Is Paymentus Holdings Stock a Good Investment?
Paymentus Holdings Investment Advice | PAY |
- Examine Paymentus Holdings' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Paymentus Holdings' leadership team and their track record. Good management can help Paymentus Holdings navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Electronic Equipment, Instruments & Components space and any emerging trends that could impact Paymentus Holdings' business and its evolving consumer preferences.
- Compare Paymentus Holdings' performance and market position to its competitors. Analyze how Paymentus Holdings is positioned in terms of product offerings, innovation, and market share.
- Check if Paymentus Holdings pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Paymentus Holdings' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Paymentus Holdings stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Paymentus Holdings is a good investment.
Sell | Buy |
Strong Buy
Market Performance | Good | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Very Strong | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Paymentus Holdings Stock
Researching Paymentus Holdings' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 81.0% of the company shares are owned by institutional investors. The company has Price/Earnings (P/E) ratio of 249.23. Paymentus Holdings had not issued any dividends in recent years.
To determine if Paymentus Holdings is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Paymentus Holdings' research are outlined below:
| Paymentus Holdings appears to be risky and price may revert if volatility continues | |
| Paymentus Holdings has a very strong financial position based on the latest SEC filings | |
| Over 81.0% of the company shares are owned by institutional investors | |
| Latest headline from gurufocus.com: Paymentus Holdings Stock Surges Amid Strong Financial Performance |
Paymentus Holdings Quarterly Liabilities And Stockholders Equity |
|
Paymentus Holdings uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Paymentus Holdings. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Paymentus Holdings' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 22nd of February 2024 Upcoming Quarterly Report | View | |
| 13th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 22nd of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Paymentus Holdings' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Paymentus Holdings' investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2022-11-09 | 2022-09-30 | 0.0025 | 0.01 | 0.0075 | 300 | ||
2023-05-08 | 2023-03-31 | 0.01 | 0.02 | 0.01 | 100 | ||
2022-02-16 | 2021-12-31 | 0.01 | 0.02 | 0.01 | 100 | ||
2021-08-10 | 2021-06-30 | 0.01 | 0.02 | 0.01 | 100 | ||
2023-02-23 | 2022-12-31 | 0.0054 | 0.02 | 0.0146 | 270 | ||
2022-05-04 | 2022-03-31 | 0.01 | 0.03 | 0.02 | 200 | ||
2024-08-08 | 2024-06-30 | 0.09 | 0.12 | 0.03 | 33 | ||
2024-05-06 | 2024-03-31 | 0.07 | 0.1 | 0.03 | 42 |
Know Paymentus Holdings' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Paymentus Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Paymentus Holdings backward and forwards among themselves. Paymentus Holdings' institutional investor refers to the entity that pools money to purchase Paymentus Holdings' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Blackrock Inc | 2024-06-30 | 249.9 K | Centerbook Partners Lp | 2024-09-30 | 241.8 K | Fmr Inc | 2024-09-30 | 228 K | Essex Investment Management Company, Llc | 2024-09-30 | 210.2 K | Geode Capital Management, Llc | 2024-09-30 | 206.1 K | Marshall Wace Asset Management Ltd | 2024-09-30 | 206 K | Amvescap Plc. | 2024-09-30 | 167.4 K | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 153.9 K | Advantage Alpha Capital Partners, Lp | 2024-09-30 | 144.3 K | Capital Research & Mgmt Co - Division 3 | 2024-09-30 | 3.5 M | Franklin Resources Inc | 2024-09-30 | 2 M |
Paymentus Holdings' market capitalization trends
The company currently falls under 'Mid-Cap' category with a total capitalization of 4.19 B.Market Cap |
|
Paymentus Holdings' profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.08 | 0.08 | |
| Return On Capital Employed | 0.04 | 0.05 | |
| Return On Assets | 0.04 | 0.05 | |
| Return On Equity | 0.05 | 0.04 |
Determining Paymentus Holdings' profitability involves analyzing its financial statements and using various financial metrics to determine if Paymentus Holdings is a good buy. For example, gross profit margin measures Paymentus Holdings' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Paymentus Holdings' profitability and make more informed investment decisions.
