United Bancorporation Of Stock Performance
| UBAB Stock | USD 55.60 0.60 1.07% |
The entity has a beta of -0.0401, which indicates not very significant fluctuations relative to the market. As returns on the market increase, returns on owning United Bancorporation are expected to decrease at a much lower rate. During the bear market, United Bancorporation is likely to outperform the market. At this point, United Bancorporation has a negative expected return of -0.0374%. Please make sure to validate United Bancorporation's maximum drawdown, semi variance, and the relationship between the sortino ratio and potential upside , to decide if United Bancorporation performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days United Bancorporation of has generated negative risk-adjusted returns adding no value to investors with long positions. Despite somewhat strong basic indicators, United Bancorporation is not utilizing all of its potentials. The latest stock price disturbance, may contribute to short-term losses for the investors. ...more
| Begin Period Cash Flow | 262.9 M | |
| Total Cashflows From Investing Activities | -165.6 M |
United |
United Bancorporation Relative Risk vs. Return Landscape
If you would invest 5,699 in United Bancorporation of on November 28, 2024 and sell it today you would lose (139.00) from holding United Bancorporation of or give up 2.44% of portfolio value over 90 days. United Bancorporation of is currently does not generate positive expected returns and assumes 1.4394% risk (volatility on return distribution) over the 90 days horizon. In different words, 12% of otc stocks are less volatile than United, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
United Bancorporation Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for United Bancorporation's investment risk. Standard deviation is the most common way to measure market volatility of otc stocks, such as United Bancorporation of, and traders can use it to determine the average amount a United Bancorporation's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.026
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | UBAB |
Estimated Market Risk
| 1.44 actual daily | 12 88% of assets are more volatile |
Expected Return
| -0.04 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.03 actual daily | 0 Most of other assets perform better |
Based on monthly moving average United Bancorporation is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of United Bancorporation by adding United Bancorporation to a well-diversified portfolio.
United Bancorporation Fundamentals Growth
United OTC Stock prices reflect investors' perceptions of the future prospects and financial health of United Bancorporation, and United Bancorporation fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on United OTC Stock performance.
| Return On Equity | 0.12 | |||
| Return On Asset | 0.0148 | |||
| Profit Margin | 0.33 % | |||
| Operating Margin | 0.43 % | |||
| Current Valuation | (96.14 M) | |||
| Shares Outstanding | 3.59 M | |||
| Price To Earning | 9.06 X | |||
| Price To Book | 0.63 X | |||
| Price To Sales | 2.41 X | |||
| Revenue | 52.35 M | |||
| Cash And Equivalents | 190.17 M | |||
| Cash Per Share | 52.96 X | |||
| Total Debt | 23.51 M | |||
| Book Value Per Share | 24.66 X | |||
| Cash Flow From Operations | 26.17 M | |||
| Earnings Per Share | 4.48 X | |||
| Total Asset | 1.12 B | |||
| Retained Earnings | 20.04 M | |||
About United Bancorporation Performance
By analyzing United Bancorporation's fundamental ratios, stakeholders can gain valuable insights into United Bancorporation's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if United Bancorporation has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if United Bancorporation has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
United Bancorporation of Alabama, Inc. operates as the bank holding company for United Bank that provides commercial banking services. United Bancorporation of Alabama, Inc. was founded in 1904 and is based in Atmore, Alabama. United Bancorp is traded on OTC Exchange in the United States.Things to note about United Bancorporation performance evaluation
Checking the ongoing alerts about United Bancorporation for important developments is a great way to find new opportunities for your next move. OTC Stock alerts and notifications screener for United Bancorporation help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| United Bancorporation generated a negative expected return over the last 90 days |
- Analyzing United Bancorporation's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether United Bancorporation's stock is overvalued or undervalued compared to its peers.
- Examining United Bancorporation's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating United Bancorporation's management team can have a significant impact on its success or failure. Reviewing the track record and experience of United Bancorporation's management team can help you assess the OTC Stock's leadership.
- Pay attention to analyst opinions and ratings of United Bancorporation's otc stock. These opinions can provide insight into United Bancorporation's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for United OTC Stock analysis
When running United Bancorporation's price analysis, check to measure United Bancorporation's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Bancorporation is operating at the current time. Most of United Bancorporation's value examination focuses on studying past and present price action to predict the probability of United Bancorporation's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Bancorporation's price. Additionally, you may evaluate how the addition of United Bancorporation to your portfolios can decrease your overall portfolio volatility.
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| Performance Analysis Check effects of mean-variance optimization against your current asset allocation | |
| Portfolio Volatility Check portfolio volatility and analyze historical return density to properly model market risk | |
| Fundamental Analysis View fundamental data based on most recent published financial statements |