Southern Total Current Assets vs Retained Earnings Analysis

BCAL Stock  USD 17.79  0.04  0.22%   
Southern California financial indicator trend analysis is much more than just breaking down Southern California prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Southern California is a good investment. Please check the relationship between Southern California Total Current Assets and its Retained Earnings accounts. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Southern California Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.

Total Current Assets vs Retained Earnings

Total Current Assets vs Retained Earnings Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Southern California Total Current Assets account and Retained Earnings. At this time, the significance of the direction appears to have strong relationship.
The correlation between Southern California's Total Current Assets and Retained Earnings is 0.62. Overlapping area represents the amount of variation of Total Current Assets that can explain the historical movement of Retained Earnings in the same time period over historical financial statements of Southern California Bancorp, assuming nothing else is changed. The correlation between historical values of Southern California's Total Current Assets and Retained Earnings is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Total Current Assets of Southern California Bancorp are associated (or correlated) with its Retained Earnings. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Retained Earnings has no effect on the direction of Total Current Assets i.e., Southern California's Total Current Assets and Retained Earnings go up and down completely randomly.

Correlation Coefficient

0.62
Relationship DirectionPositive 
Relationship StrengthSignificant

Total Current Assets

The total value of all assets that are expected to be converted into cash within one year or during the normal operating cycle.

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.
Most indicators from Southern California's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Southern California current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Southern California Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
At this time, Southern California's Selling General Administrative is quite stable compared to the past year. Sales General And Administrative To Revenue is expected to rise to 0.54 this year, although Enterprise Value Over EBITDA will most likely fall to 6.27.
 2021 2022 2023 2024 (projected)
Gross Profit71.6M98.0M126.9M133.2M
Total Revenue71.6M98.0M126.9M133.2M

Southern California fundamental ratios Correlations

1.00.970.50.930.70.990.890.240.440.98-0.131.00.790.990.990.981.00.910.620.980.990.880.060.990.61
1.00.960.50.950.680.990.90.20.480.99-0.070.990.760.980.980.981.00.90.580.981.00.90.090.990.59
0.970.960.40.890.710.940.890.260.380.93-0.240.970.840.980.970.960.960.880.70.950.950.82-0.070.970.53
0.50.50.40.460.140.510.180.340.330.470.020.50.380.480.430.420.470.560.280.420.510.330.130.430.94
0.930.950.890.460.680.960.93-0.090.680.95-0.170.930.620.930.950.950.960.750.370.970.960.97-0.020.960.55
0.70.680.710.140.680.680.76-0.170.270.63-0.550.70.380.740.70.760.710.520.230.730.680.75-0.260.730.38
0.990.990.940.510.960.680.910.130.490.99-0.110.990.710.980.980.970.990.890.520.990.990.920.060.980.62
0.890.90.890.180.930.760.91-0.130.550.9-0.30.890.620.910.940.940.920.690.410.960.90.95-0.110.940.33
0.240.20.260.34-0.09-0.170.13-0.13-0.420.160.280.250.620.20.140.120.170.480.790.050.18-0.250.280.130.27
0.440.480.380.330.680.270.490.55-0.420.46-0.210.430.280.450.510.540.510.12-0.040.560.50.64-0.120.520.29
0.980.990.930.470.950.630.990.90.160.46-0.010.980.710.960.970.950.980.90.530.970.990.910.110.970.55
-0.13-0.07-0.240.02-0.17-0.55-0.11-0.30.28-0.21-0.01-0.14-0.15-0.24-0.22-0.24-0.150.06-0.09-0.2-0.08-0.20.63-0.19-0.19
1.00.990.970.50.930.70.990.890.250.430.98-0.140.790.990.990.980.990.920.630.980.990.870.060.990.61
0.790.760.840.380.620.380.710.620.620.280.71-0.150.790.790.780.770.770.750.940.720.760.460.020.770.42
0.990.980.980.480.930.740.980.910.20.450.96-0.240.990.790.990.990.990.890.620.980.980.88-0.010.990.62
0.990.980.970.430.950.70.980.940.140.510.97-0.220.990.780.990.990.990.860.60.990.980.91-0.010.990.55
0.980.980.960.420.950.760.970.940.120.540.95-0.240.980.770.990.990.990.830.570.990.980.91-0.021.00.54
1.01.00.960.470.960.710.990.920.170.510.98-0.150.990.770.990.990.990.870.580.991.00.910.041.00.57
0.910.90.880.560.750.520.890.690.480.120.90.060.920.750.890.860.830.870.690.830.890.680.20.850.67
0.620.580.70.280.370.230.520.410.79-0.040.53-0.090.630.940.620.60.570.580.690.510.570.210.040.580.31
0.980.980.950.420.970.730.990.960.050.560.97-0.20.980.720.980.990.990.990.830.510.980.950.020.990.54
0.991.00.950.510.960.680.990.90.180.50.99-0.080.990.760.980.980.981.00.890.570.980.90.070.990.6
0.880.90.820.330.970.750.920.95-0.250.640.91-0.20.870.460.880.910.910.910.680.210.950.9-0.020.910.46
0.060.09-0.070.13-0.02-0.260.06-0.110.28-0.120.110.630.060.02-0.01-0.01-0.020.040.20.040.020.07-0.02-0.03-0.01
0.990.990.970.430.960.730.980.940.130.520.97-0.190.990.770.990.991.01.00.850.580.990.990.91-0.030.55
0.610.590.530.940.550.380.620.330.270.290.55-0.190.610.420.620.550.540.570.670.310.540.60.46-0.010.55
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Southern California Account Relationship Matchups