Paymentus Holdings' Earnings Breakdown by Geography
Please note, the imprecision that can be found in Paymentus Holdings' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Paymentus Holdings. Check Paymentus Holdings' Beneish M Score to see the likelihood of Paymentus Holdings' management manipulating its earnings.
Evaluate Paymentus Holdings' management efficiency
Paymentus Holdings has Return on Asset of 0.0477 % which means that on every $100 spent on assets, it made $0.0477 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.0912 %, implying that it generated $0.0912 on every 100 dollars invested. Paymentus Holdings' management efficiency ratios could be used to measure how well Paymentus Holdings manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Paymentus Holdings' Return On Tangible Assets are fairly stable compared to the past year. Return On Capital Employed is likely to rise to 0.05 in 2024, whereas Return On Equity is likely to drop 0.04 in 2024. At this time, Paymentus Holdings' Total Current Assets are fairly stable compared to the past year. Net Tangible Assets is likely to rise to about 221.3 M in 2024, whereas Total Assets are likely to drop slightly above 479.6 M in 2024.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 3.48 | 3.18 | |
| Tangible Book Value Per Share | 1.71 | 1.80 | |
| Enterprise Value Over EBITDA | 41.86 | 38.53 | |
| Price Book Value Ratio | 5.14 | 7.80 | |
| Enterprise Value Multiple | 41.86 | 38.53 | |
| Price Fair Value | 5.14 | 7.80 | |
| Enterprise Value | 2 B | 3 B |
Evaluating the management effectiveness of Paymentus Holdings allows investors to assess its financial health and operational efficiency. Coupled with an analysis of its growth prospects and the current market dynamics, we evaluate the stock's true value and future potential. Key indicators such as revenue, earnings or debt levels are examined alongside external factors like economic trends and regulatory changes. The Paymentus Stock analysis seeks to determine whether the stock is undervalued, appropriately priced, or overvalued, thereby guiding your investment decisions.
Beta 1.408 |
Basic technical analysis of Paymentus Stock
As of the 13th of December 2024, Paymentus Holdings holds the Risk Adjusted Performance of 0.1499, semi deviation of 2.43, and Coefficient Of Variation of 513.51. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Paymentus Holdings, as well as the relationship between them.Paymentus Holdings' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Paymentus Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on Paymentus Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Paymentus Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Gerasimos Portocalis over three months ago Disposition of 15000 shares by Gerasimos Portocalis of Paymentus Holdings subject to Rule 16b-3 | ||
Barnds Thomas over three months ago Acquisition by Barnds Thomas of 155574 shares of Paymentus Holdings subject to Rule 16b-3 | ||
Barnds Thomas over six months ago Disposition of 146954 shares by Barnds Thomas of Paymentus Holdings subject to Rule 16b-3 | ||
Andrew Gerber over six months ago Disposition of 1575 shares by Andrew Gerber of Paymentus Holdings at 18.8055 subject to Rule 16b-3 | ||
Gary Trainor over a year ago Conversion by Gary Trainor of 7350 shares of Paymentus Holdings |
Paymentus Holdings' Outstanding Corporate Bonds
Paymentus Holdings issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Paymentus Holdings uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Paymentus bonds can be classified according to their maturity, which is the date when Paymentus Holdings has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| Volcan Compania Minera Corp BondUSP98047AC08 | View | |
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| MPLX LP 4875 Corp BondUS55336VAG59 | View | |
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View |
Understand Paymentus Holdings' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Paymentus Holdings' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1499 | |||
| Market Risk Adjusted Performance | 0.4363 | |||
| Mean Deviation | 2.85 | |||
| Semi Deviation | 2.43 | |||
| Downside Deviation | 2.86 | |||
| Coefficient Of Variation | 513.51 | |||
| Standard Deviation | 4.52 | |||
