Blue Ridge Bankshares Stock Z Score

BRBS Stock

USD 3.25 0.02 0.62%

Altman Z Score is one of the simplest fundamental models to determine how likely your company is to fail. The module uses available fundamental data of a given equity to approximate the Altman Z score. Altman Z Score is determined by evaluating five fundamental price points available from the company's current public disclosure documents. Check out Blue Ridge Piotroski F Score and Blue Ridge Valuation analysis.

At this time, Blue Ridge's Issuance Of Capital Stock is comparatively stable compared to the past year. Long Term Debt To Capitalization is likely to gain to 0.55 in 2025, whereas Capital Lease Obligations is likely to drop slightly above 4.8 M in 2025. At this time, Blue Ridge's Discontinued Operations is comparatively stable compared to the past year. Interest Expense is likely to gain to about 85.7 M in 2025, whereas Total Revenue is likely to drop slightly above 76.8 M in 2025.

Blue Ridge Bankshares Company Z Score Analysis

Blue Ridge's Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..

Z Score

Sum Of

5 Factors

More About Z Score | All Equity Analysis

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

Blue Z Score Driver Correlations

Understanding the fundamental principles of building solid financial models for Blue Ridge is extremely important. It helps to project a fair market value of Blue Stock properly, considering its historical fundamentals such as Z Score. Since Blue Ridge's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Blue Ridge's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Blue Ridge's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Tangible Assets	Retained Earnings	Accounts Payable	Long Term Debt	Net Receivables	Good Will	Total Liab	Long Term Investments	Short Long Term Debt	Total Current Assets	Short Term Debt	Common Stock	Property Plant Equipment	Net Debt	Net Invested Capital	Capital Stock
Total Assets		0.86	0.92	0.7	0.92	0.69	0.9	0.9	0.78	0.98	0.75	0.81	-0.27	0.83	0.89	-0.01	0.89	0.92
Total Stockholder Equity	0.86		0.98	0.52	0.98	0.53	0.81	0.94	0.76	0.87	0.78	0.97	-0.3	0.98	0.94	-0.4	0.83	0.93
Net Tangible Assets	0.92	0.98		0.55	1.0	0.54	0.85	0.94	0.81	0.92	0.77	0.92	-0.32	0.97	0.94	-0.33	0.84	0.95
Retained Earnings	0.7	0.52	0.55		0.52	0.52	0.55	0.53	0.34	0.74	0.44	0.6	-0.13	0.37	0.59	0.34	0.61	0.48
Accounts Payable	0.92	0.98	1.0	0.52		0.58	0.86	0.94	0.84	0.91	0.78	0.91	-0.3	0.98	0.93	-0.31	0.86	0.95
Long Term Debt	0.69	0.53	0.54	0.52	0.58		0.85	0.69	0.62	0.58	0.66	0.54	-0.11	0.5	0.57	0.48	0.89	0.53
Net Receivables	0.9	0.81	0.85	0.55	0.86	0.85		0.87	0.75	0.83	0.74	0.77	-0.25	0.79	0.81	0.09	0.95	0.82
Good Will	0.9	0.94	0.94	0.53	0.94	0.69	0.87		0.73	0.87	0.86	0.91	-0.26	0.92	0.98	-0.2	0.89	0.9
Total Liab	0.78	0.76	0.81	0.34	0.84	0.62	0.75	0.73		0.74	0.59	0.61	-0.24	0.81	0.63	-0.08	0.78	0.78
Long Term Investments	0.98	0.87	0.92	0.74	0.91	0.58	0.83	0.87	0.74		0.71	0.82	-0.3	0.82	0.9	-0.09	0.82	0.92
Short Long Term Debt	0.75	0.78	0.77	0.44	0.78	0.66	0.74	0.86	0.59	0.71		0.77	0.0	0.76	0.83	-0.13	0.77	0.73
Total Current Assets	0.81	0.97	0.92	0.6	0.91	0.54	0.77	0.91	0.61	0.82	0.77		-0.27	0.91	0.92	-0.35	0.82	0.87
Short Term Debt	-0.27	-0.3	-0.32	-0.13	-0.3	-0.11	-0.25	-0.26	-0.24	-0.3	0.0	-0.27		-0.31	-0.29	0.12	-0.28	-0.34
Common Stock	0.83	0.98	0.97	0.37	0.98	0.5	0.79	0.92	0.81	0.82	0.76	0.91	-0.31		0.9	-0.46	0.81	0.93
Property Plant Equipment	0.89	0.94	0.94	0.59	0.93	0.57	0.81	0.98	0.63	0.9	0.83	0.92	-0.29	0.9		-0.27	0.82	0.89
Net Debt	-0.01	-0.4	-0.33	0.34	-0.31	0.48	0.09	-0.2	-0.08	-0.09	-0.13	-0.35	0.12	-0.46	-0.27		0.12	-0.34
Net Invested Capital	0.89	0.83	0.84	0.61	0.86	0.89	0.95	0.89	0.78	0.82	0.77	0.82	-0.28	0.81	0.82	0.12		0.83
Capital Stock	0.92	0.93	0.95	0.48	0.95	0.53	0.82	0.9	0.78	0.92	0.73	0.87	-0.34	0.93	0.89	-0.34	0.83

