Arrow Financial Net Worth

Arrow Financial Net Worth Breakdown

  AROW
The net worth of Arrow Financial is the difference between its total assets and liabilities. Arrow Financial's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Arrow Financial's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Arrow Financial's net worth can be used as a measure of its financial health and stability which can help investors to decide if Arrow Financial is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Arrow Financial stock.

Arrow Financial Net Worth Analysis

Arrow Financial's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Arrow Financial's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Arrow Financial's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Arrow Financial's net worth analysis. One common approach is to calculate Arrow Financial's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Arrow Financial's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Arrow Financial's net worth. This approach calculates the present value of Arrow Financial's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Arrow Financial's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Arrow Financial's net worth. This involves comparing Arrow Financial's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Arrow Financial's net worth relative to its peers.

Enterprise Value

262.13 Million

To determine if Arrow Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Arrow Financial's net worth research are outlined below:
Arrow Financial generated a negative expected return over the last 90 days
Latest headline from thelincolnianonline.com: Newbridge Financial Services Group Inc. Grows Stock Position in iShares Global Healthcare ETF

Arrow Financial Quarterly Good Will

23.79 Million

Arrow Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Arrow Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Arrow Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
29th of January 2024
Upcoming Quarterly Report
View
22nd of July 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
29th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

Arrow Financial Target Price Consensus

Arrow target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Arrow Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   2  Hold
Most Arrow analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Arrow stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Arrow Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Arrow Financial Target Price Projection

Arrow Financial's current and average target prices are 26.97 and 31.50, respectively. The current price of Arrow Financial is the price at which Arrow Financial is currently trading. On the other hand, Arrow Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Arrow Financial Market Quote on 17th of February 2025

Low Price26.81Odds
High Price27.75Odds

26.97

Target Price

Analyst Consensus On Arrow Financial Target Price

Low Estimate28.67Odds
High Estimate34.97Odds

31.5

Historical Lowest Forecast  28.67 Target Price  31.5 Highest Forecast  34.97
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Arrow Financial and the information provided on this page.

Know Arrow Financial's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Arrow Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Arrow Financial backward and forwards among themselves. Arrow Financial's institutional investor refers to the entity that pools money to purchase Arrow Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Northern Trust Corp2024-09-30
146.6 K
Charles Schwab Investment Management Inc2024-12-31
126.8 K
Hotchkis & Wiley Capital Management Llc2024-09-30
118.6 K
Rockefeller Capital Management L.p.2024-09-30
116.9 K
Franklin Resources Inc2024-09-30
111.8 K
Bank Of New York Mellon Corp2024-12-31
86.5 K
Connor Clark & Lunn Inv Mgmt Ltd2024-12-31
78.5 K
Goldman Sachs Group Inc2024-09-30
74 K
First Trust Advisors L.p.2024-09-30
60.7 K
Arrow Financial Corp(junk)2024-09-30
M
Blackrock Inc2024-09-30
1.3 M
Note, although Arrow Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Arrow Financial's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 571.29 M.

Market Cap

528.96 Million

Project Arrow Financial's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Assets 0.01  0.01 
Return On Equity 0.07  0.10 
The company has Profit Margin (PM) of 0.24 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.34 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.34.
When accessing Arrow Financial's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Arrow Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Arrow Financial's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Arrow Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Arrow Financial. Check Arrow Financial's Beneish M Score to see the likelihood of Arrow Financial's management manipulating its earnings.

Evaluate Arrow Financial's management efficiency

At this time, Arrow Financial's Return On Tangible Assets are fairly stable compared to the past year. Return On Assets is likely to climb to 0.01 in 2025, whereas Return On Capital Employed is likely to drop 0.0006 in 2025. At this time, Arrow Financial's Total Assets are fairly stable compared to the past year. Non Current Assets Total is likely to climb to about 4.9 B in 2025, whereas Total Current Assets are likely to drop slightly above 155.7 M in 2025. Arrow Financial's management efficiency ratios could be used to measure how well Arrow Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 20.06  17.51 
Tangible Book Value Per Share 18.85  16.83 
Enterprise Value Over EBITDA 9.38  10.55 
Price Book Value Ratio 1.44  2.02 
Price Fair Value 1.44  2.02 
Enterprise Value Multiple 9.38  10.55 
Enterprise Value517.5 M262.1 M
The management team at Arrow Financial has a track record of steering the company towards sustained growth. Evaluating their strategies helps in understanding the stock's long-term potential.
Enterprise Value Revenue
3.4702
Revenue
136.1 M
Quarterly Revenue Growth
0.078
Revenue Per Share
8.099
Return On Equity
0.0875
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Arrow Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Arrow Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Arrow Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Arrow Financial Corporate Filings

