increase to 0.19, while Earning Assets are projected to decrease to roughly 273.1 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 1.7 B | 1.5 B | |
| Dividend Yield | 0.05 | 0.06 | |
| Dividend Payout Ratio | 0.30 | 0.29 | |
| Dividend Paid And Capex Coverage Ratio | 0.96 | 0.91 |
There are various types of dividends Lloyds Banking can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Lloyds shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Lloyds Banking Group directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Lloyds pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Lloyds Banking by the value of the dividends paid out.
Lloyds Banking Growth Indicators
Investing in growth stocks can be very risky. If the company such as Lloyds Banking does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 65.8 B | |
| Quarterly Earnings Growth Y O Y | -0.049 | |
| Forward Price Earnings | 7.5988 |
Lloyds Banking Current Valuation Indicators
Valuation refers to the process of determining the present value of Lloyds Banking Group and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Lloyds we look at many different elements of the entity such as Lloyds's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Lloyds Banking, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Lloyds Banking's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Lloyds Banking's worth.Complementary Tools for Lloyds Stock analysis
When running Lloyds Banking's price analysis, check to measure Lloyds Banking's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lloyds Banking is operating at the current time. Most of Lloyds Banking's value examination focuses on studying past and present price action to predict the probability of Lloyds Banking's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Lloyds Banking's price. Additionally, you may evaluate how the addition of Lloyds Banking to your portfolios can decrease your overall portfolio volatility.
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