Is Green Dot Stock a Good Investment?
Green Dot Investment Advice | GDOT |
- Examine Green Dot's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Green Dot's leadership team and their track record. Good management can help Green Dot navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Banking space and any emerging trends that could impact Green Dot's business and its evolving consumer preferences.
- Compare Green Dot's performance and market position to its competitors. Analyze how Green Dot is positioned in terms of product offerings, innovation, and market share.
- Check if Green Dot pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Green Dot's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Green Dot stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Green Dot is a good investment.
Sell | Buy |
Strong Sell
Market Performance | Very Weak | Details | |
Volatility | Slightly risky | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Moves slightly opposite to the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Not Available | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine Green Dot Stock
Researching Green Dot's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 99.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 0.46. Some equities with similar Price to Book (P/B) outperform the market in the long run. Green Dot has Price/Earnings To Growth (PEG) ratio of 1.49. The entity recorded a loss per share of 0.5. The firm had not issued any dividends in recent years.
To determine if Green Dot is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Green Dot's research are outlined below:
| Green Dot generated a negative expected return over the last 90 days | |
| Green Dot has high historical volatility and very poor performance | |
| The company reported the previous year's revenue of 1.72 B. Net Loss for the year was (26.7 M) with profit before overhead, payroll, taxes, and interest of 1.72 B. | |
| Over 99.0% of the company shares are owned by institutional investors |
Green Dot uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Green Dot. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Green Dot's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 22nd of February 2024 Upcoming Quarterly Report | View | |
| 2nd of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 22nd of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Green Dot's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 395.88 M.Green Dot's profitablity analysis
The company has Profit Margin (PM) of (0.02) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of (0.05) %, which suggests for every $100 dollars of sales, it generated a net operating loss of $0.05.Determining Green Dot's profitability involves analyzing its financial statements and using various financial metrics to determine if Green Dot is a good buy. For example, gross profit margin measures Green Dot's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Green Dot's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Green Dot's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Green Dot. Check Green Dot's Beneish M Score to see the likelihood of Green Dot's management manipulating its earnings.
Basic technical analysis of Green Stock
As of the 20th of March, Green Dot retains the Standard Deviation of 3.74, market risk adjusted performance of 0.7292, and Risk Adjusted Performance of (0.11). Green Dot technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.Green Dot's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Green Dot insiders, such as employees or executives, is commonly permitted as long as it does not rely on Green Dot's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Green Dot insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Green Dot's Outstanding Corporate Bonds
Green Dot issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Green Dot uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Green bonds can be classified according to their maturity, which is the date when Green Dot has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Understand Green Dot's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Green Dot's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.11) | |||
| Market Risk Adjusted Performance | 0.7292 | |||
| Mean Deviation | 2.48 | |||
| Coefficient Of Variation | (741.44) | |||
| Standard Deviation | 3.74 | |||
| Variance | 13.96 | |||
| Information Ratio | (0.12) | |||
| Jensen Alpha | (0.57) | |||
| Total Risk Alpha | (0.20) | |||
| Treynor Ratio | 0.7192 | |||
| Maximum Drawdown | 20.44 | |||
| Value At Risk | (5.87) | |||
| Potential Upside | 3.8 | |||
| Skewness | 0.9542 | |||
| Kurtosis | 7.58 |
| Risk Adjusted Performance | (0.11) | |||
| Market Risk Adjusted Performance | 0.7292 | |||
| Mean Deviation | 2.48 | |||
| Coefficient Of Variation | (741.44) | |||
| Standard Deviation | 3.74 | |||
| Variance | 13.96 | |||
| Information Ratio | (0.12) | |||
| Jensen Alpha | (0.57) | |||
| Total Risk Alpha | (0.20) | |||
| Treynor Ratio | 0.7192 | |||
| Maximum Drawdown | 20.44 | |||
| Value At Risk | (5.87) | |||
| Potential Upside | 3.8 | |||
| Skewness | 0.9542 | |||
| Kurtosis | 7.58 |
Consider Green Dot's intraday indicators
Green Dot intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Green Dot stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Green Dot time-series forecasting models is one of many Green Dot's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Green Dot's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.
Green Stock media impact
Far too much social signal, news, headlines, and media speculation about Green Dot that are available to investors today. That information is available publicly through Green media outlets and privately through word of mouth or via Green internal channels. However, regardless of the origin, that massive amount of Green data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Green Dot news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Green Dot relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Green Dot's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Green Dot alpha.
Green Dot Corporate Directors
| Kenneth Aldrich | Lead Independent Director | Profile | |
| Rajeev Date | Independent Director | Profile | |
| Glinda Hodges | Independent Director | Profile | |
| Saturnino Fanlo | Independent Director | Profile |
Additional Tools for Green Stock Analysis
When running Green Dot's price analysis, check to measure Green Dot's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Green Dot is operating at the current time. Most of Green Dot's value examination focuses on studying past and present price action to predict the probability of Green Dot's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Green Dot's price. Additionally, you may evaluate how the addition of Green Dot to your portfolios can decrease your overall portfolio volatility.