IROQ Historical Financial Ratios
| IROQ Stock | USD 23.21 0.04 0.17% |
IF Bancorp is lately reporting on over 121 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as PTB Ratio of 1.0 or Days Sales Outstanding of 38.1 will help investors to properly organize and evaluate IF Bancorp financial condition quickly.
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About IROQ Financial Ratios Analysis
IF BancorpFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate IF Bancorp investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on IROQ financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across IF Bancorp history.
IF Bancorp Financial Ratios Chart
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Price To Sales Ratio
Price to Sales Ratio is figured by comparing IF Bancorp stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on IF Bancorp sales, a figure that is much harder to manipulate than other IF Bancorp multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.Dividend Yield
Dividend Yield is IF Bancorp dividend as a percentage of IF Bancorp stock price. IF Bancorp dividend yield is a measure of IF Bancorp stock productivity, which can be interpreted as interest rate earned on an IF Bancorp investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.Free Cash Flow Yield
A financial solvency ratio that compares the free cash flow per share a company is expected to earn against its market value per share, calculated as free cash flow per share divided by market price per share.Invested Capital
Invested capital represents the total cash investment that shareholders and debt holders have contributed to IF Bancorp. There are two different methods for calculating IF Bancorp invested capital: operating approach and financing approach. Understanding IF Bancorp invested capital allows investors to calculate measures of performance such as return on invested capital or return on capital employed.Roic
Return on Invested Capital, a profitability ratio that measures the return that an investment generates for those who have provided capital, such as debt holders and equity holders.Average Inventory
The average amount of inventory a company holds over a certain period, which is used to calculate inventory turnover and efficiency in managing stock levels.Most ratios from IF Bancorp's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into IF Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in IF Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons. To learn how to invest in IROQ Stock, please use our How to Invest in IF Bancorp guide.At this time, IF Bancorp's EV To Sales is relatively stable compared to the past year. As of 12/29/2024, Free Cash Flow Per Share is likely to grow to 0.95, while Capex To Depreciation is likely to drop 0.35.
| 2021 | 2022 | 2023 | 2024 (projected) | Dividend Yield | 0.0183 | 0.0282 | 0.0245 | 0.0257 | Price To Sales Ratio | 2.1 | 1.72 | 2.37 | 3.41 |
IF Bancorp fundamentals Correlations
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IF Bancorp Account Relationship Matchups
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IF Bancorp fundamentals Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Price To Sales Ratio | 2.32 | 2.62 | 2.1 | 1.72 | 2.37 | 3.41 | |
| Dividend Yield | 0.0175 | 0.0131 | 0.0183 | 0.0282 | 0.0245 | 0.0257 | |
| Ptb Ratio | 1.07 | 0.85 | 0.65 | 0.63 | 0.71 | 1.0 | |
| Book Value Per Share | 26.6 | 28.08 | 23.34 | 23.05 | 23.6 | 15.96 | |
| Free Cash Flow Yield | 0.13 | 0.0951 | 0.14 | 0.0115 | 0.0389 | 0.0566 | |
| Operating Cash Flow Per Share | 2.22 | 2.26 | 2.82 | 0.89 | 0.73 | 1.15 | |
| Stock Based Compensation To Revenue | 0.0293 | 0.0268 | 0.0216 | 0.0254 | 0.0255 | 0.0193 | |
| Capex To Depreciation | 0.24 | 0.41 | 0.57 | 3.39 | 0.37 | 0.35 | |
| Pb Ratio | 1.07 | 0.85 | 0.65 | 0.63 | 0.71 | 1.0 | |
| Ev To Sales | 2.49 | 1.31 | (0.0894) | 2.05 | 4.57 | 4.63 | |
| Roic | 0.0354 | 0.0472 | 0.0883 | 0.0511 | 0.0135 | 0.0129 | |
| Net Income Per Share | 1.37 | 1.76 | 1.88 | 1.5 | 0.57 | 0.76 | |
| Capex To Revenue | 0.0503 | 0.00684 | 0.0106 | 0.0139 | 0.0863 | 0.0112 | |
| Cash Per Share | 63.11 | 83.15 | 96.65 | 68.19 | 63.87 | 34.94 | |
| Pocfratio | 7.76 | 10.09 | 6.73 | 16.25 | 22.91 | 14.69 | |
| Interest Coverage | 0.68 | 1.77 | 4.09 | 0.62 | 0.1 | 0.0962 | |
| Payout Ratio | 0.22 | 0.17 | 0.18 | 0.27 | 0.71 | 0.75 | |
| Pfcf Ratio | 7.94 | 10.52 | 7.04 | 87.12 | 25.69 | 26.98 | |
| Roe | 0.0514 | 0.0627 | 0.0807 | 0.0649 | 0.0242 | 0.023 | |
| Ev To Operating Cash Flow | 8.35 | 5.03 | (0.29) | 19.33 | 44.23 | 46.45 | |
| Pe Ratio | 12.61 | 12.96 | 10.08 | 9.65 | 29.22 | 23.45 | |
| Return On Tangible Assets | 0.005777 | 0.006715 | 0.006756 | 0.005499 | 0.00202 | 0.001919 | |
| Ev To Free Cash Flow | 8.54 | 5.24 | (0.3) | 103.62 | 49.6 | 52.08 | |
| Earnings Yield | 0.0793 | 0.0772 | 0.0992 | 0.1 | 0.0342 | 0.0452 | |
| Intangibles To Total Assets | 9.72E-4 | 0.00127 | 0.001706 | 0.001746 | 0.00168 | 8.43E-4 | |
| Current Ratio | 55.91 | 79.56 | 3.6K | 6.6 | 7.58 | 7.21 | |
| Tangible Book Value Per Share | 26.37 | 27.74 | 22.87 | 22.57 | 23.12 | 15.79 | |
| Graham Number | 28.62 | 33.34 | 31.46 | 27.86 | 17.42 | 16.19 | |
| Shareholders Equity Per Share | 26.6 | 28.08 | 23.34 | 23.05 | 23.6 | 15.96 | |
| Debt To Equity | 0.45 | 0.33 | 0.21 | 0.27 | 0.79 | 0.68 | |
| Capex Per Share | 0.0509 | 0.0918 | 0.13 | 0.72 | 0.0789 | 0.0749 |
Pair Trading with IF Bancorp
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if IF Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in IF Bancorp will appreciate offsetting losses from the drop in the long position's value.Moving together with IROQ Stock
| 0.66 | BY | Byline Bancorp Fiscal Year End 23rd of January 2025 | PairCorr |
Moving against IROQ Stock
| 0.81 | TFC-PO | Truist Financial | PairCorr |
| 0.81 | CFG-PE | Citizens Financial | PairCorr |
| 0.8 | TFC-PR | Truist Financial | PairCorr |
| 0.67 | WF | Woori Financial Group | PairCorr |
| 0.59 | NU | Nu Holdings | PairCorr |
The ability to find closely correlated positions to IF Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace IF Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back IF Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling IF Bancorp to buy it.
The correlation of IF Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as IF Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if IF Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for IF Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Additional Tools for IROQ Stock Analysis
When running IF Bancorp's price analysis, check to measure IF Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy IF Bancorp is operating at the current time. Most of IF Bancorp's value examination focuses on studying past and present price action to predict the probability of IF Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move IF Bancorp's price. Additionally, you may evaluate how the addition of IF Bancorp to your portfolios can decrease your overall portfolio volatility.