Citizens Historical Financial Ratios

CIA Stock  USD 4.45  0.19  4.09%   
Citizens is presently reporting on over 102 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Dividend Yield of 2.0E-4, PTB Ratio of 0.74 or Days Sales Outstanding of 6.24 will help investors to properly organize and evaluate Citizens financial condition quickly.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
For information on how to trade Citizens Stock refer to our How to Trade Citizens Stock guide.

About Citizens Financial Ratios Analysis

CitizensFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Citizens investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Citizens financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Citizens history.

Citizens Financial Ratios Chart

At present, Citizens' Operating Cash Flow Per Share is projected to slightly decrease based on the last few years of reporting. The current year's Average Payables is expected to grow to about 872.8 K, whereas Price To Sales Ratio is forecasted to decline to 0.53.
Add Fundamental
Price To Sales RatioDividend Yield
Ptb RatioDays Sales Outstanding
Book Value Per ShareFree Cash Flow Yield
Invested CapitalOperating Cash Flow Per Share
Average PayablesStock Based Compensation To Revenue
Capex To DepreciationPb Ratio
Ev To SalesFree Cash Flow Per Share
RoicInventory Turnover
Net Income Per ShareDays Of Inventory On Hand
Payables TurnoverSales General And Administrative To Revenue
Average InventoryResearch And Ddevelopement To Revenue
Capex To RevenueCash Per Share
PocfratioInterest Coverage
Payout RatioCapex To Operating Cash Flow
Pfcf RatioDays Payables Outstanding
Net Current Asset ValueIncome Quality
RoeTangible Asset Value
Ev To Operating Cash FlowPe Ratio
Return On Tangible AssetsEv To Free Cash Flow
Earnings YieldIntangibles To Total Assets
Net Debt To E B I T D ACurrent Ratio
Tangible Book Value Per ShareReceivables Turnover
Graham NumberShareholders Equity Per Share
Debt To EquityCapex Per Share
Graham Net NetAverage Receivables
Revenue Per ShareInterest Debt Per Share
Debt To AssetsEnterprise Value Over E B I T D A
Short Term Coverage RatiosPrice Earnings Ratio
Price Book Value RatioPrice Earnings To Growth Ratio
Days Of Payables OutstandingDividend Payout Ratio
Price To Operating Cash Flows RatioPrice To Free Cash Flows Ratio
Pretax Profit MarginEbt Per Ebit
Operating Profit MarginEffective Tax Rate
Company Equity MultiplierLong Term Debt To Capitalization
Total Debt To CapitalizationReturn On Capital Employed
Debt Equity RatioEbit Per Revenue
Quick RatioDividend Paid And Capex Coverage Ratio
Net Income Per E B TCash Ratio
Operating Cash Flow Sales RatioDays Of Inventory Outstanding
Days Of Sales OutstandingFree Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage RatiosPrice To Book Ratio
Fixed Asset TurnoverCapital Expenditure Coverage Ratio
Price Cash Flow RatioEnterprise Value Multiple
Debt RatioCash Flow To Debt Ratio
Price Sales RatioReturn On Assets
Asset TurnoverNet Profit Margin
Gross Profit MarginPrice Fair Value
Return On Equity

Price To Sales Ratio

Price to Sales Ratio is figured by comparing Citizens stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on Citizens sales, a figure that is much harder to manipulate than other Citizens multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.

Dividend Yield

Dividend Yield is Citizens dividend as a percentage of Citizens stock price. Citizens dividend yield is a measure of Citizens stock productivity, which can be interpreted as interest rate earned on an Citizens investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.

