Bayfirst Historical Financial Ratios

BAFN Stock  USD 17.00  0.60  3.66%   
Bayfirst Financial is presently reporting on over 95 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Dividend Yield of 0.0402, PTB Ratio of 0.58 or Days Sales Outstanding of 30.69 will help investors to properly organize and evaluate Bayfirst Financial Corp financial condition quickly.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bayfirst Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

About Bayfirst Financial Ratios Analysis

Bayfirst Financial CorpFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Bayfirst Financial investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Bayfirst financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Bayfirst Financial history.

Bayfirst Financial Financial Ratios Chart

At this time, Bayfirst Financial's Payout Ratio is very stable compared to the past year. As of the 18th of February 2025, Capex To Operating Cash Flow is likely to grow to 0.03, while Price To Sales Ratio is likely to drop 0.77.
Add Fundamental
Price To Sales RatioDividend Yield
Ptb RatioDays Sales Outstanding
Book Value Per ShareFree Cash Flow Yield
Invested CapitalOperating Cash Flow Per Share
Average PayablesStock Based Compensation To Revenue
Capex To DepreciationPb Ratio
Ev To SalesFree Cash Flow Per Share
RoicInventory Turnover
Net Income Per ShareDays Of Inventory On Hand
Payables TurnoverSales General And Administrative To Revenue
Average InventoryResearch And Ddevelopement To Revenue
Capex To RevenueCash Per Share
PocfratioInterest Coverage
Payout RatioCapex To Operating Cash Flow
Pfcf RatioDays Payables Outstanding
Net Current Asset ValueIncome Quality
RoeTangible Asset Value
Ev To Operating Cash FlowPe Ratio
Return On Tangible AssetsEv To Free Cash Flow
Earnings YieldIntangibles To Total Assets
Net Debt To E B I T D ACurrent Ratio
Tangible Book Value Per ShareReceivables Turnover
Graham NumberShareholders Equity Per Share
Debt To EquityCapex Per Share
Graham Net NetAverage Receivables
Revenue Per ShareInterest Debt Per Share
Debt To AssetsEnterprise Value Over E B I T D A
Short Term Coverage RatiosPrice Earnings Ratio
Operating CyclePrice Book Value Ratio
Price Earnings To Growth RatioDays Of Payables Outstanding
Dividend Payout RatioPrice To Operating Cash Flows Ratio
Price To Free Cash Flows RatioPretax Profit Margin
Ebt Per EbitOperating Profit Margin
Effective Tax RateCompany Equity Multiplier
Long Term Debt To CapitalizationTotal Debt To Capitalization
Return On Capital EmployedDebt Equity Ratio
Ebit Per RevenueQuick Ratio
Dividend Paid And Capex Coverage RatioNet Income Per E B T
Cash RatioCash Conversion Cycle
Operating Cash Flow Sales RatioDays Of Inventory Outstanding
Days Of Sales OutstandingFree Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage RatiosPrice To Book Ratio
Fixed Asset TurnoverCapital Expenditure Coverage Ratio
Price Cash Flow RatioEnterprise Value Multiple
Debt RatioCash Flow To Debt Ratio
Price Sales RatioReturn On Assets
Asset TurnoverNet Profit Margin
Gross Profit MarginPrice Fair Value
Return On Equity

Price To Sales Ratio

Price to Sales Ratio is figured by comparing Bayfirst Financial Corp stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on Bayfirst Financial sales, a figure that is much harder to manipulate than other Bayfirst Financial Corp multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.

Dividend Yield

Dividend Yield is Bayfirst Financial Corp dividend as a percentage of Bayfirst Financial stock price. Bayfirst Financial Corp dividend yield is a measure of Bayfirst Financial stock productivity, which can be interpreted as interest rate earned on an Bayfirst Financial investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.
Most ratios from Bayfirst Financial's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Bayfirst Financial Corp current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bayfirst Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
At this time, Bayfirst Financial's Payout Ratio is very stable compared to the past year. As of the 18th of February 2025, Capex To Operating Cash Flow is likely to grow to 0.03, while Price To Sales Ratio is likely to drop 0.77.
 2022 2023 2024 2025 (projected)
Dividend Yield0.03150.04260.03830.0402
Price To Sales Ratio1.160.710.810.77

