FinVolution Retained Earnings vs Current Deferred Revenue Analysis

FINV Stock

USD 8.60 0.39 4.75%

FinVolution financial indicator trend analysis is much more than just examining FinVolution Group latest accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether FinVolution Group is a good investment. Please check the relationship between FinVolution Retained Earnings and its Current Deferred Revenue accounts. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in FinVolution Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.

Retained Earnings vs Current Deferred Revenue

Retained Earnings vs Current Deferred Revenue Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of FinVolution Group Retained Earnings account and Current Deferred Revenue. At this time, the significance of the direction appears to have almost identical trend.

The correlation between FinVolution's Retained Earnings and Current Deferred Revenue is 0.95. Overlapping area represents the amount of variation of Retained Earnings that can explain the historical movement of Current Deferred Revenue in the same time period over historical financial statements of FinVolution Group, assuming nothing else is changed. The correlation between historical values of FinVolution's Retained Earnings and Current Deferred Revenue is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Retained Earnings of FinVolution Group are associated (or correlated) with its Current Deferred Revenue. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Current Deferred Revenue has no effect on the direction of Retained Earnings i.e., FinVolution's Retained Earnings and Current Deferred Revenue go up and down completely randomly.

Correlation Coefficient

0.95

Relationship Direction	Positive
Relationship Strength	Very Strong

View All Relationships

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.

Current Deferred Revenue

Revenue that has been collected but not yet earned, typically from prepaid service contracts or subscriptions. This amount is considered a liability until the service is provided or the subscription period ends.

Most indicators from FinVolution's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into FinVolution Group current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in FinVolution Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.

At this time, FinVolution's Selling General Administrative is fairly stable compared to the past year. Enterprise Value Over EBITDA is likely to climb to 0.66 in 2025, whereas Sales General And Administrative To Revenue is likely to drop 0.03 in 2025.

