OPBK Operating Income vs Income Before Tax Analysis

OPBK Stock

USD 17.43 0.01 0.06%

OP Bancorp financial indicator trend analysis is much more than just breaking down OP Bancorp prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether OP Bancorp is a good investment. Please check the relationship between OP Bancorp Operating Income and its Income Before Tax accounts. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OP Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.

Operating Income vs Income Before Tax

Operating Income vs Income Before Tax Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of OP Bancorp Operating Income account and Income Before Tax. At this time, the significance of the direction appears to have almost identical trend.

The correlation between OP Bancorp's Operating Income and Income Before Tax is 0.98. Overlapping area represents the amount of variation of Operating Income that can explain the historical movement of Income Before Tax in the same time period over historical financial statements of OP Bancorp, assuming nothing else is changed. The correlation between historical values of OP Bancorp's Operating Income and Income Before Tax is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Operating Income of OP Bancorp are associated (or correlated) with its Income Before Tax. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Income Before Tax has no effect on the direction of Operating Income i.e., OP Bancorp's Operating Income and Income Before Tax go up and down completely randomly.

Correlation Coefficient

0.98

Relationship Direction	Positive
Relationship Strength	Very Strong

View All Relationships

Operating Income

Operating Income is the amount of profit realized from OP Bancorp operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of OP Bancorp is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Income Before Tax

Income Before Tax which can also be referred as pre-tax income is reported on OP Bancorp income statement and is an important metric when analyzing OP Bancorp profitability. Accounting techniques because taxes can be complex, and not perfectly consistent from one company to company, an analyst may use pre-tax income as a more stable measure of profitability.

Most indicators from OP Bancorp's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into OP Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OP Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.At this time, OP Bancorp's Sales General And Administrative To Revenue is quite stable compared to the past year. Enterprise Value is expected to rise to about 198.5 M this year, although the value of Selling General Administrative will most likely fall to about 18.4 M.

	2021	2022	2023	2024 (projected)
Gross Profit	77.0M	94.5M	81.2M	46.3M
Total Revenue	77.0M	94.5M	81.2M	46.3M