Click cells to compare fundamentals

To calculate a Z-Score, one would need to know a company's current working capital, its total assets and liabilities, and the amount of its latest earnings as well as earnings before interest and tax. Z-Scores can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area,' with scores of less than 1 indicating the highest probability of distress. Z Score is a used widely measure by financial auditors, accountants, money managers, loan processors, wealth advisers, and day traders. In the last 25 years, many financial models that utilize z-scores proved it to be successful as a predictor of corporate bankruptcy.

Competition

Predict Blue Ridge

In accordance with the company's disclosures, Blue Ridge Bankshares has a Z Score of 0.0. This is 100.0% lower than that of the Banks sector and about the same as Financials (which currently averages 0.0) industry. The z score for all United States stocks is 100.0% higher than that of the company.

Blue Z Score Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Blue Ridge's direct or indirect competition against its Z Score to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Blue Ridge could also be used in its relative valuation, which is a method of valuing Blue Ridge by comparing valuation metrics of similar companies.

Blue Ridge is currently under evaluation in z score category among its peers.

Blue Ridge ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Blue Ridge's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Blue Ridge's managers, analysts, and investors.

Environmental

Governance

Social

Blue Fundamentals

	Return On Equity	-0.0599
	Return On Asset	-0.0053
	Profit Margin	(0.16) %
	Operating Margin	(0.06) %
	Current Valuation	300.19 M
	Shares Outstanding	87.79 M
	Shares Owned By Insiders	28.22 %
	Shares Owned By Institutions	26.56 %
	Number Of Shares Shorted	832.91 K
	Price To Earning	6.39 X
	Price To Book	0.87 X
	Price To Sales	2.93 X
	Revenue	92.23 M
	Gross Profit	97.33 M
	EBITDA	(15.38 M)
	Net Income	(15.38 M)
	Cash And Equivalents	111.62 M
	Cash Per Share	5.94 X
	Total Debt	198.4 M
	Debt To Equity	10.88 %
	Book Value Per Share	3.86 X
	Cash Flow From Operations	(8.34 M)
	Short Ratio	4.63 X
	Earnings Per Share	(0.31) X
	Beta	0.77
	Market Capitalization	285.32 M
	Total Asset	2.74 B
	Retained Earnings	17.77 M
	Five Year Return	2.82 %
	Net Asset	2.74 B
	Last Dividend Paid	0.12

About Blue Ridge Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Blue Ridge Bankshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Blue Ridge using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Blue Ridge Bankshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

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Additional Tools for Blue Stock Analysis

When running Blue Ridge's price analysis, check to measure Blue Ridge's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Blue Ridge is operating at the current time. Most of Blue Ridge's value examination focuses on studying past and present price action to predict the probability of Blue Ridge's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Blue Ridge's price. Additionally, you may evaluate how the addition of Blue Ridge to your portfolios can decrease your overall portfolio volatility.

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Blue Ridge Bankshares Stock Z Score

Blue Ridge Bankshares Company Z Score Analysis

Z Score

Sum Of

5 Factors

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

Blue Z Score Driver Correlations

Blue Z Score Peer Comparison

Blue Ridge ESG Sustainability

Blue Fundamentals

About Blue Ridge Fundamental Analysis

Thematic Opportunities

Explore Investment Opportunities

Additional Tools for Blue Stock Analysis

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