UMB Financial Number Of Shares Shorted vs. Price To Book

UMBF Stock  USD 124.24  0.97  0.79%   
Taking into consideration UMB Financial's profitability measurements, UMB Financial may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in January. Profitability indicators assess UMB Financial's ability to earn profits and add value for shareholders. At this time, UMB Financial's Days Sales Outstanding is most likely to slightly decrease in the upcoming years. The UMB Financial's current Days Of Sales Outstanding is estimated to increase to 60.45, while Price To Sales Ratio is projected to decrease to 2.59. At this time, UMB Financial's Income Before Tax is most likely to increase significantly in the upcoming years. The UMB Financial's current Total Other Income Expense Net is estimated to increase to about 442.7 M, while Operating Income is projected to decrease to roughly 263.5 M.
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.180.264
Way Down
Slightly volatile
Operating Profit Margin4.083.89
Sufficiently Up
Slightly volatile
Pretax Profit Margin0.220.318
Way Down
Slightly volatile
Return On Assets0.00640.008
Significantly Down
Very volatile
Return On Equity0.0730.1129
Way Down
Pretty Stable
For UMB Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of UMB Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well UMB Financial utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between UMB Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of UMB Financial over time as well as its relative position and ranking within its peers.
  

UMB Financial's Revenue Breakdown by Earning Segment

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For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of UMB Financial. If investors know UMB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about UMB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.126
Dividend Share
1.56
Earnings Share
8.01
Revenue Per Share
31.297
Quarterly Revenue Growth
0.107
The market value of UMB Financial is measured differently than its book value, which is the value of UMB that is recorded on the company's balance sheet. Investors also form their own opinion of UMB Financial's value that differs from its market value or its book value, called intrinsic value, which is UMB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because UMB Financial's market value can be influenced by many factors that don't directly affect UMB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between UMB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if UMB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UMB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

UMB Financial Price To Book vs. Number Of Shares Shorted Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining UMB Financial's current stock value. Our valuation model uses many indicators to compare UMB Financial value to that of its competitors to determine the firm's financial worth.
UMB Financial is rated third in number of shares shorted category among its peers. It is rated below average in price to book category among its peers . The ratio of Number Of Shares Shorted to Price To Book for UMB Financial is about  1,904,077 . The current Price To Book Ratio is estimated to decrease to 1.18. Comparative valuation analysis is a catch-all technique that is used if you cannot value UMB Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

UMB Price To Book vs. Number Of Shares Shorted

Number of Shares Shorted is the total amount of shares that are currently sold short by investors. When a stock is sold short, the short seller assumes the responsibility of repurchasing the stock at a lower price. The speculator will make money if the stock goes down in price or will experience a loss if the stock price goes up.

UMB Financial

Shares Shorted

 = 

Shorted by Public

+

by Institutions

 = 
3.25 M
If a large number of investors decide to short sell an equity instrument within a small period of time, their combined action can significantly affect the price of the stock.
Price to Book (P/B) ratio is used to relate a company book value to its current market price. A high P/B ratio indicates that investors expect executives to generate more returns on their investments from a given set of assets. Book value is the accounting value of assets minus liabilities.

UMB Financial

P/B

 = 

MV Per Share

BV Per Share

 = 
1.71 X
Price to Book ratio is mostly used in financial services industries where assets and liabilities are typically represented by dollars. Although low Price to Book ratio generally implies that the firm is undervalued, it is often a good indicator that the company may be in financial or managerial distress and should be investigated more carefully.

UMB Price To Book Comparison

UMB Financial is currently under evaluation in price to book category among its peers.

UMB Financial Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in UMB Financial, profitability is also one of the essential criteria for including it into their portfolios because, without profit, UMB Financial will eventually generate negative long term returns. The profitability progress is the general direction of UMB Financial's change in net profit over the period of time. It can combine multiple indicators of UMB Financial, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-556.9 M-529.1 M
Operating Income507.2 M263.5 M
Net Income350 M367.5 M
Income Tax Expense71.6 M75.2 M
Income Before Tax421.6 M442.7 M
Total Other Income Expense Net421.6 M442.7 M
Net Income Applicable To Common Shares496.4 M521.3 M
Net Income From Continuing Ops350 M233.6 M
Non Operating Income Net Other1.2 MM
Net Interest Income920.1 M749 M
Interest Income1.8 B954.8 M
Change To Netincome56.7 M39.5 M
Net Income Per Share 7.22  7.58 
Income Quality 1.35  1.94 
Net Income Per E B T 0.83  0.61 

UMB Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on UMB Financial. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of UMB Financial position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the UMB Financial's important profitability drivers and their relationship over time.

Use UMB Financial in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if UMB Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in UMB Financial will appreciate offsetting losses from the drop in the long position's value.

UMB Financial Pair Trading

UMB Financial Pair Trading Analysis

The ability to find closely correlated positions to UMB Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace UMB Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back UMB Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling UMB Financial to buy it.
The correlation of UMB Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as UMB Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if UMB Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for UMB Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your UMB Financial position

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When determining whether UMB Financial is a strong investment it is important to analyze UMB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact UMB Financial's future performance. For an informed investment choice regarding UMB Stock, refer to the following important reports:
Check out World Market Map.
For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.
You can also try the Funds Screener module to find actively-traded funds from around the world traded on over 30 global exchanges.
To fully project UMB Financial's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of UMB Financial at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include UMB Financial's income statement, its balance sheet, and the statement of cash flows.
Potential UMB Financial investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although UMB Financial investors may work on each financial statement separately, they are all related. The changes in UMB Financial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on UMB Financial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.