Operating Cash Flow Per Share

A measure of the cash generated from a company's normal business operations per share, indicating how much cash is generated from a company's business operations on a per-share basis.
Most ratios from Citizens' fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Citizens current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
For information on how to trade Citizens Stock refer to our How to Trade Citizens Stock guide.At present, Citizens' Operating Cash Flow Per Share is projected to slightly decrease based on the last few years of reporting. The current year's Average Payables is expected to grow to about 872.8 K, whereas Price To Sales Ratio is forecasted to decline to 0.53.
 2022 2023 2024 (projected)
Dividend Yield2.15E-42.48E-42.35E-4
Price To Sales Ratio0.460.560.53

Citizens fundamentals Correlations

0.710.87-0.13-0.58-0.43-0.560.690.940.871.0-0.560.060.060.97-0.390.990.990.820.980.99-0.050.090.990.980.41
0.710.43-0.060.05-0.450.010.120.650.430.710.010.28-0.340.720.090.710.640.450.670.7-0.050.40.710.69-0.03
0.870.43-0.01-0.820.02-0.540.560.791.00.87-0.54-0.440.030.81-0.250.810.860.720.830.81-0.09-0.420.820.850.32
-0.13-0.06-0.010.140.05-0.13-0.33-0.15-0.01-0.13-0.13-0.28-0.17-0.110.27-0.07-0.170.13-0.12-0.06-0.11-0.24-0.06-0.14-0.14
-0.580.05-0.820.14-0.230.49-0.64-0.5-0.82-0.580.490.51-0.31-0.50.4-0.5-0.62-0.5-0.55-0.50.080.57-0.51-0.57-0.43
-0.43-0.450.020.05-0.230.41-0.52-0.490.02-0.430.41-0.85-0.23-0.480.48-0.55-0.46-0.43-0.5-0.56-0.18-0.84-0.54-0.45-0.38
-0.560.01-0.54-0.130.490.41-0.76-0.59-0.54-0.561.0-0.04-0.24-0.470.42-0.61-0.62-0.55-0.6-0.610.120.05-0.6-0.53-0.42
0.690.120.56-0.33-0.64-0.52-0.760.70.560.69-0.760.250.460.63-0.680.70.770.580.720.71-0.010.160.70.680.59
0.940.650.79-0.15-0.5-0.49-0.590.70.790.94-0.590.13-0.040.96-0.370.940.940.790.980.940.080.140.950.950.3
0.870.431.0-0.01-0.820.02-0.540.560.790.87-0.54-0.440.030.81-0.250.810.860.720.830.81-0.09-0.420.820.850.32
1.00.710.87-0.13-0.58-0.43-0.560.690.940.87-0.560.060.060.97-0.390.990.990.820.980.99-0.050.090.990.980.41
-0.560.01-0.54-0.130.490.411.0-0.76-0.59-0.54-0.56-0.04-0.24-0.480.42-0.61-0.62-0.55-0.6-0.610.10.04-0.6-0.54-0.42
0.060.28-0.44-0.280.51-0.85-0.040.250.13-0.440.06-0.040.170.11-0.320.160.080.040.130.160.10.980.140.060.19
0.06-0.340.03-0.17-0.31-0.23-0.240.46-0.040.030.06-0.240.170.03-0.70.090.120.210.060.090.120.090.080.090.92
0.970.720.81-0.11-0.5-0.48-0.470.630.960.810.97-0.480.110.03-0.430.970.960.870.990.970.070.150.970.980.39
-0.390.09-0.250.270.40.480.42-0.68-0.37-0.25-0.390.42-0.32-0.7-0.43-0.45-0.45-0.6-0.45-0.45-0.25-0.24-0.43-0.44-0.77
0.990.710.81-0.07-0.5-0.55-0.610.70.940.810.99-0.610.160.090.97-0.450.980.840.991.00.00.191.00.980.45
0.990.640.86-0.17-0.62-0.46-0.620.770.940.860.99-0.620.080.120.96-0.450.980.810.990.98-0.050.10.980.980.45
0.820.450.720.13-0.5-0.43-0.550.580.790.720.82-0.550.040.210.87-0.60.840.810.860.840.020.060.840.820.51
0.980.670.83-0.12-0.55-0.5-0.60.720.980.830.98-0.60.130.060.99-0.450.990.990.860.990.020.150.990.980.41
0.990.70.81-0.06-0.5-0.56-0.610.710.940.810.99-0.610.160.090.97-0.451.00.980.840.990.00.191.00.980.45
-0.05-0.05-0.09-0.110.08-0.180.12-0.010.08-0.09-0.050.10.10.120.07-0.250.0-0.050.020.020.00.090.00.120.12
0.090.4-0.42-0.240.57-0.840.050.160.14-0.420.090.040.980.090.15-0.240.190.10.060.150.190.090.170.090.14
0.990.710.82-0.06-0.51-0.54-0.60.70.950.820.99-0.60.140.080.97-0.431.00.980.840.991.00.00.170.980.44
0.980.690.85-0.14-0.57-0.45-0.530.680.950.850.98-0.540.060.090.98-0.440.980.980.820.980.980.120.090.980.43
0.41-0.030.32-0.14-0.43-0.38-0.420.590.30.320.41-0.420.190.920.39-0.770.450.450.510.410.450.120.140.440.43
Click cells to compare fundamentals

