First Internet Revenue vs. Total Debt
| INBKZ Stock | USD 24.83 0.05 0.20% |
Total Revenue | First Reported 2005-09-30 | Previous Quarter 32.3 M | Current Value 77.8 M | Quarterly Volatility 14.6 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Net Profit Margin | 0.17 | 0.0866 |
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| Operating Profit Margin | 0.53 | 0.9783 |
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| Pretax Profit Margin | 0.0896 | 0.0944 |
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| Return On Assets | 0.0044 | 0.0044 |
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| Return On Equity | 0.0514 | 0.0658 |
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For First Internet profitability analysis, we use financial ratios and fundamental drivers that measure the ability of First Internet to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well First Internet Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between First Internet's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of First Internet Bancorp over time as well as its relative position and ranking within its peers.
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First Internet's Revenue Breakdown by Earning Segment
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Is Oil & Gas Exploration & Production space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Internet. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Internet listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of First Internet Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Internet's value that differs from its market value or its book value, called intrinsic value, which is First Internet's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Internet's market value can be influenced by many factors that don't directly affect First Internet's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Internet's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Internet is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Internet's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
First Internet Bancorp Total Debt vs. Revenue Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining First Internet's current stock value. Our valuation model uses many indicators to compare First Internet value to that of its competitors to determine the firm's financial worth. First Internet Bancorp is considered the number one company in revenue category among its peers. It also is considered the number one company in total debt category among its peers making up about 1.37 of Total Debt per Revenue. At this time, First Internet's Total Revenue is fairly stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the First Internet's earnings, one of the primary drivers of an investment's value.First Revenue vs. Competition
First Internet Bancorp is considered the number one company in revenue category among its peers. Market size based on revenue of Energy industry is currently estimated at about 42.69 Trillion. First Internet adds roughly 291.89 Million in revenue claiming only tiny portion of equities under Energy industry.
First Total Debt vs. Revenue
Revenue is income that a firm generates from business activities such us rendering services or selling goods to customers. It is a crucial part of a business and an essential item when evaluating a company's financial statements. Revenues from a firm's primary business operations can be reported on the income statement as sales revenue, net sales, or simply sales, depending on the industry in which a given company operates.
First Internet |
| = | 291.89 M |
Revenue is typically recorded when cash or cash equivalents are exchanged for services or goods and can include products or services discounts, promotions, as well as early payments on invoices or services rendered in advance.
Total Debt refers to the amount of long term interest-bearing liabilities that a company carries on its balance sheet. That may include bonds sold to the public, notes written to banks or capital leases. Typically, debt can help a company magnify its earnings, but the burden of interest and principal payments will eventually prevent the firm from borrow excessively.
First Internet |
| = | 400.15 M |
In most industries, total debt may also include the current portion of long-term debt. Since debt terms vary widely from one company to another, simply comparing outstanding debt obligations between different companies may not be adequate. It is usually meant to compare total debt amounts between companies that operate within the same sector.
First Total Debt vs Competition
First Internet Bancorp is considered the number one company in total debt category among its peers. Total debt of Energy industry is currently estimated at about 123.61 Trillion. First Internet adds roughly 400.15 Million in total debt claiming only tiny portion of equities under Energy industry.
First Internet Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in First Internet, profitability is also one of the essential criteria for including it into their portfolios because, without profit, First Internet will eventually generate negative long term returns. The profitability progress is the general direction of First Internet's change in net profit over the period of time. It can combine multiple indicators of First Internet, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -32.7 M | -31 M | |
| Operating Income | 285.6 M | 299.8 M | |
| Income Before Tax | 27.5 M | 16.9 M | |
| Total Other Income Expense Net | -258 M | -245.1 M | |
| Net Income | 25.3 M | 14.3 M | |
| Income Tax Expense | 2.3 M | 2.6 M | |
| Net Income From Continuing Ops | 33.9 M | 35.6 M | |
| Net Income Applicable To Common Shares | 33.9 M | 35.6 M | |
| Net Interest Income | 72.4 M | 54.9 M | |
| Interest Income | 169.5 M | 98.5 M | |
| Change To Netincome | 20.6 M | 21.7 M | |
| Net Income Per Share | 2.91 | 3.05 | |
| Income Quality | 0.51 | 0.70 | |
| Net Income Per E B T | 0.92 | 0.66 |
First Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on First Internet. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of First Internet position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the First Internet's important profitability drivers and their relationship over time.
| Revenue vs Number Of Shares Shorted | ||
| EBITDA vs Total Debt | ||
| Revenue vs Net Income | ||
| Cash Flow From Operations vs Total Debt | ||
| Revenue vs Number Of Employees | ||
| Total Asset vs Total Debt | ||
| Revenue vs Retained Earnings |
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Additional Tools for First Stock Analysis
When running First Internet's price analysis, check to measure First Internet's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Internet is operating at the current time. Most of First Internet's value examination focuses on studying past and present price action to predict the probability of First Internet's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Internet's price. Additionally, you may evaluate how the addition of First Internet to your portfolios can decrease your overall portfolio volatility.