Jiayin Valuation
| JFIN Stock | USD 6.60 0.39 6.28% |
At this time, the firm appears to be undervalued. Jiayin Group retains a regular Real Value of $8.43 per share. The prevalent price of the firm is $6.6. Our model calculates the value of Jiayin Group from evaluating the firm fundamentals such as Return On Equity of 0.52, return on asset of 0.14, and Current Valuation of 255.29 M as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Jiayin's valuation include:
Price Book 0.8905 | Enterprise Value 255.3 M | Enterprise Value Ebitda 1.7026 | Price Sales 0.0582 | Forward PE 1.7634 |
Undervalued
Today
Please note that Jiayin's price fluctuation is slightly risky at this time. Calculation of the real value of Jiayin Group is based on 3 months time horizon. Increasing Jiayin's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Jiayin is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Jiayin Stock. However, Jiayin's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 6.6 | Real 8.43 | Target 11.31 | Hype 6.4 | Naive 5.94 |
The intrinsic value of Jiayin's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Jiayin's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Jiayin Group helps investors to forecast how Jiayin stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Jiayin more accurately as focusing exclusively on Jiayin's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Jiayin's intrinsic value based on its ongoing forecasts of Jiayin's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Jiayin's closest peers.
Jiayin Cash |
|
Jiayin Valuation Trend
Knowing Jiayin's actual value is paramount for traders when making sound investment determinations. Using both Jiayin's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Jiayin Total Value Analysis
Jiayin Group is currently forecasted to have valuation of 255.29 M with market capitalization of 350.01 M, debt of 47.96 M, and cash on hands of 213.88 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Jiayin fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
255.29 M | 350.01 M | 47.96 M | 213.88 M |
Jiayin Investor Information
The company has price-to-book ratio of 0.89. Some equities with similar Price to Book (P/B) outperform the market in the long run. Jiayin Group last dividend was issued on the 27th of August 2024. Based on the analysis of Jiayin's profitability, liquidity, and operating efficiency, Jiayin Group is performing exceptionally good at the present time. It has a great chance to report excellent financial results in December.Jiayin Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Jiayin has an asset utilization ratio of 96.85 percent. This suggests that the Company is making $0.97 for each dollar of assets. An increasing asset utilization means that Jiayin Group is more efficient with each dollar of assets it utilizes for everyday operations.Jiayin Ownership Allocation
Jiayin Group has a total of 26.03 Million outstanding shares. Roughly 97.27 (percent) of Jiayin outstanding shares are held by general public with 1.54 % owned by insiders and only 1.19 pct. by outside corporations. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.Jiayin Profitability Analysis
The company reported the previous year's revenue of 5.47 B. Net Income was 1.3 B with profit before overhead, payroll, taxes, and interest of 2.71 B.Jiayin Past Distributions to stockholders
About Jiayin Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Jiayin Group. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Jiayin Group based exclusively on its fundamental and basic technical indicators. By analyzing Jiayin's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Jiayin's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Jiayin. We calculate exposure to Jiayin's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Jiayin's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 3.5 B | 2.1 B | |
| Pretax Profit Margin | 0.28 | 0.30 | |
| Operating Profit Margin | 0.24 | 0.26 | |
| Net Profit Margin | 0.24 | 0.25 | |
| Gross Profit Margin | 0.63 | 0.88 |
A single share of Jiayin represents a small ownership stake in the entity. As a stockholder of Jiayin, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Jiayin Dividends Analysis For Valuation
As of the 29th of November 2024, Dividends Paid is likely to grow to about (148.8 M). In addition to that, Dividend Yield is likely to drop to 0.04. At this time, Jiayin's Retained Earnings are very stable compared to the past year. As of the 29th of November 2024, Earnings Yield is likely to grow to 0.69, while Price Earnings To Growth Ratio is likely to drop 0.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -156.7 M | -148.8 M | |
| Dividend Yield | 0.07 | 0.04 | |
| Dividend Payout Ratio | 0.14 | 0.13 | |
| Dividend Paid And Capex Coverage Ratio | 2.07 | 1.97 |
There are various types of dividends Jiayin can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Jiayin shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Jiayin Group directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Jiayin pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Jiayin by the value of the dividends paid out.
Jiayin Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 53.5 M | |
| Quarterly Earnings Growth Y O Y | -0.264 | |
| Forward Price Earnings | 1.7634 |
Jiayin Current Valuation Indicators
Jiayin's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Jiayin's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Jiayin, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Jiayin's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Jiayin's worth.When determining whether Jiayin Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Jiayin's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Jiayin Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Jiayin Group Stock: Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Jiayin Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Jiayin. If investors know Jiayin will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Jiayin listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.26) | Earnings Share 2.98 | Revenue Per Share 112.933 | Quarterly Revenue Growth 0.155 | Return On Assets 0.1433 |
The market value of Jiayin Group is measured differently than its book value, which is the value of Jiayin that is recorded on the company's balance sheet. Investors also form their own opinion of Jiayin's value that differs from its market value or its book value, called intrinsic value, which is Jiayin's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Jiayin's market value can be influenced by many factors that don't directly affect Jiayin's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Jiayin's value and its price as these two are different measures arrived at by different means. Investors typically determine if Jiayin is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Jiayin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.