Atlantic American Net Income vs. Cash And Equivalents

AAME Stock  USD 1.50  0.03  1.96%   
Considering Atlantic American's profitability and operating efficiency indicators, Atlantic American may not be well positioned to generate adequate gross income at the present time. It has a very high chance of underperforming in January. Profitability indicators assess Atlantic American's ability to earn profits and add value for shareholders.
 
Net Loss  
First Reported
1985-09-30
Previous Quarter
-684 K
Current Value
-2 M
Quarterly Volatility
3.7 M
 
Black Monday
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
At present, Atlantic American's EV To Sales is projected to slightly decrease based on the last few years of reporting. The current year's Sales General And Administrative To Revenue is expected to grow to 0.34, whereas Days Sales Outstanding is forecasted to decline to 18.30. At present, Atlantic American's Net Income Applicable To Common Shares is projected to increase significantly based on the last few years of reporting. The current year's Net Income Per E B T is expected to grow to 0.43, whereas Net Loss is projected to grow to (162.4 K).
For Atlantic American profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Atlantic American to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Atlantic American utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Atlantic American's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Atlantic American over time as well as its relative position and ranking within its peers.
  
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Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Atlantic American. If investors know Atlantic will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Atlantic American listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.78)
Earnings Share
(0.36)
Revenue Per Share
9.117
Quarterly Revenue Growth
(0.03)
Return On Assets
(0)
The market value of Atlantic American is measured differently than its book value, which is the value of Atlantic that is recorded on the company's balance sheet. Investors also form their own opinion of Atlantic American's value that differs from its market value or its book value, called intrinsic value, which is Atlantic American's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Atlantic American's market value can be influenced by many factors that don't directly affect Atlantic American's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Atlantic American's value and its price as these two are different measures arrived at by different means. Investors typically determine if Atlantic American is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Atlantic American's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Atlantic American Cash And Equivalents vs. Net Income Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Atlantic American's current stock value. Our valuation model uses many indicators to compare Atlantic American value to that of its competitors to determine the firm's financial worth.
Atlantic American is number one stock in net income category among its peers. It also is number one stock in cash and equivalents category among its peers . At present, Atlantic American's Net Loss is projected to decrease significantly based on the last few years of reporting. Comparative valuation analysis is a catch-all technique that is used if you cannot value Atlantic American by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Atlantic Cash And Equivalents vs. Net Income

Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.

Atlantic American

Net Income

 = 

(Rev + Gain)

-

(Exp + Loss)

 = 
(171 K)
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Cash or Cash Equivalents are the most liquid of all assets found on the company's balance sheet. It is used in calculating many of the firm's liquidity ratios and is a good indicator of the overall financial health of a company. Companies with a lot of cash are usually attractive takeover targets. Cash Equivalents are balance sheet items that are typically reported using currency printed on notes.

Atlantic American

Cash

 = 

Bank Deposits

+

Liquidities

 = 
15.91 M
Cash equivalents represent current assets that are easily convertible to cash such as short term bonds, savings account, money market funds, or certificate of deposits (CDs). One of the important consideration companies make when classifying assets as cash equivalent is that investments they report on their balance sheets under current assets should have almost no risk of change in value over the next few months (usually three months).

Atlantic Cash And Equivalents Comparison

Atlantic American is currently under evaluation in cash and equivalents category among its peers.

Atlantic American Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Atlantic American, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Atlantic American will eventually generate negative long term returns. The profitability progress is the general direction of Atlantic American's change in net profit over the period of time. It can combine multiple indicators of Atlantic American, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-16.1 M-15.3 M
Operating Income186.8 M196.1 M
Net Loss-171 K-162.4 K
Income Tax Expense-394 K-374.3 K
Income Before Tax-565 K-536.8 K
Total Other Income Expense Net-187.4 M-178 M
Net Income Applicable To Common Shares4.5 M4.7 M
Net Income From Continuing Ops1.4 M1.3 M
Interest Income2.4 MM
Net Interest Income-1.8 M-1.8 M
Change To Netincome-27.5 M-26.1 M
Net Loss(0.01)(0.01)
Income Quality(15.33)(14.57)
Net Income Per E B T 0.30  0.43 

Atlantic Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Atlantic American. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Atlantic American position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Atlantic American's important profitability drivers and their relationship over time.

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When determining whether Atlantic American is a strong investment it is important to analyze Atlantic American's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Atlantic American's future performance. For an informed investment choice regarding Atlantic Stock, refer to the following important reports:
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You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
To fully project Atlantic American's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Atlantic American at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Atlantic American's income statement, its balance sheet, and the statement of cash flows.
Potential Atlantic American investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Atlantic American investors may work on each financial statement separately, they are all related. The changes in Atlantic American's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Atlantic American's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.