OPBK Historical Income Statement

OPBK Stock

USD 17.33 0.10 0.57%

Historical analysis of OP Bancorp income statement accounts such as Gross Profit of 46.3 M can show how well OP Bancorp performed in making a profits. Evaluating OP Bancorp income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of OP Bancorp's future profits or losses.

Cash Flow Balance Sheet Income Statement

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Financial Statement Analysis is much more than just reviewing and examining OP Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether OP Bancorp is a good buy for the upcoming year.

Net Income Gross Profit

Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OP Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.

About OPBK Income Statement Analysis

OP Bancorp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to OP Bancorp shareholders. The income statement also shows OPBK investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

OP Bancorp Income Statement Chart

At this time, OP Bancorp's Reconciled Depreciation is quite stable compared to the past year.

Selling General Administrative Total Revenue Gross Profit Other Operating Expenses

Total Revenue

Total revenue comprises all receipts OP Bancorp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of OP Bancorp minus its cost of goods sold. It is profit before OP Bancorp operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of OP Bancorp. It is also known as OP Bancorp overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.

Most accounts from OP Bancorp's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into OP Bancorp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OP Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.At this time, OP Bancorp's Reconciled Depreciation is quite stable compared to the past year.

	2021	2022	2023	2024 (projected)
Gross Profit	77.0M	94.5M	81.2M	46.3M
Total Revenue	77.0M	94.5M	81.2M	46.3M

Gross Profit Total Revenue

OP Bancorp income statement Correlations

	Interest Expense	Selling General Administrative	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Ebit	Ebitda	Total Operating Expenses	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense	Depreciation And Amortization	Selling And Marketing Expenses	Tax Provision	Net Interest Income	Interest Income	Net Income From Continuing Ops	Reconciled Depreciation	Extraordinary Items
Interest Expense		0.51	0.45	0.45	0.92	0.35	0.36	0.37	0.9	0.4	0.12	0.38	0.36	0.44	0.36	0.45	0.58	0.71	0.5	0.64	0.92
Selling General Administrative	0.51		0.98	0.98	0.51	0.91	0.93	0.93	0.22	0.93	0.06	0.89	0.89	0.94	0.7	0.83	0.93	0.91	0.87	0.77	0.43
Total Revenue	0.45	0.98		1.0	0.44	0.96	0.97	0.97	0.19	0.98	0.02	0.96	0.92	0.9	0.64	0.91	0.97	0.91	0.95	0.83	0.37
Gross Profit	0.45	0.98	1.0		0.44	0.96	0.97	0.97	0.19	0.98	0.02	0.96	0.92	0.9	0.64	0.91	0.97	0.91	0.95	0.83	0.37
Other Operating Expenses	0.92	0.51	0.44	0.44		0.28	0.35	0.35	0.74	0.38	0.13	0.35	0.36	0.51	0.43	0.39	0.53	0.64	0.44	0.63	0.86
Operating Income	0.35	0.91	0.96	0.96	0.28		0.99	0.99	0.15	0.98	-0.11	0.95	0.92	0.83	0.62	0.93	0.93	0.83	0.93	0.74	0.25
Ebit	0.36	0.93	0.97	0.97	0.35	0.99		1.0	0.13	0.98	-0.11	0.94	0.93	0.87	0.71	0.91	0.92	0.83	0.92	0.72	0.27
Ebitda	0.37	0.93	0.97	0.97	0.35	0.99	1.0		0.13	0.98	-0.1	0.94	0.93	0.87	0.71	0.91	0.92	0.83	0.92	0.73	0.27
Total Operating Expenses	0.9	0.22	0.19	0.19	0.74	0.15	0.13	0.13		0.18	-0.08	0.17	0.13	0.12	0.02	0.32	0.36	0.5	0.3	0.44	0.9
Income Before Tax	0.4	0.93	0.98	0.98	0.38	0.98	0.98	0.98	0.18		0.0	0.98	0.92	0.85	0.61	0.95	0.96	0.87	0.97	0.82	0.31
Total Other Income Expense Net	0.12	0.06	0.02	0.02	0.13	-0.11	-0.11	-0.1	-0.08	0.0		0.05	-0.09	0.01	0.22	-0.13	0.03	0.09	0.05	0.09	0.01
Net Income	0.38	0.89	0.96	0.96	0.35	0.95	0.94	0.94	0.17	0.98	0.05		0.82	0.76	0.55	0.92	0.94	0.86	0.97	0.82	0.3
Income Tax Expense	0.36	0.89	0.92	0.92	0.36	0.92	0.93	0.93	0.13	0.92	-0.09	0.82		0.91	0.66	0.89	0.87	0.79	0.85	0.7	0.27
Depreciation And Amortization	0.44	0.94	0.9	0.9	0.51	0.83	0.87	0.87	0.12	0.85	0.01	0.76	0.91		0.75	0.73	0.82	0.77	0.76	0.7	0.31
Selling And Marketing Expenses	0.36	0.7	0.64	0.64	0.43	0.62	0.71	0.71	0.02	0.61	0.22	0.55	0.66	0.75		0.47	0.57	0.55	0.54	0.35	0.19
Tax Provision	0.45	0.83	0.91	0.91	0.39	0.93	0.91	0.91	0.32	0.95	-0.13	0.92	0.89	0.73	0.47		0.93	0.85	0.95	0.8	0.39
Net Interest Income	0.58	0.93	0.97	0.97	0.53	0.93	0.92	0.92	0.36	0.96	0.03	0.94	0.87	0.82	0.57	0.93		0.96	0.98	0.9	0.5
Interest Income	0.71	0.91	0.91	0.91	0.64	0.83	0.83	0.83	0.5	0.87	0.09	0.86	0.79	0.77	0.55	0.85	0.96		0.91	0.84	0.68
Net Income From Continuing Ops	0.5	0.87	0.95	0.95	0.44	0.93	0.92	0.92	0.3	0.97	0.05	0.97	0.85	0.76	0.54	0.95	0.98	0.91		0.88	0.41
Reconciled Depreciation	0.64	0.77	0.83	0.83	0.63	0.74	0.72	0.73	0.44	0.82	0.09	0.82	0.7	0.7	0.35	0.8	0.9	0.84	0.88		0.51
Extraordinary Items	0.92	0.43	0.37	0.37	0.86	0.25	0.27	0.27	0.9	0.31	0.01	0.3	0.27	0.31	0.19	0.39	0.5	0.68	0.41	0.51

