Is PennyMac Mortgage Stock a Good Investment?
PennyMac Mortgage Investment Advice | PMTU |
- Examine PennyMac Mortgage's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research PennyMac Mortgage's leadership team and their track record. Good management can help PennyMac Mortgage navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Trading space and any emerging trends that could impact PennyMac Mortgage's business and its evolving consumer preferences.
- Compare PennyMac Mortgage's performance and market position to its competitors. Analyze how PennyMac Mortgage is positioned in terms of product offerings, innovation, and market share.
- Check if PennyMac Mortgage pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about PennyMac Mortgage's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in PennyMac Mortgage Investment stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if PennyMac Mortgage Investment is a good investment.
Sell | Buy |
Hold
Market Performance | Insignificant | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Moves indifferently to market moves | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Strong Sell | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Inapplicable | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine PennyMac Mortgage Stock
Researching PennyMac Mortgage's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). The company last dividend was issued on the 30th of December 2024.
To determine if PennyMac Mortgage is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding PennyMac Mortgage's research are outlined below:
| PennyMac Mortgage has a poor financial position based on the latest SEC disclosures |
PennyMac Mortgage's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.03 | |
| Return On Capital Employed | 0.05 | 0.05 | |
| Return On Assets | 0.02 | 0.03 | |
| Return On Equity | 0.10 | 0.06 |
Determining PennyMac Mortgage's profitability involves analyzing its financial statements and using various financial metrics to determine if PennyMac Mortgage is a good buy. For example, gross profit margin measures PennyMac Mortgage's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of PennyMac Mortgage's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in PennyMac Mortgage's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of PennyMac Mortgage Investment. Check PennyMac Mortgage's Beneish M Score to see the likelihood of PennyMac Mortgage's management manipulating its earnings.
Evaluate PennyMac Mortgage's management efficiency
At this time, PennyMac Mortgage's Return On Tangible Assets are comparatively stable compared to the past year. Return On Assets is likely to gain to 0.03 in 2024, whereas Return On Capital Employed is likely to drop 0.05 in 2024. PennyMac Mortgage's management efficiency ratios could be used to measure how well PennyMac Mortgage manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 22.40 | 21.28 | |
| Tangible Book Value Per Share | (22.46) | (21.33) | |
| Enterprise Value Over EBITDA | 5.32 | 5.05 | |
| Price Book Value Ratio | 1.13 | 0.64 | |
| Enterprise Value Multiple | 5.32 | 5.05 | |
| Price Fair Value | 1.13 | 0.64 | |
| Enterprise Value | 107.1 M | 101.7 M |
Understanding the operational decisions made by PennyMac Mortgage management offers insights into its financial robustness. This evaluation is crucial for assessing the stock's investment potential.
Dividend Yield 0.0232 | Forward Dividend Yield 0.0232 |
Basic technical analysis of PennyMac Stock
As of the 30th of November, PennyMac Mortgage holds the Semi Deviation of 0.4546, coefficient of variation of 1811.96, and Risk Adjusted Performance of 0.0363. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of PennyMac Mortgage, as well as the relationship between them.Understand PennyMac Mortgage's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing PennyMac Mortgage's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0363 | |||
| Market Risk Adjusted Performance | (0.17) | |||
| Mean Deviation | 0.3563 | |||
| Semi Deviation | 0.4546 | |||
| Downside Deviation | 0.5388 | |||
| Coefficient Of Variation | 1811.96 | |||
| Standard Deviation | 0.4811 | |||
| Variance | 0.2314 | |||
| Information Ratio | (0.23) | |||
| Jensen Alpha | 0.0283 | |||
| Total Risk Alpha | (0.06) | |||
| Sortino Ratio | (0.21) | |||
| Treynor Ratio | (0.18) | |||
| Maximum Drawdown | 2.29 | |||
| Value At Risk | (0.93) | |||
| Potential Upside | 0.7871 | |||
| Downside Variance | 0.2903 | |||
| Semi Variance | 0.2067 | |||
| Expected Short fall | (0.37) | |||
| Skewness | (0.16) | |||
| Kurtosis | 0.3924 |
| Risk Adjusted Performance | 0.0363 | |||
| Market Risk Adjusted Performance | (0.17) | |||
| Mean Deviation | 0.3563 | |||
| Semi Deviation | 0.4546 | |||
| Downside Deviation | 0.5388 | |||
| Coefficient Of Variation | 1811.96 | |||
| Standard Deviation | 0.4811 | |||
| Variance | 0.2314 | |||
| Information Ratio | (0.23) | |||
| Jensen Alpha | 0.0283 | |||
| Total Risk Alpha | (0.06) | |||
| Sortino Ratio | (0.21) | |||
| Treynor Ratio | (0.18) | |||
| Maximum Drawdown | 2.29 | |||
| Value At Risk | (0.93) | |||
| Potential Upside | 0.7871 | |||
| Downside Variance | 0.2903 | |||
| Semi Variance | 0.2067 | |||
| Expected Short fall | (0.37) | |||
| Skewness | (0.16) | |||
| Kurtosis | 0.3924 |
Consider PennyMac Mortgage's intraday indicators
PennyMac Mortgage intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of PennyMac Mortgage stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Daily Balance Of Power | 9.2 T | |||
| Rate Of Daily Change | 1.01 | |||
| Day Median Price | 25.86 | |||
| Day Typical Price | 25.86 | |||
| Price Action Indicator | 0.13 | |||
| Period Momentum Indicator | 0.25 | |||
| Relative Strength Index | 49.91 |
PennyMac Mortgage Corporate Filings
13A | 14th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
10Q | 30th of October 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
F4 | 29th of October 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 22nd of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
PennyMac Stock media impact
Far too much social signal, news, headlines, and media speculation about PennyMac Mortgage that are available to investors today. That information is available publicly through PennyMac media outlets and privately through word of mouth or via PennyMac internal channels. However, regardless of the origin, that massive amount of PennyMac data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of PennyMac Mortgage news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of PennyMac Mortgage relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to PennyMac Mortgage's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive PennyMac Mortgage alpha.
Additional Tools for PennyMac Stock Analysis
When running PennyMac Mortgage's price analysis, check to measure PennyMac Mortgage's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PennyMac Mortgage is operating at the current time. Most of PennyMac Mortgage's value examination focuses on studying past and present price action to predict the probability of PennyMac Mortgage's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PennyMac Mortgage's price. Additionally, you may evaluate how the addition of PennyMac Mortgage to your portfolios can decrease your overall portfolio volatility.