Is MetroCity Bankshares Stock a Good Investment?
MetroCity Bankshares Investment Advice | MCBS |
- Examine MetroCity Bankshares' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research MetroCity Bankshares' leadership team and their track record. Good management can help MetroCity Bankshares navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact MetroCity Bankshares' business and its evolving consumer preferences.
- Compare MetroCity Bankshares' performance and market position to its competitors. Analyze how MetroCity Bankshares is positioned in terms of product offerings, innovation, and market share.
- Check if MetroCity Bankshares pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about MetroCity Bankshares' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in MetroCity Bankshares stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if MetroCity Bankshares is a good investment.
Sell | Buy |
Sell
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine MetroCity Bankshares Stock
Researching MetroCity Bankshares' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 26.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.64. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. MetroCity Bankshares last dividend was issued on the 29th of January 2025. The entity had 2:1 split on the 3rd of September 2019.
To determine if MetroCity Bankshares is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding MetroCity Bankshares' research are outlined below:
| MetroCity Bankshares generated a negative expected return over the last 90 days | |
| MetroCity Bankshares has a poor financial position based on the latest SEC disclosures | |
| About 26.0% of the company outstanding shares are owned by corporate insiders | |
| On 7th of February 2025 MetroCity Bankshares paid $ 0.23 per share dividend to its current shareholders |
MetroCity Bankshares uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in MetroCity Bankshares. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to MetroCity Bankshares' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 19th of April 2024 Upcoming Quarterly Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View |
MetroCity Bankshares' market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 690.96 M.MetroCity Bankshares' profitablity analysis
The company has Profit Margin (PM) of 0.46 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.6 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.6.Determining MetroCity Bankshares' profitability involves analyzing its financial statements and using various financial metrics to determine if MetroCity Bankshares is a good buy. For example, gross profit margin measures MetroCity Bankshares' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of MetroCity Bankshares' profitability and make more informed investment decisions.
Please note, the imprecision that can be found in MetroCity Bankshares' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of MetroCity Bankshares. Check MetroCity Bankshares' Beneish M Score to see the likelihood of MetroCity Bankshares' management manipulating its earnings.
Basic technical analysis of MetroCity Stock
As of the 24th of March, MetroCity Bankshares secures the Standard Deviation of 1.66, risk adjusted performance of (0.12), and Mean Deviation of 1.32. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of MetroCity Bankshares, as well as the relationship between them. Please verify MetroCity Bankshares risk adjusted performance, variance, as well as the relationship between the Variance and potential upside to decide if MetroCity Bankshares is priced some-what accurately, providing market reflects its recent price of 27.87 per share. Given that MetroCity Bankshares has information ratio of (0.12), we recommend you to check MetroCity Bankshares's last-minute market performance to make sure the company can sustain itself at a future point.MetroCity Bankshares' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific MetroCity Bankshares insiders, such as employees or executives, is commonly permitted as long as it does not rely on MetroCity Bankshares' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases MetroCity Bankshares insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
MetroCity Bankshares' Outstanding Corporate Bonds
MetroCity Bankshares issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. MetroCity Bankshares uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most MetroCity bonds can be classified according to their maturity, which is the date when MetroCity Bankshares has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Understand MetroCity Bankshares' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing MetroCity Bankshares' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.12) | |||
| Market Risk Adjusted Performance | 1.31 | |||
| Mean Deviation | 1.32 | |||
| Coefficient Of Variation | (725.32) | |||
| Standard Deviation | 1.66 | |||
| Variance | 2.76 | |||
| Information Ratio | (0.12) | |||
| Jensen Alpha | (0.25) | |||
| Total Risk Alpha | (0.17) | |||
| Treynor Ratio | 1.3 | |||
| Maximum Drawdown | 6.71 | |||
| Value At Risk | (3.14) | |||
| Potential Upside | 2.39 | |||
| Skewness | (0.22) | |||
| Kurtosis | 0.1758 |
| Risk Adjusted Performance | (0.12) | |||
| Market Risk Adjusted Performance | 1.31 | |||
| Mean Deviation | 1.32 | |||
| Coefficient Of Variation | (725.32) | |||
| Standard Deviation | 1.66 | |||
| Variance | 2.76 | |||
| Information Ratio | (0.12) | |||
| Jensen Alpha | (0.25) | |||
| Total Risk Alpha | (0.17) | |||
| Treynor Ratio | 1.3 | |||
| Maximum Drawdown | 6.71 | |||
| Value At Risk | (3.14) | |||
| Potential Upside | 2.39 | |||
| Skewness | (0.22) | |||
| Kurtosis | 0.1758 |
Consider MetroCity Bankshares' intraday indicators
MetroCity Bankshares intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of MetroCity Bankshares stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 334.89 | |||
| Daily Balance Of Power | 1.810811 | |||
| Rate Of Daily Change | 1.02 | |||
| Day Median Price | 27.76 | |||
| Day Typical Price | 27.79 | |||
| Price Action Indicator | 0.45 | |||
| Period Momentum Indicator | 0.67 |
MetroCity Stock media impact
Far too much social signal, news, headlines, and media speculation about MetroCity Bankshares that are available to investors today. That information is available publicly through MetroCity media outlets and privately through word of mouth or via MetroCity internal channels. However, regardless of the origin, that massive amount of MetroCity data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of MetroCity Bankshares news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of MetroCity Bankshares relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to MetroCity Bankshares' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive MetroCity Bankshares alpha.
Additional Tools for MetroCity Stock Analysis
When running MetroCity Bankshares' price analysis, check to measure MetroCity Bankshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy MetroCity Bankshares is operating at the current time. Most of MetroCity Bankshares' value examination focuses on studying past and present price action to predict the probability of MetroCity Bankshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move MetroCity Bankshares' price. Additionally, you may evaluate how the addition of MetroCity Bankshares to your portfolios can decrease your overall portfolio volatility.