Mercantile Bank Shares Owned By Institutions vs. Cash And Equivalents

MBWM Stock  USD 48.21  0.81  1.71%   
Taking into consideration Mercantile Bank's profitability measurements, Mercantile Bank is performing exceptionally good at this time. It has a great probability to showcase excellent profitability results in April. Profitability indicators assess Mercantile Bank's ability to earn profits and add value for shareholders. At this time, Mercantile Bank's Price To Sales Ratio is very stable compared to the past year. As of the 2nd of March 2025, Days Sales Outstanding is likely to grow to about 24.4 K, while EV To Sales is likely to drop 5.37. At this time, Mercantile Bank's Net Income From Continuing Ops is very stable compared to the past year. As of the 2nd of March 2025, Change To Netincome is likely to grow to about 23.8 M, while Non Operating Income Net Other is likely to drop (2.8 M).
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.960.54
Way Up
Pretty Stable
For Mercantile Bank profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Mercantile Bank to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Mercantile Bank utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Mercantile Bank's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Mercantile Bank over time as well as its relative position and ranking within its peers.
  

Mercantile Bank's Revenue Breakdown by Earning Segment

Check out Correlation Analysis.
To learn how to invest in Mercantile Stock, please use our How to Invest in Mercantile Bank guide.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Mercantile Bank. If investors know Mercantile will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Mercantile Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.02)
Dividend Share
1.42
Earnings Share
4.93
Revenue Per Share
13.891
Quarterly Revenue Growth
0.034
The market value of Mercantile Bank is measured differently than its book value, which is the value of Mercantile that is recorded on the company's balance sheet. Investors also form their own opinion of Mercantile Bank's value that differs from its market value or its book value, called intrinsic value, which is Mercantile Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Mercantile Bank's market value can be influenced by many factors that don't directly affect Mercantile Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Mercantile Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Mercantile Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Mercantile Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Mercantile Bank Cash And Equivalents vs. Shares Owned By Institutions Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Mercantile Bank's current stock value. Our valuation model uses many indicators to compare Mercantile Bank value to that of its competitors to determine the firm's financial worth.
Mercantile Bank is regarded third in shares owned by institutions category among its peers. It is regarded second in cash and equivalents category among its peers creating about  4,318,230  of Cash And Equivalents per Shares Owned By Institutions. Comparative valuation analysis is a catch-all technique that is used if you cannot value Mercantile Bank by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Mercantile Cash And Equivalents vs. Shares Owned By Institutions

Shares Owned by Institutions show the percentage of the outstanding shares of stock issued by a company that is currently owned by other institutions such as asset management firms, hedge funds, or investment banks. Many investors like investing in companies with a large percentage of the firm owned by institutions because they believe that larger firms such as banks, pension funds, and mutual funds, will invest when they think that good things are going to happen.

Mercantile Bank

Shares Held by Institutions

 = 

Funds and Banks

+

Firms

 = 
65.77 %
Since Institution investors conduct a lot of independent research they tend to be more involved and usually more knowledgeable about entities they invest as compared to amateur investors.
Cash or Cash Equivalents are the most liquid of all assets found on the company's balance sheet. It is used in calculating many of the firm's liquidity ratios and is a good indicator of the overall financial health of a company. Companies with a lot of cash are usually attractive takeover targets. Cash Equivalents are balance sheet items that are typically reported using currency printed on notes.

Mercantile Bank

Cash

 = 

Bank Deposits

+

Liquidities

 = 
284.01 M
Cash equivalents represent current assets that are easily convertible to cash such as short term bonds, savings account, money market funds, or certificate of deposits (CDs). One of the important consideration companies make when classifying assets as cash equivalent is that investments they report on their balance sheets under current assets should have almost no risk of change in value over the next few months (usually three months).

Mercantile Cash And Equivalents Comparison

Mercantile Bank is currently under evaluation in cash and equivalents category among its peers.

Mercantile Bank Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Mercantile Bank, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Mercantile Bank will eventually generate negative long term returns. The profitability progress is the general direction of Mercantile Bank's change in net profit over the period of time. It can combine multiple indicators of Mercantile Bank, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-45.4 M-43.2 M
Operating Income118.1 M124 M
Income Before Tax118.1 M124 M
Total Other Income Expense Net118.1 M124 M
Net Income94.5 M99.3 M
Income Tax Expense23.6 M24.7 M
Net Income Applicable To Common Shares70.2 M73.7 M
Net Income From Continuing Ops96.6 M101.4 M
Non Operating Income Net Other-2.7 M-2.8 M
Net Interest Income224.9 M142 M
Interest Income294.2 M169.4 M
Change To Netincome22.7 M23.8 M
Net Income Per Share 4.62  4.85 
Income Quality 0.81  0.73 
Net Income Per E B T 0.72  0.70 

Mercantile Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Mercantile Bank. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Mercantile Bank position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Mercantile Bank's important profitability drivers and their relationship over time.

Learn to be your own money manager

Our tools can tell you how much better you can do entering a position in Mercantile Bank without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

Did you try this?

Run ETFs Now

   

ETFs

Find actively traded Exchange Traded Funds (ETF) from around the world
All  Next Launch Module

Use Investing Themes to Complement your Mercantile Bank position

In addition to having Mercantile Bank in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Exotic Funds Thematic Idea Now

Exotic Funds
Exotic Funds Theme
Funds or Etfs with high minimum investment requirement that manage portfolios of alternative investments such as hedge funds, options, futures, real estate or commodities. The Exotic Funds theme has 42 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Exotic Funds Theme or any other thematic opportunities.
View All  Next Launch
When determining whether Mercantile Bank is a strong investment it is important to analyze Mercantile Bank's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Mercantile Bank's future performance. For an informed investment choice regarding Mercantile Stock, refer to the following important reports:
Check out Correlation Analysis.
To learn how to invest in Mercantile Stock, please use our How to Invest in Mercantile Bank guide.
You can also try the Portfolio Dashboard module to portfolio dashboard that provides centralized access to all your investments.
To fully project Mercantile Bank's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Mercantile Bank at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Mercantile Bank's income statement, its balance sheet, and the statement of cash flows.
Potential Mercantile Bank investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Mercantile Bank investors may work on each financial statement separately, they are all related. The changes in Mercantile Bank's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Mercantile Bank's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.