NBT Income Quality vs Pocfratio Analysis
| NBTB Stock | USD 50.97 0.71 1.41% |
NBT Bancorp financial indicator trend analysis is infinitely more than just investigating NBT Bancorp recent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether NBT Bancorp is a good investment. Please check the relationship between NBT Bancorp Income Quality and its Pocfratio accounts. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NBT Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate. For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.
Income Quality vs Pocfratio
Income Quality vs Pocfratio Correlation Analysis
The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of NBT Bancorp Income Quality account and Pocfratio. At this time, the significance of the direction appears to have strong contrarian relationship.
The correlation between NBT Bancorp's Income Quality and Pocfratio is -0.61. Overlapping area represents the amount of variation of Income Quality that can explain the historical movement of Pocfratio in the same time period over historical financial statements of NBT Bancorp, assuming nothing else is changed. The correlation between historical values of NBT Bancorp's Income Quality and Pocfratio is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Income Quality of NBT Bancorp are associated (or correlated) with its Pocfratio. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Pocfratio has no effect on the direction of Income Quality i.e., NBT Bancorp's Income Quality and Pocfratio go up and down completely randomly.
Correlation Coefficient | -0.61 |
| Relationship Direction | Negative |
| Relationship Strength | Weak |
Income Quality
An assessment of the sustainability of a company's earnings over time, considering factors like revenue source diversification and cost structure.Pocfratio
Most indicators from NBT Bancorp's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into NBT Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NBT Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate. For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.The current year's Enterprise Value is expected to grow to about 2.1 B, whereas Selling General Administrative is forecasted to decline to about 100.3 M.
| 2021 | 2022 | 2023 | 2024 (projected) | Interest Expense | 18.8M | 21.9M | 144.6M | 151.8M | Depreciation And Amortization | 19.9M | 19.1M | 22.3M | 23.4M |
NBT Bancorp fundamental ratios Correlations
Click cells to compare fundamentals
NBT Bancorp Account Relationship Matchups
High Positive Relationship
High Negative Relationship
NBT Bancorp fundamental ratios Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Total Assets | 9.7B | 10.9B | 12.0B | 11.7B | 13.3B | 14.0B | |
| Short Long Term Debt Total | 820.7M | 406.7M | 311.5M | 788.0M | 543.7M | 574.8M | |
| Total Stockholder Equity | 1.1B | 1.2B | 1.3B | 1.2B | 1.4B | 1.5B | |
| Property Plant And Equipment Net | 75.6M | 74.2M | 72.1M | 69.0M | 107.4M | 63.5M | |
| Net Debt | 603.8M | (266.0M) | (957.6M) | 590.6M | 338.5M | 380.4M | |
| Retained Earnings | 696.2M | 749.1M | 856.2M | 958.4M | 1.0B | 1.1B | |
| Cash | 216.8M | 672.7M | 1.3B | 197.4M | 205.2M | 189.4M | |
| Non Current Assets Total | 2.0B | 2.4B | 2.8B | 2.8B | 13.1B | 13.7B | |
| Non Currrent Assets Other | (44.0M) | (62.3M) | (63.0M) | (136.1M) | 10.2B | 10.7B | |
| Other Assets | 6.5B | 6.5B | 6.2B | 7.2B | 142.3M | 135.2M | |
| Cash And Short Term Investments | 1.2B | 2.0B | 3.0B | 1.7B | 1.6B | 1.7B | |
| Common Stock Shares Outstanding | 44.1M | 44.0M | 43.7M | 43.2M | 44.8M | 34.4M | |
| Liabilities And Stockholders Equity | 9.7B | 10.9B | 12.0B | 11.7B | 13.3B | 14.0B | |
| Non Current Liabilities Total | 165.4M | 238.3M | 213.7M | 585.0M | 11.9B | 12.5B | |
| Other Stockholder Equity | 442.7M | 437.6M | 417.1M | 404.7M | 564.3M | 592.5M | |
| Total Liab | 8.6B | 9.7B | 10.8B | 10.6B | 11.9B | 12.5B | |
| Property Plant And Equipment Gross | 75.6M | 74.2M | 184.4M | 189.8M | 243.5M | 255.7M | |
| Total Current Assets | 1.2B | 2.0B | 3.0B | 1.7B | 105.6M | 100.3M | |
| Other Current Liab | (655.3M) | (168.4M) | (97.8M) | (499M) | 4.6B | 2.7B | |
| Total Current Liabilities | 655.3M | 168.4M | 97.8M | 585.0M | 4.9B | 5.2B | |
| Accumulated Other Comprehensive Income | (19.0M) | 417K | (23.3M) | (190.0M) | (160.9M) | (152.9M) | |
| Short Term Debt | 655.3M | 168.4M | 97.8M | 499M | 293M | 317.4M | |
| Other Current Assets | 218.3M | 674.1M | 1.3B | 230.5M | 247.9M | 235.5M | |
| Other Liab | 107.9M | 256.9M | 215.7M | 139.1M | 159.9M | 96.3M | |
| Accounts Payable | 7.6B | 9.1B | 10.2B | 9.5B | 10.9B | 5.9B | |
| Long Term Debt | 101.2M | 199.2M | 213.7M | 202.9M | 250.7M | 250.6M | |
| Short Term Investments | 975.3M | 1.3B | 1.7B | 1.5B | 1.4B | 1.1B | |
| Treasury Stock | (138.2M) | (136.1M) | (134.0M) | (140.4M) | (126.4M) | (132.7M) | |
| Intangible Assets | 12.0M | 11.7M | 8.9M | 7.3M | 40.4M | 42.5M | |
| Property Plant Equipment | 75.6M | 74.2M | 72.1M | 69.0M | 79.4M | 78.5M | |
| Net Tangible Assets | 833.6M | 895.3M | 961.0M | 885.0M | 1.0B | 732.6M | |
| Retained Earnings Total Equity | 696.2M | 749.1M | 856.2M | 958.4M | 1.1B | 575.4M | |
| Long Term Debt Total | 101.2M | 199.2M | 199.7M | 198.1M | 178.3M | 204.4M | |
| Capital Surpluse | 576.7M | 578.1M | 577.0M | 577.9M | 664.5M | 565.2M | |
| Long Term Investments | 7.7B | 8.0B | 2.5B | 2.5B | 2.4B | 4.2B | |
| Non Current Liabilities Other | 251.2M | 296.0M | 229.7M | 286.7M | 329.7M | 346.2M |
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether NBT Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of NBT Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Nbt Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Nbt Bancorp Stock:Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NBT Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate. For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.You can also try the Commodity Channel module to use Commodity Channel Index to analyze current equity momentum.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NBT Bancorp. If investors know NBT will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NBT Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.481 | Dividend Share 1.3 | Earnings Share 2.85 | Revenue Per Share 11.427 | Quarterly Revenue Growth 0.18 |
The market value of NBT Bancorp is measured differently than its book value, which is the value of NBT that is recorded on the company's balance sheet. Investors also form their own opinion of NBT Bancorp's value that differs from its market value or its book value, called intrinsic value, which is NBT Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NBT Bancorp's market value can be influenced by many factors that don't directly affect NBT Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between NBT Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if NBT Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NBT Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.