| Variance | 20.47 | |||
| Information Ratio | 0.17 | |||
| Jensen Alpha | 0.6631 | |||
| Total Risk Alpha | 0.2371 | |||
| Sortino Ratio | 0.2689 | |||
| Treynor Ratio | 0.4263 | |||
| Maximum Drawdown | 33.86 | |||
| Value At Risk | (4.47) | |||
| Potential Upside | 7.71 | |||
| Downside Variance | 8.19 | |||
| Semi Variance | 5.91 | |||
| Expected Short fall | (3.50) | |||
| Skewness | 2.97 | |||
| Kurtosis | 16.46 |
| Risk Adjusted Performance | 0.1499 | |||
| Market Risk Adjusted Performance | 0.4363 | |||
| Mean Deviation | 2.85 | |||
| Semi Deviation | 2.43 | |||
| Downside Deviation | 2.86 | |||
| Coefficient Of Variation | 513.51 | |||
| Standard Deviation | 4.52 | |||
| Variance | 20.47 | |||
| Information Ratio | 0.17 | |||
| Jensen Alpha | 0.6631 | |||
| Total Risk Alpha | 0.2371 | |||
| Sortino Ratio | 0.2689 | |||
| Treynor Ratio | 0.4263 | |||
| Maximum Drawdown | 33.86 | |||
| Value At Risk | (4.47) | |||
| Potential Upside | 7.71 | |||
| Downside Variance | 8.19 | |||
| Semi Variance | 5.91 | |||
| Expected Short fall | (3.50) | |||
| Skewness | 2.97 | |||
| Kurtosis | 16.46 |
Consider Paymentus Holdings' intraday indicators
Paymentus Holdings intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Paymentus Holdings stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 0.0012 | |||
| Daily Balance Of Power | (15.25) | |||
| Rate Of Daily Change | 0.98 | |||
| Day Median Price | 34.37 | |||
| Day Typical Price | 34.36 | |||
| Market Facilitation Index | 0.04 | |||
| Price Action Indicator | (0.32) | |||
| Period Momentum Indicator | (0.61) |
Paymentus Holdings Corporate Filings
13A | 10th of December 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
F4 | 6th of December 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F3 | 4th of December 2024 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
| 2nd of December 2024 Other Reports | ViewVerify |
Paymentus Stock media impact
Far too much social signal, news, headlines, and media speculation about Paymentus Holdings that are available to investors today. That information is available publicly through Paymentus media outlets and privately through word of mouth or via Paymentus internal channels. However, regardless of the origin, that massive amount of Paymentus data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Paymentus Holdings news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Paymentus Holdings relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Paymentus Holdings' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Paymentus Holdings alpha.
Paymentus Holdings Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Paymentus Holdings can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Paymentus Holdings Historical Investor Sentiment
Investor biases related to Paymentus Holdings' public news can be used to forecast risks associated with an investment in Paymentus. The trend in average sentiment can be used to explain how an investor holding Paymentus can time the market purely based on public headlines and social activities around Paymentus Holdings. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Paymentus Holdings' market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Paymentus Holdings and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Paymentus Holdings news discussions. The higher the estimate score, the more favorable the investor's outlook on Paymentus Holdings.
Paymentus Holdings Corporate Management
| Gerasimos Portocalis | Chief Commercial Officer | Profile | |
| Paul Seamon | VP Strategy | Profile | |
| Andrew Gerber | G Sec | Profile | |
| Adam Malinowski | Independent Director | Profile | |
| Jason Klein | Independent Director | Profile |
Additional Tools for Paymentus Stock Analysis
When running Paymentus Holdings' price analysis, check to measure Paymentus Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Paymentus Holdings is operating at the current time. Most of Paymentus Holdings' value examination focuses on studying past and present price action to predict the probability of Paymentus Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Paymentus Holdings' price. Additionally, you may evaluate how the addition of Paymentus Holdings to your portfolios can decrease your overall portfolio volatility.