Is Alkami Technology Stock a Good Investment?
Alkami Technology Investment Advice | ALKT |
- Examine Alkami Technology's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Alkami Technology's leadership team and their track record. Good management can help Alkami Technology navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Application Software space and any emerging trends that could impact Alkami Technology's business and its evolving consumer preferences.
- Compare Alkami Technology's performance and market position to its competitors. Analyze how Alkami Technology is positioned in terms of product offerings, innovation, and market share.
- Check if Alkami Technology pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Alkami Technology's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Alkami Technology stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Alkami Technology is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Alkami Technology Stock
Researching Alkami Technology's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 25.0% of the company shares are held by company insiders. The company recorded a loss per share of 0.41. Alkami Technology had not issued any dividends in recent years.
To determine if Alkami Technology is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Alkami Technology's research are outlined below:
| Alkami Technology generated a negative expected return over the last 90 days | |
| The company reported the previous year's revenue of 333.85 M. Net Loss for the year was (40.84 M) with profit before overhead, payroll, taxes, and interest of 196.63 M. | |
| Alkami Technology has a poor financial position based on the latest SEC disclosures | |
| About 72.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from finance.yahoo.com: Alkami Customers Including Gate City Bank Strengthen Fraud Prevention with BioCatch |
Alkami Technology Quarterly Accounts Payable |
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Alkami Technology uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Alkami Technology. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Alkami Technology's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 22nd of February 2024 Upcoming Quarterly Report | View | |
| 1st of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 22nd of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Alkami Technology's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Alkami Technology's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2022-11-03 | 2022-09-30 | -0.07 | -0.06 | 0.01 | 14 | ||
2022-08-03 | 2022-06-30 | -0.08 | -0.07 | 0.01 | 12 | ||
2022-05-05 | 2022-03-31 | -0.06 | -0.05 | 0.01 | 16 | ||
2022-02-23 | 2021-12-31 | -0.07 | -0.06 | 0.01 | 14 | ||
2024-10-30 | 2024-09-30 | 0.06 | 0.08 | 0.02 | 33 | ||
2024-07-31 | 2024-06-30 | 0.03 | 0.05 | 0.02 | 66 | ||
2023-08-02 | 2023-06-30 | -0.05 | -0.03 | 0.02 | 40 | ||
2023-02-23 | 2022-12-31 | -0.07 | -0.05 | 0.02 | 28 |
Know Alkami Technology's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Alkami Technology is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Alkami Technology backward and forwards among themselves. Alkami Technology's institutional investor refers to the entity that pools money to purchase Alkami Technology's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Fmr Inc | 2024-12-31 | 1.5 M | Amvescap Plc. | 2024-12-31 | 1.5 M | Jpmorgan Chase & Co | 2024-12-31 | 1.4 M | Geode Capital Management, Llc | 2024-12-31 | 1.4 M | State Street Corp | 2024-12-31 | 1.4 M | Arrowstreet Capital Limited Partnership | 2024-12-31 | 1.4 M | Ameriprise Financial Inc | 2024-12-31 | 1.2 M | Massachusetts Financial Services Company | 2024-12-31 | 1.2 M | Dimensional Fund Advisors, Inc. | 2024-12-31 | 1.2 M | General Atlantic Llc | 2024-12-31 | 9.6 M | Vanguard Group Inc | 2024-12-31 | 7.4 M |
Alkami Technology's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.71 B.Market Cap |
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Alkami Technology's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.16) | (0.16) | |
| Return On Capital Employed | (0.11) | (0.12) | |
| Return On Assets | (0.09) | (0.10) | |
| Return On Equity | (0.11) | (0.12) |
Determining Alkami Technology's profitability involves analyzing its financial statements and using various financial metrics to determine if Alkami Technology is a good buy. For example, gross profit margin measures Alkami Technology's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Alkami Technology's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Alkami Technology's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Alkami Technology. Check Alkami Technology's Beneish M Score to see the likelihood of Alkami Technology's management manipulating its earnings.
Evaluate Alkami Technology's management efficiency
Alkami Technology has return on total asset (ROA) of (0.0664) % which means that it has lost $0.0664 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.1198) %, meaning that it created substantial loss on money invested by shareholders. Alkami Technology's management efficiency ratios could be used to measure how well Alkami Technology manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to drop to -0.16 in 2025. Return On Capital Employed is likely to drop to -0.12 in 2025. Non Current Liabilities Total is likely to gain to about 57 M in 2025, whereas Total Current Liabilities is likely to drop slightly above 36.4 M in 2025.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 3.61 | 2.25 | |
| Tangible Book Value Per Share | 1.82 | 1.34 | |
| Enterprise Value Over EBITDA | (120.15) | (126.16) | |
| Price Book Value Ratio | 10.16 | 9.65 | |
| Enterprise Value Multiple | (120.15) | (126.16) | |
| Price Fair Value | 10.16 | 9.65 | |
| Enterprise Value | 3.6 B | 3.7 B |
Understanding the management dynamics of Alkami Technology allows us to gauge its ability to sustain growth and profitability. This comprehensive analysis aids in determining the stock's value.
