Is PagSeguro Digital Stock a Good Investment?
PagSeguro Digital Investment Advice | PAGS |
- Examine PagSeguro Digital's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research PagSeguro Digital's leadership team and their track record. Good management can help PagSeguro Digital navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Data Processing & Outsourced Services space and any emerging trends that could impact PagSeguro Digital's business and its evolving consumer preferences.
- Compare PagSeguro Digital's performance and market position to its competitors. Analyze how PagSeguro Digital is positioned in terms of product offerings, innovation, and market share.
- Check if PagSeguro Digital pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about PagSeguro Digital's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in PagSeguro Digital stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if PagSeguro Digital is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Good | Details | |
Volatility | Somewhat reliable | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Examine PagSeguro Digital Stock
Researching PagSeguro Digital's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 83.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.97. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. PagSeguro Digital had not issued any dividends in recent years.
To determine if PagSeguro Digital is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding PagSeguro Digital's research are outlined below:
| PagSeguro Digital had very high historical volatility over the last 90 days | |
| PagSeguro Digital currently holds about 1.19 B in cash with (3.42 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 3.64. | |
| PagSeguro Digital has a poor financial position based on the latest SEC disclosures | |
| Over 83.0% of the company shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: Why PagSeguro Digital Ltd. Went Up On Wednesday |
PagSeguro Digital Quarterly Cost Of Revenue |
|
PagSeguro Digital uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in PagSeguro Digital. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to PagSeguro Digital's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 7th of March 2024 Upcoming Quarterly Report | View | |
| 23rd of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 7th of March 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact PagSeguro Digital's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises PagSeguro Digital's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2018-11-29 | 2018-09-30 | 0.85 | 0.94 | 0.09 | 10 | ||
2018-05-29 | 2018-03-31 | 0.61 | 0.71 | 0.1 | 16 | ||
2018-03-08 | 2017-12-31 | 0.62 | 0.72 | 0.1 | 16 | ||
2024-02-28 | 2023-12-31 | 1.47 | 1.63 | 0.16 | 10 | ||
2024-11-13 | 2024-09-30 | 0.29 | 1.78 | 1.49 | 513 |
PagSeguro Digital Target Price Consensus
PagSeguro target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. PagSeguro Digital's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 18 | Buy |
Most PagSeguro analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand PagSeguro stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of PagSeguro Digital, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationPagSeguro Digital Target Price Projection
PagSeguro Digital's current and average target prices are 8.26 and 11.70, respectively. The current price of PagSeguro Digital is the price at which PagSeguro Digital is currently trading. On the other hand, PagSeguro Digital's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
PagSeguro Digital Market Quote on 23rd of March 2025
Target Price
Analyst Consensus On PagSeguro Digital Target Price
PagSeguro Digital Analyst Ratings
PagSeguro Digital's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about PagSeguro Digital stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of PagSeguro Digital's financials, market performance, and future outlook by experienced professionals. PagSeguro Digital's historical ratings below, therefore, can serve as a valuable tool for investors.Know PagSeguro Digital's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as PagSeguro Digital is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading PagSeguro Digital backward and forwards among themselves. PagSeguro Digital's institutional investor refers to the entity that pools money to purchase PagSeguro Digital's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 3.3 M | Goldman Sachs Group Inc | 2024-12-31 | 3.1 M | Voloridge Investment Management, Llc | 2024-12-31 | 2.8 M | Geode Capital Management, Llc | 2024-12-31 | 2.7 M | Saba Capital Management, Lp | 2024-12-31 | 1.9 M | Citadel Advisors Llc | 2024-12-31 | 1.8 M | Northern Trust Corp | 2024-12-31 | 1.7 M | Qube Research & Technologies | 2024-12-31 | 1.7 M | Vanguard Group Inc | 2024-12-31 | 1.7 M | Blackrock Inc | 2024-12-31 | 19.5 M | Point72 Asset Management, L.p. | 2024-12-31 | 19.4 M |
PagSeguro Digital's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.51 B.Market Cap |
|
PagSeguro Digital's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.03 | 0.06 | |
| Return On Capital Employed | 0.20 | 0.30 | |
| Return On Assets | 0.03 | 0.03 | |
| Return On Equity | 0.14 | 0.19 |
Determining PagSeguro Digital's profitability involves analyzing its financial statements and using various financial metrics to determine if PagSeguro Digital is a good buy. For example, gross profit margin measures PagSeguro Digital's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of PagSeguro Digital's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in PagSeguro Digital's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of PagSeguro Digital. Check PagSeguro Digital's Beneish M Score to see the likelihood of PagSeguro Digital's management manipulating its earnings.
Evaluate PagSeguro Digital's management efficiency
PagSeguro Digital has return on total asset (ROA) of 0.0582 % which means that it generated a profit of $0.0582 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1517 %, meaning that it created $0.1517 on every $100 dollars invested by stockholders. PagSeguro Digital's management efficiency ratios could be used to measure how well PagSeguro Digital manages its routine affairs as well as how well it operates its assets and liabilities. At this time, PagSeguro Digital's Return On Tangible Assets are comparatively stable compared to the past year. Return On Capital Employed is likely to gain to 0.30 in 2025, whereas Return On Assets are likely to drop 0.03 in 2025. At this time, PagSeguro Digital's Debt To Assets are comparatively stable compared to the past year. Asset Turnover is likely to gain to 0.42 in 2025, whereas Intangibles To Total Assets are likely to drop 0.02 in 2025.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 45.91 | 48.20 | |
| Tangible Book Value Per Share | 36.75 | 38.59 | |
| Enterprise Value Over EBITDA | 2.14 | 2.03 | |
| Price Book Value Ratio | 0.84 | 0.80 | |
| Enterprise Value Multiple | 2.14 | 2.03 | |
| Price Fair Value | 0.84 | 0.80 | |
| Enterprise Value | 16.1 B | 29.6 B |
At PagSeguro Digital, effective management practices are pivotal to sustaining long-term profitability. We delve into financial metrics and market conditions to provide a comprehensive analysis of the stock's prospects.
