Heartland Financial USA Valuation
| HTLFPDelisted Preferred Stock | USD 25.05 0.20 0.79% |
At this time, the firm appears to be overvalued. Heartland Financial USA retains a regular Real Value of $21.31 per share. The prevalent price of the firm is $25.05. Our model calculates the value of Heartland Financial USA from evaluating the firm fundamentals such as return on equity of 0.11, and Return On Asset of 0.0107 as well as inspecting its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that Heartland Financial's price fluctuation is very steady at this time. Calculation of the real value of Heartland Financial USA is based on 3 months time horizon. Increasing Heartland Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Heartland Financial's intrinsic value may or may not be the same as its current market price of 25.05, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 25.05 | Real 21.31 | Hype 25.05 |
The intrinsic value of Heartland Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Heartland Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Heartland Financial USA helps investors to forecast how Heartland preferred stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Heartland Financial more accurately as focusing exclusively on Heartland Financial's fundamentals will not take into account other important factors: Heartland Financial Total Value Analysis
Heartland Financial USA is currently forecasted to have takeover price of 1.27 B with market capitalization of 1.27 B, debt of 371.75 M, and cash on hands of 406.86 M. Please note that takeover price may be misleading and is a subject to mistakes in financial statements. We encourage investors to thoroughly investigate all of the Heartland Financial fundamentals before making investing decisions based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.27 B | 1.27 B | 371.75 M | 406.86 M |
Heartland Financial Investor Information
The company last dividend was issued on the 30th of March 2023. Heartland Financial USA is not in a good financial situation at the moment. It has a very high risk of going through financial straits in April.Heartland Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Heartland Financial has an asset utilization ratio of 3.59 percent. This connotes that the Company is making $0.0359 for each dollar of assets. An increasing asset utilization means that Heartland Financial USA is more efficient with each dollar of assets it utilizes for everyday operations.Heartland Financial Profitability Analysis
The company reported the revenue of 727.55 M. Net Income was 212.18 M with profit before overhead, payroll, taxes, and interest of 707.14 M.About Heartland Financial Valuation
The delisted preferred stock valuation mechanism determines Heartland Financial's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Heartland Financial USA based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Heartland Financial. We calculate exposure to Heartland Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Heartland Financial's related companies.Heartland Financial USA, Inc., a multi-bank holding company, provides commercial, small business, and consumer banking services to individuals and businesses in the United States. Heartland Financial USA, Inc. was founded in 1981 and is headquartered in Dubuque, Iowa. Heartland Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2087 people.
8 Steps to conduct Heartland Financial's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Heartland Financial's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Heartland Financial's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Heartland Financial's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Heartland Financial's revenue streams: Identify Heartland Financial's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Heartland Financial's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Heartland Financial's growth potential: Evaluate Heartland Financial's management, business model, and growth potential.
- Determine Heartland Financial's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Heartland Financial's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Heartland Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as Heartland Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 42.5 M | |
| Price Earnings Ratio | 5.4016 | |
| Quarterly Earnings Growth Y O Y | 0.223 | |
| Retained Earnings | 1.1 B | |
| Forward Annual Dividend Rate | 1.75 | |
| Shares Float | 37 M |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.
Other Consideration for investing in Heartland Preferred Stock
If you are still planning to invest in Heartland Financial USA check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Heartland Financial's history and understand the potential risks before investing.
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