Is IF Bancorp Stock a Good Investment?
IF Bancorp Investment Advice | IROQ |
- Examine IF Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research IF Bancorp's leadership team and their track record. Good management can help IF Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact IF Bancorp's business and its evolving consumer preferences.
- Compare IF Bancorp's performance and market position to its competitors. Analyze how IF Bancorp is positioned in terms of product offerings, innovation, and market share.
- Check if IF Bancorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about IF Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in IF Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if IF Bancorp is a good investment.
Sell | Buy |
Hold
Market Performance | Good | Details | |
Volatility | Very steady | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Examine IF Bancorp Stock
Researching IF Bancorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 37.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.93. Some equities with similar Price to Book (P/B) outperform the market in the long run. IF Bancorp last dividend was issued on the 27th of September 2024.
To determine if IF Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding IF Bancorp's research are outlined below:
| About 37.0% of the company shares are held by company insiders |
IF Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in IF Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to IF Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 26th of January 2024 Upcoming Quarterly Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View |
IF Bancorp's market capitalization trends
The company currently falls under 'Micro-Cap' category with a current market capitalization of 73.55 M.IF Bancorp's profitablity analysis
The company has Profit Margin (PM) of 0.09 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.15 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.15.Determining IF Bancorp's profitability involves analyzing its financial statements and using various financial metrics to determine if IF Bancorp is a good buy. For example, gross profit margin measures IF Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of IF Bancorp's profitability and make more informed investment decisions.
Basic technical analysis of IROQ Stock
As of the 19th of December, IF Bancorp owns the Market Risk Adjusted Performance of 2.16, semi deviation of 1.8, and Standard Deviation of 2.27. IF Bancorp technical analysis makes it possible for you to employ past data patterns with the intention to determine a pattern that calculates the direction of the firm's future prices.IF Bancorp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific IF Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on IF Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases IF Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Thomas Chamberlain over a month ago Acquisition by Thomas Chamberlain of 156 shares of IF Bancorp at 21.0 subject to Rule 16b-3 | ||
Thomas Chamberlain over a month ago Disposition of 5000 shares by Thomas Chamberlain of IF Bancorp at 16.63 subject to Rule 16b-3 | ||
Thomas Chamberlain over three months ago Disposition of 5000 shares by Thomas Chamberlain of IF Bancorp at 16.63 subject to Rule 16b-3 | ||
Thomas Chamberlain over six months ago Acquisition by Thomas Chamberlain of 200 shares of IF Bancorp at 15.35 subject to Rule 16b-3 | ||
Thomas Chamberlain over six months ago Acquisition by Thomas Chamberlain of 200 shares of IF Bancorp at 15.05 subject to Rule 16b-3 |
IF Bancorp's Outstanding Corporate Bonds
IF Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. IF Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most IROQ bonds can be classified according to their maturity, which is the date when IF Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View |
Understand IF Bancorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing IF Bancorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1458 | |||
| Market Risk Adjusted Performance | 2.16 | |||
| Mean Deviation | 1.44 | |||
| Semi Deviation | 1.8 | |||
| Downside Deviation | 2.59 | |||
| Coefficient Of Variation | 570.23 | |||
| Standard Deviation | 2.27 | |||
| Variance | 5.16 | |||
| Information Ratio | 0.1607 | |||
| Jensen Alpha | 0.3841 | |||
| Total Risk Alpha | 0.3214 | |||
| Sortino Ratio | 0.1411 | |||
| Treynor Ratio | 2.15 | |||
| Maximum Drawdown | 13.04 | |||
| Value At Risk | (3.21) | |||
| Potential Upside | 3.61 | |||
| Downside Variance | 6.69 | |||
| Semi Variance | 3.23 | |||
| Expected Short fall | (1.67) | |||
| Skewness | 0.0684 | |||
| Kurtosis | 4.15 |
| Risk Adjusted Performance | 0.1458 | |||
| Market Risk Adjusted Performance | 2.16 | |||
| Mean Deviation | 1.44 | |||
| Semi Deviation | 1.8 | |||
| Downside Deviation | 2.59 | |||
| Coefficient Of Variation | 570.23 | |||
| Standard Deviation | 2.27 | |||
| Variance | 5.16 | |||
| Information Ratio | 0.1607 | |||
| Jensen Alpha | 0.3841 | |||
| Total Risk Alpha | 0.3214 | |||
| Sortino Ratio | 0.1411 | |||
| Treynor Ratio | 2.15 | |||
| Maximum Drawdown | 13.04 | |||
| Value At Risk | (3.21) | |||
| Potential Upside | 3.61 | |||
| Downside Variance | 6.69 | |||
| Semi Variance | 3.23 | |||
| Expected Short fall | (1.67) | |||
| Skewness | 0.0684 | |||
| Kurtosis | 4.15 |
Consider IF Bancorp's intraday indicators
IF Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of IF Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 152.6 | |||
| Daily Balance Of Power | (0.55) | |||
| Rate Of Daily Change | 0.97 | |||
| Day Median Price | 22.74 | |||
| Day Typical Price | 22.51 | |||
| Market Facilitation Index | 6.0E-4 | |||
| Price Action Indicator | (1.10) | |||
| Period Momentum Indicator | (0.78) |
IROQ Stock media impact
Far too much social signal, news, headlines, and media speculation about IF Bancorp that are available to investors today. That information is available publicly through IROQ media outlets and privately through word of mouth or via IROQ internal channels. However, regardless of the origin, that massive amount of IROQ data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of IF Bancorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of IF Bancorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to IF Bancorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive IF Bancorp alpha.
IF Bancorp Corporate Executives
Elected by the shareholders, the IF Bancorp's board of directors comprises two types of representatives: IF Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of IROQ. The board's role is to monitor IF Bancorp's management team and ensure that shareholders' interests are well served. IF Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, IF Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Linda Hamilton | COO, Executive VP, COO of Iroquois Federal and Executive VP of Iroquois Federal | Profile |
Additional Tools for IROQ Stock Analysis
When running IF Bancorp's price analysis, check to measure IF Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy IF Bancorp is operating at the current time. Most of IF Bancorp's value examination focuses on studying past and present price action to predict the probability of IF Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move IF Bancorp's price. Additionally, you may evaluate how the addition of IF Bancorp to your portfolios can decrease your overall portfolio volatility.