14th of February 2025
Other Reports
ViewVerify
8K
10th of February 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
3rd of February 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
31st of January 2025
Other Reports
ViewVerify
Arrow Financial time-series forecasting models is one of many Arrow Financial's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Arrow Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Arrow Financial Earnings Estimation Breakdown

The calculation of Arrow Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Arrow Financial is estimated to be 0.59 with the future projection ranging from a low of 0.59 to a high of 0.59. Please be aware that this consensus of annual earnings estimates for Arrow Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.27
0.59
Lowest
Expected EPS
0.59
0.59
Highest

Arrow Financial Earnings Projection Consensus

Suppose the current estimates of Arrow Financial's value are higher than the current market price of the Arrow Financial stock. In this case, investors may conclude that Arrow Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Arrow Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2025Current EPS (TTM)
283.49%
0.267
0.59
1.94

Arrow Financial Earnings History

Earnings estimate consensus by Arrow Financial analysts from Wall Street is used by the market to judge Arrow Financial's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Arrow Financial's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Arrow Financial Quarterly Gross Profit

50.9 Million

Retained Earnings is likely to climb to about 79.4 M in 2025, whereas Retained Earnings Total Equity is likely to drop slightly above 35.5 M in 2025. Common Stock Shares Outstanding is likely to climb to about 18 M in 2025, whereas Net Income Applicable To Common Shares is likely to drop slightly above 28.1 M in 2025.
Hype
Prediction
LowEstimatedHigh
25.2726.9928.71
Details
Intrinsic
Valuation
LowRealHigh
24.2729.8031.53
Details
Naive
Forecast
LowNextHigh
25.0626.7728.49
Details
2 Analysts
Consensus
LowTargetHigh
28.6731.5034.97
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of Arrow assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Arrow Financial. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Arrow Financial's stock price in the short term.

Arrow Financial Earnings per Share Projection vs Actual

Actual Earning per Share of Arrow Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Arrow Financial predict the company's earnings will be in the future. The higher the earnings per share of Arrow Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Arrow Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Arrow Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Arrow Financial should always be considered in relation to other companies to make a more educated investment decision.

