360 Finance EBITDA vs. Current Valuation
| QFIN Stock | USD 38.11 0.23 0.61% |
EBITDA | First Reported 2010-12-31 | Previous Quarter 8 B | Current Value 4.5 B | Quarterly Volatility 2.9 B |
For 360 Finance profitability analysis, we use financial ratios and fundamental drivers that measure the ability of 360 Finance to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well 360 Finance utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between 360 Finance's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of 360 Finance over time as well as its relative position and ranking within its peers.
360 |
360 Finance's Revenue Breakdown by Earning Segment
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Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of 360 Finance. If investors know 360 will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about 360 Finance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.343 | Earnings Share 4.84 | Revenue Per Share 109.127 | Quarterly Revenue Growth 0.063 | Return On Assets 0.107 |
The market value of 360 Finance is measured differently than its book value, which is the value of 360 that is recorded on the company's balance sheet. Investors also form their own opinion of 360 Finance's value that differs from its market value or its book value, called intrinsic value, which is 360 Finance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because 360 Finance's market value can be influenced by many factors that don't directly affect 360 Finance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between 360 Finance's value and its price as these two are different measures arrived at by different means. Investors typically determine if 360 Finance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, 360 Finance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
360 Finance Current Valuation vs. EBITDA Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining 360 Finance's current stock value. Our valuation model uses many indicators to compare 360 Finance value to that of its competitors to determine the firm's financial worth. 360 Finance is currently regarded as top stock in ebitda category among its peers. It also is currently regarded number one company in current valuation category among its peers reporting about 0.56 of Current Valuation per EBITDA. The ratio of EBITDA to Current Valuation for 360 Finance is roughly 1.78 . At this time, 360 Finance's EBITDA is very stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the 360 Finance's earnings, one of the primary drivers of an investment's value.360 Current Valuation vs. EBITDA
EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a measure of a company operating cash flow based on data from the company income statement and is a very good way to compare companies within industries or across different sectors. However, unlike Operating Cash Flow, EBITDA does not include the effects of changes in working capital.
360 Finance |
| = | 7.98 B |
In a nutshell, EBITDA is calculated by adding back each of the excluded items to the post-tax profit, and can be used to compare companies with very different capital structures.
Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
360 Finance |
| = | 4.5 B |
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
360 Current Valuation vs Competition
360 Finance is currently regarded number one company in current valuation category among its peers. After adjusting for long-term liabilities, total market size of Financials industry is at this time estimated at about 42.36 Billion. 360 Finance retains roughly 4.5 Billion in current valuation claiming about 11% of equities under Financials industry.
360 Finance Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in 360 Finance, profitability is also one of the essential criteria for including it into their portfolios because, without profit, 360 Finance will eventually generate negative long term returns. The profitability progress is the general direction of 360 Finance's change in net profit over the period of time. It can combine multiple indicators of 360 Finance, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -34.7 M | -36.4 M | |
| Interest Income | 4.9 B | 5.1 B | |
| Operating Income | 3 B | 3.2 B | |
| Net Income From Continuing Ops | 4 B | 2.9 B | |
| Income Before Tax | 5.3 B | 3.5 B | |
| Total Other Income Expense Net | 2.3 B | 2.4 B | |
| Net Income Applicable To Common Shares | 4.6 B | 4.9 B | |
| Net Income | 4.3 B | 3.1 B | |
| Income Tax Expense | 1 B | 610.6 M | |
| Net Interest Income | 4.9 B | 5.1 B | |
| Change To Netincome | 2.2 B | 1.6 B | |
| Net Income Per Share | 26.08 | 13.98 | |
| Income Quality | 1.67 | 1.46 | |
| Net Income Per E B T | 0.81 | 0.63 |
360 Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on 360 Finance. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of 360 Finance position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the 360 Finance's important profitability drivers and their relationship over time.
Use 360 Finance in pair-trading
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if 360 Finance position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in 360 Finance will appreciate offsetting losses from the drop in the long position's value.360 Finance Pair Trading
360 Finance Pair Trading Analysis
The ability to find closely correlated positions to 360 Finance could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace 360 Finance when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back 360 Finance - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling 360 Finance to buy it.
The correlation of 360 Finance is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as 360 Finance moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if 360 Finance moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for 360 Finance can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Use Investing Themes to Complement your 360 Finance position
In addition to having 360 Finance in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Business Supplies Thematic Idea Now
Business Supplies
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Business Supplies theme has 24 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Business Supplies Theme or any other thematic opportunities.
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Check out Your Equity Center. To learn how to invest in 360 Stock, please use our How to Invest in 360 Finance guide.You can also try the Commodity Channel module to use Commodity Channel Index to analyze current equity momentum.
To fully project 360 Finance's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of 360 Finance at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include 360 Finance's income statement, its balance sheet, and the statement of cash flows.