QCR Income Before Tax vs Net Income Analysis

QCRH Stock  USD 88.67  0.20  0.23%   
QCR Holdings financial indicator trend analysis is much more than just breaking down QCR Holdings prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether QCR Holdings is a good investment. Please check the relationship between QCR Holdings Income Before Tax and its Net Income accounts. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in QCR Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
For more detail on how to invest in QCR Stock please use our How to Invest in QCR Holdings guide.

Income Before Tax vs Net Income

Income Before Tax vs Net Income Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of QCR Holdings Income Before Tax account and Net Income. At this time, the significance of the direction appears to have totally related.
The correlation between QCR Holdings' Income Before Tax and Net Income is 1.0. Overlapping area represents the amount of variation of Income Before Tax that can explain the historical movement of Net Income in the same time period over historical financial statements of QCR Holdings, assuming nothing else is changed. The correlation between historical values of QCR Holdings' Income Before Tax and Net Income is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Income Before Tax of QCR Holdings are associated (or correlated) with its Net Income. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Income has no effect on the direction of Income Before Tax i.e., QCR Holdings' Income Before Tax and Net Income go up and down completely randomly.

Correlation Coefficient

1.0
Relationship DirectionPositive 
Relationship StrengthVery Strong

Income Before Tax

Income Before Tax which can also be referred as pre-tax income is reported on QCR Holdings income statement and is an important metric when analyzing QCR Holdings profitability. Accounting techniques because taxes can be complex, and not perfectly consistent from one company to company, an analyst may use pre-tax income as a more stable measure of profitability.

Net Income

Net income is one of the most important fundamental items in finance. It plays a large role in QCR Holdings financial statement analysis. It represents the amount of money remaining after all of QCR Holdings operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.
Most indicators from QCR Holdings' fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into QCR Holdings current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in QCR Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
For more detail on how to invest in QCR Stock please use our How to Invest in QCR Holdings guide.As of now, QCR Holdings' Enterprise Value Multiple is decreasing as compared to previous years. The QCR Holdings' current Enterprise Value is estimated to increase to about 1.7 B, while Tax Provision is projected to decrease to under 12.9 M.
 2021 2022 2023 2024 (projected)
Interest Expense21.9M61.5M192.4M202.0M
Depreciation And Amortization7.4M10.5M11.7M12.2M

QCR Holdings fundamental ratios Correlations

-0.350.990.990.70.980.370.38-0.04-0.420.70.690.980.630.980.87-0.330.730.6-0.37-0.350.931.00.770.18-0.13
-0.35-0.42-0.37-0.06-0.36-0.32-0.260.250.57-0.32-0.19-0.46-0.28-0.37-0.171.0-0.19-0.180.371.0-0.35-0.39-0.14-0.140.37
0.99-0.420.970.630.990.380.39-0.11-0.490.720.680.980.610.980.87-0.40.720.6-0.43-0.420.930.990.750.2-0.21
0.99-0.370.970.740.960.390.36-0.06-0.380.70.70.970.670.970.81-0.360.730.61-0.38-0.380.930.990.750.11-0.16
0.7-0.060.630.740.7-0.13-0.060.01-0.280.170.740.60.650.730.59-0.050.740.67-0.32-0.060.650.660.75-0.230.14
0.98-0.360.990.960.70.230.29-0.16-0.540.630.760.950.640.990.9-0.340.790.68-0.5-0.370.920.980.810.16-0.19
0.37-0.320.380.39-0.130.230.640.270.160.72-0.150.510.060.220.1-0.32-0.11-0.220.28-0.320.440.38-0.120.2-0.16
0.38-0.260.390.36-0.060.290.640.19-0.130.73-0.390.47-0.340.340.32-0.25-0.35-0.490.25-0.260.310.37-0.240.3-0.12
-0.040.25-0.11-0.060.01-0.160.270.190.430.04-0.27-0.07-0.22-0.1-0.070.25-0.24-0.340.880.25-0.12-0.1-0.090.110.89
-0.420.57-0.49-0.38-0.28-0.540.16-0.130.43-0.13-0.38-0.43-0.23-0.52-0.480.56-0.38-0.380.680.58-0.44-0.44-0.39-0.160.34
0.7-0.320.720.70.170.630.720.730.04-0.130.130.770.170.630.56-0.30.170.04-0.08-0.320.650.720.210.29-0.31
0.69-0.190.680.70.740.76-0.15-0.39-0.27-0.380.130.610.890.710.61-0.171.00.99-0.64-0.190.690.70.93-0.07-0.12
0.98-0.460.980.970.60.950.510.47-0.07-0.430.770.610.580.940.81-0.440.640.52-0.36-0.460.930.980.670.21-0.23
0.63-0.280.610.670.650.640.06-0.34-0.22-0.230.170.890.580.610.32-0.280.890.88-0.53-0.280.610.640.78-0.13-0.16
0.98-0.370.980.970.730.990.220.34-0.1-0.520.630.710.940.610.88-0.350.750.63-0.45-0.370.890.980.80.21-0.13
0.87-0.170.870.810.590.90.10.32-0.07-0.480.560.610.810.320.88-0.150.640.53-0.38-0.170.80.860.730.26-0.06
-0.331.0-0.4-0.36-0.05-0.34-0.32-0.250.250.56-0.3-0.17-0.44-0.28-0.35-0.15-0.18-0.170.371.0-0.34-0.37-0.13-0.130.37
0.73-0.190.720.730.740.79-0.11-0.35-0.24-0.380.171.00.640.890.750.64-0.180.98-0.62-0.190.720.740.94-0.04-0.11
0.6-0.180.60.610.670.68-0.22-0.49-0.34-0.380.040.990.520.880.630.53-0.170.98-0.69-0.180.620.620.9-0.09-0.16
-0.370.37-0.43-0.38-0.32-0.50.280.250.880.68-0.08-0.64-0.36-0.53-0.45-0.380.37-0.62-0.690.38-0.43-0.42-0.490.060.74
-0.351.0-0.42-0.38-0.06-0.37-0.32-0.260.250.58-0.32-0.19-0.46-0.28-0.37-0.171.0-0.19-0.180.38-0.36-0.39-0.14-0.140.37
0.93-0.350.930.930.650.920.440.31-0.12-0.440.650.690.930.610.890.8-0.340.720.62-0.43-0.360.930.70.04-0.25
1.0-0.390.990.990.660.980.380.37-0.1-0.440.720.70.980.640.980.86-0.370.740.62-0.42-0.390.930.760.2-0.2
0.77-0.140.750.750.750.81-0.12-0.24-0.09-0.390.210.930.670.780.80.73-0.130.940.9-0.49-0.140.70.760.220.05
0.18-0.140.20.11-0.230.160.20.30.11-0.160.29-0.070.21-0.130.210.26-0.13-0.04-0.090.06-0.140.040.20.220.03
-0.130.37-0.21-0.160.14-0.19-0.16-0.120.890.34-0.31-0.12-0.23-0.16-0.13-0.060.37-0.11-0.160.740.37-0.25-0.20.050.03
Click cells to compare fundamentals