Bayfirst Financial fundamentals Correlations

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-0.180.68-0.36-0.13-0.020.991.0-0.08-0.36-0.16-0.220.00.040.3-0.26-0.270.63-0.12-0.280.99-0.14-0.280.22-0.09-0.3
-0.320.37-0.16-0.31-0.11-0.25-0.210.13-0.16-0.32-0.220.77-0.10.53-0.16-0.020.21-0.31-0.17-0.160.35-0.180.080.2-0.21
-0.230.34-0.48-0.180.35-0.030.02-0.05-0.48-0.220.00.77-0.150.63-0.380.220.350.04-0.4-0.010.66-0.40.330.62-0.42
0.17-0.14-0.10.16-0.070.040.040.92-0.10.160.04-0.1-0.15-0.06-0.50.07-0.02-0.58-0.460.030.13-0.490.560.11-0.45
-0.120.52-0.42-0.07-0.140.250.31-0.06-0.42-0.110.30.530.63-0.06-0.31-0.290.76-0.35-0.340.330.19-0.320.280.17-0.35
0.13-0.380.90.03-0.39-0.26-0.28-0.350.90.1-0.26-0.16-0.38-0.5-0.31-0.31-0.430.021.0-0.26-0.611.0-0.98-0.460.99
-0.25-0.26-0.22-0.230.49-0.28-0.260.11-0.22-0.25-0.27-0.020.220.07-0.29-0.31-0.450.47-0.3-0.350.78-0.320.270.78-0.3
0.140.72-0.570.21-0.110.630.64-0.2-0.570.160.630.210.35-0.020.76-0.43-0.45-0.28-0.450.70.07-0.410.450.02-0.44
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Bayfirst Financial Account Relationship Matchups

Bayfirst Financial fundamentals Accounts

202020212022202320242025 (projected)
Price To Sales Ratio0.380.581.160.710.810.77
Dividend Yield0.03750.02380.03150.04260.03830.0402
Ptb Ratio0.670.90.730.530.610.58
Book Value Per Share20.7225.3222.8524.5622.1116.39
Free Cash Flow Yield(2.34)1.026.438.367.527.9
Operating Cash Flow Per Share(31.42)26.61109.49110.9299.83104.82
Stock Based Compensation To Revenue0.003360.0034620.01470.0083310.0074980.005432
Capex To Depreciation0.62.81.621.121.291.23
Pb Ratio0.670.90.730.530.610.58
Ev To Sales0.0268(0.0767)0.580.150.170.16
Free Cash Flow Per Share(32.31)23.12107.48109.0798.17103.07
Roic0.140.110.02560.01290.01160.0169
Net Income Per Share3.76.471.361.391.250.82
Cash Per Share16.8437.628.1714.2412.8214.46
Pocfratio(0.44)0.860.150.120.140.13
Interest Coverage1.544.450.560.610.550.52
Payout Ratio0.140.08370.390.40.360.38
Capex To Operating Cash Flow(0.0283)0.130.01830.01670.01920.0331
Pfcf Ratio(0.43)0.980.160.120.140.13
Income Quality(8.49)4.1180.3776.8969.272.66
Ev To Operating Cash Flow(0.0307)(0.11)0.07650.02510.02890.0275
Pe Ratio3.743.5212.279.3810.7911.33
Return On Tangible Assets0.0082670.0270.0059030.005170.0046530.00808
Ev To Free Cash Flow(0.0299)(0.13)0.07790.02560.02940.0279
Earnings Yield0.270.280.08150.110.09590.1
Intangibles To Total Assets0.0052820.0072170.01160.01340.01540.0146
Current Ratio32.55449.5917.685.925.335.06
Tangible Book Value Per Share18.3423.5820.1420.9118.8212.64
Graham Number41.5460.7326.4727.7224.9526.2
Shareholders Equity Per Share20.7225.3222.8524.5622.1123.21
Debt To Equity0.190.150.410.210.240.23
Capex Per Share0.893.52.011.851.661.75
Graham Net Net(420.59)(192.73)(181.65)(233.82)(268.89)(255.44)
When determining whether Bayfirst Financial Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bayfirst Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bayfirst Financial Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bayfirst Financial Corp Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bayfirst Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
You can also try the Portfolio Optimization module to compute new portfolio that will generate highest expected return given your specified tolerance for risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bayfirst Financial. If investors know Bayfirst will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bayfirst Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
5.594
Dividend Share
0.32
Earnings Share
2.64
Revenue Per Share
20.295
Quarterly Revenue Growth
0.363
The market value of Bayfirst Financial Corp is measured differently than its book value, which is the value of Bayfirst that is recorded on the company's balance sheet. Investors also form their own opinion of Bayfirst Financial's value that differs from its market value or its book value, called intrinsic value, which is Bayfirst Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bayfirst Financial's market value can be influenced by many factors that don't directly affect Bayfirst Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bayfirst Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bayfirst Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bayfirst Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.