Lake Historical Balance Sheet

LSBK Stock  USD 13.46  0.04  0.30%   
Trend analysis of Lake Shore Bancorp balance sheet accounts such as Total Stockholder Equity of 66.8 M provides information on Lake Shore's total assets, liabilities, and equity, which is the actual value of Lake Shore Bancorp to its prevalent stockholders. By breaking down trends over time using Lake Shore balance sheet statements, investors will see what precisely the company owns and what it owes to creditors or other parties at the end of each accounting year.
 
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Financial Statement Analysis is much more than just reviewing and examining Lake Shore Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Lake Shore Bancorp is a good buy for the upcoming year.

Lake Shore Inventory

(479.69 Million)

  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lake Shore Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

About Lake Balance Sheet Analysis

Balance Sheet is a snapshot of the financial position of Lake Shore Bancorp at a specified time, usually calculated after every quarter, six months, or one year. Lake Shore Balance Sheet has two main parts: assets and liabilities. Liabilities are the debts or obligations of Lake Shore and are divided into current liabilities and long term liabilities. An asset, on the other hand, is anything of value that can be converted into cash and which Lake currently owns. An asset can also be divided into two categories, current and non-current.

Lake Shore Balance Sheet Chart

At this time, Lake Shore's Property Plant And Equipment Net is quite stable compared to the past year. Non Current Liabilities Total is expected to rise to about 670.8 M this year, although the value of Other Current Liabilities is projected to rise to (3.1 M).

Total Assets

Total assets refers to the total amount of Lake Shore assets owned. Assets are items that have some economic value and are expended over time to create a benefit for the owner. These assets are usually recorded in Lake Shore Bancorp books under different categories such as cash, marketable securities, accounts receivable,prepaid expenses, inventory, fixed assets, intangible assets, other assets, marketable securities, accounts receivable, prepaid expenses and others. The total value of all owned resources that are expected to provide future economic benefits to the business, including cash, investments, accounts receivable, inventory, property, plant, equipment, and intangible assets.

Total Current Liabilities

Total Current Liabilities is an item on Lake Shore balance sheet that include short term debt, accounts payable, accrued salaries payable, payroll taxes payable, accrued liabilities and other debts. Total Current Liabilities of Lake Shore Bancorp are important to investors because some useful performance ratios such as Current Ratio and Quick Ratio require Total Current Liabilities to be accurate. The total amount of liabilities that a company is expected to pay within one year, including debts, accounts payable, and other short-term financial obligations.

Total Stockholder Equity

The total equity held by shareholders, calculated as the difference between a company's total assets and total liabilities. It represents the net value of the company owned by shareholders.

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.

Short Long Term Debt

The total of a company's short-term and long-term borrowings.
Most accounts from Lake Shore's balance sheet are interrelated and interconnected. However, analyzing balance sheet accounts one by one will only give a small insight into Lake Shore Bancorp current financial condition. On the other hand, looking into the entire matrix of balance sheet accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lake Shore Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
At this time, Lake Shore's Property Plant And Equipment Net is quite stable compared to the past year. Non Current Liabilities Total is expected to rise to about 670.8 M this year, although the value of Other Current Liabilities is projected to rise to (3.1 M).
 2021 2022 2023 2024 (projected)
Short and Long Term Debt Total22.0M37.5M35.3M33.5M
Total Assets714.1M699.9M725.1M518.8M

Lake Shore balance sheet Correlations

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-0.36-0.22-0.3-0.060.24-0.31-0.66-0.82-0.790.460.00.240.810.010.30.03-0.460.29-0.630.760.380.110.56-0.55-0.45
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0.480.1-0.310.680.52-0.820.170.260.240.370.08-0.24-0.020.03-0.260.230.510.260.3-0.2-0.120.360.050.350.21
0.590.43-0.660.260.380.070.170.50.8-0.170.13-0.36-0.82-0.16-0.390.120.63-0.120.6-0.54-0.310.13-0.180.660.09
0.090.22-0.820.37-0.06-0.220.260.50.63-0.480.19-0.23-0.770.00.09-0.420.32-0.460.83-0.94-0.26-0.22-0.530.210.44
0.660.59-0.790.510.39-0.020.240.80.63-0.31-0.31-0.09-0.860.32-0.640.30.7-0.510.58-0.49-0.680.32-0.160.770.62
0.09-0.350.460.250.32-0.510.37-0.17-0.48-0.31-0.09-0.160.460.05-0.10.180.010.55-0.480.490.140.440.71-0.11-0.27
-0.15-0.230.0-0.33-0.10.030.080.130.19-0.31-0.09-0.240.02-0.660.65-0.46-0.020.310.41-0.480.61-0.36-0.41-0.17-0.62
0.160.260.24-0.060.240.37-0.24-0.36-0.23-0.09-0.16-0.240.310.5-0.190.380.22-0.28-0.270.35-0.080.460.20.060.27
-0.27-0.290.81-0.280.02-0.04-0.02-0.82-0.77-0.860.460.020.31-0.080.230.09-0.380.49-0.690.740.570.110.48-0.47-0.45
0.20.230.010.550.17-0.010.03-0.160.00.320.05-0.660.5-0.08-0.470.450.22-0.48-0.070.23-0.720.520.230.240.71
-0.79-0.520.3-0.38-0.620.01-0.26-0.390.09-0.64-0.10.65-0.190.23-0.47-0.79-0.660.20.1-0.280.54-0.64-0.3-0.77-0.42
0.710.390.030.210.590.070.230.12-0.420.30.18-0.460.380.090.45-0.790.53-0.03-0.220.51-0.420.740.320.690.28
0.950.69-0.460.490.87-0.050.510.630.320.70.01-0.020.22-0.380.22-0.660.53-0.20.46-0.23-0.270.70.150.860.28
-0.09-0.410.29-0.10.08-0.340.26-0.12-0.46-0.510.550.31-0.280.49-0.480.2-0.03-0.2-0.370.330.5-0.080.22-0.18-0.6
0.290.46-0.630.390.17-0.020.30.60.830.58-0.480.41-0.27-0.69-0.070.1-0.220.46-0.37-0.86-0.19-0.07-0.470.380.25
-0.01-0.070.76-0.170.160.16-0.2-0.54-0.94-0.490.49-0.480.350.740.23-0.280.51-0.230.33-0.860.080.380.67-0.14-0.18
-0.29-0.250.38-0.55-0.070.12-0.12-0.31-0.26-0.680.140.61-0.080.57-0.720.54-0.42-0.270.5-0.190.08-0.340.09-0.42-0.86
0.750.510.110.480.83-0.050.360.13-0.220.320.44-0.360.460.110.52-0.640.740.7-0.08-0.070.38-0.340.670.60.34
0.260.230.560.230.540.00.05-0.18-0.53-0.160.71-0.410.20.480.23-0.30.320.150.22-0.470.670.090.670.03-0.09
0.920.64-0.550.360.70.070.350.660.210.77-0.11-0.170.06-0.470.24-0.770.690.86-0.180.38-0.14-0.420.60.030.31
0.220.33-0.450.590.08-0.210.210.090.440.62-0.27-0.620.27-0.450.71-0.420.280.28-0.60.25-0.18-0.860.34-0.090.31
Click cells to compare fundamentals

