HomeTrust Bancshares Valuation
| HTBIDelisted Stock | USD 36.55 1.06 2.82% |
At this time, the firm appears to be overvalued. HomeTrust Bancshares retains a regular Real Value of $30.34 per share. The prevalent price of the firm is $36.55. Our model calculates the value of HomeTrust Bancshares from evaluating the firm fundamentals such as Current Valuation of 524.7 M, return on equity of 0.1, and Return On Asset of 0.0118 as well as inspecting its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that HomeTrust Bancshares' price fluctuation is very steady at this time. Calculation of the real value of HomeTrust Bancshares is based on 3 months time horizon. Increasing HomeTrust Bancshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since HomeTrust Bancshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of HomeTrust Stock. However, HomeTrust Bancshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 36.55 | Real 30.34 | Hype 36.58 |
The intrinsic value of HomeTrust Bancshares' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence HomeTrust Bancshares' stock price.
Estimating the potential upside or downside of HomeTrust Bancshares helps investors to forecast how HomeTrust stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of HomeTrust Bancshares more accurately as focusing exclusively on HomeTrust Bancshares' fundamentals will not take into account other important factors: HomeTrust Bancshares Total Value Analysis
HomeTrust Bancshares is currently forecasted to have valuation of 524.7 M with market capitalization of 640.64 M, debt of 210.23 M, and cash on hands of 121.69 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the HomeTrust Bancshares fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
524.7 M | 640.64 M | 210.23 M | 121.69 M |
HomeTrust Bancshares Investor Information
About 16.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.16. Some equities with similar Price to Book (P/B) outperform the market in the long run. HomeTrust Bancshares has Price/Earnings To Growth (PEG) ratio of 2.62. The entity last dividend was issued on the 13th of February 2025. Based on the key indicators related to HomeTrust Bancshares' liquidity, profitability, solvency, and operating efficiency, HomeTrust Bancshares is not in a good financial situation at the moment. It has a very high risk of going through financial straits in April.HomeTrust Bancshares Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. HomeTrust Bancshares has an asset utilization ratio of 4.04 percent. This signifies that the Company is making $0.0404 for each dollar of assets. An increasing asset utilization means that HomeTrust Bancshares is more efficient with each dollar of assets it utilizes for everyday operations.HomeTrust Bancshares Ownership Allocation
HomeTrust Bancshares has a total of 17.53 Million outstanding shares. Over half of HomeTrust Bancshares' outstanding shares are owned by outside corporations. These outside corporations are typically referred to as corporate investors that purchase positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.HomeTrust Bancshares Profitability Analysis
The company reported the previous year's revenue of 186.37 M. Net Income was 50.04 M with profit before overhead, payroll, taxes, and interest of 193.44 M.HomeTrust Bancshares Past Distributions to stockholders
About HomeTrust Bancshares Valuation
An absolute valuation paradigm, as applied to HomeTrust Stock, attempts to find the value of HomeTrust Bancshares based on its fundamental and basic technical indicators. By analyzing HomeTrust Bancshares's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of HomeTrust Bancshares's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of HomeTrust Bancshares. We calculate exposure to HomeTrust Bancshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of HomeTrust Bancshares's related companies.HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina. Hometrust Bancshares operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 493 people.
A single share of HomeTrust Bancshares represents a small ownership stake in the entity. As a stockholder of HomeTrust, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
HomeTrust Bancshares Dividends Analysis For Valuation
There are various types of dividends HomeTrust Bancshares can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of HomeTrust shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from HomeTrust Bancshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When HomeTrust pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of HomeTrust Bancshares by the value of the dividends paid out.
HomeTrust Bancshares Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 15.8 M | |
| Quarterly Earnings Growth Y O Y | -0.133 | |
| Forward Price Earnings | 11.7509 |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Funds Screener module to find actively-traded funds from around the world traded on over 30 global exchanges.
Other Consideration for investing in HomeTrust Stock
If you are still planning to invest in HomeTrust Bancshares check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the HomeTrust Bancshares' history and understand the potential risks before investing.
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