QCR Holdings Account Relationship Matchups

QCR Holdings fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets4.9B5.7B6.1B7.9B8.5B9.0B
Short Long Term Debt Total265.5M406.7M396.2M696.3M716.8M681.0M
Total Stockholder Equity535.4M593.8M677.0M772.7M886.6M930.9M
Property Plant And Equipment Net73.9M72.7M78.5M117.9M123.3M129.4M
Net Debt41.4M23.8M54.2M569.2M514.8M540.5M
Retained Earnings245.8M300.8M386.1M450.1M555.0M582.7M
Cash224.1M147.9M112.8M127.1M97.1M80.8M
Other Assets3.6B4.1B4.6B6.2B160.4M152.4M
Cash And Short Term Investments434.8M509.9M450.6M468.0M396.8M261.3M
Net Receivables87.9M64.3M43.6M30.9M30.2M53.6M
Common Stock Shares Outstanding16.0M16.0M15.9M16.9M16.9M8.5M
Liabilities And Stockholders Equity4.9B5.7B6.1B7.9B8.5B9.0B
Non Current Liabilities Total265.5M171.7M167.0M696.3M7.7B8.0B
Other Stockholder Equity274.8M275.8M273.8M370.7M370.8M389.4M
Total Liab265.5M171.7M167.0M696.3M7.7B8.0B
Property Plant And Equipment Gross73.9M123.9M130.9M180.9M188.2M197.6M
Other Current Liab3.2B4.1B4.5B5.1B5.4B5.6B
Total Current Liabilities3.2B4.2B4.5B5.3B5.4B5.1B
Non Current Assets Total774.9M996.3M972.2M1.2B8.2B8.7B
Non Currrent Assets Other(774.9M)(996.3M)(972.2M)(1.2B)7.0B7.3B
Total Current Assets522.7M574.1M494.3M499.0M132.6M125.9M
Accumulated Other Comprehensive Income(1.1M)1.4M1.6M(64.9M)(56.0M)(53.2M)
Short Term Debt26.8M20.8M19.1M130.2M1.9M1.8M
Other Liab171.1M83.5M100.4M161.0M185.2M194.4M
Accounts Payable3.9B4.6B4.9B6.0B6.9B7.2B
Long Term Debt106.2M386.0M152.0M281.3M716.8M752.6M
Common Stock Total Equity15.8M593.8M15.6M16.8M19.3M35.2M
Short Term Investments210.7M362.0M337.8M341.0M299.7M284.7M
Common Stock15.8M15.8M15.6M16.8M16.7M9.1M
Property Plant Equipment73.9M72.7M78.5M117.9M135.6M142.4M
Inventory(250.0M)(157.0M)(140.2M)(208.4M)(6.4B)(6.0B)
Good Will77.8M74.7M74.1M137.6M139.0M146.0M
Other Current Assets250.0M157.0M140.2M208.4M293.0M584.8M
Intangible Assets15.0M11.4M9.3M16.8M13.8M14.5M
Net Tangible Assets445.6M508.3M593.6M618.4M711.1M357.9M
Retained Earnings Total Equity245.8M300.8M386.1M450.1M517.6M543.5M
Long Term Debt Total106.2M386.0M377.1M482.0M554.3M582.0M
Capital Surpluse274.8M275.8M273.8M370.7M426.3M447.6M
Long Term Investments3.9B4.8B810.2M928.1M1.0B955.3M

Currently Active Assets on Macroaxis

When determining whether QCR Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of QCR Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Qcr Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Qcr Holdings Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in QCR Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
For more detail on how to invest in QCR Stock please use our How to Invest in QCR Holdings guide.
You can also try the Portfolio Analyzer module to portfolio analysis module that provides access to portfolio diagnostics and optimization engine.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of QCR Holdings. If investors know QCR will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about QCR Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.101
Dividend Share
0.24
Earnings Share
6.88
Revenue Per Share
20.352
Quarterly Revenue Growth
0.069
The market value of QCR Holdings is measured differently than its book value, which is the value of QCR that is recorded on the company's balance sheet. Investors also form their own opinion of QCR Holdings' value that differs from its market value or its book value, called intrinsic value, which is QCR Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because QCR Holdings' market value can be influenced by many factors that don't directly affect QCR Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between QCR Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if QCR Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, QCR Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.