Cno Financial Group Stock Analysis

CNO Stock  USD 39.90  0.26  0.65%   
CNO Financial Group is overvalued with Real Value of 31.84 and Target Price of 25.6. The main objective of CNO Financial stock analysis is to determine its intrinsic value, which is an estimate of what CNO Financial Group is worth, separate from its market price. There are two main types of CNO Financial's stock analysis: fundamental analysis and technical analysis.
The CNO Financial stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. CNO Financial is usually not traded on Juneteenth Holiday, Independence Day, Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day. CNO Stock trading window is adjusted to America/New York timezone.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CNO Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.

CNO Stock Analysis Notes

About 97.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.53. Some equities with similar Price to Book (P/B) outperform the market in the long run. CNO Financial Group has Price/Earnings To Growth (PEG) ratio of 1.58. The entity last dividend was issued on the 10th of December 2024. The firm had 2:1 split on the 12th of February 1997. CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance, and other insurance products for senior and middle-income markets in the United States. CNO Financial Group, Inc. was founded in 1979 and is headquartered in Carmel, Indiana. Cno Financial operates under InsuranceLife classification in the United States and is traded on New York Stock Exchange. It employs 3400 people. For more info on CNO Financial Group please contact Gary Bhojwani at 317 817 6100 or go to https://www.cnoinc.com.

CNO Financial Quarterly Total Revenue

1.12 Billion

CNO Financial Group Investment Alerts

Over 97.0% of the company shares are held by institutions such as insurance companies
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CNO Financial Group Upcoming and Recent Events

Earnings reports are used by CNO Financial to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period..
6th of February 2024
Upcoming Quarterly Report
View
6th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
6th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

CNO Largest EPS Surprises

Earnings surprises can significantly impact CNO Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2011-07-27
2011-06-300.180.20.0211 
2011-05-02
2011-03-310.160.180.0212 
2011-02-22
2010-12-310.160.180.0212 
View All Earnings Estimates

CNO Financial Environmental, Social, and Governance (ESG) Scores

CNO Financial's ESG score is a quantitative measure that evaluates CNO Financial's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of CNO Financial's operations that may have significant financial implications and affect CNO Financial's stock price as well as guide investors towards more socially responsible investments.

CNO Financial Thematic Classifications

In addition to having CNO Financial stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
Insurance Idea
Insurance
USA Equities from Insurance industry as classified by Fama & French

CNO Stock Institutional Investors

Shares
American Century Companies Inc2024-09-30
2.4 M
Northern Trust Corp2024-09-30
1.9 M
Aqr Capital Management Llc2024-06-30
1.9 M
Goldman Sachs Group Inc2024-06-30
1.5 M
Bank Of New York Mellon Corp2024-06-30
1.4 M
Assenagon Asset Management Sa2024-09-30
1.2 M
Charles Schwab Investment Management Inc2024-09-30
1.2 M
Hotchkis & Wiley Capital Management Llc2024-09-30
M
Norges Bank2024-06-30
M
Blackrock Inc2024-06-30
14.7 M
Vanguard Group Inc2024-09-30
13.6 M
Note, although CNO Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

CNO Market Capitalization

The company currently falls under 'Mid-Cap' category with a total capitalization of 4.14 B.

CNO Profitablity

The company has Net Profit Margin of 0.06 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.07 %, which entails that for every 100 dollars of revenue, it generated $0.07 of operating income.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.02  0.02 
Return On Assets 0.01  0.01 
Return On Equity 0.12  0.22 

Management Efficiency

CNO Financial Group has Return on Asset of 0.0107 % which means that on every $100 spent on assets, it made $0.0107 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1198 %, implying that it generated $0.1198 on every 100 dollars invested. CNO Financial's management efficiency ratios could be used to measure how well CNO Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, CNO Financial's Return On Tangible Assets are very stable compared to the past year. As of the 1st of December 2024, Return On Assets is likely to grow to 0.01, while Return On Capital Employed is likely to drop 0.02. At this time, CNO Financial's Non Currrent Assets Other are very stable compared to the past year. As of the 1st of December 2024, Non Current Assets Total is likely to grow to about 31.4 B, while Total Assets are likely to drop about 28.2 B.
Last ReportedProjected for Next Year
Book Value Per Share(14.35)(13.64)
Tangible Book Value Per Share(33.11)(31.46)
Enterprise Value Over EBITDA 4.46  4.68 
Price Book Value Ratio 1.43  1.50 
Enterprise Value Multiple 4.46  4.68 
Price Fair Value 1.43  1.50 
Enterprise Value2.3 B2.1 B
Leadership effectiveness at CNO Financial Group is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Dividend Yield
0.016
Operating Margin
0.0699
Profit Margin
0.0606
Forward Dividend Yield
0.016
Beta
1.031

Technical Drivers

As of the 1st of December, CNO Financial shows the risk adjusted performance of 0.1045, and Mean Deviation of 1.29. CNO Financial Group technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.

