Bank First Operating Margin vs. Return On Equity
| BFC Stock | USD 107.73 2.61 2.48% |
Bank First Operating Profit Margin |
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| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Net Profit Margin | 0.5 | 0.4163 |
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| Operating Profit Margin | 0.62 | 0.6548 |
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| Pretax Profit Margin | 0.64 | 0.5519 |
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| Return On Assets | 0.0091 | 0.0176 |
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| Return On Equity | 0.12 | 0.1202 |
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For Bank First profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Bank First to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Bank First National utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Bank First's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Bank First National over time as well as its relative position and ranking within its peers.
Bank |
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank First. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank First listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.158 | Dividend Share 1.4 | Earnings Share 8.14 | Revenue Per Share 18.208 | Quarterly Revenue Growth 0.037 |
The market value of Bank First National is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank First's value that differs from its market value or its book value, called intrinsic value, which is Bank First's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank First's market value can be influenced by many factors that don't directly affect Bank First's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank First's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank First is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank First's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Bank First National Return On Equity vs. Operating Margin Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining Bank First's current stock value. Our valuation model uses many indicators to compare Bank First value to that of its competitors to determine the firm's financial worth. Bank First National is rated second in operating margin category among its peers. It is rated third in return on equity category among its peers reporting about 0.25 of Return On Equity per Operating Margin. The ratio of Operating Margin to Return On Equity for Bank First National is roughly 3.98 . At present, Bank First's Operating Profit Margin is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Bank First's earnings, one of the primary drivers of an investment's value.Bank Return On Equity vs. Operating Margin
Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Bank First |
| = | 0.55 % |
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Bank First |
| = | 0.14 |
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
Bank Return On Equity Comparison
Bank First is currently under evaluation in return on equity category among its peers.
Bank First Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in Bank First, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Bank First will eventually generate negative long term returns. The profitability progress is the general direction of Bank First's change in net profit over the period of time. It can combine multiple indicators of Bank First, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -8.7 M | -8.3 M | |
| Operating Income | 117.2 M | 123.1 M | |
| Income Before Tax | 98.8 M | 103.7 M | |
| Total Other Income Expense Net | -18.4 M | -17.5 M | |
| Net Income | 74.5 M | 78.2 M | |
| Income Tax Expense | 24.3 M | 25.5 M | |
| Net Income Applicable To Common Shares | 52 M | 54.6 M | |
| Net Income From Continuing Ops | 52.5 M | 31.9 M | |
| Net Interest Income | 131.2 M | 81.3 M | |
| Interest Income | 169.6 M | 96.7 M | |
| Change To Netincome | -1 M | -996.4 K | |
| Net Income Per Share | 7.32 | 7.69 | |
| Income Quality | 0.71 | 1.39 | |
| Net Income Per E B T | 0.75 | 0.85 |
Bank Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on Bank First. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Bank First position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Bank First's important profitability drivers and their relationship over time.
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To fully project Bank First's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Bank First National at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Bank First's income statement, its balance sheet, and the statement of cash flows.