Arrow Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Arrow Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2024-10-31
2024-09-300.530.530.0
2024-07-25
2024-06-300.540.52-0.02
2024-04-30
2024-03-310.470.45-0.02
2024-02-01
2023-12-310.470.46-0.01
2023-10-24
2023-09-300.330.460.1339 
2023-08-08
2023-06-300.450.36-0.0920 
2023-06-30
2023-03-310.660.660.0
2023-01-30
2022-12-310.80.73-0.07
2022-10-27
2022-09-300.680.740.06
2022-07-27
2022-06-300.690.730.04
2022-04-26
2022-03-310.690.760.0710 
2022-01-27
2021-12-310.730.61-0.1216 
2021-10-26
2021-09-300.780.790.01
2021-07-27
2021-06-300.80.830.03
2021-04-27
2021-03-310.670.830.1623 
2021-01-28
2020-12-310.730.790.06
2020-10-21
2020-09-300.550.690.1425 
2020-07-21
2020-06-300.510.570.0611 
2020-04-24
2020-03-310.560.51-0.05
2020-01-28
2019-12-310.660.63-0.03
2019-10-22
2019-09-300.590.630.04
2019-07-22
2019-06-300.570.570.0
2019-04-23
2019-03-310.530.550.02
2019-01-29
2018-12-310.580.55-0.03
2018-10-22
2018-09-300.60.59-0.01
2018-07-23
2018-06-300.570.610.04
2018-04-23
2018-03-310.510.540.03
2018-01-30
2017-12-310.50.44-0.0612 
2017-10-23
2017-09-300.480.47-0.01
2017-07-20
2017-06-300.430.460.03
2017-04-20
2017-03-310.440.42-0.02
2017-01-20
2016-12-310.440.42-0.02
2016-10-20
2016-09-300.420.430.01
2016-07-20
2016-06-300.40.430.03
2016-04-20
2016-03-310.370.420.0513 
2016-01-21
2015-12-310.390.430.0410 
2015-10-20
2015-09-300.390.390.0
2015-07-21
2015-06-300.380.410.03
2015-04-21
2015-03-310.360.380.02
2015-01-21
2014-12-310.390.410.02
2014-10-20
2014-09-300.380.390.01
2014-07-21
2014-06-300.370.36-0.01
2014-04-21
2014-03-310.360.35-0.01
2014-01-21
2013-12-310.340.380.0411 
2013-10-21
2013-09-300.340.370.03
2013-07-18
2013-06-300.330.340.01
2013-04-19
2013-03-310.360.32-0.0411 
2013-01-22
2012-12-310.360.360.0
2012-10-17
2012-09-300.370.370.0
2012-07-20
2012-06-300.340.360.02
2012-04-18
2012-03-310.340.32-0.02
2012-01-24
2011-12-310.340.360.02
2011-10-18
2011-09-300.350.350.0
2011-07-15
2011-06-300.350.360.01
2011-04-19
2011-03-310.340.33-0.01
2011-01-19
2010-12-310.330.350.02
2010-10-14
2010-09-300.330.350.02
2010-07-13
2010-06-300.360.34-0.02
2010-04-20
2010-03-310.350.360.01
2010-01-20
2009-12-310.360.34-0.02
2009-10-19
2009-09-300.330.340.01
2007-04-23
2007-03-310.250.270.02
2007-01-23
2006-12-310.270.270.0
2006-10-25
2006-09-300.270.270.0
2006-07-25
2006-06-300.290.27-0.02
2006-04-24
2006-03-310.290.26-0.0310 
2006-01-25
2005-12-310.30.30.0
2005-10-21
2005-09-300.30.310.01
2005-07-22
2005-06-300.30.29-0.01
2005-04-22
2005-03-310.30.28-0.02
2005-01-25
2004-12-310.320.31-0.01
2004-10-21
2004-09-300.310.310.0
2004-07-20
2004-06-300.310.3-0.01
2004-04-20
2004-03-310.30.30.0
2004-01-21
2003-12-310.290.30.01
2003-10-21
2003-09-300.30.28-0.02
2003-07-18
2003-06-300.30.30.0
2003-01-21
2002-12-310.310.3-0.01
2002-10-21
2002-09-300.30.30.0
2002-07-12
2002-06-300.270.290.02
2002-04-15
2002-03-310.260.260.0
2002-01-16
2001-12-310.250.270.02
2001-04-18
2001-03-310.220.220.0
2001-01-17
2000-12-310.220.220.0
2000-10-11
2000-09-300.220.220.0
2000-07-13
2000-06-300.210.210.0
2000-04-13
2000-03-310.20.20.0
2000-01-18
1999-12-310.180.20.0211 
1999-10-13
1999-09-300.150.20.0533 
1999-07-09
1999-06-300.180.180.0
1999-04-08
1999-03-310.180.180.0
1999-01-20
1998-12-310.170.180.01
1998-10-15
1998-09-300.170.16-0.01
1998-07-16
1998-06-300.160.160.0
1998-04-14
1998-03-310.150.160.01
1998-01-21
1997-12-310.150.160.01
1997-10-16
1997-09-300.140.160.0214 
1997-07-18
1997-06-300.130.130.0
1997-04-18
1997-03-310.120.130.01
1997-01-24
1996-12-310.140.13-0.01
1996-10-24
1996-09-300.140.140.0
1996-07-18
1996-06-300.130.140.01
1996-04-17
1996-03-310.130.130.0
1996-01-22
1995-12-310.130.130.0
1995-10-13
1995-09-300.130.130.0
1995-07-18
1995-06-300.120.120.0
1995-04-13
1995-03-310.110.130.0218 
1995-01-18
1994-12-310.130.130.0
1994-10-13
1994-09-300.160.190.0318 
1994-07-12
1994-06-300.150.150.0

Arrow Financial Corporate Management

Thomas CPACEO and PresidentProfile
Marc YrshaSenior OfficerProfile
Michael JacobsExecutive OfficerProfile
Brooke PancoeSenior OfficerProfile
Annette ReitanoSenior FallsProfile

Already Invested in Arrow Financial?

The danger of trading Arrow Financial is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Arrow Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Arrow Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Arrow Financial is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.

Additional Tools for Arrow Stock Analysis

When running Arrow Financial's price analysis, check to measure Arrow Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Arrow Financial is operating at the current time. Most of Arrow Financial's value examination focuses on studying past and present price action to predict the probability of Arrow Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Arrow Financial's price. Additionally, you may evaluate how the addition of Arrow Financial to your portfolios can decrease your overall portfolio volatility.