Heritage Commerce Corp Stock Fundamentals
| HTBK Stock | USD 10.62 0.04 0.38% |
Heritage Commerce Corp fundamentals help investors to digest information that contributes to Heritage Commerce's financial success or failures. It also enables traders to predict the movement of Heritage Stock. The fundamental analysis module provides a way to measure Heritage Commerce's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Heritage Commerce stock.
At this time, Heritage Commerce's Reconciled Depreciation is quite stable compared to the past year. Heritage | Select Account or Indicator |
Heritage Commerce Corp Company Profit Margin Analysis
Heritage Commerce's Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.
Current Heritage Commerce Profit Margin | 0.26 % |
Most of Heritage Commerce's fundamental indicators, such as Profit Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Heritage Commerce Corp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Heritage Profit Margin Historical Pattern
Today, most investors in Heritage Commerce Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Heritage Commerce's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's profit margin growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Heritage Commerce profit margin as a starting point in their analysis.
Heritage Commerce Profit Margin |
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In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
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Heritage Pretax Profit Margin
Pretax Profit Margin |
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Based on the latest financial disclosure, Heritage Commerce Corp has a Profit Margin of 0.2556%. This is 97.81% lower than that of the Banks sector and significantly higher than that of the Financials industry. The profit margin for all United States stocks is 120.13% lower than that of the firm.
Heritage Commerce Corp Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Heritage Commerce's current stock value. Our valuation model uses many indicators to compare Heritage Commerce value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Heritage Commerce competition to find correlations between indicators driving Heritage Commerce's intrinsic value. More Info.Heritage Commerce Corp is rated # 5 in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.12 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Heritage Commerce Corp is roughly 8.13 . At this time, Heritage Commerce's Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Heritage Commerce by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Heritage Profit Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Heritage Commerce's direct or indirect competition against its Profit Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Heritage Commerce could also be used in its relative valuation, which is a method of valuing Heritage Commerce by comparing valuation metrics of similar companies.Heritage Commerce is currently under evaluation in profit margin category among its peers.
Heritage Commerce Current Valuation Drivers
We derive many important indicators used in calculating different scores of Heritage Commerce from analyzing Heritage Commerce's financial statements. These drivers represent accounts that assess Heritage Commerce's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Heritage Commerce's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 599.0M | 527.6M | 718.0M | 605.5M | 545.0M | 572.2M | |
| Enterprise Value | 181.5M | (563.8M) | (548.3M) | 236.9M | 272.4M | 286.0M |
Heritage Commerce ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Heritage Commerce's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Heritage Commerce's managers, analysts, and investors.Environmental | Governance | Social |
Heritage Fundamentals
| Return On Equity | 0.0642 | ||||
| Return On Asset | 0.0079 | ||||
| Profit Margin | 0.26 % | ||||
| Operating Margin | 0.34 % | ||||
| Current Valuation | (233.74 M) | ||||
| Shares Outstanding | 61.3 M | ||||
| Shares Owned By Insiders | 4.00 % | ||||
| Shares Owned By Institutions | 78.18 % | ||||
| Number Of Shares Shorted | 520.24 K | ||||
| Price To Earning | 19.19 X | ||||
| Price To Book | 0.95 X | ||||
| Price To Sales | 3.86 X | ||||
| Revenue | 9 K | ||||
| Gross Profit | 189.22 M | ||||
| EBITDA | 90.42 K | ||||
| Net Income | 64.44 M | ||||
| Cash And Equivalents | 876.59 M | ||||
| Cash Per Share | 14.45 X | ||||
| Total Debt | 39.5 M | ||||
| Debt To Equity | 0.05 % | ||||
| Book Value Per Share | 11.18 X | ||||
| Cash Flow From Operations | 73.01 M | ||||
| Short Ratio | 1.45 X | ||||
| Earnings Per Share | 0.71 X | ||||
| Price To Earnings To Growth | 1.88 X | ||||
| Target Price | 11.5 | ||||
| Number Of Employees | 353 | ||||
| Beta | 0.91 | ||||
| Market Capitalization | 653.49 M | ||||
| Total Asset | 5.19 B | ||||
| Retained Earnings | 179.09 M | ||||
| Annual Yield | 0.05 % | ||||
| Five Year Return | 4.30 % | ||||
| Net Asset | 5.19 B | ||||
| Last Dividend Paid | 0.52 |
About Heritage Commerce Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Heritage Commerce Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Heritage Commerce using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Heritage Commerce Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | 117.3 M | 93.8 M | |
| Total Revenue | 9 K | 8.5 K | |
| Cost Of Revenue | 279.6 M | 293.6 M | |
| Stock Based Compensation To Revenue | 0.01 | 0.01 | |
| Sales General And Administrative To Revenue | 0.02 | 0.02 | |
| Capex To Revenue | 0.01 | 0.01 | |
| Revenue Per Share | 3.14 | 3.61 | |
| Ebit Per Revenue | 0.47 | 0.57 |
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Try AI Portfolio ArchitectCheck out Heritage Commerce Piotroski F Score and Heritage Commerce Altman Z Score analysis. You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heritage Commerce. If investors know Heritage will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heritage Commerce listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.34) | Dividend Share 0.52 | Earnings Share 0.71 | Revenue Per Share 2.763 | Quarterly Revenue Growth (0.11) |
The market value of Heritage Commerce Corp is measured differently than its book value, which is the value of Heritage that is recorded on the company's balance sheet. Investors also form their own opinion of Heritage Commerce's value that differs from its market value or its book value, called intrinsic value, which is Heritage Commerce's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heritage Commerce's market value can be influenced by many factors that don't directly affect Heritage Commerce's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Heritage Commerce's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heritage Commerce is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heritage Commerce's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.