CNO Financial Group Price Movement Analysis

Execute Study
The output start index for this execution was nine with a total number of output elements of fifty-two. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. CNO Financial middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for CNO Financial Group. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

CNO Financial Group Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific CNO Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on CNO Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases CNO Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Paul McDonough few days ago
Disposition of 1540 shares by Paul McDonough of CNO Financial subject to Rule 16b-3
 
Eric Johnson over two weeks ago
Disposition of 51290 shares by Eric Johnson of CNO Financial at 16.42 subject to Rule 16b-3
 
Williams Jeremy David over two weeks ago
Disposition of 7700 shares by Williams Jeremy David of CNO Financial at 16.42 subject to Rule 16b-3
 
Rocco Tarasi over a month ago
Acquisition by Rocco Tarasi of 14331 shares of CNO Financial at 27. subject to Rule 16b-3
 
Karen Detoro over two months ago
Disposition of 1785 shares by Karen Detoro of CNO Financial at 34.8793 subject to Rule 16b-3
 
Paul McDonough over two months ago
Disposition of 10828 shares by Paul McDonough of CNO Financial at 26.362 subject to Rule 16b-3
 
Karen Detoro over two months ago
Disposition of 1925 shares by Karen Detoro of CNO Financial at 34.7 subject to Rule 16b-3
 
Mary Henderson over two months ago
Disposition of 2310 shares by Mary Henderson of CNO Financial subject to Rule 16b-3
 
Jeanne Linnenbringer over three months ago
Disposition of 40 shares by Jeanne Linnenbringer of CNO Financial at 31.67 subject to Rule 16b-3
 
Paul McDonough over three months ago
Disposition of 9410 shares by Paul McDonough of CNO Financial at 26.642 subject to Rule 16b-3
 
Jeanne Linnenbringer over three months ago
Disposition of 738 shares by Jeanne Linnenbringer of CNO Financial at 27.71 subject to Rule 16b-3
 
Gary Bhojwani over six months ago
Acquisition by Gary Bhojwani of 1911 shares of CNO Financial subject to Rule 16b-3

CNO Financial Outstanding Bonds

CNO Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. CNO Financial Group uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most CNO bonds can be classified according to their maturity, which is the date when CNO Financial Group has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

CNO Financial Predictive Daily Indicators

CNO Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of CNO Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

CNO Financial Corporate Filings

F4
26th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
19th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
13th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
12th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10Q
7th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
8K
31st of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
22nd of October 2024
Other Reports
ViewVerify
F3
3rd of October 2024
The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock
ViewVerify

CNO Financial Forecast Models

CNO Financial's time-series forecasting models are one of many CNO Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary CNO Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About CNO Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how CNO Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling CNO shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as CNO Financial. By using and applying CNO Stock analysis, traders can create a robust methodology for identifying CNO entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.09  0.09 
Operating Profit Margin 0.17  0.18 
Net Profit Margin 0.07  0.07 
Gross Profit Margin 0.67  0.60 

Current CNO Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. CNO analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. CNO analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
25.6Hold6Odds
CNO Financial Group current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most CNO analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand CNO stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of CNO Financial Group, talking to its executives and customers, or listening to CNO conference calls.
CNO Analyst Advice Details

CNO Stock Analysis Indicators

CNO Financial Group stock analysis indicators help investors evaluate how CNO Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading CNO Financial shares will generate the highest return on investment. By understating and applying CNO Financial stock analysis, traders can identify CNO Financial position entry and exit signals to maximize returns.
Begin Period Cash Flow644.9 M
Long Term Debt4.2 B
Common Stock Shares Outstanding115.1 M
Total Stockholder Equity2.2 B
Tax Provision15.6 M
Quarterly Earnings Growth Y O Y-0.939
Property Plant And Equipment Net85.3 M
Cash And Short Term Investments774.5 M
Cash774.5 M
Net Debt3.4 B
50 Day M A36.5098
Total Current Liabilities13 M
Other Operating ExpensesB
Non Current Assets Total29.9 B
Forward Price Earnings10.5042
Non Currrent Assets Other25.6 B
Stock Based Compensation22.5 M
When determining whether CNO Financial Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of CNO Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Cno Financial Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Cno Financial Group Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CNO Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CNO Financial. If investors know CNO will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CNO Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.94)
Dividend Share
0.62
Earnings Share
2.5
Revenue Per Share
41.744
Quarterly Revenue Growth
0.192
The market value of CNO Financial Group is measured differently than its book value, which is the value of CNO that is recorded on the company's balance sheet. Investors also form their own opinion of CNO Financial's value that differs from its market value or its book value, called intrinsic value, which is CNO Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CNO Financial's market value can be influenced by many factors that don't directly affect CNO Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CNO Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if CNO Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CNO Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.