Beta 0.491 |
Basic technical analysis of Alkami Stock
As of the 23rd of March, Alkami Technology shows the Mean Deviation of 2.0, standard deviation of 2.73, and Risk Adjusted Performance of (0.18). Alkami Technology technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.Alkami Technology's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Alkami Technology insiders, such as employees or executives, is commonly permitted as long as it does not rely on Alkami Technology's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Alkami Technology insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Alkami Technology's Outstanding Corporate Bonds
Alkami Technology issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Alkami Technology uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Alkami bonds can be classified according to their maturity, which is the date when Alkami Technology has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand Alkami Technology's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Alkami Technology's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.18) | |||
| Market Risk Adjusted Performance | (0.36) | |||
| Mean Deviation | 2.0 | |||
| Coefficient Of Variation | (482.60) | |||
| Standard Deviation | 2.73 | |||
| Variance | 7.47 | |||
| Information Ratio | (0.19) | |||
| Jensen Alpha | (0.47) | |||
| Total Risk Alpha | (0.37) | |||
| Treynor Ratio | (0.37) | |||
| Maximum Drawdown | 19.06 | |||
| Value At Risk | (4.37) | |||
| Potential Upside | 2.55 | |||
| Skewness | (1.24) | |||
| Kurtosis | 4.91 |
| Risk Adjusted Performance | (0.18) | |||
| Market Risk Adjusted Performance | (0.36) | |||
| Mean Deviation | 2.0 | |||
| Coefficient Of Variation | (482.60) | |||
| Standard Deviation | 2.73 | |||
| Variance | 7.47 | |||
| Information Ratio | (0.19) | |||
| Jensen Alpha | (0.47) | |||
| Total Risk Alpha | (0.37) | |||
| Treynor Ratio | (0.37) | |||
| Maximum Drawdown | 19.06 | |||
| Value At Risk | (4.37) | |||
| Potential Upside | 2.55 | |||
| Skewness | (1.24) | |||
| Kurtosis | 4.91 |
Consider Alkami Technology's intraday indicators
Alkami Technology intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Alkami Technology stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Alkami Technology Corporate Filings
8K | 17th of March 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 11th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 28th of February 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
| 10th of February 2025 Other Reports | ViewVerify |
Alkami Stock media impact
Far too much social signal, news, headlines, and media speculation about Alkami Technology that are available to investors today. That information is available publicly through Alkami media outlets and privately through word of mouth or via Alkami internal channels. However, regardless of the origin, that massive amount of Alkami data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Alkami Technology news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Alkami Technology relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Alkami Technology's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Alkami Technology alpha.
Alkami Technology Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Alkami Technology can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Alkami Technology Historical Investor Sentiment
Investor biases related to Alkami Technology's public news can be used to forecast risks associated with an investment in Alkami. The trend in average sentiment can be used to explain how an investor holding Alkami can time the market purely based on public headlines and social activities around Alkami Technology. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Alkami Technology's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Alkami Technology and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Alkami Technology news discussions. The higher the estimate score, the more favorable the investor's outlook on Alkami Technology.
Alkami Technology Corporate Management
| Prerna Sachdeva | Chief Officer | Profile | |
| Stephen Bohanon | Chief CoFounder | Profile | |
| Douglas Linebarger | Chief Secretary | Profile | |
| Bryan Hill | CFO Treasurer | Profile | |
| Jeff Johnson | Director Devel | Profile | |
| Gagan Kanjlia | Chief Officer | Profile | |
| Douglas JD | Chief Secretary | Profile |
Already Invested in Alkami Technology?
The danger of trading Alkami Technology is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Alkami Technology is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Alkami Technology. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Alkami Technology is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
Additional Tools for Alkami Stock Analysis
When running Alkami Technology's price analysis, check to measure Alkami Technology's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Alkami Technology is operating at the current time. Most of Alkami Technology's value examination focuses on studying past and present price action to predict the probability of Alkami Technology's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Alkami Technology's price. Additionally, you may evaluate how the addition of Alkami Technology to your portfolios can decrease your overall portfolio volatility.