Citizens Account Relationship Matchups

Citizens fundamentals Accounts

201920202021202220232024 (projected)
Price To Sales Ratio1.341.191.060.460.560.53
Ptb Ratio1.290.940.83102.390.780.74
Days Sales Outstanding23.8226.0724.8426.676.576.24
Book Value Per Share5.236.096.430.02083.462.46
Operating Cash Flow Per Share1.450.990.811.140.440.67
Stock Based Compensation To Revenue0.0083780.0093070.0025780.0019830.0024430.004835
Pb Ratio1.290.940.83102.390.780.74
Ev To Sales1.161.090.990.40.480.46
Free Cash Flow Per Share1.440.980.791.130.430.66
Roic(0.003971)(0.22)0.1(7.19)1.051.1
Capex To Revenue0.002049.25E-40.0040194.3E-40.0018360.001745
Cash Per Share28.6730.8430.0724.010.760.73
Pocfratio4.655.86.541.886.065.76
Capex To Operating Cash Flow0.0070750.0045260.02490.0017570.020.019
Pfcf Ratio4.685.826.711.886.185.88
Income Quality(52.72)(4.44)1.1(8.57)0.91.05
Roe(0.005273)(0.0365)(0.16)(7.19)0.140.15
Ev To Operating Cash Flow4.025.346.131.655.254.99
Pe Ratio(244.95)(25.76)(5.27)(14.25)5.475.2
Return On Tangible Assets(7.91E-4)(0.006005)(0.0271)(0.005281)0.01650.008483
Ev To Free Cash Flow4.055.376.291.655.365.09
Earnings Yield(0.004083)(0.0388)(0.19)(0.0702)0.180.19
Intangibles To Total Assets0.007780.0073615.07E-40.09580.110.12
Net Debt To E B I T D A(13.17)(5.03)2.97(0.46)(0.66)(0.69)
Current Ratio178.91116.66103.84123.52142.0496.86
Tangible Book Value Per Share4.955.826.42(2.98)(0.28)(0.26)
Receivables Turnover15.3214.014.713.6955.5658.34
Graham Number1.85.5212.070.266.196.5
Shareholders Equity Per Share5.236.096.430.02083.462.46
Capex Per Share0.01030.0044740.02020.0019940.0088940.008449
Graham Net Net(2.97)(0.91)(1.43)(7.79)(29.29)(27.82)

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Citizens offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Citizens' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Citizens Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Citizens Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
For information on how to trade Citizens Stock refer to our How to Trade Citizens Stock guide.
You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
0.43
Revenue Per Share
5.002
Quarterly Revenue Growth
0.039
Return On Assets
0.0076
Return On Equity
0.1223
The market value of Citizens is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens' value that differs from its market value or its book value, called intrinsic value, which is Citizens' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens' market value can be influenced by many factors that don't directly affect Citizens' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens' value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.