Middlefield Banc Return On Asset vs. Price To Book

MBCN Stock  USD 25.06  0.49  1.99%   
Based on the measurements of profitability obtained from Middlefield Banc's financial statements, Middlefield Banc may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in March. Profitability indicators assess Middlefield Banc's ability to earn profits and add value for shareholders. At this time, Middlefield Banc's Price To Sales Ratio is very stable compared to the past year. As of the 25th of February 2025, EV To Sales is likely to grow to 7.87, while Days Sales Outstanding is likely to drop 41.02. At this time, Middlefield Banc's Income Before Tax is very stable compared to the past year. As of the 25th of February 2025, Net Income is likely to grow to about 21 M, though Accumulated Other Comprehensive Income is likely to grow to (13.8 M).
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.780.89
Fairly Down
Slightly volatile
Net Profit Margin0.280.29
Sufficiently Down
Slightly volatile
Operating Profit Margin0.510.53
Sufficiently Down
Slightly volatile
Pretax Profit Margin0.330.35
Notably Down
Slightly volatile
Return On Assets0.01020.011
Significantly Down
Very volatile
Return On Equity0.110.0971
Moderately Up
Slightly volatile
For Middlefield Banc profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Middlefield Banc to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Middlefield Banc utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Middlefield Banc's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Middlefield Banc over time as well as its relative position and ranking within its peers.
  

Middlefield Banc's Revenue Breakdown by Earning Segment

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To learn how to invest in Middlefield Stock, please use our How to Invest in Middlefield Banc guide.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Middlefield Banc. If investors know Middlefield will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Middlefield Banc listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.371
Dividend Share
0.8
Earnings Share
1.92
Revenue Per Share
8.159
Quarterly Revenue Growth
0.074
The market value of Middlefield Banc is measured differently than its book value, which is the value of Middlefield that is recorded on the company's balance sheet. Investors also form their own opinion of Middlefield Banc's value that differs from its market value or its book value, called intrinsic value, which is Middlefield Banc's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Middlefield Banc's market value can be influenced by many factors that don't directly affect Middlefield Banc's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Middlefield Banc's value and its price as these two are different measures arrived at by different means. Investors typically determine if Middlefield Banc is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Middlefield Banc's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Middlefield Banc Price To Book vs. Return On Asset Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Middlefield Banc's current stock value. Our valuation model uses many indicators to compare Middlefield Banc value to that of its competitors to determine the firm's financial worth.
Middlefield Banc is rated below average in return on asset category among its peers. It is rated below average in price to book category among its peers fabricating about  112.15  of Price To Book per Return On Asset. As of the 25th of February 2025, Price To Book Ratio is likely to drop to 0.68. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Middlefield Banc's earnings, one of the primary drivers of an investment's value.

Middlefield Price To Book vs. Return On Asset

Return on Asset or ROA shows how effective is the management of the company in generating income from utilizing all of the assets at their disposal. It is a useful ratio to evaluate the performance of different departments of a company as well as to understand management performance over time.

Middlefield Banc

Return On Asset

 = 

Net Income

Total Assets

 = 
0.0084
Return on Asset measures overall efficiency of a company in generating profits from its total assets. It is expressed as the percentage of profits earned per dollar of Asset. A low ROA typically means that a company is asset-intensive and therefore will needs more money to continue generating revenue in the future.
Price to Book (P/B) ratio is used to relate a company book value to its current market price. A high P/B ratio indicates that investors expect executives to generate more returns on their investments from a given set of assets. Book value is the accounting value of assets minus liabilities.

Middlefield Banc

P/B

 = 

MV Per Share

BV Per Share

 = 
0.94 X
Price to Book ratio is mostly used in financial services industries where assets and liabilities are typically represented by dollars. Although low Price to Book ratio generally implies that the firm is undervalued, it is often a good indicator that the company may be in financial or managerial distress and should be investigated more carefully.

Middlefield Price To Book Comparison

Middlefield Banc is currently under evaluation in price to book category among its peers.

Middlefield Banc Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Middlefield Banc, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Middlefield Banc will eventually generate negative long term returns. The profitability progress is the general direction of Middlefield Banc's change in net profit over the period of time. It can combine multiple indicators of Middlefield Banc, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-14.5 M-13.8 M
Operating Income23.9 M16.4 M
Income Before Tax23.9 M25.1 M
Total Other Income Expense Net-7.6 M-7.9 M
Net Income20 M21 M
Income Tax Expense3.9 M4.1 M
Net Income Applicable To Common Shares18 M18.9 M
Net Income From Continuing Ops19.9 M11.2 M
Net Interest Income73 M45.7 M
Interest Income94.4 M54.8 M
Change To Netincome-166.5 K-158.2 K
Net Income Per Share 1.93  1.52 
Income Quality 1.48  1.43 
Net Income Per E B T 0.75  0.64 

Middlefield Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Middlefield Banc. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Middlefield Banc position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Middlefield Banc's important profitability drivers and their relationship over time.

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When determining whether Middlefield Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Middlefield Banc's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Middlefield Banc Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Middlefield Banc Stock:
Check out Correlation Analysis.
To learn how to invest in Middlefield Stock, please use our How to Invest in Middlefield Banc guide.
You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
To fully project Middlefield Banc's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Middlefield Banc at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Middlefield Banc's income statement, its balance sheet, and the statement of cash flows.
Potential Middlefield Banc investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Middlefield Banc investors may work on each financial statement separately, they are all related. The changes in Middlefield Banc's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Middlefield Banc's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.