United Insurance Valuation

0UI Stock  EUR 12.80  0.10  0.78%   
At this time, the company appears to be overvalued. United Insurance Holdings has a current Real Value of €11.75 per share. The regular price of the company is €12.8. Our model measures the value of United Insurance Holdings from inspecting the company fundamentals such as Operating Margin of (0.27) %, shares outstanding of 43.31 M, and Return On Equity of -0.84 as well as reviewing its technical indicators and probability of bankruptcy.
Overvalued
Today
12.80
Please note that United Insurance's price fluctuation is somewhat reliable at this time. Calculation of the real value of United Insurance Holdings is based on 3 months time horizon. Increasing United Insurance's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the United stock is determined by what a typical buyer is willing to pay for full or partial control of United Insurance Holdings. Since United Insurance is currently traded on the exchange, buyers and sellers on that exchange determine the market value of United Stock. However, United Insurance's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  12.8 Real  11.75 Hype  12.8 Naive  12.77
The real value of United Stock, also known as its intrinsic value, is the underlying worth of United Insurance Holdings Company, which is reflected in its stock price. It is based on United Insurance's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of United Insurance's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
11.75
Real Value
15.90
Upside
Estimating the potential upside or downside of United Insurance Holdings helps investors to forecast how United stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of United Insurance more accurately as focusing exclusively on United Insurance's fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
12.1312.6313.13
Details
Hype
Prediction
LowEstimatedHigh
8.6512.8016.95
Details
Naive
Forecast
LowNext ValueHigh
8.6212.7716.93
Details

United Insurance Total Value Analysis

United Insurance Holdings is presently estimated to have takeover price of (11.48 M) with market capitalization of 72.76 M, debt of 156.56 M, and cash on hands of 131.79 M. The negative valuation of United Insurance may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial obligations of the company both on and off balance sheet. Investors should thoroughly investigate all of the United Insurance fundamentals.
  Takeover PriceMarket CapDebt ObligationsCash
(11.48 M)
72.76 M
156.56 M
131.79 M

United Insurance Investor Information

About 55.0% of the company shares are owned by insiders or employees . The company has Price-to-Book (P/B) ratio of 0.11. In the past many companies with similar price-to-book ratios have beat the market. United Insurance Holdings has Price/Earnings (P/E) ratio of 413.94. The entity recorded a loss per share of 5.21. The firm last dividend was issued on the 8th of March 2022. Based on the measurements of operating efficiency obtained from United Insurance's historical financial statements, United Insurance Holdings is not in a good financial situation at the moment. It has a very high risk of going through financial straits in January.

United Insurance Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. United Insurance has an asset utilization ratio of 23.51 percent. This implies that the Company is making €0.24 for each dollar of assets. An increasing asset utilization means that United Insurance Holdings is more efficient with each dollar of assets it utilizes for everyday operations.

United Insurance Ownership Allocation

United Insurance Holdings shows a total of 43.31 Million outstanding shares. United Insurance Holdings maintains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Since such a large part of the company is owned by insiders, it is advisable to analyze if each of these insiders have been buying or selling the stock in recent months. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.

United Insurance Profitability Analysis

The company reported the revenue of 634.53 M. Net Loss for the year was (57.92 M) with profit before overhead, payroll, taxes, and interest of 38.82 M.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates United Insurance's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in United Insurance and how it compares across the competition.

About United Insurance Valuation

The stock valuation mechanism determines United Insurance's current worth on a weekly basis. Our valuation model uses a comparative analysis of United Insurance. We calculate exposure to United Insurance's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of United Insurance's related companies.
United Insurance Holdings Corp. operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States. United Insurance Holdings Corp. was founded in 1999 and is headquartered in St. United Insurance operates under Insurance - Property Casualty classification in Germany and is traded on Frankfurt Stock Exchange. It employs 293 people.

8 Steps to conduct United Insurance's Valuation Analysis

Company's valuation is the process of determining the worth of any company in monetary terms. It estimates United Insurance's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct United Insurance's valuation analysis, follow these 8 steps:
  • Gather financial information: Obtain United Insurance's financial statements, including balance sheets, income statements, and cash flow statements.
  • Determine United Insurance's revenue streams: Identify United Insurance's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
  • Analyze market data: Research United Insurance's industry and market trends, including the size of the market, growth rate, and competition.
  • Establish United Insurance's growth potential: Evaluate United Insurance's management, business model, and growth potential.
  • Determine United Insurance's financial performance: Analyze its financial statements to assess its historical performance and future potential.
  • Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
  • Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate United Insurance's estimated value.
  • Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Note: This is a general outline, and different approaches and methods may be used depending on the type and size of the company being valued. We also recomment to seek professional assistance to ensure accuracy.

Complementary Tools for United Stock analysis

When running United Insurance's price analysis, check to measure United Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Insurance is operating at the current time. Most of United Insurance's value examination focuses on studying past and present price action to predict the probability of United Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Insurance's price. Additionally, you may evaluate how the addition of United Insurance to your portfolios can decrease your overall portfolio volatility.
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