Gross Profit Total Revenue

OP Bancorp fundamental ratios Correlations

	Total Assets	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Net Receivables	Common Stock Total Equity	Common Stock Shares Outstanding	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Common Stock	Other Current Assets	Short Long Term Debt Total	Short Term Investments	Non Current Liabilities Total	Other Stockholder Equity	Short Term Debt
Total Assets		0.08	0.51	0.89	0.85	-0.12	0.98	0.74	0.76	0.7	0.61	0.31	0.73	0.98	0.74	0.7	1.0	0.92	0.86	0.7	0.54	0.61	0.97	0.64	0.91	0.57
Other Current Liab	0.08		-0.33	0.16	0.19	-0.48	0.04	-0.35	0.19	-0.37	-0.42	0.58	0.49	0.03	0.02	0.09	0.08	-0.16	0.38	0.07	0.2	-0.41	0.13	-0.42	0.18	-0.41
Total Current Liabilities	0.51	-0.33		0.24	0.22	0.53	0.59	0.86	0.13	0.86	0.87	-0.51	-0.05	0.64	0.14	0.07	0.51	0.7	0.14	0.05	0.17	0.77	0.56	0.86	0.28	0.76
Total Stockholder Equity	0.89	0.16	0.24		0.93	-0.41	0.84	0.48	0.89	0.42	0.31	0.55	0.81	0.81	0.9	0.84	0.88	0.73	0.92	0.86	0.55	0.32	0.81	0.35	0.99	0.27
Property Plant And Equipment Net	0.85	0.19	0.22	0.93		-0.4	0.81	0.44	0.85	0.39	0.28	0.54	0.8	0.76	0.79	0.77	0.84	0.76	0.89	0.76	0.64	0.3	0.78	0.32	0.93	0.27
Net Debt	-0.12	-0.48	0.53	-0.41	-0.4		-0.04	0.5	-0.61	0.56	0.65	-0.88	-0.71	0.06	-0.39	-0.42	-0.11	0.17	-0.55	-0.49	-0.28	0.62	-0.03	0.62	-0.36	0.67
Retained Earnings	0.98	0.04	0.59	0.84	0.81	-0.04		0.8	0.7	0.77	0.68	0.2	0.67	0.99	0.65	0.59	0.99	0.94	0.81	0.6	0.62	0.66	0.98	0.7	0.87	0.62
Accounts Payable	0.74	-0.35	0.86	0.48	0.44	0.5	0.8		0.31	0.99	0.97	-0.4	0.11	0.84	0.38	0.29	0.74	0.91	0.32	0.29	0.34	0.94	0.75	0.98	0.52	0.93
Cash	0.76	0.19	0.13	0.89	0.85	-0.61	0.7	0.31		0.27	0.16	0.58	0.84	0.65	0.83	0.77	0.75	0.61	0.89	0.82	0.55	0.21	0.66	0.21	0.87	0.15
Non Current Assets Total	0.7	-0.37	0.86	0.42	0.39	0.56	0.77	0.99	0.27		0.99	-0.46	0.06	0.81	0.31	0.23	0.71	0.88	0.28	0.21	0.31	0.97	0.73	1.0	0.47	0.95
Non Currrent Assets Other	0.61	-0.42	0.87	0.31	0.28	0.65	0.68	0.97	0.16	0.99		-0.56	-0.07	0.73	0.23	0.14	0.61	0.82	0.16	0.13	0.23	0.97	0.64	1.0	0.36	0.97
Other Assets	0.31	0.58	-0.51	0.55	0.54	-0.88	0.2	-0.4	0.58	-0.46	-0.56		0.83	0.14	0.51	0.58	0.3	-0.04	0.69	0.6	0.24	-0.53	0.24	-0.53	0.51	-0.56
Cash And Short Term Investments	0.73	0.49	-0.05	0.81	0.8	-0.71	0.67	0.11	0.84	0.06	-0.07	0.83		0.61	0.67	0.69	0.73	0.45	0.96	0.72	0.52	-0.05	0.7	-0.03	0.79	-0.09
Net Receivables	0.98	0.03	0.64	0.81	0.76	0.06	0.99	0.84	0.65	0.81	0.73	0.14	0.61		0.65	0.6	0.98	0.94	0.76	0.59	0.52	0.72	0.98	0.75	0.84	0.69
Common Stock Total Equity	0.74	0.02	0.14	0.9	0.79	-0.39	0.65	0.38	0.83	0.31	0.23	0.51	0.67	0.65		0.96	0.73	0.61	0.75	0.98	0.21	0.28	0.6	0.27	0.87	0.23
Common Stock Shares Outstanding	0.7	0.09	0.07	0.84	0.77	-0.42	0.59	0.29	0.77	0.23	0.14	0.58	0.69	0.6	0.96		0.7	0.55	0.74	0.97	0.13	0.2	0.57	0.18	0.83	0.16
Total Liab	1.0	0.08	0.51	0.88	0.84	-0.11	0.99	0.74	0.75	0.71	0.61	0.3	0.73	0.98	0.73	0.7		0.92	0.86	0.69	0.54	0.61	0.97	0.64	0.91	0.58
Property Plant And Equipment Gross	0.92	-0.16	0.7	0.73	0.76	0.17	0.94	0.91	0.61	0.88	0.82	-0.04	0.45	0.94	0.61	0.55	0.92		0.63	0.54	0.53	0.82	0.89	0.85	0.77	0.79
Total Current Assets	0.86	0.38	0.14	0.92	0.89	-0.55	0.81	0.32	0.89	0.28	0.16	0.69	0.96	0.76	0.75	0.74	0.86	0.63		0.75	0.59	0.17	0.83	0.19	0.91	0.12
Common Stock	0.7	0.07	0.05	0.86	0.76	-0.49	0.6	0.29	0.82	0.21	0.13	0.6	0.72	0.59	0.98	0.97	0.69	0.54	0.75		0.17	0.18	0.55	0.16	0.83	0.13
Other Current Assets	0.54	0.2	0.17	0.55	0.64	-0.28	0.62	0.34	0.55	0.31	0.23	0.24	0.52	0.52	0.21	0.13	0.54	0.53	0.59	0.17		0.17	0.57	0.26	0.58	0.15
Short Long Term Debt Total	0.61	-0.41	0.77	0.32	0.3	0.62	0.66	0.94	0.21	0.97	0.97	-0.53	-0.05	0.72	0.28	0.2	0.61	0.82	0.17	0.18	0.17		0.62	0.98	0.37	1.0
Short Term Investments	0.97	0.13	0.56	0.81	0.78	-0.03	0.98	0.75	0.66	0.73	0.64	0.24	0.7	0.98	0.6	0.57	0.97	0.89	0.83	0.55	0.57	0.62		0.66	0.83	0.58
Non Current Liabilities Total	0.64	-0.42	0.86	0.35	0.32	0.62	0.7	0.98	0.21	1.0	1.0	-0.53	-0.03	0.75	0.27	0.18	0.64	0.85	0.19	0.16	0.26	0.98	0.66		0.4	0.97
Other Stockholder Equity	0.91	0.18	0.28	0.99	0.93	-0.36	0.87	0.52	0.87	0.47	0.36	0.51	0.79	0.84	0.87	0.83	0.91	0.77	0.91	0.83	0.58	0.37	0.83	0.4		0.33
Short Term Debt	0.57	-0.41	0.76	0.27	0.27	0.67	0.62	0.93	0.15	0.95	0.97	-0.56	-0.09	0.69	0.23	0.16	0.58	0.79	0.12	0.13	0.15	1.0	0.58	0.97	0.33

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OP Bancorp Account Relationship Matchups