Southern California fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets833.3M1.6B2.3B2.3B2.4B2.5B
Total Stockholder Equity120.5M168.9M246.5M260.4M288.2M302.6M
Property Plant And Equipment Net9.5M15.1M27.7M22.9M22.6M23.7M
Net Debt44.9M197.1M7.0M18.5M82.0M86.1M
Retained Earnings17.0M21.7M32.4M48.5M70.6M74.1M
Cash(9.9M)12.0M22.4M60.3M33.0M34.7M
Non Current Assets Total740.3M1.3B1.7B2.2B2.3B2.4B
Non Currrent Assets Other13.5M28.5M1.6B2.1B2.2B2.3B
Other Assets689.5M1.3B1.5B1.0(169.0M)(160.6M)
Cash And Short Term Investments(9.9M)(12.0M)(22.4M)(60.3M)163.0M171.2M
Common Stock Shares Outstanding8.6M9.7M14.9M18.2M18.7M19.6M
Liabilities And Stockholders Equity833.3M1.6B2.3B2.3B2.4B2.5B
Other Stockholder Equity49.2M56.2M295K(38K)(43.7K)(41.5K)
Total Liab712.8M1.4B2.0B2.0B2.1B2.2B
Total Current Assets93.0M256.9M580.7M86.8M257.0M269.9M
Accumulated Other Comprehensive Income302.7K295.2K(38K)(6.4M)(4.5M)(4.2M)
Common Stock47.0M146.9M214.2M218.3M222.0M233.1M
Other Current Liab260.3M617.9M1.2B1.1B1.3B1.4B
Total Current Liabilities262.1M630.0M1.2B1.1B1.4B1.4B
Accounts Payable627.8M671.9M1.2B2.0B2.3B2.4B
Non Current Liabilities Total450.7M780.1M836.4M892.4M701.2M497.5M
Other Current Assets93.0M256.9M580.7M86.8M94.0M134.8M
Other Liab2.4M5.9M10.8M12.6M14.5M15.2M
Net Tangible Assets102.1M147.3M207.7M221.0M254.1M266.8M
Short Term Debt1.8M12.1M2.4M2.8M87.7M92.1M
Property Plant Equipment5.0M9.5M15.1M27.7M31.9M33.5M
Short Long Term Debt Total35.0M209.0M29.4M78.8M115.0M82.1M

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When determining whether Southern California is a strong investment it is important to analyze Southern California's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Southern California's future performance. For an informed investment choice regarding Southern Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Southern California Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Southern California. If investors know Southern will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Southern California listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.97)
Earnings Share
(0.29)
Revenue Per Share
3.796
Quarterly Revenue Growth
(0.37)
Return On Assets
(0)
The market value of Southern California is measured differently than its book value, which is the value of Southern that is recorded on the company's balance sheet. Investors also form their own opinion of Southern California's value that differs from its market value or its book value, called intrinsic value, which is Southern California's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Southern California's market value can be influenced by many factors that don't directly affect Southern California's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Southern California's value and its price as these two are different measures arrived at by different means. Investors typically determine if Southern California is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Southern California's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.