Beta 2.044 |
Basic technical analysis of PagSeguro Stock
As of the 23rd of March, PagSeguro Digital holds the Coefficient Of Variation of 1118.66, risk adjusted performance of 0.0866, and Semi Deviation of 2.98. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of PagSeguro Digital, as well as the relationship between them. Please check PagSeguro Digital downside deviation, jensen alpha, as well as the relationship between the Jensen Alpha and downside variance to decide if PagSeguro Digital is priced some-what accurately, providing market reflects its current price of 8.26 per share. Given that PagSeguro Digital has jensen alpha of 0.3631, we recommend you to check out PagSeguro Digital's recent market performance to make sure the company can sustain itself at a future point.PagSeguro Digital's Outstanding Corporate Bonds
PagSeguro Digital issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. PagSeguro Digital uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most PagSeguro bonds can be classified according to their maturity, which is the date when PagSeguro Digital has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand PagSeguro Digital's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing PagSeguro Digital's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0866 | |||
| Market Risk Adjusted Performance | 0.2465 | |||
| Mean Deviation | 2.5 | |||
| Semi Deviation | 2.98 | |||
| Downside Deviation | 3.19 | |||
| Coefficient Of Variation | 1118.66 | |||
| Standard Deviation | 3.27 | |||
| Variance | 10.72 | |||
| Information Ratio | 0.1069 | |||
| Jensen Alpha | 0.3631 | |||
| Total Risk Alpha | 0.5313 | |||
| Sortino Ratio | 0.1098 | |||
| Treynor Ratio | 0.2365 | |||
| Maximum Drawdown | 13.53 | |||
| Value At Risk | (4.57) | |||
| Potential Upside | 6.53 | |||
| Downside Variance | 10.17 | |||
| Semi Variance | 8.85 | |||
| Expected Short fall | (2.52) | |||
| Skewness | 0.3028 | |||
| Kurtosis | 0.3723 |
| Risk Adjusted Performance | 0.0866 | |||
| Market Risk Adjusted Performance | 0.2465 | |||
| Mean Deviation | 2.5 | |||
| Semi Deviation | 2.98 | |||
| Downside Deviation | 3.19 | |||
| Coefficient Of Variation | 1118.66 | |||
| Standard Deviation | 3.27 | |||
| Variance | 10.72 | |||
| Information Ratio | 0.1069 | |||
| Jensen Alpha | 0.3631 | |||
| Total Risk Alpha | 0.5313 | |||
| Sortino Ratio | 0.1098 | |||
| Treynor Ratio | 0.2365 | |||
| Maximum Drawdown | 13.53 | |||
| Value At Risk | (4.57) | |||
| Potential Upside | 6.53 | |||
| Downside Variance | 10.17 | |||
| Semi Variance | 8.85 | |||
| Expected Short fall | (2.52) | |||
| Skewness | 0.3028 | |||
| Kurtosis | 0.3723 |
Consider PagSeguro Digital's intraday indicators
PagSeguro Digital intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of PagSeguro Digital stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
PagSeguro Digital Corporate Filings
6K | 20th of February 2025 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
| 14th of February 2025 Other Reports | ViewVerify | |
13A | 14th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
13A | 8th of November 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
PagSeguro Stock media impact
Far too much social signal, news, headlines, and media speculation about PagSeguro Digital that are available to investors today. That information is available publicly through PagSeguro media outlets and privately through word of mouth or via PagSeguro internal channels. However, regardless of the origin, that massive amount of PagSeguro data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of PagSeguro Digital news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of PagSeguro Digital relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to PagSeguro Digital's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive PagSeguro Digital alpha.
PagSeguro Digital Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards PagSeguro Digital can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
PagSeguro Digital Historical Investor Sentiment
Investor biases related to PagSeguro Digital's public news can be used to forecast risks associated with an investment in PagSeguro. The trend in average sentiment can be used to explain how an investor holding PagSeguro can time the market purely based on public headlines and social activities around PagSeguro Digital. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
PagSeguro Digital's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for PagSeguro Digital and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average PagSeguro Digital news discussions. The higher the estimate score, the more favorable the investor's outlook on PagSeguro Digital.
PagSeguro Digital Maximum Pain Price Across May 16th 2025 Option Contracts
PagSeguro Digital's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of PagSeguro Digital close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of PagSeguro Digital's options.
PagSeguro Digital Corporate Management
| Richardo Silva | Executive Officer, Director | Profile | |
| Luis Frias | Chairman of the Board, Principal Executive Officer | Profile | |
| ric Oliveira | Head Relations | Profile | |
| Maria Brito | Director | Profile | |
| Alexandre Magnani | Chief Officer | Profile | |
| Cleveland Teixeira | Independent Director | Profile |
Additional Tools for PagSeguro Stock Analysis
When running PagSeguro Digital's price analysis, check to measure PagSeguro Digital's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PagSeguro Digital is operating at the current time. Most of PagSeguro Digital's value examination focuses on studying past and present price action to predict the probability of PagSeguro Digital's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PagSeguro Digital's price. Additionally, you may evaluate how the addition of PagSeguro Digital to your portfolios can decrease your overall portfolio volatility.