	2024	2025 (projected)
Interest Income	1.3B	1.3B
Tax Provision	538.8M	315.3M

Interest Income Tax Provision

FinVolution fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Other Liab	Net Tangible Assets	Property Plant And Equipment Net	Current Deferred Revenue	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Net Receivables	Common Stock Shares Outstanding	Short Term Investments	Non Current Liabilities Total	Other Current Assets	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets
Total Assets		0.5	0.27	0.76	0.93	0.97	0.94	0.93	0.79	-0.93	0.78	0.18	0.9	0.87	0.66	0.26	0.89	0.67	-0.41	0.81	0.76	0.88	0.85	0.96	0.84	1.0
Short Long Term Debt Total	0.5		0.61	0.74	0.38	0.6	0.41	0.67	0.15	-0.27	0.26	-0.3	0.28	0.34	0.89	0.23	0.23	0.95	0.0	0.14	0.12	0.75	0.46	0.63	0.35	0.51
Other Current Liab	0.27	0.61		0.76	0.12	0.48	0.13	0.28	-0.21	-0.06	-0.07	0.16	0.07	0.05	0.61	-0.44	0.03	0.69	0.25	-0.05	-0.13	0.59	0.43	0.46	0.16	0.3
Total Current Liabilities	0.76	0.74	0.76		0.62	0.89	0.66	0.8	0.33	-0.58	0.37	0.28	0.57	0.51	0.78	-0.02	0.54	0.88	-0.01	0.47	0.31	0.86	0.87	0.91	0.55	0.79
Total Stockholder Equity	0.93	0.38	0.12	0.62		0.86	1.0	0.84	0.93	-0.97	0.93	0.13	0.99	0.98	0.54	0.27	0.98	0.53	-0.69	0.9	0.93	0.78	0.75	0.86	0.96	0.92
Other Liab	0.97	0.6	0.48	0.89	0.86		0.88	0.92	0.66	-0.85	0.67	0.23	0.82	0.78	0.74	0.13	0.8	0.78	-0.28	0.72	0.63	0.93	0.9	0.99	0.78	0.98
Net Tangible Assets	0.94	0.41	0.13	0.66	1.0	0.88		0.87	0.91	-0.97	0.91	0.14	0.98	0.96	0.56	0.31	0.97	0.57	-0.64	0.89	0.9	0.79	0.79	0.89	0.94	0.94
Property Plant And Equipment Net	0.93	0.67	0.28	0.8	0.84	0.92	0.87		0.71	-0.81	0.68	0.16	0.78	0.78	0.67	0.46	0.79	0.81	-0.3	0.76	0.63	0.83	0.83	0.94	0.76	0.94
Current Deferred Revenue	0.79	0.15	-0.21	0.33	0.93	0.66	0.91	0.71		-0.9	0.95	0.09	0.93	0.96	0.31	0.35	0.95	0.28	-0.81	0.92	0.97	0.55	0.54	0.66	0.92	0.77
Net Debt	-0.93	-0.27	-0.06	-0.58	-0.97	-0.85	-0.97	-0.81	-0.9		-0.88	-0.21	-0.98	-0.93	-0.49	-0.25	-0.96	-0.45	0.6	-0.87	-0.9	-0.74	-0.77	-0.84	-0.89	-0.92
Retained Earnings	0.78	0.26	-0.07	0.37	0.93	0.67	0.91	0.68	0.95	-0.88		-0.11	0.93	0.98	0.42	0.31	0.91	0.36	-0.86	0.82	0.98	0.64	0.46	0.65	0.95	0.76
Accounts Payable	0.18	-0.3	0.16	0.28	0.13	0.23	0.14	0.16	0.09	-0.21	-0.11		0.17	0.03	-0.3	-0.18	0.27	-0.04	0.18	0.41	0.05	-0.05	0.51	0.24	0.09	0.2
Cash	0.9	0.28	0.07	0.57	0.99	0.82	0.98	0.78	0.93	-0.98	0.93	0.17		0.97	0.49	0.22	0.98	0.45	-0.72	0.88	0.94	0.74	0.73	0.81	0.94	0.89
Non Current Assets Total	0.87	0.34	0.05	0.51	0.98	0.78	0.96	0.78	0.96	-0.93	0.98	0.03	0.97		0.51	0.27	0.96	0.47	-0.8	0.88	0.97	0.73	0.62	0.77	0.98	0.85
Non Currrent Assets Other	0.66	0.89	0.61	0.78	0.54	0.74	0.56	0.67	0.31	-0.49	0.42	-0.3	0.49	0.51		-0.01	0.39	0.86	-0.14	0.22	0.31	0.91	0.56	0.75	0.49	0.67
Other Assets	0.26	0.23	-0.44	-0.02	0.27	0.13	0.31	0.46	0.35	-0.25	0.31	-0.18	0.22	0.27	-0.01		0.27	0.25	-0.17	0.32	0.24	0.03	0.11	0.19	0.2	0.25
Cash And Short Term Investments	0.89	0.23	0.03	0.54	0.98	0.8	0.97	0.79	0.95	-0.96	0.91	0.27	0.98	0.96	0.39	0.27		0.42	-0.71	0.96	0.95	0.67	0.74	0.8	0.95	0.88
Net Receivables	0.67	0.95	0.69	0.88	0.53	0.78	0.57	0.81	0.28	-0.45	0.36	-0.04	0.45	0.47	0.86	0.25	0.42		-0.04	0.35	0.25	0.84	0.66	0.8	0.5	0.69
Common Stock Shares Outstanding	-0.41	0.0	0.25	-0.01	-0.69	-0.28	-0.64	-0.3	-0.81	0.6	-0.86	0.18	-0.72	-0.8	-0.14	-0.17	-0.71	-0.04		-0.65	-0.88	-0.3	-0.12	-0.26	-0.79	-0.39
Short Term Investments	0.81	0.14	-0.05	0.47	0.9	0.72	0.89	0.76	0.92	-0.87	0.82	0.41	0.88	0.88	0.22	0.32	0.96	0.35	-0.65		0.88	0.52	0.7	0.72	0.89	0.8
Non Current Liabilities Total	0.76	0.12	-0.13	0.31	0.93	0.63	0.9	0.63	0.97	-0.9	0.98	0.05	0.94	0.97	0.31	0.24	0.95	0.25	-0.88	0.88		0.56	0.49	0.61	0.95	0.74
Other Current Assets	0.88	0.75	0.59	0.86	0.78	0.93	0.79	0.83	0.55	-0.74	0.64	-0.05	0.74	0.73	0.91	0.03	0.67	0.84	-0.3	0.52	0.56		0.75	0.92	0.73	0.89
Other Stockholder Equity	0.85	0.46	0.43	0.87	0.75	0.9	0.79	0.83	0.54	-0.77	0.46	0.51	0.73	0.62	0.56	0.11	0.74	0.66	-0.12	0.7	0.49	0.75		0.92	0.61	0.87
Total Liab	0.96	0.63	0.46	0.91	0.86	0.99	0.89	0.94	0.66	-0.84	0.65	0.24	0.81	0.77	0.75	0.19	0.8	0.8	-0.26	0.72	0.61	0.92	0.92		0.76	0.97
Property Plant And Equipment Gross	0.84	0.35	0.16	0.55	0.96	0.78	0.94	0.76	0.92	-0.89	0.95	0.09	0.94	0.98	0.49	0.2	0.95	0.5	-0.79	0.89	0.95	0.73	0.61	0.76		0.83
Total Current Assets	1.0	0.51	0.3	0.79	0.92	0.98	0.94	0.94	0.77	-0.92	0.76	0.2	0.89	0.85	0.67	0.25	0.88	0.69	-0.39	0.8	0.74	0.89	0.87	0.97	0.83