Lake Shore Account Relationship Matchups

Lake Shore balance sheet Accounts

201920202021202220232024 (projected)
Total Assets610.9M686.2M714.1M699.9M725.1M518.8M
Short Long Term Debt Total40.9M29.8M22.0M37.5M35.3M33.5M
Other Current Liab259.3M(3.2M)(3.2M)(12.6M)(3.3M)(3.1M)
Total Current Liabilities268.8M346.4M387.2M12.6M484.6M508.9M
Total Stockholder Equity82.8M85.9M88.0M81.2M86.3M66.8M
Net Debt4.4M(13.2M)(46.0M)27.9M(18.5M)(17.6M)
Cash30.3M43.0M68.0M9.6M53.7M26.9M
Non Current Assets Total80.6M88.3M97.6M81.3M59.5M42.7M
Non Currrent Assets Other(80.6M)(88.3M)(97.6M)(81.3M)(59.5M)(62.4M)
Other Assets426.6M472.7M457.3M533.1M611.9M642.5M
Cash And Short Term Investments101.5M122.3M156.8M9.6M53.7M73.1M
Common Stock Shares Outstanding6.0M6.0M5.9M5.9M5.9M4.9M
Liabilities And Stockholders Equity610.9M686.2M714.1M699.9M725.1M518.8M
Total Liab34.7M29.8M22.0M618.7M638.8M363.0M
Total Current Assets103.6M125.2M159.2M85.5M53.7M51.0M
Short Term Debt6.2M7.9M2.3M12.6M25.3M26.6M
Other Stockholder Equity19.5M18.2M16.3M16.6M17.7M16.4M
Other Liab8.0M8.2M10.3M10.4M12.0M9.2M
Retained Earnings62.0M65.5M70.6M74.9M79.0M52.0M
Accounts Payable432.5M1.0560.3M593.7M9.3M0.95
Long Term Debt34.7M29.8M22.0M25.0M35.3M19.2M
Short Term Investments71.2M79.3M88.8M73.0M60.4M102.0M
Inventory(33.2M)(46.0M)(70.2M)60.5M(504.9M)(479.7M)
Property Plant Equipment9.4M9.4M9.6M9.2M10.6M9.4M
Property Plant And Equipment Net9.4M9.0M8.7M8.3M8.1M9.4M
Net Receivables2.2M3.0M2.5M2.8M2.8M2.1M
Non Current Liabilities Total34.7M29.8M22.0M12.6M638.8M670.8M
Property Plant And Equipment Gross9.4M9.0M21.4M21.6M22.0M11.6M
Accumulated Other Comprehensive Income1.3M2.1M978K(10.3M)(10.4M)(9.9M)
Treasury Stock(7.3M)(8.8M)(10.2M)(11.6M)(10.4M)(10.9M)
Net Tangible Assets82.8M85.9M88.0M81.2M93.4M83.8M
Retained Earnings Total Equity56.2M59.1M62.0M65.5M75.3M57.6M
Capital Surpluse30.7M30.9M31.1M31.2M35.9M32.6M
Long Term Investments470.8M79.3M88.8M73.0M60.4M57.4M
Non Current Liabilities Other8.5M8.8M9.9M10.3M9.2M10.1M
Other Current Assets33.2M46.0M70.2M12.5M56.6M38.5M

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When determining whether Lake Shore Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Lake Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Lake Shore Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Lake Shore Bancorp Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lake Shore Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Stocks Directory module to find actively traded stocks across global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lake Shore. If investors know Lake will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lake Shore listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.11)
Dividend Share
0.54
Earnings Share
0.75
Revenue Per Share
4.51
Quarterly Revenue Growth
(0.1)
The market value of Lake Shore Bancorp is measured differently than its book value, which is the value of Lake that is recorded on the company's balance sheet. Investors also form their own opinion of Lake Shore's value that differs from its market value or its book value, called intrinsic value, which is Lake Shore's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lake Shore's market value can be influenced by many factors that don't directly affect Lake Shore's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lake Shore's value and its price as these two are different measures arrived at by different means. Investors typically determine if Lake Shore is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lake Shore's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.