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OP Bancorp Account Relationship Matchups

OP Bancorp income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Interest Expense	14.5M	8.3M	3.1M	11.3M	53.0M	55.6M
Selling General Administrative	23.0M	22.9M	24.4M	30.8M	31.7M	18.4M
Total Revenue	55.7M	56.1M	77.0M	94.5M	81.2M	46.3M
Gross Profit	55.7M	56.1M	77.0M	94.5M	81.2M	46.3M
Other Operating Expenses	33.6M	37.9M	36.4M	2.2M	82.9M	87.0M
Operating Income	22.1M	18.3M	40.7M	58.0M	34.8M	21.7M
Ebit	22.1M	18.2M	40.7M	46.7M	33.5M	20.9M
Ebitda	23.2M	19.5M	42.0M	48.1M	34.8M	21.8M
Total Operating Expenses	(33.6M)	(37.9M)	(36.4M)	2.2M	82.9M	87.0M
Income Before Tax	22.1M	18.3M	40.7M	46.7M	33.5M	19.5M
Total Other Income Expense Net	22.1M	(1.8M)	(3.5M)	(4.2M)	(1.3M)	(1.4M)
Net Income	16.8M	13.1M	28.8M	33.3M	23.9M	12.9M
Income Tax Expense	5.3M	5.1M	11.8M	13.4M	9.6M	5.2M
Depreciation And Amortization	1.1M	1.3M	1.3M	1.4M	1.3M	1.1M
Selling And Marketing Expenses	806K	467K	684K	543K	614K	629.7K
Tax Provision	5.3M	5.1M	11.8M	13.4M	10.5M	7.9M
Net Interest Income	44.3M	45.4M	61.0M	76.9M	72.7M	48.9M
Interest Income	58.8M	53.7M	64.2M	88.2M	116.8M	60.2M
Net Income From Continuing Ops	16.8M	13.2M	28.9M	33.3M	26.8M	17.6M
Net Income Applicable To Common Shares	16.4M	12.9M	28.9M	33.3M	38.3M	40.2M
Reconciled Depreciation	1.1M	1.3M	1.3M	1.4M	1.3M	1.3M

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When determining whether OP Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if OPBK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Op Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Op Bancorp Stock:

How To Invest In OPBK

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Is OPBK Stock a good investment?

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What is OP Bancorp's Net Worth?

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Largest Regional Banks Companies

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Largest Banks - Regional Companies

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For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.

You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OP Bancorp. If investors know OPBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OP Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.091

Dividend Share

0.48

Earnings Share

1.4

Revenue Per Share

5.269

Quarterly Revenue Growth

0.094

The market value of OP Bancorp is measured differently than its book value, which is the value of OPBK that is recorded on the company's balance sheet. Investors also form their own opinion of OP Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OP Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OP Bancorp's market value can be influenced by many factors that don't directly affect OP Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between OP Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OP Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OP Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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OPBK Historical Income Statement

About OPBK Income Statement Analysis

OP Bancorp Income Statement Chart

Total Revenue

Gross Profit

Other Operating Expenses

OP Bancorp income statement Correlations

OP Bancorp Account Relationship Matchups

High Positive Relationship

High Negative Relationship

OP Bancorp income statement Accounts

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

COMMON DESTINATIONS

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COMPANY

Gross Profit	+ 1.0	Total Revenue
Ebitda	+ 1.0	Ebit
Ebit	+ 0.99	Operating Income
Ebitda	+ 0.99	Operating Income
Total Revenue	+ 0.98	Selling General Administrative
Gross Profit	+ 0.98	Selling General Administrative

Tax Provision	- 0.13	Total Other Income Expense Net
Total Other Income Expense Net	- 0.11	Ebit
Total Other Income Expense Net	- 0.11	Operating Income
Total Other Income Expense Net	- 0.1	Ebitda
Income Tax Expense	- 0.09	Total Other Income Expense Net
Total Other Income Expense Net	- 0.08	Total Operating Expenses