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FinVolution Account Relationship Matchups

FinVolution fundamental ratios Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Total Assets	14.9B	18.1B	21.4B	21.3B	24.5B	14.5B
Short Long Term Debt Total	43.3M	33.4M	177.0M	41.6M	47.9M	84.7M
Other Current Liab	(812.5M)	(514.4M)	(1.0B)	1.6B	1.4B	1.7B
Total Current Liabilities	3.9B	4.1B	5.0B	3.7B	4.2B	4.8B
Total Stockholder Equity	8.4B	10.7B	12.4B	13.7B	15.8B	16.6B
Other Liab	9.4B	5.5B	6.3B	7.4B	8.6B	5.6B
Net Tangible Assets	7.8B	8.2B	10.5B	12.2B	14.1B	14.8B
Property Plant And Equipment Net	148.8M	161.5M	333.8M	179.0M	205.9M	166.6M
Current Deferred Revenue	1.3B	1.1B	1.8B	1.9B	2.2B	2.3B
Net Debt	(2.6B)	(4.4B)	(3.5B)	(4.9B)	(4.4B)	(4.2B)
Retained Earnings	2.7B	4.7B	6.5B	9.1B	10.5B	11.0B
Cash	2.6B	4.4B	3.6B	5.0B	5.7B	6.0B
Non Current Assets Total	1.4B	1.7B	2.5B	3.1B	3.6B	3.7B
Other Assets	155.8M	455.7M	919.4M	205.5M	236.4M	301.9M
Cash And Short Term Investments	4.6B	5.6B	7.1B	7.9B	9.1B	9.6B
Net Receivables	863.9M	1.9B	6.1B	2.2B	2.5B	3.2B
Common Stock Shares Outstanding	298.3M	296.5M	290.9M	280.6M	252.5M	240.7M
Short Term Investments	2.0B	1.2B	3.4B	3.0B	3.4B	3.6B
Liabilities And Stockholders Equity	14.9B	18.1B	21.4B	21.3B	24.5B	14.5B
Non Current Liabilities Total	2.5B	3.4B	4.0B	6.5B	7.5B	7.8B
Capital Lease Obligations	43.3M	33.4M	177.0M	35.9M	41.3M	45.8M
Inventory	(3.4B)	(2.7B)	(3.6B)	205.5M	185.0M	194.2M
Other Current Assets	4.5B	5.9B	5.8B	7.9B	9.0B	5.5B
Other Stockholder Equity	5.3B	5.4B	5.1B	3.8B	4.4B	4.5B
Total Liab	6.5B	7.4B	8.9B	7.4B	8.5B	6.7B
Long Term Investments	950.5M	971.1M	1.1B	1.1B	1.3B	1.4B
Property Plant And Equipment Gross	148.8M	161.5M	333.8M	452.5M	520.4M	546.4M
Total Current Assets	13.5B	16.4B	18.9B	18.2B	20.9B	13.1B
Accumulated Other Comprehensive Income	452.9M	593.6M	750.6M	842.5M	968.8M	1.0B
Non Current Liabilities Other	2.4B	64.7M	3.6B	3.4B	3.9B	4.1B
Intangible Assets	68.9M	64.3M	98.9M	98.7M	113.5M	72.4M
Property Plant Equipment	230.1M	148.8M	161.5M	333.8M	383.8M	403.0M

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