IROQ Historical Cash Flow
| IROQ Stock | USD 23.21 0.04 0.17% |
Analysis of IF Bancorp cash flow over time is an excellent tool to project IF Bancorp future capital expenditures as well as to predict the amount of cash needed to cover cost of sales, R&D expenses or production expansions. Investors should almost always look for trends in cash flow indicators such as Begin Period Cash Flow of 10.4 M or Depreciation of 540 K as it is a great indicator of IF Bancorp ability to facilitate future growth, repay debt on time or pay out dividends.
Financial Statement Analysis is much more than just reviewing and examining IF Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether IF Bancorp is a good buy for the upcoming year.
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About IROQ Cash Flow Analysis
The Cash Flow Statement is a financial statement that shows how changes in IROQ balance sheet and income statement accounts affect cash and cash equivalents. It breaks the analysis down to operating, investing, and financing activities. One of the most critical aspects of the cash flow statement is liquidity, which is the degree to which IROQ's non-liquid assets can be easily converted into cash.
IF Bancorp Cash Flow Chart
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Stock Based Compensation
Compensation provided to employees in the form of equity or options to purchase company stock. This type of compensation is used to align the interests of employees and shareholders.Begin Period Cash Flow
The amount of cash a company has at the beginning of a financial reporting period. It serves as the starting point for calculating the period's cash flow from operations, investing, and financing activities.Depreciation
Depreciation indicates how much of IF Bancorp value has been used up. For tax purposes IF Bancorp can deduct the cost of the tangible assets it purchases as business expenses. However, IF Bancorp must depreciate these assets in accordance with IRS rules about how and when the deduction may be taken, and how long it will last. The systematic allocation of the cost of a tangible asset over its useful life.Capital Expenditures
Capital Expenditures are funds used by IF Bancorp to acquire physical assets such as property, industrial buildings or equipment. This type of outlay is used by management to increase the scope of IF Bancorp operations. These expenditures can include everything from repairing an office equipment, building a brand new facility, or writing new software.Most accounts from IF Bancorp's cash flow statement are interrelated and interconnected. However, analyzing cash flow statement accounts one by one will only give a small insight into IF Bancorp current financial condition. On the other hand, looking into the entire matrix of cash flow statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in IF Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons. To learn how to invest in IROQ Stock, please use our How to Invest in IF Bancorp guide.At this time, IF Bancorp's Change Receivables is relatively stable compared to the past year. As of 12/29/2024, Net Borrowings is likely to grow to about 5.7 M, while Stock Based Compensation is likely to drop slightly above 534.9 K.
IF Bancorp cash flow statement Correlations
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IF Bancorp Account Relationship Matchups
High Positive Relationship
High Negative Relationship
IF Bancorp cash flow statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change To Inventory | 431K | 1.5M | 51K | (3.7M) | (3.3M) | (3.1M) | |
| Change In Cash | (26.1M) | 29.3M | 13.1M | (64.8M) | (1.4M) | (1.3M) | |
| Stock Based Compensation | 618K | 572K | 601K | 662K | 563K | 534.9K | |
| Free Cash Flow | 6.7M | 6.6M | 8.3M | 516K | 2.0M | 1.9M | |
| Change In Working Capital | 1.6M | (189K) | 537K | (2.9M) | (283K) | (268.9K) | |
| Begin Period Cash Flow | 59.6M | 33.5M | 62.7M | 75.8M | 11.0M | 10.4M | |
| Other Cashflows From Financing Activities | (228K) | 145.8M | 87.0M | 499.9M | (1.4M) | (1.3M) | |
| Depreciation | 628K | 671K | 679K | 675K | 663K | 540.0K | |
| Other Non Cash Items | (179K) | 620K | 854K | (147K) | (578K) | (606.9K) | |
| Capital Expenditures | 158K | 279K | 387K | 2.3M | 247K | 234.7K | |
| Total Cash From Operating Activities | 6.9M | 6.9M | 8.7M | 2.8M | 2.3M | 2.2M | |
| Change To Account Receivables | 234K | 11K | (126K) | (758K) | (676K) | (642.2K) | |
| Net Income | 4.2M | 5.3M | 5.8M | 4.7M | 1.8M | 1.7M | |
| Total Cash From Financing Activities | 1.3M | 58.4M | 73.2M | (10.5M) | 36.1M | 34.2M | |
| End Period Cash Flow | 33.5M | 62.7M | 75.8M | 11.0M | 9.6M | 9.1M | |
| Other Cashflows From Investing Activities | 595K | (335K) | (3.2M) | 163K | (37.5M) | (35.7M) | |
| Sale Purchase Of Stock | (6.2M) | (7.5M) | (443K) | (732K) | (658.8K) | (625.9K) | |
| Investments | (34.7M) | (30.8M) | (58.6M) | (57.1M) | (39.8M) | (41.7M) | |
| Change Receivables | (282K) | (321K) | 234K | 11K | 12.7K | 13.3K | |
| Net Borrowings | 15.2M | (7.0M) | (10.0M) | 6.0M | 5.4M | 5.7M | |
| Total Cashflows From Investing Activities | (34.3M) | (36.0M) | (68.8M) | (57.1M) | (51.4M) | (54.0M) | |
| Dividends Paid | 939K | 909K | 1.1M | 1.3M | 1.3M | 757.5K | |
| Cash And Cash Equivalents Changes | (3.0M) | 54.8M | (26.1M) | 29.3M | 33.7M | 35.3M | |
| Cash Flows Other Operating | (300K) | 306K | (219K) | (264K) | (237.6K) | (225.7K) | |
| Change To Netincome | 120K | 1.0M | 1.7M | 359K | 323.1K | 306.9K | |
| Change To Operating Activities | 1.3M | (200K) | 663K | (2.2M) | (1.9M) | (1.8M) |
Pair Trading with IF Bancorp
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if IF Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in IF Bancorp will appreciate offsetting losses from the drop in the long position's value.Moving together with IROQ Stock
| 0.66 | BY | Byline Bancorp Fiscal Year End 23rd of January 2025 | PairCorr |
Moving against IROQ Stock
| 0.81 | TFC-PO | Truist Financial | PairCorr |
| 0.81 | CFG-PE | Citizens Financial | PairCorr |
| 0.8 | TFC-PR | Truist Financial | PairCorr |
| 0.67 | WF | Woori Financial Group | PairCorr |
| 0.59 | NU | Nu Holdings | PairCorr |
The ability to find closely correlated positions to IF Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace IF Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back IF Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling IF Bancorp to buy it.
The correlation of IF Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as IF Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if IF Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for IF Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Additional Tools for IROQ Stock Analysis
When running IF Bancorp's price analysis, check to measure IF Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy IF Bancorp is operating at the current time. Most of IF Bancorp's value examination focuses on studying past and present price action to predict the probability of IF Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move IF Bancorp's price. Additionally, you may evaluate how the addition of IF Bancorp to your portfolios can decrease your overall portfolio volatility.