OP Bancorp fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	1.2B	1.4B	1.7B	2.1B	2.1B	2.3B
Other Current Liab	(2.7M)	7.4M	(1.1M)	7.4M	(3.3M)	(3.1M)
Total Current Liabilities	2.7M	1.0M	558K	2.8M	9.3M	9.8M
Total Stockholder Equity	140.6M	143.4M	165.2M	176.9M	192.6M	106.3M
Property Plant And Equipment Net	13.5M	11.3M	13.3M	13.5M	13.7M	8.0M
Net Debt	(75.9M)	(93.0M)	(105.2M)	(72.7M)	23.1M	24.3M
Retained Earnings	46.5M	55.4M	79.1M	105.7M	120.9M	126.9M
Accounts Payable	2.7M	1.0M	558K	2.8M	12.6M	13.3M
Cash	86.0M	106.4M	115.5M	83.0M	91.2M	63.1M
Non Current Assets Total	79.2M	113.1M	174.7M	235.4M	2.1B	2.2B
Non Currrent Assets Other	(79.2M)	(113.1M)	(174.7M)	(27.1M)	1.8B	1.9B
Other Assets	954.6M	1.1B	1.3B	1.6B	(95.7M)	(90.9M)
Cash And Short Term Investments	142.6M	198.2M	265.9M	292.8M	91.2M	119.8M
Net Receivables	3.2M	4.0M	4.6M	7.2M	8.3M	8.7M
Common Stock Total Equity	86.4M	78.7M	78.7M	79.3M	91.2M	68.1M
Common Stock Shares Outstanding	15.9M	15.2M	15.2M	15.2M	15.2M	12.9M
Liabilities And Stockholders Equity	1.2B	1.4B	1.7B	2.1B	2.1B	2.3B
Total Liab	1.0B	1.2B	1.6B	1.9B	2.0B	2.1B
Property Plant And Equipment Gross	13.5M	11.3M	13.3M	13.5M	26.0M	27.2M
Total Current Assets	145.8M	202.2M	270.5M	300.0M	190.7M	140.0M
Accumulated Other Comprehensive Income	188K	840K	(1.2M)	(17.8M)	(15.5M)	(14.7M)
Common Stock	86.4M	78.7M	78.7M	79.3M	76.3M	69.3M
Other Current Assets	89.2M	110.4M	120.0M	90.2M	99.5M	67.4M
Short Term Investments	56.5M	91.8M	150.4M	209.8M	194.3M	204.0M
Non Current Liabilities Total	10.1M	13.4M	10.3M	2.8M	1.9B	2.0B
Other Stockholder Equity	7.5M	8.5M	8.6M	9.7M	10.9M	6.4M
Short Term Debt	10.1M	8.4M	2.2M	10.2M	107.6M	113.0M
Other Liab	5.4M	8.9M	16.5M	18.8M	21.6M	22.7M
Net Tangible Assets	140.6M	143.4M	165.2M	176.9M	203.5M	130.4M
Long Term Investments	65.7M	101.8M	161.4M	221.9M	210.5M	106.9M
Intangible Assets	7.0M	7.4M	12.7M	12.8M	11.7M	9.1M
Property Plant Equipment	13.5M	11.3M	13.3M	4.4M	5.1M	8.2M
Capital Surpluse	7.5M	8.5M	8.6M	9.7M	11.2M	7.4M
Inventory	(89.2M)	(110.4M)	(120.0M)	(90.2M)	(1.7B)	(1.6B)

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When determining whether OP Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if OPBK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Op Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Op Bancorp Stock:

How To Invest In OPBK

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Is OPBK Stock a good investment?

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What is OP Bancorp's Net Worth?

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Largest Banks - Regional Companies

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Largest Financial Services Companies

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Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OP Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.

You can also try the Equity Valuation module to check real value of public entities based on technical and fundamental data.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OP Bancorp. If investors know OPBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OP Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.091

Dividend Share

0.48

Earnings Share

1.4

Revenue Per Share

5.269

Quarterly Revenue Growth

0.094

The market value of OP Bancorp is measured differently than its book value, which is the value of OPBK that is recorded on the company's balance sheet. Investors also form their own opinion of OP Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OP Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OP Bancorp's market value can be influenced by many factors that don't directly affect OP Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between OP Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OP Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OP Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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OPBK Operating Income vs Income Before Tax Analysis

Operating Income vs Income Before Tax

Operating Income vs Income Before Tax Correlation Analysis

Correlation Coefficient

Operating Income

Income Before Tax

OP Bancorp fundamental ratios Correlations

OP Bancorp Account Relationship Matchups

High Positive Relationship

High Negative Relationship

OP Bancorp fundamental ratios Accounts

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Non Current Liabilities Total	+ 1.0	Non Current Assets Total
Non Current Liabilities Total	+ 1.0	Non Currrent Assets Other
Short Term Debt	+ 1.0	Short Long Term Debt Total
Other Stockholder Equity	+ 0.99	Total Stockholder Equity
Net Receivables	+ 0.99	Retained Earnings

Other Assets	- 0.88	Net Debt
Cash And Short Term Investments	- 0.71	Net Debt
Cash	- 0.61	Net Debt
Short Term Debt	- 0.56	Other Assets
Other Assets	- 0.56	Non Currrent Assets Other
Total Current Assets	- 0.55	Net Debt