Ballston Spa Total Debt vs. Revenue

BSPA Stock  USD 57.11  0.00  0.00%   
Based on the key profitability measurements obtained from Ballston Spa's financial statements, Ballston Spa Bancorp may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in January. Profitability indicators assess Ballston Spa's ability to earn profits and add value for shareholders.
For Ballston Spa profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Ballston Spa to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Ballston Spa Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Ballston Spa's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Ballston Spa Bancorp over time as well as its relative position and ranking within its peers.
  
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Please note, there is a significant difference between Ballston Spa's value and its price as these two are different measures arrived at by different means. Investors typically determine if Ballston Spa is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ballston Spa's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Ballston Spa Bancorp Revenue vs. Total Debt Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Ballston Spa's current stock value. Our valuation model uses many indicators to compare Ballston Spa value to that of its competitors to determine the firm's financial worth.
Ballston Spa Bancorp is rated second in total debt category among its peers. It also is rated second in revenue category among its peers totaling about  1.07  of Revenue per Total Debt. Comparative valuation analysis is a catch-all model that can be used if you cannot value Ballston Spa by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Ballston Spa's Pink Sheet. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.

Ballston Total Debt vs. Competition

Ballston Spa Bancorp is rated second in total debt category among its peers. Total debt of Banks—Regional industry is currently estimated at about 99.4 Million. Ballston Spa totals roughly 22.91 Million in total debt claiming about 23% of stocks in Banks—Regional industry.
Total debt  Revenue  Capitalization  Workforce  Valuation

Ballston Revenue vs. Total Debt

Total Debt refers to the amount of long term interest-bearing liabilities that a company carries on its balance sheet. That may include bonds sold to the public, notes written to banks or capital leases. Typically, debt can help a company magnify its earnings, but the burden of interest and principal payments will eventually prevent the firm from borrow excessively.

Ballston Spa

Total Debt

 = 

Bonds

+

Notes

 = 
22.91 M
In most industries, total debt may also include the current portion of long-term debt. Since debt terms vary widely from one company to another, simply comparing outstanding debt obligations between different companies may not be adequate. It is usually meant to compare total debt amounts between companies that operate within the same sector.
Revenue is income that a firm generates from business activities such us rendering services or selling goods to customers. It is a crucial part of a business and an essential item when evaluating a company's financial statements. Revenues from a firm's primary business operations can be reported on the income statement as sales revenue, net sales, or simply sales, depending on the industry in which a given company operates.

Ballston Spa

Revenue

 = 

Money Received

-

Discounts and Returns

 = 
24.58 M
Revenue is typically recorded when cash or cash equivalents are exchanged for services or goods and can include products or services discounts, promotions, as well as early payments on invoices or services rendered in advance.

Ballston Revenue vs Competition

Ballston Spa Bancorp is rated second in revenue category among its peers. Market size based on revenue of Banks—Regional industry is currently estimated at about 98.88 Million. Ballston Spa totals roughly 24.58 Million in revenue claiming about 25% of stocks in Banks—Regional industry.

Ballston Spa Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Ballston Spa, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Ballston Spa will eventually generate negative long term returns. The profitability progress is the general direction of Ballston Spa's change in net profit over the period of time. It can combine multiple indicators of Ballston Spa, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Ballston Spa Bancorp, Inc. operates as a holding company for Ballston Spa National Bank that provides a range of banking, financing, fiduciary, brokerage, and other financial services to corporate, municipal, and individual customers in the United States. The company was founded in 1838 and is based in Ballston Spa, New York. Ballston Spa operates under BanksRegional classification in the United States and is traded on OTC Exchange.

Ballston Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Ballston Spa. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Ballston Spa position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Ballston Spa's important profitability drivers and their relationship over time.

Use Ballston Spa in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Ballston Spa position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Ballston Spa will appreciate offsetting losses from the drop in the long position's value.

Ballston Spa Pair Trading

Ballston Spa Bancorp Pair Trading Analysis

The ability to find closely correlated positions to Ballston Spa could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Ballston Spa when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Ballston Spa - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Ballston Spa Bancorp to buy it.
The correlation of Ballston Spa is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Ballston Spa moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Ballston Spa Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Ballston Spa can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your Ballston Spa position

In addition to having Ballston Spa in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Run Books Thematic Idea Now

Books
Books Theme
Companies involved in publishing of books, newspapers, periodicals and other mass publications. The Books theme has 41 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Books Theme or any other thematic opportunities.
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Other Information on Investing in Ballston Pink Sheet

To fully project Ballston Spa's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Ballston Spa Bancorp at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Ballston Spa's income statement, its balance sheet, and the statement of cash flows.
Potential Ballston Spa investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Ballston Spa investors may work on each financial statement separately, they are all related. The changes in Ballston Spa's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Ballston Spa's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.